Many companies today are investing in various computer-based tools to support their planning, decision making or communication processes. However, end users are often reluctant to accept the available information systems, which mean that these investments are extremely risky. Understanding why users choose to accept or reject an information system has proved to be one of the most challenging problems in this research area. Previous studies have focused on users' beliefs and attitudes regarding use intentions, but the results have, however, been both mixed and incomplete. In this study, I have used the Swedish youth? s use intention of mobile banking and a quantitative study was performed based on five different hypotheses derived from previous studies.

I februari 2007 beslutade Finansinspektionen att implementera Basel II:s rekommendationer och regleringar som resulterade i införandet av ett kapitalkrav för operativ risk. Internmätningsmetoden är den mest sofistikerade metoden för att beräkna ett kapitalkrav och utgår ifrån faktiska operativa förluster och ämnar att, utifrån dessa, modellera de risker som uppstår i samband med den operativa verksamheten. För att Finansinspektionen ska godkänna en internmätningsmetod kräver de att den inkluderar både intern och extern förlustdata. Vid användande av extern förlustdata är det viktigt att inse att en extern förlust inte är direkt representativ för en annan bank än den där den inträffade. Banker försöker därför ta fram metoder för att kunna skala externa förluster i ett försök att göra dem representativa för sin egen verksamhet.Syftet med denna studie är att utveckla och testa en metod för skalning av extern förlustdata.Teorierna kring skalning bygger idag till stor del på att låta bankspecifika variabler så som omsättning, antal anställda och geografisk placering vara förklarande för storleken av förluster hos olika banker.

The purpose of this Bachelor thesis in Economics at Lund University is to try to establish the correlation between the value change of retail real estate buildings in Sweden and macro economic variables. The principal method is the multiple regression model and it is used to estimate the basic model. The basic model is enhanced by estimating some 30 models and the result is two good models. The difference between the basic model and the two better models are small but important. In the lagged basic model, the same variables are used as in the basic model but with different time lags.

The study examined what NHL-teams should improve. This has been done by studying the significant statistics of NHL-seasons, and with linear regression identifying what NHL-teams should do to win many points and thereby get a good placement in the final table. The most interesting result of the study is that the statistics on faceoffs and shots on goal and power play efficiency most seasons where irrelevant for the outcome of a season..

The study examined what NHL-teams should improve. This has been done by studying the significant statistics of NHL-seasons, and with linear regression identifying what NHL-teams should do to win many points and thereby get a good placement in the final table. The most interesting result of the study is that the statistics on faceoffs and shots on goal and power play efficiency most seasons where irrelevant for the outcome of a season..

During 2012, the employer of this essay carried out a telephone survey with 18000 participants and a web panel survey with 708 participants. Those who partook in the telephone survey were given a choice to join the web panel. The purpose of this work is to study the participants of the telephone survey and see if they reflect the Swedish population with regards to several socio-demographic factors. Also, we intend to investigate if the propensity to join the web panel differs for participants of the telephone survey with regards to various socio-demographic affiliations. It is also of interest to study if the response pattern is different for participants of the telephone survey that would like to join the web panel and those who reject.

I JAS 39 Gripen finns funktioner, kallade uppdragsberäkningar, som informerarpiloten om hur mycket bränsle och tid som förväntas gå åt för att slutföra detaktuella flyguppdraget. Uppdragsberäkningsdelen är stor och komplex och genomatt göra en modell av uppdragsberäkningarna kan man enklare simulera och verifieradem innan införandet av en ändring. I detta examensarbete har en modellav koden implementerats i MATLAB/Simulink.Under arbetet har en bränsleberäkningskärna och en accelerationsberäkningsfunktionmodellerats. I samband med modelleringen har modelleringsmetoder utvecklatsför vanligt förekommande dataobjekt och funktionaliteter i koden, såsom variabler,loopar och if-satser. En stor del av arbetet har handlat om validering av modellen mot originalkoden.

The study examined what NHL-teams should improve. This has been done by studying the significant statistics of NHL-seasons, and with linear regression identifying what NHL-teams should do to win many points and thereby get a good placement in the final table. The most interesting result of the study is that the statistics on faceoffs and shots on goal and power play efficiency most seasons where irrelevant for the outcome of a season..

The study examined what NHL-teams should improve. This has been done by studying the significant statistics of NHL-seasons, and with linear regression identifying what NHL-teams should do to win many points and thereby get a good placement in the final table. The most interesting result of the study is that the statistics on faceoffs and shots on goal and power play efficiency most seasons where irrelevant for the outcome of a season..

This papers? objective is to examine the effects that labour market institutions (LMI) have on the unemployment in the short- and the medium run throughout the new Keynesian NAIRU theory, but also to make a comparison with the postkeynesian capital stocks? effect on the unemployment. Thus, it is this papers? main objective to study the economic effects that LMI, capital accumulation and varied macroeconomic shocks might have on unemployment. The paper uses econometric regression models as a methodological benchmark in order to estimate each independent variable?s level of significance and to approximate the effect each have on the dependent variable.

The purpose of this study was to investigate different relations between the damages of falls and background variables as well as the relation between the falls and the weather condition to later be able to use this report to expand the knowledge among workers at VTI about the pedestrian fall injuries. All of the fall injuries in the data that this study is based on have occurred in Sweden during the time period between January 2003 and December 2011.To be able to answer the questions that this report is based on several statistical methods are used. The statistical methods that have been used during the making of this report are multiple linear regression, binary logistic regression, correlation analysis, association analysis and descriptive statistics as well as visual analysis.The results of the study show that women around menopause age have a tendency to get a big increase in the amount of injuries compared to men of the same age. The study also suggests that men on average tend to have a lower level of injury compared to women.Age also seems to affect both the amount of injuries and the level of injury negatively. The study suggests that the most likely reason for this is both that the intake of ?Fall Risk Increasing Medicine?, which is medicine that increases the drowsiness, is higher among older individuals as well as lower estrogen levels among older women and lower amount of testosterone among older men, which causes a loss of bone density in both sexes.The weather seems to have a strong effect on how many injuries occur but also a noticeable effect on the scale of the injury.

Denna kandidatuppsats har analyserat interna parametrar som påverkarlönsamhetsmåttet RevPAR (Revenue Per Available Room/intäkt per tillgängligt rum)för hotellföretag i staden Göteborg. Syftet är att få en djupare förståelse för vilkainterna parametrar som påverkar lönsamhet, samt hur och i vilken utsträckning.Studien baserades på en teoretisk referensram bestående av ?Resource-based view?och flertal tidigare studier inom ämnet. Det senare ledde till ett val av tio internaparametrar, med tillhörande hypoteser för undersökningen. Empirin framställdes avinsamlade värden från ett urval på 34 hotellföretag.

Det här kandidatexamensarbetet inom matematisk statistik och industriell ekonomi undersöker förklarande faktorer bakom ränteskillnad, så kallad spread, mellan amerikanska och tyska statsobligationer. De obligationer som undersöks har en löptid på fem respektive tio år. Den huvudsakliga analysen görs genom multipel linjär regression. Regressionsmodellering av statsobligationsspread är vanligt förekommande i bankvärlden och det här kandidatexamensarbetet kan utgöra en grund för vidare modellering och förbättring av befintliga modeller. Problemformuleringen och arbetsupplägget har utformats i samarbete med en svensk bank, som inte nämns vid namn på grund av sekretesskäl.Kandidatexamensarbetet består av två huvuddelar.

Every year, Swedish municipalities transfer considerable amounts of profit from public housing companies to the owner municipality. Municipalities are allowed to do this, provided that the money is used to pay for certain purposes. But there are no legal repercussions if they do not comply. Not all municipalities choose to transfer profits. Based on partisan theory, this difference could be explained by the political governance of the municipality.

Purpose: The purpose of this study is to examine the relationship between IPO and revenue growth of primary-listed companies on Nasdaq OMX Stockholm. The study is limited to examining the listing?s impact only on sales growth, during a period of seven years.Theoretical Framwork: The theoretical framework applied in the study aims to answer the purpose and research questions. In this study previous research is of great importance.Methodology: The study is based on a quantitative research approach with statistical elements. The study is conducted through the collection of annual reports of listed companies from the database Retriever Business.