The purpose of this thesis was to look at the relationship between the experiences of work related stress among male bank employees and how they dealt with potential stress. The thesis focused on male bank employee?s experiences and management of work related stress with the control requirements and support model as a starting point. Work related stress is a phenomenon that has become a serious problem with economic impact for both the individual and organizations. Increased absence from work due to medical issues is one example of such consequences.

This study examines the effects of credit risk and information disclosure in the new bank regulating system Basel II on bank and bank customer. The effects are then discussed in a perspective of the economic man and information asymmetric theories. Furthermore is the Basel II effects on the capital adequacy of Andelsbanken för Åland examined.The approach of the study is qualitative and several interviews with individuals on different levels of the examined bank, Andelsbanken för Åland, have been carried out during the collecting of empirical facts about the effects of the regulating change from the Basel I system to Basel II.The research findings are as follows:Andelsbanken för Åland have increased its capital adequacy ratio from 12,7 percent to 14,4 percent, mostly due to lower risk weights on housing mortgages compared to Basel I. Andelsbanken för Åland have started to use a completely new credit risk and customer assessment system which classifies every customer and gives them a credit rating. The system cause a much heavier information gathering of the customers profile as well as a much better assessment of risk than the previous system, which the bank finds positive.

Det föreligger fem dokument i uppsatsen. Dessa är krediten, säkerhetsbilagan, avtal i anledning av säkerhetsöverlåtelse, överlåtelseavtal samt godkännande av överlåtelsen av arrenderätten. Det är dock oklart hur dessa förhåller sig till varandra då de verkar för olika saker trots att de är upprättade i ett nära funktionellt och tidsmässigt sam-band. Syftets första del är att utreda hur avtalen ska bedömas, om de tillsammans ska ses som ett och samma avtal genom sammanflätning eller om de ska bedömas isole-rade från varandra då varje avtal kan utgöra sin egen kosmos. Sammanflätningen mel-lan tre avtal, ?Avtal i anledning av säkerhetsöverlåtelse, överlåtelseavtal samt godkän-nande av överlåtelsen av arrenderätten? ansågs vara så stark av olika anledningar att det inte skulle bedömas isolerade från varandra utan de utgör tillsammans ett avtal.

The thesis aims to analyze strategic, cultural and structural aspects of Grameen Bank and its micro-credit project, in order to identify key success factors. A case study was performed with an inductive and qualitative approach, using semi-structured interviews. The data was collected by field observations and interviews on site in Dhaka, Bangladesh and surrounding areas.The main conclusion is that the critical success factor of Grameen Bank is the relationship focus, guiding and aligning its strategy, culture and structure. Also, local offices have been observed to utilize practices not permitted by the bank?s management, ultimately increasing the organizational efficiency..

Uppsatsen är en fallstudie av Nordea, Provinsbanken, Handelsbanken, Föreningssparbanken och SEB. Uppsatsen syftar till att undersöka hur banker arbetar med kundrelationer och vilka kundmått som används..

Studien syftar till att underso?ka om de ansta?lldas skattning av chefers konflikthanteringsfo?rma?ga kan prediceras baserat pa? chefens emotionsigenka?nningsfo?rma?ga och sja?lvskattade emotionsreglering. Studien genomfo?rdes genom att 32 chefer utfo?rde ett datoriserat emotionsigenka?nningstest (Geneva Multimodal Emotion Portrayal Set) och en emotionsregleringsenka?t (Emotion Regulation Questionnaire). 181 medarbetare till cheferna svarade pa? en webbaserad enka?t ga?llande chefens konflikthanteringsfo?rma?ga (Conflict Resolution Questionnaire).

The retail banks are usually looked upon as conservative. Since the launch of internet banks in the 90's they have not developed much. Meanwhile the internet is developing in a fast pace and social websites are increasing in popularity. The purpose of this essay was to investigate how internet banking will develop in the near future based on interviews, literature and trend studies. With web 2.0 techniques the internet bank could develop to help the costumers take more informed decisions regarding their economic situation.

Speaking of budget and budgeting is almost as adding fuel to the fire. The subject evokes a lot of emotions, both positive and negative. Some might consider budgets as a bureaucratic process that won?t lead to any good. Others might find budgets as extremely helpful and necessary in a company?s planning process.

Syfte: Syftet med detta examensarbete är att förklara vad som är den främst avgörande faktorn vid privatkundens val av marginalbank, genom att jämföra med demografiska variabler samt hur deras val kan användas vid segmentering. Dessutom vill vi titta på vilka typer av banker privatkunder har.Metod: För att nå fram till resultat för analysen har ett positivistiskt angreppssätt och en deduktiv ansats använts. Det empiriska materialet är baserat på en enkätundersökning gjord på personer i Hässleholm och Ängelholm. Datainsamlingen har sedan analyserats med hjälp av korstabeller.Teoretiskt perspektiv: Studien utgår ifrån tidigare forskning inom området som har använts för att kunna upptäcka faktorer som kan förklara vårt syfte.Resultat:  Analysen visade att vid val av marginalbanker värdesätts faktorer så som bra pris på varor i butik samt bonuscheckar. Vad som också framkom är att vid segmentering av kunder bör bankerna, enligt reslutat från denna uppsats, använda sig av differentierad marknadsföring vid segmentering av kunder..

Problembakgrund: Som det ser ut idag är alla aktiebolag tvungna att ha en kvalificerad revisor. Regeringen beslutade den 7 september 2006 att göra en utredning om reglerna för revision i små företag (dir. 2006:96). Slutbetänkande lämnades i september 2007 och i början av 2008 presenterades sedan ett förslag om begränsad revisionsplikt, Avskaffandet av revisionsplikten för små företag (SOU 2008:32).  Problemformulering: 1.

SammanfattningSyftet med denna studie är att se hur arbetslösheten och konjunkturen påverkat andelen visstidsanställda i Sverige, perioden 1987 till 2005. Studien tar även upp vilket syfte visstidsanställningar fyller hos arbetsgivarna.Det är en kvantitativ studie, baserad på datamaterial från Statistiska Centralbyrån.Resultaten i studien påvisar att det inte finns ett långsiktigt samband mellan andelen visstidsanställda, andelen arbetslösa och industriproduktionsindex. Det finns emellertid ett kortsiktigt samband variablerna emellan. En ökad andel arbetslösa genererar en temporär ökad andel visstidsanställda. En ökning av industriproduktionsindex skapar en kortsiktig ökning av andelen visstidsanställda.

Problem: Which factors affect customer satisfaction in a non-physical bank relation? Purpose: The purpose with this thesis is to study what creates customer satisfaction in a non-physical bank relation. We look at this by conducting a case study in which we studied the opinion of customers who uses the e-bank at FöreningsSparbanken. Method: We have used a qualitative data method through which we have received answers from our respondents, these we have interpreted to form information, which we have used in our analysis. In our empirical study we have used a case study in which we have chosen to interview both customers and co-workers to get an answer to our problem.

During the recent financial crisis there has been an intense debate regarding small enterprise?s possibilities to borrow money. Statements from interest groups and results from surveys among Swedish non-financial companies indicate that their situation has worsened. Credit worthy enterprises that under normal circumstances would not have any problems getting financing are now facing financial difficulties. In contrast, an economic report from the Bank of Sweden concludes that Sweden does not suffer from a severe credit rationing due to the financial crisis.

Purpose: The purpose of this thesis is to study the causal relationship between bank sector development and economic growth in four Nordic countries (Sweden, Finland, Denmark and Norway).Method: Our thesis is based on a quantitative method. The study consists of a compilation and analysis of key financial indicators that represent economic growth and bank sector development. A Granger causality test has been conducted on the time series in order to measure the causal link between economic growth and bank sector development.Theoretical framework: The study is based on the theory of endogenous growth and the causal relationship between bank sector development and economic growth also known as the demand following and supply leading hypothesis. Results: The results of the four countries are ambiguous. Except for Denmark, that follows the supply leading hypothesis, the remaining countries do not show a unanimous result..

During the autumn of 2007 I carried out an investigation within the bank and finance Sector. The aim of the investigation was to see how informal aspects could be understood in relation to equality within Bank AB? The main question was: Which are the obstacles and opportunities for equality within Bank AB? To answer the main question I asked the following questions to the material: Are there any gender related different within the organization? How are men and women represented within the internal magazine? Which are the conceptions related to sex/gender within the organization? The investigation is based on a survey, the internal magazine was investigated and finally interviews took place. Throughout the investigation I used organization theory in a gender perspective. With the gender organization theory I examined concepts as structures, leadership, symbolism and changes associated with equality.