Companies today are facing more and different kinds of demands from the society and their stakeholders. It is no longer enough to just deliver the products, and not just the quality of the products that matter. The consumers are getting more conscious about the many ways in which companies affect the society and the environment in which we live. The financial sector, that among others includes stakeholders such as insurance companies, banks and fund companies are starting to realise the importance of the non- financial issues that companies are encountering. Analysing the companies sustainability when it comes to social and environmental issues, has become an increasingly important factor when for example choosing companies to invest in.

På grund av avskaffandet av revisionsplikten som började gälla den 1 november år2010 kan idag små företag välja bort sin revision. 250 000 av Sveriges företag är enligtlag berättigade att själva välja vilka revisorstjänster de är i behov av samt i vilkenomfattning.För att banker ska bevilja lån till små företag krävs det en säkerhet som speglarföretagens förmåga att betala kommande räntor och amorteringar. Säkerheten ligger igranskade revisioner och när de blir frivilliga kan tillförlitligheten minska.Metoden som använts är kvalitativ och har utformats via personliga intervjuer medbanker och revisionsbyråer.Syftet med studien är att beskriva effekten av avskaffandet av revisionsplikten påbankers utlåningsprocess till mindre företag.Frågeställning:?Är bankerna villiga att bevilja utlåning av krediter till små företag utan revisor??Finns det någon information som kan ersätta reviderade räkenskaper??Har långa relationer någon påverkan på bankers kreditbedömningsprocess??Hur ser revisionsbyråerna på avskaffandet av revisionsplikten?Slutsatser:Majoriteten av bankerna är villiga att bevilja kredit till företag utan revision. Dock krävsfler beslutskriterier för att bedöma ett företags återbetalningsförmåga.

As we all know Sweden as a country, appears to be homogenus. At the middle of 1960?s the emigrants from ancient Jugslavia came to Sweden as an workforce. At that time it was the majority of the emigrants from ancient Jugoslavia that established their lifes in Sweden. The second period for the emigrants from ancient Jugolsavia was at the biginning of 1990?s because of the civil war in Bosnia and Herzegovina.

I samband med finanskrisen och det ökade intresset för företags samhällsansvar har många större banker kritiserats i media. Bankers verksamhet bygger på allmänhetens förtroende och därför är det viktigt att de arbetar med corporate social responsibility (CSR). CSR kallas på svenska ofta för företagens samhällsansvar och definieras vanligtvis av företagen själva. Det får oss att fundera på hur banker arbetar med CSR. Hur viktigt är CSR för att bankers förtroende ska upprätthållas? Finns det skillnader mellan olika banker och hur de arbetar med CSR?Syftet med uppsatsen är att undersöka hur två svenska banker arbetar med CSR samt identifiera likheter och/eller olikheter i deras arbete.

The aim of this thesis was to explore and analyze the sponsored debates on Newsmill, so called seminars. How does the sponsor use Newsmills seminars for marketing purposes? Who is allowed to write in Newsmills seminars?To answer these questions we used both a quantitative survey and a qualitative survey.To examine how the sponsors use Newsmills seminars for marketing purposes we conducted a qualitative analysis which included three of the eleven seminars - a total of 26 articles. We examined how the sponsors conveyed the picture of themselves and if the written content in Newsmills seminars contained any hidden marketing. We could see that the sponsor has a great deal of influence on the seminars and also used them to market their brand with hybrid messages.

Wood for commercial use is harvested from forests using forest machines like harvesters which folds, branches and cuts trees and forwarders which transports logs to a landing area for further transport to a processing facility. Future forest machines have to be much gentler to the machine operators and forest soil than today's machines. Hence new machine solutions must be developed and tested. A practical way is to develop a physical scale model which can be used as a test-bed to incorporate different types of solutions for suspensions, cabin damping, tires and tracks, crane and overall architecture. The aim of this project was to develop such a 1:5 scale model of a forest machine, named as ?Skogbil.A scaling strategy was employed to arrive at important scale dimensions and specifications ofSkogbil which would be comparable to the full scale model.

ABSTRACTTitel: Bolånetakets påverkan på bostadsmarknaden ? Ur konsumenternas synvinkelNivå: C-uppsats i ämnet företagsekonomiFörfattare: Johan Sandberg och Joel ByströmHandledare: Aihie OsarenkhoeDatum: 2012 - 05Syfte: Syftet med detta arbete är att undersöka hur förväntningarna var inför införandet, ochhur konsumenterna påverkats av det nya bolånetaket som infördes 1 oktober 2010. När detnu gått 18 månader sedan införandet, hur har bostadsmarknaden påverkats urkonsumenternas synvinkel?Arbetets bidrag: Tidigare studier inom området (t.ex. Gauffin, 2011; Bekeris & Lagelius,2011; Claesson & Megaache, 2011) fokuserar på hur hur bostadsmarknaden i sin helhet harpåverkats av bolånetaket, med främsta inriktning på bostadsrätter i Stockholm.

In this thesis, the Train Power System Simulator (TPSS) has been compared and verified with the commercial simulator TracFeed® Simulation (TracFeed). The basis for the comparison was a given part of the Swedish railway system, with steel transportation trains. Primarily, emphasis was placed on running time and energy consumption in simulation results. Two transformer systems were analyzed, booster and auto transformers. The high voltage transmission line, parallel to the railroad track, was disconnected in some simulations.

SammanfattningTitel: En Jämförelse i Blancokredithantering mellan Svenska Nischbanker från Detaljhandelsbranschen och Universalbanker Ämne: Industrial and Financial Management Central Begrepp: Blancokredit, Kreditrisk, Kreditprövning, Nischbanker Forskningsfrågor:? Använder svenska universalbanker och nischbanker med ursprung från detaljhandelsbranschen samma kriterier för riskbedömning vid blancokreditgivning?? Hur skiljer sig deras kredithantering?Syfte: Syftet med studien är att göra en jämförelse i blancokredithantering mellan nischbanker med ursprung från detaljhandelsbranschen och Sveriges universalbanker. Detta för att utreda eventuella likheter och skillnader och belysa dessa i en modell. Metod: Vi har valt att använda en deduktiv metod och utfört en kvalitativ undersökning. Våra undersökningsobjekt avgränsas till Svenska nischbanker med ursprung från detaljhandelsbranschen och universalbanker.

During several years we have been able to follow the victories and disappointments of Ludmila Engqvist through the scrutinising eye of the media. This essay will deal with how media?s picture perception of Ludmila Engqvist has changed by analysing articles from the Swedish newspapers Aftonbladet and Expressen from 1996 to 2001. Why and how the media?s picture has changed will be analysed through the perspectives of Ludmila Engqvist being an elite athlete, immigrant and woman.

The aim of this Master's thesis is to examine the theories and visions of five futuristic projects at children's libraries in Sweden and Denmark to investigate if these projects have approaches that are significantly different from today's best practices of the libraries and the current theories behind the children's sections.More specific questions are also asked:Are the projects taking advantage of the children's perspective or is it the adult vision of children's needs that is governing?Are the projects promoting collaborations with other actors, thereby facilitating a future development of the children's library by others than librarians?The comparisons reveal that new methods and tools are beeing developed, while the traditional ambitions and views on children and children's needs are essentially unchanged. The role of the library as a social room and meeting place has increased, while its role as a place for finding and transferring information has been challenged by Internet and home computers. The library can still compete as a public place offering relevant contents and assistance by attentive, well-educated adults.In conclusion, the futuristic projects are expected to promote greater variations between children's libraries, by presenting literature, media and information in many different and more innovative ways. Such greater diversity and multiplicity would allow the libraries to market themselves with a clearer message in order to compete with other (commercial) activities for children..

Real estate is defined as ground, which is divided into property. Ground means every part of the surface, which is situated within the country. There is no legal definition of property to be found. Property is usually explained as every unit, which legally should be registered in the register of landed properties. To constitute a property the property must permanently be suited for its purpose.

The purpose of this thesis is to examine the quality notions used by the library personnel responsible for the video game department at Malmo City Library. Furthermore, the thesis aims to assess how these notions of quality relate to properties of the actual collection of video games. The empirical results are based on interviews with the responsible library personnel. The result is then analyzed by an interpretation of Carl Gustav Johannsen?s library adapted, theory-based, model of quality definitions.

Many of today?s societies are built on established financial structures that are controlled by states and central banks. These structures are built on a clear perception of economic systems as established but invisible institutionalised concepts that are operated by millions of organizations worldwide. An idea of counteracting against centralized economies by introducing a currency that no state or bank controlled was developed in the beginning of the 20th century. In 2008 the idea was realised by the introduction of Bitcoin, which is a digital currency and transaction system without any centralized emitter or controlling organ.

Syftet med denna studie är att analysera hur tre banker; Swedbank, SBAB och SEB arbetar med Corporate Social Responsibility (CSR) och hur deras kunder påverkas av och relaterar till dess CSR. Sedan framförallt börskraschen 2008, som till stor del skapades av bankers socialt och ekonomiskt oansvariga agerande, så har CSR begreppet ökat något enormt inom bankbranschen. Krisen har både skapats på grund av en avsaknad av CSR samt att CSR nu har blivit en lösning på den. Svenska Bankföreningen som företräder Sveriges banker menar att många svenska banker har kommit långt i sitt arbete med CSR. De beskriver bland annat hur bankerna arbetar med socialt ansvarstagande genom anställningsvillkor samt jämställdhetsfrågor men också hur bankerna jobbar med etiskt ansvarstagande för att motverka mutor och korruption.