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819 Uppsatser om Commercial banks - Sida 21 av 55
Alla är vi lika men ändå olika. Ett mönsterprojekt inspirerat av kroppen
Sweden has a great tradition of pattern in both wallpapers and fabric, where colours and shape matters a lot for the customer. I have through my examination project tried to expand the views and find new alternatives and shapes for the obvious pattern traditions. I have therefore worked with what could be on the verge of attractive or repelling. To create a curiosity of what is considered to be commercial. From the prospective of the body organs I have created physical patterns for fabric and wallpapers.
Tjänstekvalitet i bankbranschen: och dess inverkan på
kundnöjdheten
Banks find themselves at a highly competitive market where it is important to achieve high customer satisfaction if they want to attract customers and stay competitive. Some studies suggest that the gap between customer expectations and perception within the five quality dimensions influences the customer satisfaction. With SERVQUAL the authors of this thesis have investigated the suggested relationship and have discovered no indications of a relationship between the gap and customer satisfaction. Instead the results indicate that there is a relationship between perceived service and customer satisfaction. The thesis also indicates that the most important quality dimension for the bank customer is reliability.
I Have a Dream...: En studie om ideologiföring
Due to the highly competitive and busy marketplace of today, companies are forced to take unforeseen measures in defending and developing their brands. Key elements like opinion leadership and lifestyle marketing are commonplace and aim to deliver values that are more difficult to define compared to quality, price, looks and usability. This paper aims to develop what should be considered most fundamental to all commercial branding. By investigating the ideologies that are the core of many successful companies, we hope to clarify the importance of communicating these ideologies. The topic is examined by method of quantitative analysis and the main purpose is to determine; what do the companies think of their ideologies, and how do their consumers recieve them? A secondary purpose is also to investigate whether different kinds of consumers recieve the ideologies in different ways..
Scenarioanalys över Sveriges elproduktion år 2050 : Kan Sverige försörja sig med 100 % förnybar
The aim of this report was to investigate if Sweden can have 100 % renewable electricity production in the year 2050. The conclusion is that it is possible but under certain conditions. For instance wave power must be in commercial use. When wind power and solar power represent a large percentage of the electric production there will be a lack of electric power during the winter but during the summer there will be a surplus of electric power. Both the surplus and the lack of electric power need to be taken into account.
Värvningsförbud av anställda och konkurrensbegränsande samarbeten
This thesis focuses on employers? use of non-?solicitation of employees in commercial contracts within the union?s internal market and how this can result in restrictive practices in violation of European law. Using legal method, legal economic considerations, and guidance from modern American legal development in antitrust law, this thesis is aiming to investigate how this kind of anticompetitive cooperation in the European labor market should be assessed. The result seems to be that despite a distinct and pronounced restrictive approach to the application of EU competition rules in the labor market, there are strong incentives and not any legal impediment to apply Article 101 TFEU on no cold call agreements between employers. .
Reklamlandskap : utomhusreklamens inverkan på stadsmiljö och stadsliv
Outdoor advertising is not very often discussed within city planning even though the commercial messages occupy much of public space. The advertising signs affects not only the physical environment but also social life.
In this report I would like to acknowledge and question the presence of advertising in our everyday environment.
Outdoor advertising is not a new phenomena, technical progress however, results constantly in new expansions in the environment. Today advertising occurs in all sorts of shapes in the cities, both as free standing signs and as signs attached to facades, incorporated in city furniture such as bus shelters and on vehicles moving along the city streets.
Grouping advertising into two categories; local and national, reveals that the different categories have different impact on public space.
Rösta på mig! : En studie om marknadsföring inom svensk politik
The purpose of this study is to investigate and analyze the marketing in Swedish politics. To clarify and compare the Swedish politics to traditional and commercial marketing strategies is not always simple but at the same time we must understand that the practical work political institutes practice, fuse with many theories and marketing is one such theory. To understand this, I chose to investigate which marketing areas and how within service management, brands, segmentation, positioning/image and marketing channels, affect the politics in Sweden? This study is based on qualitative method in which I had five interviews with politicians. The conclusions can be found in the chapter five..
Konkursprognostisering : En empirisk studie av småföretag i Sverige
Corporate failures pose a problem for banks, investors, customers, employees andinsurers. With a multivariate discrimination method, the study aims to find the specificfinancial ratios that most accurate reveals a company's financial health, which is ofinterest to all of the above parties. The data consist of 1042 Swedish small enterprisesand 30 different financial ratios between the years 2005?2007. The result shows thatbankrupt firms three years before bankruptcy have a disadvantaged capital structurewith poor solvency and high debt.
Salmonellosis in Peruvian guinea pig production : a study to evaluate the prevalence of salmonella spp and importance of the disease
In Peru guinea pigs are raised for meat production and salmonellosis is considered as a major problem. Studies have detected salmonella in animals with enteritis and pneumonia. Salmonellosis exists both in an acute and a chronic form. In the rural areas the diagnosis is made according to clinical signs and macro pathological findings at autopsy.
The major systems applied for the guinea pig production are often classified as family, family-commercial and commercial. These systems differ in number of animals and how industrialised they are.
Styrmedel för att hantera kreditrisk: En fallstudie av Handelsbanken Sergel
The Swedish bank Handelsbanken has, according to their own way of measuring, been more successful than a weighted average of their competitors during the last 38 years. They have also handled the recent financial crisis, as well as the one in the 1990´s, better than most other banks. This paper studies their management control system at branch level in order to identify the controls which have been enforced to ensure that a low risk level is retained in the lending. The controls that have been identified are; (1) A decentralized organization with the offices as profit centers where the manager has restrictions regarding risk level and the results are measured as K/I (cost/revenue). (2) The absence of bonuses and individual follow-up regarding performance measurement.
För vem är de svenska storbankernas hållbarhetsredovisning mest relevant? : En kvalitativ tvärsnittsstudie med utgångspunkt från 2012 års separata hållbarhetsredovisningar
2013 är det första året samtliga fyra svenska storbanker frivilligt väljer att upprätta separata hållbarhetsredovisningar. Syftet med denna uppsats är att undersöka för vilka intressenter de svenska storbankernas hållbarhetsredovisningar som avser 2012, är mest relevanta. Studiens empiri består av en kvalitativ tvärsnittsstudie som utvärderar respektive hållbarhetsredovisning och sammanfattningsvis ger en helhetsbild av fenomenet. Empirin analyseras med stöd från teorier och forskningsstudier med koppling till hållbarhetsredovisning. Studiens analys resulterar i en slutsats som visar att storbankernas hållbarhetsredovisningar är mest relevanta för storbankernas egennytta i form av ett strategiverktyg som samtidigt belyser företagsandan..
Magnesiumstatus hos mjölkkor : en fältstudie
Magnesium is an essential mineral that is important for several physiologic and biochemical processes in the body. Deficiency of magnesium is mainly associated with grass tetany, but can also appear in cows during the indoor period. Since long it is known that potassium has a negative effect on the absorption of magnesium. Due to the fact that potassium fertilisation leads to a higher potassium content in forage, it is of interest to study interactions of potassium on the magnesium balance in dairy cows. There are few studies about magnesium feeding to dairy cows in Sweden and the purpose of this study was to investigate how much magnesium and from which feed-sources dairy cows in Sweden get their magnesium.
Data was collected from seven farms in the northern part of Uppland and from seven farms in Skaraborg in Sweden.
Beslutsunderlag för energianpassade gallringar i Västerbotten
The demand for renewable energy is increasing in Sweden. This consequently increases the pressure for and willingness to pay for forest fuels. One method to extract forest fuel from suitable commercial thinnings is the "long top method? (LT-method). With this method saw logs and non-delimbed tops are recovered, i.e.
Budgetlös styrning ur en banks perspektiv: En studie av Svenska Handelsbankens syn på utlåning till budgetlösa företag
Kritiken mot den traditionella budgeten har ökat sedan 1970-talet och det har blivit allt vanligareatt företag avskaffat budgeten delvis eller helt. Eftersom företag som inte upprättar budgetaristället gör rullande prognoser, väcktes frågan om det går att låna pengar utan en budget somunderlag. Vi blev därför intresserade av att ta reda på om en av de stora affärsbankernaskreditbedömning skiljde sig åt mellan de olika underlagen. För att undersöka detta utförde vi enkvalitativ studie på Svenska Handelsbanken AB eftersom att vi behövde få djupare svar urbankens perspektiv när det gällde möjligheten att låna ut pengar till budgetlösa företag. Vi kundesedan dra slutsatsen att bedömningen av budget och prognoser inte skiljde sig åt och att de kanbetraktas som samma sak ur bankens synvinkel..
Munksjökajen : Stadsplanering i Jönköping
Munksjökajen is an old industrial estate on the western shore of Munksjön in Jönköping. The purpose of this thesis is to develop Munksjökajen in accordance with the program for Jönköping?s future development ? Stadsbyggnadsvisionen ? drawn up by the city council.Munksjökajens relations to the surrounding areas have been investigated as well as the need for public transport and possibilities for commercial, municipal and private businesses to operate in the area.The final proposal has a relatively high degree of preserved industrial buildings. New buildings vary in shape and expression in order to create an interesting and diverse environment. The proximity to the lake adds character to the neighbourhood and the water is accentuated by the integration of it in the area..