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819 Uppsatser om Commercial banks - Sida 20 av 55
Det offentliga biblioteksväsendet i tredje rikets Tyskland
The thesis treats how the German public libraries originated and how they were affected by the Nazi era. It deals with how the library system began to cover the whole nation, and describes the struggle between public libraries and commercial and religious ditto. It also treats the weedings out and what happened to the staff and the stocks between 1933 and 1945.Furthermore it gives a picture of what books one could find in a German public library,and how these volumes were catalogued and classified. Moreover it describes how thelibraries managed during the Second World War, and ends by giving some topics fordiscussion and asks questions that additional research might be able to answer..
Om hur en banks value at risk bäst skattas med expected shortfall
Bakgrund: Om VaR kan estimeras väl med hjälp av ES-metodik, kan man få bukt med VaR-måttets brist på sudadditivitet (vilken innebär dels praktiska problem vid utformning av finansiella organisationers limitstrukturer, dels teoretiska problem i enlighet med Artzner et al (1997, 1999)) samtidigt som man uppfyller det formella kravet på att rapportera sitt VaR på 99 %:snivån. Syfte: Att undersöka hur väl ES ? estimerat på olika konfidensnivåer och med olika metoder ? duger till att skatta en banks 99 %:s-VaR. Metod: Två ES-metoders och sex VaR-metoders förmåga ? både avseende frekvens (Kupiec-test) och oberoende (eget längsta-följd-test) ? att skatta 99 %:s-VaR utvärderas och jämförs.
Värdet av aktierekommendationer
This paper presents a study that evaluates the performance of stock recommendations issued on Swedish stocks during 2003. The selection of recommendations in this paper originates from banks, major brokerage firms and financial press located in Sweden. The total of 171 recommendations consisted of 99 buy recommendations and 72 sell recommendations. Forecast revisions presented in this paper suggest that Investment managers have no ability to predict performance winners, nor do their forecasts in general have any significant impact on stock prices. A mere 50 percent of the recommendations in this revision had a weak ability to outperform their benchmark indexes as in other similar revisions.
Teknikundervisning för yngre barn? : Förskollärares, lärares och anställda i näringslivets attityder till Teknik och Teknikundervisning för barn i yngre åldrar
Syftet med denna studie är att uppmärksamma attityder till Teknik hos förskollärare, lärare, skolledare och näringslivsrepresentanter och försöka ta reda på tänkbara orsaker bakom dessa attityder för att se möjligheter och svårigheter i arbetet med ämnet. Den forskningsfråga jag kommer att försöka besvara lyder: ? Hur ser några ?tidigarelärare? förskollärare och representanter från näringslivet på barns tidiga möten med Teknik? De empiriska data som studien bygger på kommer från 83 enkäter och 2 intervjuer. Enkäterna besvarades av 28 förskollärare, 30 lärare och 25 anställda i näringslivet. Intervjuerna hölls med en person ur ledningen på ett större företag och en skolledare.
Miljöcertifierade kommersiella byggnader : Undersökning av ekonomisk ansvarsfördelning mellan hyresgäst och fastighetsägare
The Swedish commercial real estate market is in the current situation globally affected and is actively interacting with the rental and capital markets through international tenants and investors who are setting new demands on the property owners. The European Union has set new requirements as well in purpose of reducing humanity?s negative effect on the climate and therefore the international real estate market has introduced Green Building-certificates in order to decrease the real estate industry?s environmental impact.Certificated buildings with low energy consumption are a more common sight in Sweden these days. The development, however, could go even faster if there was not certain difficulties between property owners and tenants. Previous research has revealed that tenants do not always have knowledge about, or may have access to the economic benefits that a green building can provide.
Migrating Mesh SkinningDeformation Functionality fromRSX to SPUs on thePlayStation ® 3
In game development, performance is everything and the Playstation 3 provides a unique platform for utilizing parallelization of code to achieve extremely high performance. In this master?s thesis the issue of animation with smooth skinning is migrated from being a GPU process to becoming a parallelized and 358% faster process. This method is incorporated in an existing commercial game engine and integrated in a currently in development title for the Playstation 3. An in-depth study covers parallel processors, the CELL processor, used in the Playstation 3, and how contemporary industry leading game developers are utilizing the same unique architecture to increase their own games? performance..
Finanskrisen : Hur SEB har hanterat finanskrisen
Det finns bra och dåliga tider, så även inom ekonomin. Förra året 2008 gick världen in en lågkonjunktur. Trots att USA:s finanssystem var sårbart redan från början så påstås det vara bostadskrisen som var den bidragande orsaken till den finanskris som kom att påverka stora delar av världen. Bostadskrisen kom att påverka bankerna hårt på grund av att de hade en hög utlåning till familjer och människor som i vanliga fall inte skulle kvalificera för att ta stora lån. När dessa människor inte längre kunde betala sina lån blev de tvungna att sälja sina hus, dock hade bostadspriserna sjunkit och bankerna fick inte tillbaka de pengar som de lånat ut.
Resultat från tre klonförsök med fågelbär, Prunus avium L, i södra Sverige :
This study was based on measurements of growth and shape of 50 clones of wild cherry, Prunus avium L, in south Sweden and aimed at finding out wether or not any of these clones are useful for commercial propagation.
Initially, a short assembly of documented knowledge concerning wild cherry as a timber producing tree species was put together. The study of the 50 clones includes information gathered during the fall of 2006 from four trials located in the counties of Blekinge, Småland and Västergöland. The oldest trial, founded in Tranemåla, Blekinge, in 1992, was focused on offspring and aimed at discerning differences between provenances and at developing an adapted plant material. The other experiments were both clone trials and founded in 2002. These are based on 50 individuals selected from the offspring trial in Tranemåla.
Villa Furulid : gamla anor möter dagens behov
The last years? financial situation has contributed to an increased willingness from the banks to handle risks. The most important risk to cope with is a risk that is related to a customer?s ability to repay loans. Forecasts indicate that in the future, Swedish farmers will be facing profitability challenges, which points to a need to reconsider the banks procedures considering risk management in credit granting for agricultural businesses.Today?s risk management will be given two complements in this study.
Utvärdering av öppna dikens status och funktion : en förstudie i Västmanlands län
Evaluations of open Ditch status and function, with an assessment of suitability of a conversion to a two stage ditch as a low maintenance alternative.
To illustrate Swedish drainage problems this work focused on two agricultural drainage associations assessed in detail with a new method called MADRAS (Minnesota Agricultural Ditch Reach Assessment for Stability). With the assessment of the MADRAS method estimates were made to conclude the ditches operating
problems.
This was made through measurements of sediment depths, mass bank failures etc. in order to quantify ditch problems and propose practical actions for improved ditch stability and water quality.
The MADRAS surveys were conducted in two main ditches that drains 2900 hectares of land on the northern shores of Mälaren. In the study measurements of the ditch cross-sections were also conducted to compare actual profiles with the original map profiles.
The evaluation showed that parts of the studied ditch sections were operatively poor; main reason was mass bank failure, undercut channel banks, sediment aggregations
and narrowed ditches. The profile survey shows that a majority of the profiles 80 % has sediment accumulations there remains only 64 % of the original profile from the map.
Derivatinstrument för prisriskfördelning på villafastigheter. - En undersökning av förutsättningarna på den svenska fastighetsmarknaden.
This paper is concerned with surveying the possibilities of implementing a futures market based on the valuation of non-commercial real estate in Sweden. We base our survey on a theoretical speculation of how such a market would operate and what instrument would best suit the marketplace. After reaching our solution we survey key experts to receive their feedback on our suggested solution. Their feedback includes, who are potential operators on this market and their motives, possible effects of such a market on the real estate market and other aspects of society..
Riskhantering vid kreditgivning till lantbruksföretag : riskanalyser av fyra fallgårdar
The last years? financial situation has contributed to an increased willingness from the banks to handle risks. The most important risk to cope with is a risk that is related to a customer?s ability to repay loans. Forecasts indicate that in the future, Swedish farmers will be facing profitability challenges, which points to a need to reconsider the banks procedures considering risk management in credit granting for agricultural businesses.Today?s risk management will be given two complements in this study.
Förändringens tider i fastighetsbranschen : En studie på utvecklingen före och efter finanskrisen 2008
Background and problem: The financial crisis 2008-2009 came out from an over-optimism among those who took the real estate loans in the U.S., and especially so-called subprime loans. After the 2008 financial crisis, it has become a global uncertainty in the financial market with low growth, and even financial crises in the euro countries have appeared. The real estate industry is a capital-intensive industry where companies have a high leverage to implement their investment. This means they have a larger proportion of debt relative to equity than companies in other industries. As investments require a lot of capital, real estate companies become dependent on having a working relationship with both the banks and the capital market.
Marknadsföring i podcast
Podcast is a new audio media in Sweden and has become larger and increasingly more popular in the past few years. In line with this, companies have seen the opportunity to use this type of marketing in the new coveted media and have created a new marketing tool in the form of sponsorship. Previous studies in this field indicate that this is a very effective method to reach a broad audience, but it still is a relatively new area with very little research in existence today. This study is an analysis of how receptive listeners are to marketing through podcasts and the ability companies have to create a sustainable and effective strategy for successful marketing through this type of medium. The collection of data for this study consists of two different qualitative interviews, the first one with listeners that were chosen, and the second with the sponsor company for two of the largest podcasts in Sweden. The essay´s empirical evidence shows how receptive listeners are to marketing via podcasts, what their podcast habits look like, what form of approach in marketing they prefer, and how often they take part in different offers. From the interviews with listeners and sponsoring companies in the study, it is concluded that the best and most effective strategy for marketing through podcasts is to weave advertising in the conversation and therefore increase the credibility and disturb the listener as little as possible.
Kontanthantering i förändring : En fallstudie om samarbetet i strävan mot att minska kontanthanteringen i samhället.
This study examines a case of cooperation between banks, commerce, police and the municipality of Skövde, which in a project has the target to reduce the use of cash by 15 % in the city during 2011. The purpose of this study is to increase the understanding of the importance of cooperation in which different actors come together to reach a common goal, such as speed or interfere with an ongoing change, while they must meet their own interests. In this study the case of cooperation has been studied by using a qualitative approach. The methods used in this study are participant observation and a group interview as well as personal interviews. The theories underlying the study revolve around the concepts of collaboration between organizations with similar interests, changes in society, conflict and resistance to change..