Informationsplikten i försäkringsavtalslagen
Uppfylls syftet med informationen?
Information dutyNeed of informationInformation before contractInformation after contractInformationspliktInformationsbehovFörköpsinformationEfterköpsinformation
This thesis treats the information the insurance company is going to give the policyholders just before the insurance is to be concluded and soon thereafter. The purpose for the essay is to investigate whether the mentioned information can be considered to meet the purpose referred to its establishment. The investigation will also show if the penalty for not upholding this obligation is reasonable in relation to the aim the duty to inform the policyholders is meant to uphold.Information to be provided before the contract is concluded should facilitate the choice of insurance. The information to be given to the policyholders as soon as possible after the contract is concluded should be given as a form of confirmation and information on conditions that has not been stated before. The purposes that have been mentioned is for both the information to consumers and companies.The conclusion that can be made after the analysis is that the information is of great importance for the policyholder, both for consumers and companies. Some penalties can be regarded as a tad harsh against the insurance company, according to the author. If just policyholders have an interest to use the information their position would get better. The general purpose of the information has therefore been achieved.