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10844 Uppsatser om Swedish bank customer - Sida 40 av 723

Att fånga & förmedla en livsstil med ett varumärke & en affärside : en fallstudie av Proud

The purpose of this essay was to find conceivable marketing- and business strategies that can be combined with a company?s lifestyle.This essay is dependent on a number of interviews with the owner of a maternity clothing trademark, PROUD. PROUD is a new company that has many different options concerning expansion, trademark and its existing and future products and also the knowledge regarding the client?s attitude towards PROUD.The authors of this essay believe that the trademark should represent a lifestyle. For a company to be able to deliver, it has to understand what the future clients want and need.

Storbankers val av marknadsstrategi

Syfte: Redogöra för eventuellt användbara teorier då vi undersöker varför Handelsbanken samt Swedbank har valt att marknadsföra sig som de gör.Metod: För att uppnå vårt syfte har vi valt att ha en kvalitativ utgångspunkt i vår uppsats. Primärdata har samlats in genom personliga intervjuer med anställda på både handelsbanken samt Swedbank. Sekundärdata har samlats in från litteratur och vetenskapliga artiklar.Teoretisk referensram: Den teoretiska referensramen har byggts upp kring relevanta teorier och modeller som har anknytning till profilering av marknadsföringsstrategier.Empiri: Primärdata har samlats in genom personliga intervjuer med kontorschefer på handelsbanken och ansvarig personal för marknadsföringsavdelningen i Swedbank, alla intervjuer har genomförts i Stockholm.Resultat: Det resultat som har nåtts efter att uppsatsen har avslutats är att Handelsbanken marknadsför sig lokalt samt att Swedbank marknadsför sig genom stora kommunikationskanaler för att nå ut till alla konsumenter..

A Long Day?s Journey into Night ? examining the Swedish model, present and future

In this essay we strive to examine how the social work in Sweden will be affected if the Swedish welfare model goes through fundamental changes. The study illuminates the close connection between the Swedish collective bargaining model and the Swedish welfare system. The questions we present in this essay, and hopefully answer satisfactory, are: is the Swedish welfare model subject to thorough changes? How will such a change alter the social work in Sweden?, is the Swedish collective bargaining model in a state of modification? Would a modification in the collective bargaining model have effects on the Swedish welfare model?We have used a qualitative method in collecting empirical material. We interviewed three representatives, who worked for Confederation of Swedish Enterprise, IF Metall and The Swedish Municipal Workers respectively.

Styrmedel för att hantera kreditrisk: En fallstudie av Handelsbanken Sergel

The Swedish bank Handelsbanken has, according to their own way of measuring, been more successful than a weighted average of their competitors during the last 38 years. They have also handled the recent financial crisis, as well as the one in the 1990´s, better than most other banks. This paper studies their management control system at branch level in order to identify the controls which have been enforced to ensure that a low risk level is retained in the lending. The controls that have been identified are; (1) A decentralized organization with the offices as profit centers where the manager has restrictions regarding risk level and the results are measured as K/I (cost/revenue). (2) The absence of bonuses and individual follow-up regarding performance measurement.

Hur enkel- & dubbelportsturbin i kombination med två olika avgassamlare påverkar gasväxlingsprestanda på en Scania V8

The exhaust arrangement on a Scania V8 consists of one manifold at each bank connected to a twin entry turbine (8-2-2). A study in GT-Power has shown improved performance and reduced cylinder to cylinder variations using two manifolds at each bank in combination with a single entry turbine (8-4-1). This thesis work analyses the difference in performance shown in simulation and verify it by engine test.The initial work was focused on simulation in GT-Power. Investigating how exhaust manifold volume and pulses effects the turbine efficiency and the mean effective pressure during the gas exchange. To verify GT-Power simulations four engine tests with different exhaust arrangement have been made.The results from GT-Power simulation indicate that a larger exhaust volume improve the turbine efficiency.

Mervärdeskapande på Internet : En undersökning av Internetbaserade resebyråer

The purpose of this thesis is to examine whether Swedish, Internet-based travel agencies, acting on a consumer market are working towards creating added value for their customers. If that is the case, how and why do they use such a mode of operation.The theoretical framework was based on Grönroos´ ?Augmented service offering?, which treats added value as an addition to the core service. The services offered on five of the larger companies´ websites on the market were examined and 3 representatives of the five companies were interviewed.The study shows that 2 of the examined companies did not produce any added value, while 3 of the companies did produce added value for the customer. The added value was generated through packaging of core-, facilitating- and supporting services for the purpose of differentiating the company towards competitors and generating service fees..

Basel II och dess betydelse för Länsförsäkringar Bank efter implementeringen 2007

Syfte: Sedan februari 2007 tillämpar Länsförsäkringar Bank det nya regelverket Basel II. Införandet av Basel II förväntades få olika konsekvenser för bankerna, kunderna och för bolånemarknaden. Denna studie skall undersöka hur Basel II har påverkat Länsförsäkringar Bank och dess kunder. Hur har kreditprocessen och kreditbedömningarna förändrats? Hur har banken påverkats? Vilka för- och nackdelar har Basel II inneburit för banken och för bolånekunderna? För att uppnå huvudsyftet har arbete följande tre delsyften:Kartlägga bankens nya metoder och rutiner för riskklassificering och kreditbedömningar.

Kvinnors upplevelser och erfarenheter av att donera bröstmjölk : En litteraturöversikt

Background:Breast milk has many good qualities and recommendations declare that breast milk alone is the most favorable choice for newborn babies up to six months of age. When the mother can´t provide her own breast milk for her baby, donor milk is a valuable source. Unfortunately the demand is often higher than the supply and thereby milk banks suffer from shortages. Aim: Highlighting women's experiences of being milk donors. Method: The study has been conducted as a literature review in which existing research has been used.

Lokalproducerad mat: en studie av dagligvarubutikers förhållningssätt till lokalproducerad mat

The purpose of this thesis is to give an understanding of how grocery stores relate to local foods. Through a case study representatives for two groceries in Norrbotten have been interviewed regarding why they supply local foods, how they try to influence customers to buy this, and how they decide upon the assortment of local foods. The result shows that groceries supply local foods in order to supply a wide range of products and to mediate social responsibility, in order to create customer loyalty. Concerning how the groceries try to influence customers to buy local foods the result cannot give any clear-cut view. Instead it shows that a grocery that actively works to influence customers to buy local foods markets them in specific ways, while the opposite applies to a grocery that does not actively work for this.

Varför företag tackar nej till SLA:s tjänster : En studie om kundkontakt, relationer och motstånd till förändring

AbstractProblem: This thesis was made by a commission from Svensk Logistikanalys AB (SLA). SLA is a relatively new firm who is working as a freight broker for firms that wants to lower their freight costs. SLA contacted Jönköpings international business school because they experienced a problem with too many firms, that had SLA?s concept introduced to them, but turned down their services. On the basis of this, following purpose of the report has been stated.Purpose: In this thesis we will study companies that have said no to the services of SLA.

Bankväsendets relationsmarknadsföring riktat mot den yngre generationen, sett utifrån ett kundperspektiv

Syfte:Att undersöka hur den yngre generationen (19-29 år) upplever att bankerna arbetar med marknadsföring gentemot dem. Vidare är vårt syfte att undersöka hur den yngre generationen upplever deras relation till bankväsendet, och vad de anser är viktigt i valet av bank.Forskningsfråga:Hur upplever den yngre generationen att bankväsendet arbetar med relationsmarknadsföring gentemot dem?Hur beskriver den yngre generationen sin relation till bankväsendet?Vad anser den yngre generationen är viktigt i valet av bank?Metod:Att utifrån ett deduktivt vetenskapligt synsätt genomföra en enkätundersökning på en population som representerar en yngre generation samt att genom observation klarlägga och analysera bankväsendets användning av sociala medier, webbsidor och kundbemötande.Slutsats:Bankväsendet ägnar sig inte åt ett relationsmarknadsföringsarbete som den yngre generationen upplever som tillfredsställande och tillräcklig. Undersökningen visar att den yngre generationen beskriver sin relation till bankväsendet som relativt avlägsen. Den yngre generationen är också relativt eniga om att det allra viktigaste vid bankval är att känslan av förtroende för personalen och upplevelsen av att banken kan se människan som en enskild individ. .

Specialexponering av EMV - En pusselbit, till en mer lönsam butik

There is a tough competition in food-stores these days. Storeowners have been forced to try something new to attract customers. One way to accomplish that is to add private labels to the assortment. There are several benefits with these labels; its higher margins for this type of brand and the brand can also strengthen the stores image in the customers mind. When private labels first entered the market, the customer had a relatively low attitude towards the brands.

Belöningssystem och motivation : - En jämförelse inom banksektorn

Belöningssystem används av många företag i syfte att rekrytera och behålla kompetent personal. Humankapital har blivit allt viktigare inom företag, därmed har det blivit allt viktigare att motivera anställda att arbeta i enlighet med företagets övergripande mål. En del forskning visar att belöningssystemet har positiv effekt på motivationen. Bankernas belöningssystem, i form av bonusar och andra förmåner, har lett till en hel del publikationer. Därmed blir det intressant att undersöka om belöningssystemet är en motivation för dem bankanställda.Syftet med uppsatsen är att undersöka om kundtjänstmedarbetare på SEB respektive Handelsbanken upplever att de motiveras av det belöningssystem som finns och hur respektive chef uppfattar detta ur medarbetarnas perspektiv.

IT-tjänstefiering inom industrin : En studie om hur IT är värdeskapande vid tillverkningsindustrins övergång mot tjänsteorienterade affärsmodeller

The manufactory industry, due to decline in profit margins, is seeking new business opportunities by moving towards servitization and value-adding services in after-sales. We have therefore conducted a case study to investigate a manufacturing company in their current transformation towards servitization. By studying the management perspective, we aimed to understand how Information Technology, by adding value, could play a role in the transformation process. This study shows that information technology can take an integrating role, by supporting new value-adding services to provider and customer, as well as a co-creating role, where both provider and customer benefits by learning from each other, in the changing work process initiated by new services. The study has also shown that Information Technology, together with organization, information and people, are crucial components in the manufactory industry?s transformation towards servitization.  Furthermore, the study has also shown that the value chain has the potential to drastically change due to the value-adding that the information technology brings to the progress of servitization..

Har det svenska statsskicket Europeiserats? : Konstitutionella förändringar sedan EU-inträdet

Since Sweden became a member of the European Union (EU) several constitutional reforms has been taking place. During this time, Sweden has also changed its view on democracy,from a collective to an individual perspective of democracy in the politics. A reasonable hypothesis and the purpose of this essay is to investigate if the Swedish government has beendeveloped towards an Europeanization.The Swedish state audit changed in a pioneering way after the EU- entry, with the formation of Riksrevisionen. Another constitutional change is that the Swedish EU- membership is being instituted in the Swedish constitution. The role of Swedish courts has also changed since the EU- entry.

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