Background: 2009 it has occurred a crisis in some of the member states of the European Union: Spain, Portugal, Italy, Ireland and Greece. Despite, some major banks in the world had begun to recover from the financial crisis that occurred from 2007 until 2009, there were still banks who found it difficult to survive. Greece is one of the countries that suffered from the financial crisis. The high budget deficit and the unsustainable debt are underlying the crisis.Banks as financial intermediaries have important function in a nation?s economy.

Genom tiderna och främst under det senaste århundradet har det uppstått bank-, finans- ochfastighetskriser, ofta relaterade till varandra. I dagens globala värld med sammanlänkade ekonomierär risken stor att en kris som uppstår i ett land fortplantar sig och drabbar andra länder, dock såkan samma kris påverka olika länder olika mycket. En intressant frågeställning är vilka faktorersom påverkar fastighetspriserna under dessa kriser, samt hur och vad som gör attpriserna återhämtar sig efter en kris. Denna uppsats studerar fastighets- och finanskriser med fokuspå Sverige och Spanien.Sverige genomgick en stor kris på 90-talet där fastighetspriserna rasade. Under samma tidsperiodökade bestånd, samt priser av fastigheter i Spanien.

The main purpose of this master thesis is to identify the issues concerning the transformation process of a product oriented company into a service oriented company, and how these issues can be overcome. We will exemplify this by developing a dewatering pump rental concept for ABS, and identify the drivers and barriers for ABS when implementing the service oriented rental concept in Sweden and Poland. This master thesis is based on the systems perspective. The reason for this is the required holistic perspective, where the system has to be regarded from different points of departure in order to be understood. The theoretical studies include services and change management.

In modern society globalisation is a fact within all industries, the textile industry included. Due to improvement in areas such as logistics and communication international trade have developed fast. As changes occur rapidly on the global market and companies must adjust and revise their processes in order to stay competitive.Because of the global price reduction consumers around the world expect low-price products, which mean that the companies have to find new ways to produce in a cost-efficient way. To maximize profit most of the textile production is situated in low-cost countries due to its labour-intensive character. It is crucial for fashion companies to allocate their activities in their value-chain effectively in order to reduce lead-times.

Bakgrund: Idag är det inte enbart stora och internationellt etablerade företag som verkar globalt. Fler och fler små och medelstora företag internationaliseras och är numera av stor betydelse för tillväxten i många länder. Dessa företag har visat förmåga att etablera sig internationellt, trots att tillgången till framförallt finansiella resurser kan tyckas begränsa deras internationaliseringsprocess. Snabbväxande företag finns inom alla sektorer, men givetvis finns en förhållandevis större andel tillväxtföretag i branscher och sektorer där marknaden och efterfrågan växer snabbt. Roxtec AB är ett snabbväxande industriföretag som vänder sig till industriella köpare inom tre stora sektorer, telekom, marin & offshore och industri.

Parallel import in the European Union is the perfectly legal activity under Art. 28-30 EC of buying goods in a low-price country in order to ship and sell them in a high-price country. The pharmaceutical market in Europe is subject to the subsidiartiy principle of Art. 5 EC and heavily characterised by national regulations that lead to significant price differentials between – generally speaking – Northern and Southern Europe. This incites the activity of parallel traders in the first place, who act as arbitrageurs.

Parallel import in the European Union is the perfectly legal activity under Art. 28-30 EC of buying goods in a low-price country in order to ship and sell them in a high-price country. The pharmaceutical market in Europe is subject to the subsidiartiy principle of Art. 5 EC and heavily characterised by national regulations that lead to significant price differentials between ? generally speaking ? Northern and Southern Europe.

Problem: Today Frigoscandia Equipment Europe, FSEE, is not sure how their CRM-system, MSMS, is used along with other solutions at the different regions throughout Europe. The company is interested in a usage evaluation describing by who and how the system is used. FSEE is also concerned about the users opinions of future development and improvements.Management is also concerned about how MSMS would support the After Market and gain full leverage of the IT investments. MSMS is today only used to a limited extent in a few of the After Market departments, and FSEE is interested in what an overall usage would mean in terms of improved internal communication, customer focus and information management. The following questions will therefore be investigated in this study:· How, by whom and where is MSMS used within FSEE?s After Market and Sales divisions today?· What does the After Market division at FSEE gain from using MSMS?· What has to be done to improve the usage of MSMS at FSEE? Purpose: The purpose of this Master Thesis is partly to examine the current usage of the Sales and Marketing System within FSEE?s After Market and Sales divisions.

This bachelor of economics paper discuss that the increasing globalization has put the small companies in the Swedish textile and clothing industry in a situation where internationalization has become a necessity. Furthermore has the European Union lead to that this type of companies has to seek growth on foreign markets with great socio cultural distance from the home country, Sweden. Nowadays there?s no time to internationalize in the same course of action like before. Before, the Swedish companies begun their operations abroad in fairly nearby countries and only gradually penetrated more far-flung markets.

My objective with the work, Travel Sketches, is to develop an approach to sketching as a landscape architect in connection with the field trip. Previous experiences and reference places are vital parts during the creation of new design proposals. It is by visiting and experiencing places that valuable knowledge is acquired. By sketching on site, with for example a pen and paper, a bank of reference objects will be established as well as an understanding of their practical success. Experiences and sketching are the basic tools of an architect.

The vegetable production in Sweden is concentrated to the very southern parts of the country. This is also were the major wholesalers are located. In recent years, there has been an extreme focus on price on the food market. As there are only a few big wholesalers and also very few food retail chains, these have a great impact on the producers. The pressure from prominent vegetable-producing countries, providing low price products, such as the Netherlands and Spain is strong.

This study aims to assess the normal inflow of extraterrestrial chromite to Earth. The results from the investigationare compared to earlier studies of middle Ordovician Orthoceratite Limestone in which 1 - 3 extraterrestrial chromitegrains ( >63 ?Êm ) per kilogram limestone were found. These values have been interpreted as evidence of a twoorders of magnitude increase in the flux of extraterrestrial matter to Earth during a part of middle Ordovician.From an early Paleocene marine sedimentary sequence with known sedimentation rate in Zumaia, northernSpain, 90,5 kilogram of condensed limestone, dated to about 63 Ma, was sampled. The limestone was dissolved inhydrochloric- and hydrofluoric acid and the residue was sieved and searched for opaque minerals under the binocularmicroscope.

The aim and purpose with this essay is to identify the natural conditions of the New Orleans City region, and to establish an understanding of the disastrous event of Hurricane Katrina in August 2005. Who lived in this area and how did this event affect the outcome of the disaster?The theory is based on two Swedish human geographers Torsten Hägerstrand and Thomas Lundén, and their theories on regional geography and political geography, also regarded as ?geopolitics?. Regional and Political Geography are explained as the relation between state and territory, power over the territory and the variables that affect the relations on different levels such as; economy, culture, technology, demography and communication.The author decided to use the quantitative method in the process of research, the essay underwent an overall analyzes of the media settings, articles, written literature and documentaries. The author has been very critical to the material and data that was presented by the American authorities, media and non governmental organisations.New Orleans City?s topography is unique in the matter that the city is constructed on a delta area, the Mississippi River, Missouri and Ohio River systems are all connected in New Orleans.