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569 Uppsatser om Savings banks - Sida 30 av 38
Vegetationslösningar och andra metoder mot stranderosion :
Today 70 percent of the world's sand beaches are under recession due to erosion. The global warming may have the effect upon the sea level increasing and the erosion increasing on the sand beaches. To save these sand beaches, the erosion must be prevented. Coast erosion shelters like gabions and sea walls are functioning extremely well to protect the land behind the sand beach, but due to the wave reflections, created in front of these so called hard erosion shelters, the erosion of the front beach is accelerated. During the last decades, artificial sand supply (beach nourishment) has been the adopted praxis.
Förändringar i bankers verksamheter efter uppkomsten av internetbanker
Då tekniken med rask takt gått framåt de senaste åren har de flesta företag dragit nytta av dess fördelar. Flertalet stora framsteg har gjorts på denna front och många organisationstyper har gjort stora implementeringar av nya IT-system i syfte att uppnå konkurrenskraft på marknaden. En väldigt betydande sådan är internetbankens införande i bankvärlden. Detta är något de allra flesta banker idag erbjuder sina kunder. Denna införande har säkerligen haft en inverkan på både kunders syn på banken och även hur banker arbetar för att kunna anpassa sig till teknologiutvecklingen.
Fattigvården i Gustavsberg 1869-1924
With the help of large amount of archive material I have examined how Gustavsberg in Värmdö were affected by the great labor migration in Gustavsberg porcelain factory during the period 1869-1924. I have chosen to investigate how the municipality dealt with the poverty relief issue out of the labour immigration perspective. To my surprise I found out that Värmdö was not responsible for Gustavsberg in the poverty issue. The workers belonged to the factory, which had a relatively well-developed system of poverty relief in place. This is not to say that the workers received any support from the factory to any great extent.
Betavärdet som riskestimat
As stocks have become a more common way for people to save their money, the range of financial information has had a substantial increase. To understand the assumptions that stock valuation and analysis are built upon, it is important for the reader to have an understanding for the models that are used by banks and institutions when recommendations are published.The cash flow model, which is the most commonly used stock valuation tool, is based on CAPM. This model describes the relationship between an assets return and its risk in relation to an index. The risk parameter is called the beta value and has grown to be the dominating risk factor within financial economics literature.The use of beta values has been widely discussed in the world of academics and some researchers claim that the degree of explanation brought about by the beta is so low that it should be discarded, others are faithful to the beta and believe that it still serves a purpose. As a result of this criticism other ways to calculate the beta have surfaced, models that take other factors of risk into consideration.
Kartläggning av materialflödet i Peabs försörjningskedja till byggarbetsplats med SCOR
The construction industry has not undergone the same logistical development as the manufacturing industry; this, in combination with increased material price, leads to the fact that the construction industry must be improved. This master thesis is a part of the research cooperation Brains & Bricks goal of reducing production costs for the construction sector by 25 percent. Brains & Bricks is a cooperation between Linköping University, Peab and Katrineholms municipality. The master thesis aims to identify improvements in the flow of material, the Supply chain operation reference, SCOR, model has been used and the work has been carried out on one of Peab?s construction sites. At present the business is characterized by bad communication both between the construction site and the office as well as between the construction site and suppliers.
Relationen mellan konsumenternas personlighet och varuma?rkets personlighet
Dagens olika marknader besta?r vanligtvis av ma?nga konkurrenter da?r alla konkurrerar om samma kunder vilket kra?ver mer av fo?retagen att sticka ut fra?n ma?ngden och go?ra sig mer konkurrenskraftiga. En djup relation med kunden a?r da?rfo?r av en stor betydelse som bland annat kan uppna?s genom varuma?rket.Ett varuma?rke har vissa personliga egenskaper som ger konsumenter en underlig- gande betydelse. Dessa egenskaper sa?tter sig som undermedvetna bilder hos konsu- menterna och speglar fo?retagets verksamhet.
Affärsetikett - ett verktyg för framgång i affärer?
Background: Etiquette has become vital in business relationships. In today?s competitive business climate signs indicate that social competence affect whether a business deal is settled or not. This type of competence could be of crucial importance at a first business meeting and it also plays an important role for future business relationships. Business etiquette is therefore, within the world of business, an interesting area to study.Purpose: The purpose of this essay is to clarify what knowledge and understanding companies, listed on the Swedish stock exchange, possess towards business etiquette, their viewpoint on etiquette education and finally to ascertain whether or not those companies perceive business etiquette to be pivotal to success.Methodology: In order to attain our purpose of this essay we found it most suitable to utilize both a quantitative and qualitative research method.
Hur enkel- & dubbelportsturbin i kombination med två olika avgassamlare påverkar gasväxlingsprestanda på en Scania V8
The exhaust arrangement on a Scania V8 consists of one manifold at each bank connected to a twin entry turbine (8-2-2). A study in GT-Power has shown improved performance and reduced cylinder to cylinder variations using two manifolds at each bank in combination with a single entry turbine (8-4-1). This thesis work analyses the difference in performance shown in simulation and verify it by engine test.The initial work was focused on simulation in GT-Power. Investigating how exhaust manifold volume and pulses effects the turbine efficiency and the mean effective pressure during the gas exchange. To verify GT-Power simulations four engine tests with different exhaust arrangement have been made.The results from GT-Power simulation indicate that a larger exhaust volume improve the turbine efficiency.
Framtidens krav på kontorslokaler
Title: future demands for office spaceLevel: Final assignment for Bachelor Degree in Facility ManagementAuthor: Rickard Blomkvist & Nils WilanderSupervisor: Lars SteinerDate: 2012-05Aim: to examine how property owners can develop their properties to suit modern business needs and requirements of the office space they rent. Although the property owners should reason for their commercial properties will be attractive to the market. Investigate how a modern office looks like and in what are the trends?Issues used:What should property owners do to meet the new requirements of modern businesses place on the premises?How does the new work in the companies they use their premises?What is a good office today? Method: we used qualitative interviews to get answers to the issues.Conclusion: Today's office buildings have to be flexible so they can be adapted to the current tenant. Market mobility is high and the property owner must be prepared for tenants leaving.
Tilläggsisolering - lönsamt enligt en livscykelkostnadsmodell?
It is found that the properties of the record years of 1965-1975 is leaking a lot of energy andthese properties are facing a major energy efficiency. From the energy aspect, the facade isafflicted with poor thermal insulation which is a big problem. To address this problem addinginsulation is a good alternative to reduce overall energy consumption of a building. Thewindows on these buildings are also a problem from the energy point of view. Therefore,there are many reasons considered for energy upgrading.
Revisionspliktens avskaffade -Vilka effekter kan förväntas och vilka eventuella förändringar sker hos revisionsbyråerna
This essay examines the expected impact of the statury audit exemption in Sweden from anauditor perspective and any conscious changes made on the accounting firms to meet the abolition.The theoretical framework is divided into three parts where the first deals with the concept of audit, who the stakeholders are to revised information, the auditor's function from an agent and positive accountingtheoretical perspective and the expectation gap of what an auditor cando and what the client expect audit to be. The second part deals with the audit exemptions and effects in Denmark and England. The last section addresses the current debate, studies and statements by FAR SRS, small businesses, banks and the tax authority.The essay is essentially inductive with a phenomenological operator perspective. The thesis has a qualitative approach with four respondents who are authorized or approved as an auditor with extensive experience, active on four different accounting firms. The questionnaire is divided into two parts where the first part consists of a number of very open questions and the other part of more structured questions in order to obtain comprehensive answers.The survey shows that a number of new services, certifications and authentication degrees are to be expected in Sweden aswell.
Configuration management system för Moderna Museet
This thesis of 15 hp has been implemented at Halmstad University, incollaboration with Saab Dynamics in Linköping. Saab Dynamics is a companyoperating in the defence industry where competition is tough. This necessitatesnew ways to increase efficiency in the company, which is the basis for this thesis.Saab Dynamics wants to introduce simulation driven design. Since SaabDynamics engineers have little experience of simulation, required a usermethodology with clear guidelines. Due to lack of time, they chose to assign thetask to students, which resulted in this thesis.The aim of the thesis is to develop a methodology in mechanical design, wherethe designer uses the FE analysis early in the design process to develop thestructures' mechanical properties.
Traineeprogram : en formgivare?
Bakgrund: I dagens informations- och kunskapssamhälle har kunskapen fått allt större betydelse, vilket har stärkt individens ställning gentemot andra produktionsfaktorer. Dagens unga generation, som är uppvuxen i detta nya samhälle, har andra krav, förväntningar och värderingar i jämförelse med sina föräldrar. Det är viktigt för företag att ta hänsyn till de nya krav som finns på arbetsmarknaden och ett sätt att tillgodose dessa är för företaget att erbjuda kompetensutveckling i form av traineeprogram. Syfte: Syftet med denna uppsats är att undersöka hur deltagandet i ett traineeprogram påverkar individens vilja att stanna kvar i ett företag efter avslutat program samt vilka effekter deltagandet får för relationen mellan arbetsgivare och arbetstagare. Genomförande: För att kunna besvara vårt syfte har vi genomfört en fallstudie av Danske Banks traineeprogram.
Vision eller Verklighet ? Vad säger kontoret om företaget som sitter där?
This thesis of 15 hp has been implemented at Halmstad University, in collaboration with Saab Dynamics in Linköping. Saab Dynamics is a company operating in the defence industry where competition is tough. This necessitates new ways to increase efficiency in the company, which is the basis for this thesis. Saab Dynamics wants to introduce simulation driven design. Since Saab Dynamics engineers have little experience of simulation, required a user methodology with clear guidelines.
Avskaffandet av Revisionsplikten i Introduktionsfasen VS Kreditgivning
Aim/Objective: The purpose of this paper is to investigate and analyze the early effects that could arise between entrepreneurs and lenders in connection with the auditing requirement, which has now been abolished. Through, empirical data identify the impact from the credit provider?s perspective and small business perspective and then make an overall assessment.Method:The authors are to achieve the purpose for this thesis through the use of both primary and secondary data. Primary data gathered through interviews and secondary data in the form of earlier thesis as well as articles.Result and conclusion: Banks have not prepared for the change in connection with the abolition of the audit requirement. Lenders look at repayment ability as the most important aspect of giving credit.