The purpose of this thesis is to investigate if there is a risk that Sweden will go in to crises at the house market and in the bank sector. The Swedish house prices have in the last years growth very high and quickly and are now over the development in the beginning of 1990. The method I use to investigate this is a multiple regression model. I follow a regression that both OECD and the Swedish Riksbank use. The difference between my analyse and theirs is that we use different periods..

In this paper Swedish hedge funds and strategies are discussed and analysed. These new financial forms seem to draw recently a huge attention both in media, press and the academic world. The fact is that hedge funds have existed already for a long time but it is still known too little about them. After the introduction of hedge funds, different asset pricing models are discussed including the most basic of all ? CAPM and further Fama and French three factor model as well as the expanding model with conditioning approach.

?Death in the pot.? The Fruit and Vegetable Preserving industry in East Scania during the 20th century A Company History. At the end of the twentieth century, only one of the six companies previously active in the Fruit and Vegetable Preserving Industry in East Scania survived as an independent company: Kiviks Musterier AB. Actual production remains at two sites only. The aim of this study is to determine the reasons for this development. The companies included in the investigation are AB Bjäre industrier, Gustaf Bong AB, Kiviks Musterier AB, AB Ruuthsbo konservindustrier, Th.

This paper is based on a literature review and interviews made with managers in small-scale nurseries for pot plant production. The review helped to identify the worst occupational hazards in pot plant production. The interviews provided a way to investigate how the nurseries act so as to avoid the worst hazards and what they do to even out work intensive periods during the season in order to get a more even distribution of work over the year. According to available statistics problems with back and shoulders are the most common of the physical disorders and the risk for occupational accidents are high for greenhouse workers. Most of the occupational injuries are connected to musculoskeletal problems. The handling of material is often manual and involves frequent lifting and carrying of heavy loads, the strenuous work postures and static muscular tensions these repetitive tasks are associated with causes straining and overloading.

Arvika Fjärrvärme AB, a district heating company from Arvika, today cover 74 % of their total energy production with biofuel wich runs a 16 MW bioler giving process water at saturated liquid state.In recent years Vaporel AB has introduced a new tecnique that gives an external generation of steam after boilers. The concept is built on an adiabatic pressure drop of the saturated liquid in a so called Flashbox which makes a small part of the liquid to evaporate. The generated steam is lead into a turbine where electricity is in a conventional manner.The purpose with this rapport was to do a basic study for the specific system at Arvika where it?s possible to see the potential production of electricity that follows an installation of a flasbox.The final goal was to introduce an economic analysis of a flashox installation at given conditions.To reach our goals we have created a model in Excel where we used the given conditions at Arvika Fjärrvärme to do our calculations. The model has been tested at three different states, of process water returning to potboiler, to be able to decide the optimal operation for the system at present.The studies have resulted in a pressure of the processwater at 14,5 bar (at) and a pressuredrop to 9,5 bar (at) in the flashbox.

Att identifiera problemet är avgörande i behandlingen av ungdomar med normbrytande beteende, men för många av de bedömningsinstrument som används saknas utvärdering. När det gäller beteendeobservationer under en längre behandlingsperiod, tycks det vara särskilt ont om kvalitetssäkrade instrument. Det övergripande syftet för denna uppsats är att undersöka beteendeobservationer som utvecklats inom en longitudinell studie (Behandlings- och resultatuppföljning, BRU) vid SiS? ungdomshem Stigby, och om dessa lämpar sig för att bedöma de inskrivna elevernas relevanta risk- och skyddsfaktorer och hur dessa förändras under vårdtiden. Undersökningen inkluderar 40 pojkar på Stigby i åldrarna 16-20 år.

This is a feasibility study that examines various aspects of building a wind farm on Malmön in Norrköping. The feasibility study deals with interests of conflict, park design, electrical connections, production calculation, financial calculations and operating- and timetable.The report is divided into two distinct parts. First a theoretical part, which deals with conflicting interests, park design and electrical connections. Second a part with simulations dealing with production calculations, and financial calculations.Opposing interests are mapped so that problem areas can be found, and help put focus on the right places at a future environmental impact assessment (EIA). There are a number of areas where planners have to assess on an EIA, this thesis point on the most important areas.

The world is currently facing a huge severe challenge in handling the issue of climate change. One of the ways to lower the green house gas emissions, which is seen as one of the main contributor to the climate crisis, is to use renewable technologies such as for example photovoltaic (PV) systems. PV-systems are also suitable for so called micro production, small scale energy production facilities, since it can be placed on practically any rooftop with the right solar conditions. In Sweden the usage of PV-systems has not yet gotten any wider spreading, even though the solar radiation conditions are very similar to countries that produce a lot of solar energy, as for example Germany. The aim of this paper is to describe non-adopter perceptions of PV-systems. The study holds a qualitative approach using deep interviews for data collection.

This study is about the use of textbooks in teaching English as a second language and about teachers? attitudes and opinions of using textbooks during lessons. The aim of the study is to receive a deeper understanding of the use of textbooks in English teaching and to learn about why teachers choose whether to use the textbook approach or not. The study contains an analysis of the textbooks the teachers in our study used. The analysis shows the actual content and the types of texts together with the design and the structure of the textbooks.

This study compare if there is any differences between Fairtrade certified and uncertified coffee producers in Aceh Tengah, Indonesia. The aim was to compare the way the two groups of farmers produces their coffee and see if there were any differences between them, income, post harvest, production etc. During a visit in the district of Aceh Tengah, producers from both groups were given a questionnaire with questions about their farm and their production. The results of the questionnaires showed that the certified producers felt they had benefits being a part of a certified cooperative. Even with the experienced benefits the certified cooperatives gave the connected producers, like agronomy consultation and workshops the uncertified producers had a higher income from the coffee per hectare. This study also indicated that introduction and presence of Fairtrade and the connection to the world market Fairtrade brings with it, has gained the entire area, for example with more stabile coffee prices..

I en global marknad blir det allt mer viktigt fo?r svenska industrier att effektivisera sina produktionsprocesser genom sta?ndiga fo?rba?ttringar och en offensiv kvalitetsutveckling. Shiloh Industries i Olofstro?m vill o?ka sin konkurrenskraft genom att fullt ut implementera filosofin Lean Production i sin verksamhet och i enlighet med detta ska en helt ny produktionslayout tas fram. Studien syftar till att finna aspekter fo?r beaktning vid utformning av en produktionslayout som finner sto?d i Lean Production.

Examensarbetet har utförts på Sandvik Coromant i Gimo, GH. Produktionsenheten tillverkar hårdmetallskär för borrning, svarvning och fräsning. Arbetet syftar till att undersöka metoder för att minska material i arbete samt förkorta ledtiderna på enheten. För att uppnå en resurssnålare produktion undersöks möjligheterna för Lean Production och andra arbetssätt som anses ge förbättringar av flödet. Som grund till arbetet ligger intervjuer av personal på enheten i Gimo, litteraturstudier samt ett besök på ett företag inom Sandvik koncernen som lyckats med att minska material i arbete samt förkortat sina ledtider.

Konsumtion av etiska livsmedel tycks ha fått ett rejält uppsving under senare år och många sträcker sig så långt att de talar om en ny grön våg. Det konsumeras allt mer ekologiska, Fairtrademärkta, KRAV-märkta och närproducerade livsmedel. Men vad är skälet till att vissa konsumenter väljer att i princip uteslutande handla etiska matvaror medan andra är till synes likgiltiga, och kan det ha ett samband med hur hög grad av oro konsumenter hyser inför framtida konsekvenser av sitt köpbeteende?Vi har studerat hur studenters uppfattning av risk kan kopplas till deras köpbeteende i samband med etiska matvaror. Vår huvudfråga lyder ?Konsumenter som väljer etiska varor är mer oroliga för framtida konsekvenser av att inte förändra sin konsumtion än icke-etiska konsumenter.? Vi ville se om oro för framtida konsekvenser, i stil med miljöförstöring och hälsoproblem, kan kopplas till en ökad konsumtion av etiska produkter i syfte att ge en ny infallsvinkel till marknadsföring av dessa produkter.Vår studie tar stöd i en generell modell över risk kopplat till konsumentbeteende, framtagen av Åsa Boholm, vilken vi sedan har tillämpat på just konsumtion av etiska livsmedel.

Background: The regulation of banks is increasing in order to stabilize the financial market. Despite this increase in regulation, financial crises still continue to occur. The Basel Committee on Banking Supervision is gradually increasing the capital requirements for banks, yet the increase in capital requirements doesn?t seem to solve the problem. This raises the question: how does capital regulation affect banks? Purpose: The purpose of this study is, primarily to illustrate the effects that capital regulation has on risk and efficiency on banks within the European Union, but secondary also study the relationship between risk, efficiency and capital regulation.Method: To achieve the purpose of this study, a deductive approach has been used, where the problem is assumed to be due to an agency problem.

Operationell risk inom banksektorn är ett område under utveckling. Utredningen har behandlat ett ramverk för hantering av operationell risk kallat A Systemic Approach Framework for Operational Risk (SAFOR). Syftet har varit att konkretisera detta ramverk och inom detta utvärdera en metod kallad Damage Evaluation and Effective Prevention (DEEP-metoden) i kombination med ett datoriserat beslutsverktyg benämnt DecideIT. SAFOR hanterar operationell risk som är nära kopplat till företagets processer, personer och system. Dess utformning grundar sig i general system theory, en holistisk verksamhetssyn som minskar risken för överlappning mellan olika riskhanteringsområden.