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94 Uppsatser om Mortgage ceiling - Sida 6 av 7
Fogar i prefabricerade betongelement
This report describes a project, which was carried out as a final thesis covering 30 ECTS during the final semester of the Master of Science programme Industrial Design. The assignment was issued by Fagerhults Belysning AB in Habo. The assignment was to design a family of products in which LED was to be used as a source of light. The main focus in the initial part of the project was to find a way to design the inside of armature which was suitable for LED technology. An armature, already in the range of products at Fagerhult, with the desired qualities that was to be strived after was the Zintra. The lighting source of the Zintra is a compact fluorescent lamp.
Akustiskt åtgärdsprojekt av en rockmusikklubb där live-musik spelas. Vad kan en audionom bidra med?
Introduction: The number of hearing impairments in Sweden is increasing. The largest increase is seen in ages 25-44. There are reasons to believe that these impairments are noise induced. Leisure time noise is not controlled in the same manner that industrial noise is. An ongoing conflict between city council officials and rock club owners, musicians and music event organizers about sound levels at smaller live music clubs exceeding the national sound level restrictions created the need for an acoustic intervention project.
11 kap. 5 § ÄB - vad gäller vid testators bortgång då en fastighet pantsatts för att finansiera uppförandet av en byggnad på ofri grund? : De lege lata och de lege ferenda
Presumtionsreglerna i 11 kap. ÄB får anses vara ett hjälpmedel vid tolkning av testamenten som i sig inte ger tillräcklig ledning för vad testatorn avsett ska hända med sin kvarlåtenskap. Dessa presumtionsregler är tänkta att ge uttryck för vad testatorer i allmänhet vill ska hända med sitt arv efter sin bortgång i specifika situationer. Att reglerna ska ge uttryck för vad den ?genomsnittlige? testatorn vill innebär att reglernas utformning måste vara av generell karaktär.
Valutasäkringar och räntebindningar inom lantbruket : åtgärder för att förbättra ekonomin inom lantbruksföretag
The thesis aims to investigate the farmer?s perception of currency hedging and interest
rate bonds and to investigate the farm size of companies categorized by number of acres,
has no effect on this. The work also aims to gain an insight into what active farmers
consider to be important what to consider when they choosing a bank and a personal
banker.
The work is based on the survey and has been supplemented by a literature review on the
subject. For the survey were selected out randomly 50 farmers with Agriculture and
Rural Management education.
The requirement of the farmers was that they should be farmers by profession, and also
made sure that the farmers of various sizes came with. We got a total of 32 responses
within the set response time we said, which was better response than we expected.
When the final result came we ranged the farms in a size range.
We found out that all farmers in the study diligently follow the market and are easy to
assimilate new ideas, providing opportunities to profitability of their business with the
different instruments that are available on both the financial level and farm level.
The investigation revealed that the major in favor of having a personal banker.
They think it´s good to have a special plug to turn to who has knowledge and experience
of how the agriculture sector operates.
Utveckling av kognitiva färdigheter och läsförmåga hos barn med mild och måttlig hörselnedsättning i ett ettårsperspektiv
The capacity to process and to remember information is a basic condition for language ability and for coming reading ability. Reading ability is strongly connected to phonological awareness, receptive vocabulary knowledge and working memory capacity. In what way hearing impairment in children affects development of cognitive skills and later on reading ability is an area that has attracted minor attention for research.The aim with this study was to investigate changes in cognitive skills and reading ability in children with mild or moderate hearing impairment after one year of progress and furthermore if any connections between any increases of the abilities were to be found. Comparisons were made with results from age adequate normal hearing children. Moreover prosodic ability on word-level was tested this year.
Prisma : Prisma
The problem being examined is the disturbing noise that is created in an open plan office on a company working with a creative process, such as a newspaper or a communications agency. The purpose of this study was to examine the needs for today for a sound absorber in open offices and create and design a design proposal. The aim is also to develop a marketing material the product proposal. The problem has been broken down into the following questions:- How does the user look at the need of a sound absorber in an open offices solution today?- Does an interior designer apply sound absorbers when they furnish the intended environment? - How can a design that meets the needs that exists be achieved and to speak the user?The study is based on three choice of methods a literature review on selected topics that relate to the topic, an interview with an interior designer to explore how an interior designer applies absorbers in open plan office and finally an extensive survey that treats the user's needs and appropriate appearance for the product proposal.The design process has undertaken the following methods, design brief, requirements specification, functional analysis and sketches to produce the final product proposal.
Ljudabsorbent för öppna kontorslandskap
The problem being examined is the disturbing noise that is created in an open plan office on a company working with a creative process, such as a newspaper or a communications agency. The purpose of this study was to examine the needs for today for a sound absorber in open offices and create and design a design proposal. The aim is also to develop a marketing material the product proposal. The problem has been broken down into the following questions:- How does the user look at the need of a sound absorber in an open offices solution today?- Does an interior designer apply sound absorbers when they furnish the intended environment? - How can a design that meets the needs that exists be achieved and to speak the user?The study is based on three choice of methods a literature review on selected topics that relate to the topic, an interview with an interior designer to explore how an interior designer applies absorbers in open plan office and finally an extensive survey that treats the user's needs and appropriate appearance for the product proposal.The design process has undertaken the following methods, design brief, requirements specification, functional analysis and sketches to produce the final product proposal.
Har den svenska bolånemarknaden påverkats av finanskrisen?
Syfte: Syftet med denna uppsats är att undersöka huruvida 2000-talets finanskris har haft någon inverkan på den svenska bolånemarknaden för privatpersoner. Då krisen har slagit hårt mot fastighetsmarknader runt om i världen, vill vi se i vilken utsträckning den har drabbat Sverige. Arbetet ämnar undersöka huruvida bankernas inställning till att utfärda bostadslån har förändrats något, samt utifall det har skett några förändringar av regelverk och direktiv från svenska myndigheter.Metod: I vår uppsats har vi använt oss utav såväl en kvalitativ metod som en kvantitativ. Den kvalitativa metoden utgörs av intervjuer, medan den kvantitativa metoden utgörs av information som insamlats genom internet samt diverse litteraturer. Forskningsarbetets avgränsning sträcker sig till att undersöka den svenska bolånemarknaden.
Jag gör det själv / Allt blir bra : Ett examensarbete om att hjälpa sig själv
The problem being examined is the disturbing noise that is created in an open plan office on a company working with a creative process, such as a newspaper or a communications agency. The purpose of this study was to examine the needs for today for a sound absorber in open offices and create and design a design proposal. The aim is also to develop a marketing material the product proposal. The problem has been broken down into the following questions:- How does the user look at the need of a sound absorber in an open offices solution today?- Does an interior designer apply sound absorbers when they furnish the intended environment? - How can a design that meets the needs that exists be achieved and to speak the user?The study is based on three choice of methods a literature review on selected topics that relate to the topic, an interview with an interior designer to explore how an interior designer applies absorbers in open plan office and finally an extensive survey that treats the user's needs and appropriate appearance for the product proposal.The design process has undertaken the following methods, design brief, requirements specification, functional analysis and sketches to produce the final product proposal.
Sociala medier i offentlig sektor : En rättsdogmatisk uppsats om problematiken kring hur yttrandefriheten inskränker lojalitetsplikten inom den offentliga sektorn i samband med sociala medier.
Social media has recently expanded dramatically, as more people are using different media such as blogs, Facebook and Twitter, to express their opinions. This increases the possibilities to spread information and an unclear legal regulation in this area can create adverse consequences. Freedom of expression is a constitutional right, which forms an important cornerstone of a democratic society. Public employees? freedom of communication means that they can submit information to the media, without fear of reprisals from the authorities.
Argument för prissättning av skogsfastigheter
The world economy of today is in an extensive financial crisis which has lead to the fact that people seek well placed investments and securing of capital, something that by many people can be found in forest investment. The price of forest estates has increased with 90 % during the last 5 years and marketing polls indicate a positive belief in the future among forest owners. The development of timber prices has not increased to the same extent as the forest property prices which implies that the property price not only reflect the yield value from the forest but also that the lumber value does not have such a meaningful role in the pricing of forest properties as proven earlier. This fact means that forest owners either invest their capital in forest in a speculative point of view or that the purchasers of forest properties invests in non monetary benefits that lacks a direct yield value. The purpose with this degree thesis is to increase the understanding of the pricing of forest properties with focus on the above mentioned fact.
Ägarlägenheter : - framtidens investering?
AbstractBachelors thesis, Bygg och fastighetsekonomprogrammet vid Högskolan i Halmstad Vårterminen 2009Authors: Emma Stenberg och Emma SvenssonTutor: Sven-Ola CarlssonTitle: Ägarlägenheter - en framtida investering Background and problemThe concept of owner?s apartment has been discussed in Sweden since the 19th century. It was not until the first of may 2009 that it got legislated to be allowed in Sweden. The concept that people should be allowed to own their apartments instead of owning a part of the tenant-owner?s association is a new phenomenon in Sweden.
Ovanför glastaket - en studie om karriärutveckling hos människor med annan etnisk bakgrund än svensk
Titel: Ovanför glastaket ? en studie om karriärutveckling hos människor med annan etnisk bakgrund än svensk. English Title: Above the glass ceiling- a study about career development among people with another ethnic background than Swedish. Language: Swedish Författare: Anne-Sofie Persson, Sanja Agbaba och Seda Yazici Utbildning: Institutionen för Service Management, Campus Helsingborg, Lunds Universitet Handledare: Pavla Kruzela och Jan E Persson Nyckelord: Mångfald, engagemang, motivation, självutveckling, karriärutveckling Syfte &Frågeställning: Vårt syfte är att beskriva hur medarbetare med annan etnisk bakgrund än svensk ser på sin karriärutveckling i en global organisation. Följande frågeställningar har framarbetats utifrån vårt syfte:- Vilka drivkrafter engagerar och motiverar medarbetare med annan etnisk bakgrund än svensk till att vilja avancera inom organisationen?- Vilket internt stöd behöver medarbetarna för att utvecklas och avancera karriärmässigt? Resultat & Slutsatser: Medarbetare med annan etnisk bakgrund än svensk är mer drivna och bestämda när det gäller deras karriärutveckling, även om de upplever att de får kämpa hårdare än sina kollegor med svensk bakgrund.
Representera och konsumera landet : jag körde som en gran genom Sverige
This diploma work, with the title Represent and Consume the Land ?I drove following the picture of a spruce through Sweden, is presented as a film and an essay and the aim is to explore the perception of an individual with the film as the medium. To reach this, it is necessary to destabilize my own reality, to explore myself at the same time as I study landscapes and representations of landscapes. The diploma work focus on representations of landscapes of Sweden, external pictures and internal images. The picture is a very strong medium that holds and comunicate myths, about the landscape and about the nation.
Externa mentorsprogram - För kvinnor som vill avancera i karriären?
SammanfattningProblemdiskussion: Inom området ledarskap så domineras de högre positionerna av männen, och har så alltid gjort. Kvinnorna som vill avancera stöter på fler svårigheter än män, och detta fenomen har sedan 1986 benämnts The Glass Ceiling ? då begreppet först dök upp i Wall Street Journal. Kvinnor verkar alltså slå emot ett glastak på sin väg mot toppen, som hindrar dem från avancemang. För att överbygga hindren har en del olika lösningar föreslagits i befintlig forskning, och vi har valt att fördjupa oss i ämnet externt mentorskap.