Ägarlägenheter
- framtidens investering?
AbstractBachelors thesis, Bygg och fastighetsekonomprogrammet vid Högskolan i Halmstad Vårterminen 2009Authors: Emma Stenberg och Emma SvenssonTutor: Sven-Ola CarlssonTitle: Ägarlägenheter - en framtida investering Background and problemThe concept of owner?s apartment has been discussed in Sweden since the 19th century. It was not until the first of may 2009 that it got legislated to be allowed in Sweden. The concept that people should be allowed to own their apartments instead of owning a part of the tenant-owner?s association is a new phenomenon in Sweden. In Europe however this way of owning the apartments has been used during a long time. ByggSjögren is a Halmstad based company that has come a long way when developing owner?s apartments. They are going to start building new apartments in May-June 2009 and will then be the first company in Halmstad, maybe in Sweden, that will build apartments that the person moving in will own and use as they want. The Swedish parliament believes that the introduction of owner?s apartments will create new possibilities for the construction firms to invest in new projects. Owner?s apartments are viewed as an urban phenomenon and will hopefully improve housing situation in larger cities. PurposeThe purpose of this thesis is to research which attitudes there are in the construction and real estate business towards owner?s apartments. We are also interested to find out how construction and real estate companies view owner?s apartments as an investment. MethodA qualitative method will be used when writing this thesis. Secondary data will be the foundation of this study together with primary data in the form of interviews. The focus for the interviews will be on those people with the best knowledge within this thesis subject. These interviews will all be considered as primary sources. ConclusionOwner?s apartment increases the flexibility in the housing market. The larger construction and real estate companies are somewhat restrictive when it comes to investments in owner?s apartments projects. However, the smaller company in the market has been quicker to start investing in these kinds of projects. Investments wise, owner?s apartments are lucrative for construction and real estate companies. A popular investment possibility is to build houses with owner?s apartments and sell the apartments in order to finance the building of rental apartments. Many people also believe that the owner?s apartments will be a popular investment possibility for the public. When having an owner?s apartment the owner can rent it out without needing the permission from a tenant-owner?s association. One person can then buy one or more owner?s apartments to rent out and receive income in the form of rent each month. Another positive aspect of owner?s apartment is that it can be considered as a private property and will be entered to the countrys land register. The owner has then the possibility to have a mortgage on the apartment. In the future the government hope that it will be possible to convert other forms of apartments to owner?s apartments. Subject termsOwner?s apartment, real estate investments, portfolio investments.