Prior research on the ability of financial ratios to predict bankruptcies has shown a significant difference between the companies that went into bankruptcy and those that survived. This paper investigates whether there is a difference in the prediction ability of financial ratios during the last financial crisis compared to relatively normal macroeconomic environments in which most previous studies have been conducted. We use univariate analysis to compare companies that went into bankruptcy during 2010 and 2011 with companies that remained active. Our dataset consists of 51 failed companies that are matched with 102 companies that remained active. All companies were Swedish limited companies with more than 50 employees and the comparison is made with 26 financial ratios.

Background: 2009 it has occurred a crisis in some of the member states of the European Union: Spain, Portugal, Italy, Ireland and Greece. Despite, some major banks in the world had begun to recover from the financial crisis that occurred from 2007 until 2009, there were still banks who found it difficult to survive. Greece is one of the countries that suffered from the financial crisis. The high budget deficit and the unsustainable debt are underlying the crisis.Banks as financial intermediaries have important function in a nation?s economy.

Background: Mental health problems among children and adolescents have increased. The school is an important arena for prevention of mental health problems. There is a huge demand for successful interventions. SEL is a method that aims to increase the social and emotional competence among children and adolescents. The program SET applies this method.

Syftet (även kallat huvudtema i kategoriprofilen) med studien var primärt att (1) undersöka vilkeninställning idrottande ungdomar har till begreppet mental styrka. Sekundärt syfte som förs upp tilldiskussion var att (2) skapa en förståelse om hur de tränar och upprätthåller sin mentala styrka samt(3) vilka faktorer under träning och tävling som deltagarna anser är viktiga för att utveckla ochupprätthålla mental styrka. I studien deltog tio idrottande ungdomar (m= 16,24), 6 män och 4kvinnor inom både lag och individuella idrotter. En egen utformad semi- strukturerad intervjuguideanvändes, utvecklad med teoretiskt stöd från Jones et al., (2007) och Gucciardi et el., (2009).Resultaten i studien visade att deltagarnas inställning och kunskap om begreppet mental styrkavarierade. De flesta deltagarna hade en positiv inställning och ansåg att det var en viktig faktor i deflesta situationer inom deras idrott.

Patients with mental illness experience dissatisfaction with their care due to lack of understanding and ignorance from the nurses. The nurses? approach might influence these patients' experience of their care. The purpose of the literature review was to describe nurses' approach in care of patients with mental illness. The literature review is based on an inductive approach and the result is based on 14 scientific papers, of which eight used a qualitative design and sex used a quantitative design.

Att köpa ekologiskt är ingen ny företeelse, men i takt med att både e-handel och efterfrågan på ekologiska varor konstant ökar så behövs det stöd för designers för att kunna möta dessa utmaningar. För att kunna designa e-handelswebbsidor med ekologiska valmöjligheter krävs förståelse för användaren och dess behov. Genomatt kartlägga målinriktade beteenden går det att påvisa när en användare är mottaglig för ett ekologiskt val på en e-handelswebbsida. En mental modell byggs utifrån användares målinriktade beteende och denna kan användas som stöd av designers för att förstå när en användare är mer mottaglig för ekologiska val på en e-handelswebbsida. Denna studie resulterar i en identifiering och kartläggning över när en användare är mer öppen för ekologiska val..

During the recent financial crisis there has been an intense debate regarding small enterprise?s possibilities to borrow money. Statements from interest groups and results from surveys among Swedish non-financial companies indicate that their situation has worsened. Credit worthy enterprises that under normal circumstances would not have any problems getting financing are now facing financial difficulties. In contrast, an economic report from the Bank of Sweden concludes that Sweden does not suffer from a severe credit rationing due to the financial crisis.

Subsurface Scattering är nu för tiden väldigt populärt inom datorgrafik och används inom de flesta filmer och spel, men det är ingen enkel process för att uppnå ett bra resultat. Därmed kommer forskningen och utvecklingen fokuseras på subsurface scattering i verkligheten och inom Autodesk Maya med inbyggda renderingsmotorn mental ray. Subsurface scattering via mental ray kan lösas på flera olika sätt och nödvändig information om subsurface scattering shaders och andra noder kommer att förklaras för de metoder som känns till som lightmaps och photon maps. Det kommer även finnas en tredje metod som fokuserar på passrendering av en lightmap shader. Metoderna bevisar sedan vilken metod som anses vara den bästa för situationen man befinner sig i..

Suicid har minskat i Sverige de senaste decennierna men ändå är suicid den vanligaste dödsorsaken bland män i åldersgruppen 15-44 år och bland kvinnor i samma åldersgrupp är det den näst vanligaste dödsorsaken. ....

Mitt arbeta handlar om mental träning för elever som känner sig stressade inför prov. Då mina erfarenheter var begränsade inom området, valde jag att anpassa ett redan utformat material inom idrotten, Integrerad mental träning (IMT, 1996), skriven av Lars-Eric Unesthål. Här ändrade jag endast på vissa formuleringar för att materialet skulle passa in på skolan. Arbetet består av en teoretisk del utifrån idrotten och en teoretisk del där jag visar på vad mental träning kan åstadkomma i skolan. Till sist finns en praktisk del, med ett utarbetat åtgärdsprogram för arbete med mental träning i skolan.

The mental health has during the recent years decreased among Swedish adolescents while theinternet has become a common tool for communication between people. Aim: The overall aim is toidentify the relationship between internet use among adolescents and their mental health. Method:A literature based study within a defined research field. Result: The scientific hypotheses whichexist is based on whether social capital increase or decrease due to internet use. The healthoutcome is positively affected by internet communication, especially for boys and socially anxiousadolescents.

Abstract Integrated mental training is a method that entails a systematic and long-term training of mental processes (thoughts, images, emotions) that aims to enhance performance as well as gratify feelings and improve thought processes. This training develops an alternative system of control by using substitute state of consciousness and self-hypnosis. The method is concerned with both mindfulness and performance approaches, which is crucial in order to feel and function better. The intent of this study is to highlight the experience of the different steps of integrated mental training to gain an understanding of how, where, and when changes occur. To achieve the objective of this study, a qualitative empirical method was used.

In 2002, the euro as a common currency did replace the national currencies in the EU member-states that did choose to take part in the EMU. It was then viewed as one of the greatest accomplishments ever to be made by the EU. However, during the latest years, the economic situation has deteriorated in several EMU member-states. This affected the whole euro-area and the current situation is referred upon as the euro-crisis. In 2011, at the time of the euro-crisis, the Heads of State or Government of the euro-area did reaffirm their full commitment to strengthen EMU.

Abstract Integrated mental training is a method that entails a systematic and long-term training of mental processes (thoughts, images, emotions) that aims to enhance performance as well as gratify feelings and improve thought processes. This training develops an alternative system of control by using substitute state of consciousness and self-hypnosis. The method is concerned with both mindfulness and performance approaches, which is crucial in order to feel and function better. The intent of this study is to highlight the experience of the different steps of integrated mental training to gain an understanding of how, where, and when changes occur. To achieve the objective of this study, a qualitative empirical method was used.

Mental illness in school ? A counselors perspective - The purpose of the study is to examine school counselors work with students (13- 15 years of age) who are struggling with mental illness. Focus on mental illness is discussed in a school context. From the school counselors perspective questions like, what kind of working methods are they using and, how they collaborate are examined. The research design is based on a qualitative approach, with ten Semistructured interviews with ten different informants who work as a counsellor at 10 different schools around Skåne.