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862 Uppsatser om Loan loss provision - Sida 4 av 58

Utrustad för att ta ansvar : En kvalitativ studie om en arbetsgrupps upplevda effekter av en specialistutbildning.

SammanfattningTitel: Lönesystemens påverkan på fastighetsmäklare - en studie inom fastighetsmäklarbranschen. Författare: Eve-Linn och Nilsson Sanna MattssonHandledare: Sofia MolanderProblemformulering: "Påverkas fastighetsmäklare av provisionsbaserad lön?" "Påverkar provision mäklarens förmåga att leverera god kvalitet på sin tjänst?""Påverkar provisionen konkurrensen och arbetsmiljön på arbetsplatsen?"Syfte: Syftet med vår studie är att beskriva om provision påverkar fastighetsmäklares arbetssituation och arbetsmiljö.Sammanfattning: För att besvara vårt syfte har vi i teorikapitlet presenterat relevanta teorier som ligger till grund för denna studie. Bland annat presenteras de vanligaste lönesystemen för fastighetsmäklare idag, definitionen av tjänstekvalitet, etiska svårigheter hos säljyrken, hur en god arbetsmiljö definieras och vad som krävs för att den ska vara god. Resultatet grundar sig i en enkätundersökning som skickats ut till aktiva fastighetsmäklare runt om i Sverige, där har det ställts frågor angående mäklarnas egen uppfattning om lönesystem och dess påverkan på deras yrkesliv.

Spill från rundbalspress med och utan knivar :

When harvesteing ley there is always mechanical losses from the harvest machines. During the last years the roundbalers with knives,cutting the material-are more common, This use increase the mechanical losses of material. MATERIALS AND METHODS The roundbaler which used in this test was a Krone Vario Pack 1500 Multi Cut. This roundbaler has 17 knives. The theoretical length of cut was 64 mm. During the test we stretched a rubber tarp under the balechamber and collected the materials which fell down from the balechamber.

Myndigheten och den ensamstående föräldern. En studie av ensamstående föräldrar med barn och deras behov

In this study we describe the needs of lone parents and how the authorities fulfill these needs. The needs contain both economic and social aspects, such as the access to an employment, childcare and the possibility to social activities. For the lone parents being able to work the childcare provision must improve and be available in a greater extent during non-traditional working hours. It is also required that the housing benefit ceiling is increased so that the parents may work more hours without risking the loss of the housing benefit. The statistic about the housing benefit which we present shows that many of those with a low income are lone parents.

Belöning som motivationsfaktor : Belöningssystemets påverkan på motivation

Titel:Belöning som motivationsfaktor - Belöningssystemets påverkan på motivationNivå:C-uppsats i ämnet företagsekonomi, 15hpFörfattare:Anna Ohlsson & Karin MellinHandledare:Maria Fregidou-Malama, Ernst Hollander och Pär VilhelmsonDatum:2014 majSyfte:Idag är de anställda en av företagens viktigaste resurser. Många företag tillämpar någon form av belöning för att motivera sina anställda. Syftet är därför att skapa en förståelse för hur ledare påverkar säljares motivation med belöningssystem.Frågeställningarna som vi kommit fram till efter en genomgång av befintlig teori är;1. Hur kan chefer motivera sina anställda att nå andra mål än sina personliga mål?2.

Hörapparatnyttan hos dem som ordinerats hörapparat med öppen anpassning ? En utvärdering

An open fitting is suitable for persons with sloping hearing loss and relatively good low fre-quency hearing. Sensory neural hearing losses often have this type of configuration. A large ventilation canal gives a greater feeling of comfort and less occlusion. The purpose of this study was to look at the hearing aid benefit of open fitted hearing aids. Self report question-naires were sent out to 102 patients who were given ReSound AIR during the year of 2006 in Uddevalla.

MOTIVERANDE SAMTAL I V?RDEN AV PATIENTER MED OBESITAS OCH ?VERVIKT I SYFTE ATT ST?DJA VIKTNEDG?GN - EN LITTERATURSTUDIE

Background: Obesity has expanded to a nationwide issue that affects millions of people. The healthcare system struggles to handle the epidemic as the problem grows. Studies show that healthcare workers have negative attitudes toward obese and overweight people and that they lack knowledge and proper tools to support this patient group. Motivational interviewing (MI) is a known technique for initiating lifestyle changes with patients. Aim: The aim is to evaluate the effectiveness of MI as a tool for weight loss and sustainable lifestyle changes for people with obesity and overweight. Method: This study uses a literature review methodology with a systematic perspective. Data is gathered and analyzed to investigate how MI affects weight loss.

Hörapparaten : Det dolda hjälpmedlet?

This essay is about the history of the hearing aid in Sweden, from 1930s until today. The hearing aid as an apparatus is described, and views by the users are presented. Articles and interviews have been used as source material to answer the main questions. In the essay, people who have written the articles, and the ten users being interviewed, describe how hearing aids are used in everyday life, and how users interact with people in general and how the hearing care system treats users. Another question regards how users perceive their own hearing aids from an aesthetic perspective.

Hur påverkar hörselskadan det dagliga livet? En jämförande studie mellan barndomsdöva och vuxendöva.

The study emanates from the national quality registry for persons with severe and profound hearing impairment. The aim was to examine possible differences between signing deaf and adults with acquired severe hearing loss, with reference to self-assessed problems, how the hearing loss influences daily life.In total 234 adults aged 30-90 years were included (128 women, 106 men). In the registry, there are background variables and questions that the patients have answered. The results, indicated on a visual analogue scale (VAS) from 0-100, from a question ?To which extent does your hearing loss at present influence your life?? were analysed.The study was performed by pooling the results of VAS and dividing the patients into signing deaf and those with acquired severe hearing loss, and in age groups 30-60 and 61-90 years.

Kroppstemperatur och vattenavdunstning via huden hos extremt underburna barn vid vård i kuvös och med kängurumetoden

Aim: To examine the reaction of extreme preterm infants with regarding to body temperature and transepidermal water loss during skin-to-skin care according to Kangaroo Mother Care (KMC) during the infant?s first week of life. Method: This was a descriptive quantitatively designed study, which was a pilot study within the framework of a larger project. Nine children, with a median gestational age of 24.91 weeks, were examined by measuring body temperature (axilla and skin temperature) as well as transepidermal water loss before, during and after KMC. Results: The study showed that skin temperature tended to rise during KMC, especially for those children who were nursed with KMC for more than 60 minutes.

Sambandet mellan parodontit och KOL

Chronic obstructive pulmonary disease (COPD) is a chronic lung disease. The disease is the fourth leading cause of death and more than 5 percent of the adult population worldwide is affected.The aim of this study was to investigate the association between periodontitis and COPD.Search for material for the literature review was done in the medical database PubMed where the keywords were: "Chronic obstructive pulmonary disease" and "Periodontal health or periodontal disease". The result is based on twelve studies that were extracted and analyzed. The studies have investigated pocket depth, attachment loss, plaque index, bleeding on probing and bone loss. Ten studies compared a COPD group with a healthy control group, one study compared two COPD groups and one study examined a COPD group and a group with other lung diseases.Most studies found that people with COPD had a higher incidence of pocket depth, attachment loss, plaque index, bleeding on probing and bone loss.

Avsättningens Avrättning: Hur en implementering av IASB:s föreslagna förändringar av IAS 37 skulle påverka redovisningen i svenska börsbolag

The purpose of this study is to evaluate the qualitative aspects of IASB?s Exposure Draft of Proposed Amendments to IAS 37 and to evaluate what quantitative effects an implementation would have on the capital structure of listed companies in Sweden. The major changes of the proposed amendments compared to the current IAS 37 are that the terms ?provision? and ?contingent liability? are eliminated and instead a new term called ?non-financial liability? is introduced. Furthermore, the valuation in current IAS 37 based on a best estimate is replaced by a fair value valuation.

Fördröjning och bortfall av nätverkskorrektioner : osäkerhetskällor för nätverks-RTK

Network RTK is a real-time technique for accurate positioning with Global Navigation Satellite Systems (GNSS). The technology means the use of correction data from a network of GNSS receivers with known positions (reference stations) to reduce the uncertainty in position for the user´s GNSS receiver (rover). However, this requires that the correction data can be transferred seamlessly to the user in real time. Commonly the corrections are transferred via mobile phones. The Swedish National Land Survey operates a nationwide Network RTK service, where users can receive correction data via GSM or mobile Internet (GPRS).

Tryck här för sanningens ögonblick: Automatiserade och mänskliga servicemöten i komplexa tjänsteleveranser

As self-service technologies become more common in service provisions, a deeper understanding is needed of how customer satisfaction is affected by automated service encounters. Drawing from theories of customer satisfaction, human interaction, and the dynamics of complex service provisions, the differences between automated and interpersonal service encounters in the initial part of a service provision are examined in terms of customers? evaluation of the service encounter itself, overall satisfaction, as well as the service encounter?s impact on global evaluations and evaluations of other non-dependant service encounters. The study was performed on people travelling by air on Swedish domestic routes. Passengers were asked to evaluate the airline?s performance on different attributes of the air travel they had undertaken, as well as to form an overall evaluation of the service.

Risk för bostadsägare - en analys av risken vid förändringar av ränta och elpris

Since 1996 the Swedish households have ten folded their volume of loans for own homes that is attached to a floating interest rate. Also in 1996 the Swedish electric market was deregulated. These two facts have increased the volatility in the household expenses for these two commodities. This thesis studies the risk for homeowners attached to the exposure against the electric and the credit market. The risk model used is Cost-at-Risk which is usually used by public authorities for analysing the risk involved with national debt.

Vårdnadshavares attityd, beteende och upplevda kunskap om ljudexponering och dess risker

Background: From a public health perspective it is of great interest to prevent the risk of noise induced hearing loss, because in addition to hearing loss, tinnitus and sound sensitivity also may lead to other health problems. About 1,4 million people in Sweden live with some form of hearing loss and 25000 of them are children under the age of 16. Studies have shown that hearing loss among adolescents is increasing and it is often associated with sound environments in their leisure time. Lectures in hearing prevention has been conducted in schools for adolescents but have not reached the desired results. Objective: To enquire caregivers? attitude, behaviour and perceived knowledge about sound exposure and its risks.

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