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1675 Uppsatser om Keywords: credit - Sida 11 av 112

Interaktionens betydelse i distansutbildning. Studenternas upplevelse av interaktionsdimensioners påverkan av sammankomster i en distansutbildning

The purpose of this study has been to create a better understading of how face?to?face activities in course´s impacts on the experience of interaction within a course.More specifically, the study puts the student'?s perception of how mandatory face?to?face activities affect and are affected by the interaction in focus. This is done by the following research questions. What affects the student'?s perception of face?to?face activities? Which interaction dimension affects the factors that influence students perception of the activities? Which interaction dimension is influenced by the student'?s perception of the activities?The theoretical base is Wagner'?s (1994) three types of interaction and Andersson´s(2003) theory of interaction dimensions.

Bankens färd till kunderna : En studie om bankernas strategier för att nå ut till bankkunder med brister i det svenska språket

The competition has increased with the establishment of the new banks and the credit institutes taking on the market, the big banks are no longer alone on the market.In speed with the increased range, have also the marketing and the recruit of new bank customers become more driven.Bank customers with lacks in the Swedish language, is a segment with potential which doesn?t get used by the banks and in turn of that the bank customers doesn?t get their needs satisfied.The purpose with this survey was to analyze if the four largest banks, Föreningssparbanken, Handelsbanken, Nordea and SEB had prepared strategies that were directed to bank customers with lacks in the Swedish language. In those cases the banks had strategies, respective measures were presented.Furthermore the bank customers with lacks in the Swedish language were studied if they experienced that the banks were using measures to satisfy their language needs in contact with the banks and presented the benefit of them.The information about the banks strategies was assembled through interviews with persons from each bank. The bank customers experience was assembled through a questionnaire survey.The result showed that the banks hade different strategies for reaching out to these customers, it was from showing understanding to multicultural offices. Half of the customers appreciated that the banks pressured themselves for them by being patient, explained the services and in some cases had staff that could several language.

Google Scholar eller Scirus för vetenskapligt material på webben? En utvärdering och jämförelse av återvinningseffektivitet.

This thesis evaluates and compares the retrieval effectiveness of the two search engines Google Scholar and Scirus, which both specialises in indexing scholarly material on the web as well as journal articles. Thirty search queries are used and the first twenty retrieved documents for each query are examined for topical relevance and scholarly content. The search queries are based on legitimate information needs taken from a scientific questionbox on the web. Queries are expressed with advanced search operators and are the same for both search engines. Precise relevance criteria are set up and a binary scale is used when judging.

Twelvestep : Down inside

Title: Music video: Twelvestep ? DownInside Made by: Benjamin Bondesson Christian Edgren Tutor: Silvio Ocasic Course admin: Peter Ekdahl Purpose: To create a music video that we can stand, that challenges us in the creative process. And to help a struggling band with another medium to spread their music. Goal:We intend to create a great product that is demanding and educational to us. Especially when it comes to cooperation and editing/post production.

The relationship between CDS spreads and bond spreads ? an empirical comparison

Syfte: Syftet är att undersöka sambandet mellan CDS spreaden och bond spreaden, samt att jämföra dessa över tid. Detta genomförs genom att testa för ett kointegrationssamband samt Granger-kausalitet mellan CDS spreaden och bond spreaden för varje enhet som ingår i urvalet, och för olika perioder. Också deskriptiv statistik används. Metod: Kvantitativ metod: Augmented Dickey-Fuller test, KPSS, Engle-Granger test, Johansen-test, Granger kausalitet Teoretiska perspektiv: Prissättningsmodeller för kreditrisk. Arbitragesamband.

Typer av sökfrågor på webben: En effektivitetsstudie

The purpose of this thesis is to examine the performance of different types of queries in the AltaVista query-based search engine. Thirty information needs have been collected from an ask-a-question service on the World Wide Web, which means that they are based on real users information needs. This is done to avoid partiality in the study. The author has invented different types of queries for each and every one of the information needs in accordance with the search syntax available for AltaVista. The types used are Boolean expressions, queries including proximity operators, phrases and queries directed towards a specific field.

Elevers värderingar av föräldramedverkan i grundskolan. : En enkätundersökning

AbstractParental participation is something that is included in school either we like it or not. Several studies have been done about this phenomena but not many of them have examined the pupils estimation about parental participation. Therefore did we get interested about the pupils situation because why haven?t almost anyone asked the pupils about this phenomena when it?s constructed fore them? To learn more about the pupils estimation did we a questionnaire in twelve different classes with children in the ages between 10-16 years. The results we got from the questionnaire concerning the pupils estimation about parental participation were both expected and unexpected.Keywords: Parental participationQuestionnairePupil estimation.

Hur sökfraser är utformade

Millions of people are using search engines every day when they are trying to find information on the Internet. The purpose of this report is to find out how people formulate search queries. The result in this report is based on an empirical study which is based on a search log from the Swedish search engine Seek.se.One of the results in this thesis is that nearly all search queries are based on keywords..

Dubbelbeskattningsavtal mellan Sverige och Afrika : En rättslig analys om varför Sverige bör ingå skatteavtal med afrikanska stater - särskilt fokus på Sveriges skatteavtal med Sydafrika, Nigeria och Tunisien.

Syftet med uppsatsen är att undersöka om och varför Sverige bör ingå skatteavtal med afrikanska utvecklingsländer. Sverige är medlem i OECD och har en lång tradition av skatteavtal framför allt gentemot andra industrialiserade länder. Afrikanska utvecklingsländer däremot har inte ett lika utvecklat skattesystem eller konkurrenskraftigt skatteavtalsnät och har andra förutsättningar än Sverige på den globala marknaden. Frågan om varför skatteavtal behövs mellan Sverige och afrikanska u-länder ska belysas genom dessa två vitt skilda perspektiv och utgångspunkter. Jag ifrågasätter även vilka incitament afrikanska stater har för att ingå skatteavtal med Sverige.

Småbolagens relation till storbanker ? en studie om avgörande faktorer vid kreditgivning

Tidigare forskning visar på att småbolagens existens har en stor betydelse. Småbolag bidrar inte bara till att generera fler jobb, de bidrar också till den ekonomiska tillväxten. Dock kräver deras existens och fortsatta tillväxt mer kapital, de behöver därmed ha tillgång till krediter. Tidigare forskning visar på att småbolag har svårigheter att erhålla bankkrediter jämfört med större bolag. På grund av Basel-regleringarna och de införda kapitalkraven har bankerna blivit mer försiktiga och är inte villiga att ta allt för stora risker.

Royalty

Mitt syfte med uppsatsen är att beskriva kriterierna för begreppet royalty, och att beskriva hur royalty är reglerat i Sveriges dubbelbeskattningsavtal med olika länder. Detta realiseras med hjälp av frågeställningarna i min problemformulering. I dagligt tal förknippas royalty ofta med ersättning som utgår till artister och låtskrivare för att någon har nyttjat deras konstnärliga verk. Men i och med att royalty inte är definierad i lagtexten, finns det otydligheter kring vad som ger royalty. I rättsfallen som undersöktes fann jag att ett av kriterierna för royalty är att ersättningen i princip utgår med varierande belopp, t.ex.

Mening ? minne:glömska : En läsning av Birgitta Trotzigs Dykungens dotter

Dag Wellander: Meaning ? memory: oblivion. A reading of Birgitta Trotzig?s The mud kings daughter. Master of Arts paper.

Barns uppfattning om fåglar

Abstract The purpose of this work is to investigate children?s perception of Swedish birds. Through qualitative questions there were twelve children interviewed. I showed the pictures for the children of different animals that we discussed but with focus on birds. The children could partly distinguish which of the pictures that represented birds and who did not.

Twelvestep - Down inside

Title: Music video: Twelvestep ? DownInside Made by: Benjamin Bondesson Christian Edgren Tutor: Silvio Ocasic Course admin: Peter Ekdahl Purpose: To create a music video that we can stand, that challenges us in the creative process. And to help a struggling band with another medium to spread their music. Goal:We intend to create a great product that is demanding and educational to us. Especially when it comes to cooperation and editing/post production. Keywords:Music video, digital video, film.

Bolånetakets påverkan på efterfrågan av hyresrättslägenheter

This Degree project is a study about the Mortgage Cap, introduced in October of 2010, and its impact on the demand for rented apartments. The mortgage cap was introduced to decrease the households? loan-to-value ratio and thereby increase their economical resistance during times of financial instability.The past ten years Swedish households have continuously increased their average loan-to-value ratio. In an attempt prevent this negative development Finansinspektionen introduced a mortgage cap stating that banks should no longer grant mortgages corresponding to more than 85 percent of the property?s market value.In order to answer the main question two methods were used both a survey and two interviews.

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