Title: The mortgage limitation and its impact on the mortgage marketLevel: Final assignment for Bachelor Degree in Business AdministrationAuthor: Mattias Arnkvist and Magnus Vitasp PerssonSupervisor: Lars SteinerDate: 2011 ? MayAim: We have conducted this report to find out what effect the mortgage limitation has had on the mortgage market since its introduction in autumn 2010. The mortgage limitation has both before and after the introduction been a topic of discussion as it affects many and above all makes it diffucult for certain customer groups.Method: This report was written by a qualitative method. The report uses qualitative and quantitative data. The quantitative data we have in the report are printed literature in books, articles and journals as well as data taken from Internet.

Denna uppsats har för avsikt att utreda begreppet Just-In-Time (JIT) och dess komponenter för att sedan försöka finna dessa i den svenska lastbilstillverkaren Scanias produktionssystem. Litteratur har bidragit med en definition av JIT som sedan har jämförts med hur Scania arbetar inom produktionen. Empiri har erhållits genom intervjuer med berörd personal samt observationer på plats i Oskarshamn och i Södertälje.För japanerna är inte Just-In-Time-tänket en ny företeelse utan det är något de har arbetat efter en längre tid. Denna uppsats har valt att utgå från Jeffrey K. Likers (2004) definition i The Toyota Way.

This is a study in my preparations for my final concert at the Academy of Music and Drama- ?????????? University. My aim is to create a plan and a schedule for my practising methods and other preparations so I will be able to perform at the top of my ability.I have studied and chosen a collection of methods that will help me prepare for my concert and at the same time develop my oboe playing. As a result, I have found an effective way for me to prepare technically on my instrument. I have also learnt and developed methods in how to focus and mentally prepare for a performance..

This thesis focuses on the driver?s experience of the road and its surroundings. ?The view from the road? takes place every day and a high-quality ?road experience? is therefore a question of importance. Since cars made their breakthrough in the 1920-30, the approach to ?the driver experience? has varied notably.

When building large buildings, such as compartment buildings, there is a number of deliveries arriving on the construction site daily. In order to receive these deliveries without disturbing the rest of the work going on JM often books a fixed unloading time. When doing that they can be prepared when the delivery arrives. Making sure there is a suitable unloading area, someone to meet the delivery and when needed proper machines, such as a tractor or a crane, to help unload bigger deliveries. The person receiving the delivery is supposed to make an acceptance control where they check the delivered goods making sure nothing has been damaged in transport and that they have received what they were supposed to receive.

Approximately 4000-5000 hectares, of SCA´s forest land area in Västerbotten, are in need of pre-commercial thinning (PCT) every year. Within the management district, the areas annually treated with PCT must increase, in order to decrease the area with an urgent need for PCT. This can be done by employing more forest workers or entrepreneurs, by mechanized PCT or by an extended season for PCT. Positive experiences from a private forest owner, who started to carry out PCT when the first snow came and then continued for several months, gave an idea to investigate the possibilities to prolong the season of PCT. The purpose of this experiment was to compare PCT carried out when there was snow on the ground with PCT performed when there was no snow on the ground.

The purpose of this Master's thesis is to elucidate the phenomenon of storytelling and its methodology in the context of public library story-time for pre-school children. It also strives to give an insight into the functions of story-time both with regard to the storyteller and the participating children. The study is based on qualitative methods in the form of a literature analysis, observations and interviews. The interviews were undertaken with two storytellers from the same library who work with children up to three years old and children aged between four and six years. The result of the study suggests that storytelling is more appropriate than reading aloud in situations when large groups of children are involved.

This study looks into the possibility, and profitability, of expanding a pilot project that has been put into action at GGP Sweden AB in Tranås, a manufacturing company that produces front mowers. The pilot project is meant to give GGP Sweden AB a more precise control of the flow of goods from their suppliers, and its essence has proven to be quite similar to the Japanese Just-in-Time philosophy.The study has been divided into four separate areas; mapping, supplier selection, supplier evaluation and cost analysis. These areas represent a holistic perspective on the expansion of the pilot project and cover topics varying from methods of finding suitable JIT-suppliers, constructing Key Performance Indicators (KPI) to reviewing costs and assessing profitabilities.In this report, the reader will initially take part in the works of mapping GGP?s manufacturing unit, pilot project and supplier base, which results in a list containing the most suitable suppliers for a Just-in-Time based collaboration. Afterwards, the reader will be led into the area of supplier evaluation, where five KPI?s are created with the purpose of ensuring that GGP will be able to evaluate their suppliers and pilot project in an effective way.

The study Packning i tid och rum (Crowding in Time and Space) is a Master Thesis in Human Geography within Geography, presented at Södertörn University College.The aim is to investigate the connections between time and space, more particularly, geographical changes over time. This is done by focusing on the Study of Land use as a phenomenon and on-going processes in demarcated areas. Distinct areas are given special interest, i.e. how they are used. The study deals with three different kinds of sites in three levels of scale: a market garden, cemeteries and a residential area.The main focus of the study is on the cemeteries.

Introduction: Sleep disorders are an increasingly growing public health problem. InSweden, the last decade's increase in sleep problems was greatest among younger agegroups. Studies show association between the use of communication media and sleepinghabits. Objective: The aim is to map sleep habits and use of communication mediumamong adolescents and to study associations between them. Method: The study isbased on a previously collected survey data among high school students (18-21 years)from a coastal town in southern Sweden.

This thesis is basically an attempt to discuss the intrinsic intersubjective nature of the so-called ideal sciences, i.e. geometry or arithmetic. Based upon a thorough analysis of Husserls The Origin of Geometry and Derridas Edmund Husserl's Origin of Geometry: an Introduction this thesis takes geometry as an example of an ideal science. The main question of the thesis is how an ideal science or object is constituted. The thesis consist of two main chapters - ?Geometry and Historicity? and ?Language?- and a concluding discussion.

Uppsatsens syfte är att undersöka likheter och skillnader i föräldrars upplevelser ochpedagogers resonemang kring inskolning av barn utan tidigare erfarenheter av denpedagogiska verksamheten i förskolan. Anledningen till undersökningen handlar om attbelysa de olika intressen och behov som kan finnas under inskolningsperioden.Undersökningen grundar sig på en kvalitativ ansats i form av sex intervjuer av trepedagoger verksamma inom förskolans verksamhet samt tre föräldrar som under detsenaste halvåret skolat in ett barn utan tidigare erfarenheter av den pedagogiskaverksamheten i förskolan. Materialet har utifrån ett fenomenografiskt perspektivanalyserats där fokus har legat i att finna eventuella skillnader och likheter irespondenternas upplevelser och resonemang kring fenomenet, inskolning. I resultatetframkom likheter i pedagogers resonemang och föräldrars upplevelser där samtligamenar att barnets trygghet är det primära målet för inskolningen. Det visar sig attföräldrars oro för barnets välbefinnande efter momentet av att lämna barnet kan utgöraett hinder vid barnets inskolning.

This essay examines how art could be used to bring forth and clarify the Catholic doctrines of purgatory. The research questions are: ? How are the Catholic Church?s doctrines of purgatory illustrated in art? ? How can the paintings affect the viewer and his/her notion on how to shorten the time in purgatory? How can art itself be used as a tool to achieve that goal? The timeframe of the chosen paintings is mainly 14th to 16th century but an overview of how the purgatory has been illustrated after that time until the present is also given. In order to answer the first research question, a painting from the 14th century has been analysed, using a method inspired by Patterns of Intention - a theoretical framework formulated by Michel Baxandall. A reception theoretic perspective according to Kemp, is used on a painting from the 15th century to answer the second research question. The results show that purgatory is illustrated as fire and the souls are depicted as living people, despite that a spiritual condition is visualized. The viewers at that time found the descriptions frightening, but the paintings also revealed ways of being granted indulgences, that is shorten-ing the time in purgatory. These ways were praying, making pilgrimages and giving alms.

Voice onset time (VOT) är en akustisk tidsparameter som reflekterar den tidsmässiga samordningen av talmotoriken. VOT betraktas som det mest pålitliga akustiska kännetecknet på huruvida en klusil är tonlös eller tonande.Föreliggande studies syfte var att studera och jämföra VOT hos svenska barn (8, 9, 10, 11 år) och vuxna för att se hur utvecklingen sker samt för att ta fram svenska normvärden. Ljudinspelningar genomfördes på 150 barn och 36 vuxna vid uttal av de svenska klusilerna i minimala par. Akustiska analyser av materialet utfördes sedan.Resultatet visade att de tonlösa klusilerna föreföll produceras med vuxenlika VOT-värden från och med cirka nio års ålder. De tonande motsvarigheterna producerades med vuxenlik VOT omkring tio års ålder.

AbstractPurpose ? The purpose of this study is to investigate possible reasons for long lead-time in a customer driven production, and how the lead-time can be reduced. To fulfil the purpose the study has been broken down into two questions.1. Whichfactorsaffectthelead-timeinacustomer-drivenproduction?2.