Denna rapport analyserar hur små tillverkande företag arbetar med affärsutveckling och hur det påverkar lönsamhet och tillväxt. Examensarbetet ingår som ett delprojekt i forsknings- och utvecklingsprojektet Business Navigator[1] som syftar till att ta fram ett koncept för ett IT-stöd som kan fungera som färddator för små och medelstora företag i deras affärsutveckling. Syftet med examensarbetet är ta fram underlag för att analysera om det kan vara en möjlighet för Sparbankerna och Swedbank att erbjuda sina små företagskunder stöd i deras affärsutveckling. En extern part i styrelsen är närliggande det arbetssätt som bankerna skulle kunna erbjuda och finns redan infört idag, dvs det finns exempel på att bankpersonen agerar affärsutvecklare till kund- eller andra företag. Därför analyseras hur en extern part i styrelsen påverkar ett företags affärsutveckling.Det visar sig bland annat att de företag där ledningen lägger tid på affärsutveckling i genomsnitt har dubbelt så hög lönsamhet jämfört med de företag där ledningen inte lägger tid på affärsutveckling.

There are no general working processes that can stand for how all the investment process is preceded in the organization of major Swedish banks. It is not a question of investment process but rather a question of, investment processes. How these investment processes operates depends totally on the type and size of the current investment, which unit that is operating the processes and what situation the bank currently finds itself in. There is a written form that describes how the different processes should be operated and which capital budget models that should be used but the usage of these forms can be questioned..

Discussions started on how to handle liquidity problems crises in credit institutions and investment with the financial in 2008 as a research background. This led to the establishment of a new legislation regarding the current managing of liquidity risks which involves major changes in organizations. The changes will address the problems on how a successful implementation work could be completed and what is required of the organizations. Good communication is essential in order to have a successful changing process when everything an organization undergoes requires clear and ongoing communication.The purpose of this paper was to examine if Organization X application communications to the same extent as a deployment model shows. Organization X was the company we chose to investigate as they are one of many banks that are facing the upcoming change.Communication Concepts such as understanding, dialogue, discussion, open mindness, transparency and participation, have been key words during our work.

Title: Valuing Real Estate FCFE and interest coverage under macroeconomic uncertainty with scenario analysisAuthors: Marcus Ewerstrand, Jakob MattssonAdvisor: Gert SandahlBackground and problem: After the collapse in the Swedish economy in the beginning of the 1990-ties, the company Secerum was launched. Securums objective was to handle unsecured credits from Nordbanken by transferring a large portfolio of properties and to setup a number of companies who would be in charge for the prospects of these assets. One company that was established during this remarkable period was Castellum, in the year of 1994. After a successful process of raising capital to its development of corporate strategies and formation of several affiliated companies which operates locally, Castellum was publish on the Stockholm stock exchange 1997/1998. Now, thirteen years later after its establishment, the credit crunch in the US.

Bakgrund: Framtidens bank måste arbeta mot att få mer lojala kunder då framtagandetav nya produkter och strävan efter ökad kostnadseffektivitet inte längre räcker.Eftersom banker endast kan uppnå lönsamhet först efter upprepade köp är det viktigt attkartlägga bakomliggande faktorers betydelse för den privata bankkonsumentens lojalitetsett till dess finansiella beteende och behov i olika åldrar.Syfte: Uppsatsens syfte är att kartlägga hur den privata bankkundens lojalitet varierarvid olika åldersintervall samt hur bakomliggande faktorers betydelse för lojalitet skiljersig åt vid olika åldersintervall.Avgränsningar: Vi har valt att avgränsa vår studie till en svensk miljö och den privatabankkonsumenten. Vi avser inte att undersöka bankernas arbete för att styrka lojalitetenhos konsumenten och vi vill heller inte utreda om det finns tidigare okända faktorer somkan kopplas till lojalitet inom bankbranschen.Resultat: De bakomliggande faktorernas betydelse för lojalitet skiljer sig inte åt i olikaåldersintervall i den privata bankkonsumentens liv. Varje faktor påverkar docklojaliteten olika mycket beroende på vilket åldersintervall som den privatabankkonsumenten befinner sig i. Vid samtliga åldersintervall är klagomål den faktorsom har störst betydelse för den privata bankkonsumentens lojalitet, följt avkundnöjdhet, prisvärdhet, servicekvalitet och produktkvalitet. Vidare visar våra resultatatt bankernas klagomålshantering inte fungerar.

I ekonomin finns kognitivt och strukturellt socialt kapital och när detta är otillräckligt uppkommer fattigdom. Med utgångspunkt i läran om mänskligt beteende analyseras mikrokreditens värde som socialt kapital genom en fallstudie av Grameen Bank i Bangladesh. Ekonomi skapas av socialt kapital som består av kognitivt och strukturellt socialt kapital. Kognitivt socialt kapital formar de handlingsregler, det vill säga institutioner, som utgör de ekonomiska möjligheterna inom ett land, det strukturella sociala kapitalet överför det kognitiva sociala kapitalet genom nätverk som upprätthåller institutionerna. Österrikisk ekonomisk teori betraktar ekonomin som en lärprocess som kräver ständig revidering, där entreprenörerna på marknaden skapar kapitalkombinationer baserade på subjektiv kunskap och förväntningar.

The aim of this master?s thesis is to examine how managers in some public libraries are using performance measurements and to what extent decision making is based on the results. The main questions posed are:??What performance measurements and indicators are used in the libraries examined???What is the attitude towards performance measurements among library managers???How and to what extent are performance measurements and indicators used in the process of decision making???What improvement would library managers wish regarding the development of performance measurements in public libraries?The theory is based on a model of evaluation of the public sector in addition to general steps of evaluation of quality and performance measurement results. The investigation is based on qualitative interviews with seven managers of public libraries in Sweden.

Choosing the right user experience evaluation method can be difficult, choosing the right one for mobile user experience can be even more so. One major cause is that mobile usage is context dependent. Another contributing factor is that there is not one widely adopted theory or framework for user experience due to its complexity.The purpose of this study was to evaluate an existing method artifact in its feasibility for evaluating mobile applications. The chosen method, AttrakDiff2 is a self-reporting semantic differential questionnaire to evaluate the user experience of an interactive product, based on its hedonic and pragmatic qualities.A study was conducted where the participants assessed one mobile and one web application, which were later rated with AttrakDiff2. The completion of the questionnaire was conducted as a think-aloud session subsequently followed by an interview.The results suggest that the participants experience was affected more by the evaluated application style than the different platforms.

As the European Landscape Convention is brought into action, planning in Sweden has got to become increasingly considerate of the landscape and its character. To render this possible, a basic requirement is that we find a functional method for analysis. The Landscape is a synthesis of the interplay between place and man. It is made up of our physical environment and shows the result of our actions throughout history. Our surroundings affect us in many ways, financially as well as emotionally. This is why an analysis of the landscape has to be inclusive of many types of information. I have performed a landscape analysis, according to the British Landscape Character Assessment-method, in Svedala kommun.

This study investigated the possibility of implementing three standards, Transistion Minimized Differential Signaling (TMDS) and two versions of Stub Series Terminated Logic (SSTL), for inter-chip communication in a specific manufacturing process. The two SSTL standards were implemented in one transceiver system while TMDS was implemented in a separate system. The evaluation was done with Spice simulations on schematic level with some parasitic capacitance and resistance. The idea was to investigate the possibility of implementing these standards and get an idea of eventual shortcomings. In order to create models as a basis for evaluation, simulation environments with models for circuit board and packages were created and transmitters and receivers were designed.

Dagens olika marknader besta?r vanligtvis av ma?nga konkurrenter da?r alla konkurrerar om samma kunder vilket kra?ver mer av fo?retagen att sticka ut fra?n ma?ngden och go?ra sig mer konkurrenskraftiga. En djup relation med kunden a?r da?rfo?r av en stor betydelse som bland annat kan uppna?s genom varuma?rket.Ett varuma?rke har vissa personliga egenskaper som ger konsumenter en underlig- gande betydelse. Dessa egenskaper sa?tter sig som undermedvetna bilder hos konsu- menterna och speglar fo?retagets verksamhet.

This thesis is based on design theory about how to build an application for the mobile platform, a scientific analysis and an application for grocery shopping and meal planning. The thesis also contains a valuation of the research and of the application. The valuation of the application was done by a usability test and an analysis of the results of the test.The application of the thesis has an easy navigation system, which is time saving and simple to use. Finding recipes with the associated ingredients is a quick fix. The search function can be used for searching freely after recipes as well as for separate ingredients. That makes it possible for the user to create own recipes from available ingredients.

I allt väsentligt kunde studien inte konstatera något större gap mellan bankernas förväntningar på revisionens innehåll och genomförande och det som revisorn med stöd av regelverket faktiskt levererar. Båda parter tar sin utgångspunkt i begreppet ?god redovisningssed?. Det konstateras dock ett visst gap ifråga om bankens önskan, om att revisionen kunde vara mera djupgående i sin kontrollfunktion än vad revisorerna med gällande regelverk är beredda att tillmötesgå..

Förtroende är något vilket är möjligt att återfinna i hela vår omgivning. I det sociala och i det professionella. Vi ger förtroende till andra, både personer och institutioner i en mängd olika situationer. En av dessa situationer är i relationen till vår bank och banktjänsteman. Världen upplever just nu en ekonomisk kris med stor genomslagskraft.

The purpose of the present investigation was to identify how knowledge about goal-setting is developed and applied in practice of male players in the Swedish national floorball team, by using a qualitative methodology. Participants were 6 players playing for the Swedish national team. They were asked to respond to the interview questions in relation to their perception of setting goals for a successful outcome in sports, how their goal- setting process has developed and how they deal with goal setbacks and goal attainment. Results revealed that Swedish national players in floorball employed goal setting often for both individual and team goals in practice and competition. In addition, many interesting findings regarding the process of goal setting emerged in the result.