Through certain exceptions in the Swedish regulation on credit agreements for consumers, a new form of instrument for credits has arisen on the national market. The instrument, which is most commonly known as easy credits and was first seen on the Swedish market for consumer credits in 2006, has developed to become part of a vast problem with excessive debt incursion. In order to counteract this development and to harmonise the internal market within the EU, directive 2008/48 EC on credit agreements for consumers was introduced in 2008. In Sweden, the implementation of the directive has led to a proposition for a new regulation on credit agreements for consumers (SFS 2009/10:242 Ny konsumentkreditlag) coming into effect on the 1 January 2011. The proposition puts up stricter rules on creditors granting consumer credits in their course of business, and revokes the former exemption on information and practices preliminary to the conclusion of the credit agreement for minor credits.

AbstractThis essay deals with young people?s written language. It is often said that the student?s ability to write is worse today compared to earlier generations. The written language is an important condition for knowledge, therefore it is of great importance that all students, after finished secondary- and upper secondary school, have acquired an adequate language which is suitable in the public room.The fact that young people?s language is worse than earlier generations is a constantly recurrent assertion and often debated in school.

En bransch som står inför ett generations- och könskifte kräver en utbildning som visar framfötterna och följer med utvecklingen. Högskolan i Gävle har sedan hösten 2006 ett nytt fastighetsmäklarprogram, skapat i strävan efter att följa de nya kraven från fastighetsmäklarnämnden samt önskemålen från skolan. Har programmet reviderats tillräckligt? Detta har jag undersökt. Slutsatsen är att Högskolan i Gävle har kommit en bra bit på väg..

This essay is about the hostility towards strangers and foreigners within a Swedish historic context, not only towards foreigners coming from another country, but also directed to people within the Swedish society among the ethnic Swedes themselves. From their accounts of the concept I will discuss why and how this hostility towards strangers has developed and been expressed when they were younger, but also how they perceive the phenomena today as it express itself..

Syftet med denna uppsats är att analysera hur män och maskulinitet framställs i reklam riktad till olika mediegenerationer genom olika TV-plattformar. Frågeställningarna har sitt fokus i att tydliggöra hur männen framställs i reklaminslagen genom bland annat hur de agerar, vilka personlighetstyper som uppvisas och även vilka likheter och skillnader som kan påvisas mellan de olika mediegenerationerna. Studiens urval har sett till att analysera reklaminslag på både traditionell TV och webb-TV för att på så sätt påvisa en skillnad mellan dessa, då reklam idag mer specifikt kan riktas till en speciell målgrupp. Urvalet har också bestått i att urskilja olika mediegenerationer där dessa har legat till grund för den efterföljande resultatdelen. Detta har studerats genom en kvantitativ innehållsanalys där ett kodschema har skapats och resultatet sedan kodats i IBM SPSS.

Titel: Barn av sin tid och klass: En kvantitativ studie om generations- och klasstillhörighetens betydelse för vår nyhetskonsumtion Författare: Stina Bergdal & Evelina Olsson Kurs, termin och år: C-uppsats, HT-2014 Antal ord i uppsatsen: 18 949 Problemformulering och syfte: Syftet med studien är att analysera vilken betydelse klass och generation har för nyhetskonsumtion. Att undersöka betydelsen av dessa två strukturer är viktigt då vi trots dagens individsamhälle påverkas av vår omgivning när det gäller vår nyhetskonsumtion. Metod och material: Metoden som används är surveyundersökningar. Materialet som används i denna undersökning består av den nationella SOM-undersökningen från 2012. Huvudresultat: Generation och klass är båda strukturer som påverkar vår konsumtion av nyheter. Men effekten av de olika strukturernas påverkan är olika och vi påverkas i högre grad av vår generationstillhörighet än vår klasstillhörighet. Det vill säga den tid, samhällsklimat och den tekniska utvecklig vi växer upp i formar oss inte bara som människor utan även som nyhetskonsumenter.

In light of the European Union`s 2012 theme year: Active aging and solidarity between generations I wished to gain an understanding of weather elderly immigrant are provided with equal possibilities and access to local community information as the majority population and their participation in activities arranged for senior citizens in the municipality where they live. I have done this by meeting with those who work in this capacity. I also chose to meet with representatives for immigrant organizations in the local community to enquire of their work with senior citizens within their own ethnic group. This is a qualitative study on a phenomenological ground based on nine interviews and four observations. I have had two theories to help me analyze my empirical material.

The purpose of the current study is to present an interpretation of Eros and its demonical aspect as it is described in Plato?s dialogues Phaedrus and The Symposium as well as to attempt to throw some light over the question in which way the erotic as such influences Plato?s notion of how to pursue philosophy. In the first part of the essay an account is given of the Platonic Eros as a unifying element and as striving for being. I defend the position that in the context of the interpreted dialogues philosophy is thought of as an erotic enterprise which takes place as a coming closer to the object of love. This coming closer takes place as remembering in Phaedrus and as creating in beauty in The Symposium.

Ordet upplevelse används idag av många företag i olika branscher för att fylla sina tjänster med värde. Inom marknadskommunikation har byråerna börjat använda sig av upplevelsemarknadsföring för att tränga igenom mediebruset och tillgodose kunder och konsumenter. Syftet med uppsatsen är att undersöka hur kommunikationsbyråer, som profilerar sig inom upplevelsebaserad marknadsföring, använder begreppet upplevelse och därigenom uppnå förståelse för vilken generations upplevelseproduktion de arbetar med. Jag utgår ifrån Bosjwijk, Peelen och Thijssen (2007), vars modell innebär att det finns tre generationer upplevelseproduktion, varav den första generationen, iscensättning, innebär att organisationen utformar upplevelsen för individen. I den andra generationen, samproduktion, utformar organisationen och individen upplevelsen tillsammans.

A segmented market, according to traditional methods, appears increasingly difficult in mature consumer markets. A common explanation is that the mature markets are often characterised by over-supply which results in a great variety of choices for the consumer. Furthermore, the consumer of today has a more complex and flexible purchase behaviour which is difficult to catch. This makes consumer segmentation difficult. International studies indicate that dividing consumers into generation cohorts might be advantageous in understanding consumers of today.

In light of the European Union`s 2012 theme year: Active aging and solidarity between generations I wished to gain an understanding of weather elderly immigrant are provided with equal possibilities and access to local community information as the majority population and their participation in activities arranged for senior citizens in the municipality where they live. I have done this by meeting with those who work in this capacity. I also chose to meet with representatives for immigrant organizations in the local community to enquire of their work with senior citizens within their own ethnic group. This is a qualitative study on a phenomenological ground based on nine interviews and four observations. I have had two theories to help me analyze my empirical material.

Background: The global responsibility for multinational companies is a current matter of subject. Now when the world increasingly is getting globalized, economic growth is created, which brings a bigger demand of responsibility on companies. The leading companies from every industry is often becoming the frame for how the production process works and is therefore exposed to outer pressure which, for example, is coming from consumers and the media. Since consumers at present are more aware of what they are buying and where it comes from, it is important that the companies take social responsibility. We have therefore studied three big companies within the clothing industry to see in witch way they are taking their social responsibility.Purpose: Our purpose was to explore how companies within the clothing industry describe their work with Corporate Social Responsibility, code of conducts and where the incentive behind this work is coming from.Method: We have, through a qualitative study, examined how three large companies work with Corporate Social Responsibility.

This paper is finishing part of the two-year master programme in Industrial Engineering and Management.Initially there was an inquiry of studying the queue-times that Fläkt Woods uses when they break down internal working orders. These times were assumed to be too generalised and does not apply to the actual value of the queue-times which generates incorrect data and delivery delays. During the work of this paper it has been established that it is not the queue-times that is the biggest problem. The problem is the shop floor control and the lack of manufacturing the right products at the right time. Therefore an analysis of the production planning process was made to bring forward the real problems.

Tanken bakom studien är att se hur en stad kan gå från att vara en industristad till att bli en turiststad genom att använda sig av samma miljöer. En turiststad kan definieras som en stad som har ett brett utbud av aktiviteter men som även tillhandahåller de faciliteter som både turister som invånare söker. När Norrköpings industrier togs ur bruk stod fabrikernas lokaler tomma. Dessa kunde antingen återanvändas eller rivas. Norrköpings kommun valde att utveckla Norrköpings industrilandskap och har idag fyllt lokalerna med olika verksamheter.

The purpose of this essay is to study the coming into being of two newly built public libraries in Sweden, Malmö public library and Linköping public library. In both cases, the architect was appointed through a competition. We have examined the degree of importance that one has put on the buildings functionality and aesthetics, respectively. Furthermore we have studied how the cooperation between library staff and the architects has worked, and finally we have studied to which degree the parties involved think that the interests of the users has been taken into concern. The first main chapter of the report is an overview of the literature found on the subject where we present theories on library architecture used in Sweden as well as abroad.