Over the last decade, the private insurance market has undergone a stable growth in turnover and growing demand for insurance products in all Member States of the European Union. Therefore, the creation of a single market in insurance will enable consumers to have access to wider choice of insurance products, and insurance companies to gain access to markets in various Member States and compete effectively. The EU legal framework for the insurance industry embraces the Treaty freedoms of services, establishment and capital, the EC Directives and the ECJ case-law. The present thesis identifies numerous factors that hinder the Community insurance market integration and offers possible remedies. The summary of the market obstacles is all-inclusive and reflects the responses to the questionnaires and the Commission surveys.

When I got the opportunity to write this examination did I want to write about something that I both was interest in and also can use in the future. I think it?s going to be difficult to carry on the milk production with only 28 cows. I wanted to investigate the possibility to increase the herd of cows. I also wanted to compare this cost with a new cow house the cows where milked with a robot.

Effektiv utveckling kan göra lika stor skillnad som en eller kanske två extra utvecklaretill teamet. För att ligga i framkant i effektiv mjukvaruutveckling så måste mandefiniera hur man är effektiv och vad det innebär. Man kan med stor framgång se sigom kring hur andra företag och organisationer har uppnått högre effektivitet.I rapporten diskuteras best practice och hur R2Meton AB jobbade i början av 2013.Sedan presenteras en utvecklingsmodell som R2Meton AB har implementerat för attbli mer effektiva. Modellen innefattar bland annat automatiserat bygge, tester,analyser och distribution. En högre grad av automatisering och analyser innebär enstörre enhetlighet och kvalitet.

I vår studie hade vi som syfte att undersöka hur verksamma pedagoger arbetar för att skapa en god lärandemiljö för andraspråkselever. Studiens fokus ligger på att se hur lärare arbetar för andraspråkelevernas integration, språkutveckling och ämnesinlärning samt att undersöka om dessa arbetar utifrån någon vedertagen undervisningsmodell och således känner till forskning och pedagogik som främjar andraspråksinlärning . För att ta reda på hur pedagoger arbetar med andraspråkselever ute i skolverksamheten valde vi att utföra en intervjustudie där vi intervjuade sex verksamma ämneslärare som undervisar i klasser där andraspråkselever ingår. Vår studie visar att de intervjuade lärarna inte har formell kompetens för andraspråksundervisning då de inte arbetar utifrån någon vedertagen undervisningsmodell som är riktad mot andraspråksinlärare. Vi finner dock att flera av de intervjuade pedagogerna arbetar aktivt för andraspråkselevernas integration och språkutveckling genom diverse stödinsatser..

Throughout the history, the theories which have shaped our cities have varied from time to time. We have gone from a city development characterized by spontaneousness, where commerce and people side by side shared the space, into a function-based planning where people and functions are being increasingly separated. Regardless the forms of planning the city design causes implications for those who live there when the physical environment controls were we live, work and meet. In today's society where `sustainability ' has become a watchword the current community planning needs to be questioned so we, in the best possible way, can meet future changes. Searching for new planning strategies is part of this and in this essay the term `mixed-use´ will be investigated and analyzed in terms of its social aspects.

TitleFactors for success : a study of school libraries at compulsory schools and how to integrate them in the educationAbstractThis Master's thesis aims to identify success factors for the integration of school libraries in the education. The search for factors are concentrated to three areas: control documents for the school and school library, the Principal and organisation and the collaboration of librarians and teachers.The method consists of three parts: a documetary study, a questionnaire survey and interviews. The documentary study aimed to reveal how concrete control documents for schools and school libraries are concerning pupils' information literacy and school libraries. The questionnaire survey gave a general view of the situation of school libraries in Skåne and to help identify two suitable objects for closer examination. Gunnesboskolan and Rönnowskolan were chosen, and the principals, the school librarians and teachers representing different subjects were interviewed.Our results indicate that there are important factors in all three areas examined.

This essay discusses joist floor, and the land-building at these structures. In Malmoe there is a neighborhood called Trumman that has a courtyard where an underground garage is located. What possibilities are there in this place and how would an alternative design look? These issues will this essay answer. In the result part it is both described how the joist in Trumman looks and how it is built correctly.

This study has an integration policy direction as it focuses on the qualification for the new arrivals to quickly establish themselves in the labor market, and how the government's interventions, which in this case is the establishment reform, have affected municipalities and what its role is in this context. The purpose of the establishment reform is to faster the new arrivals integration in to the labor market. The aim of this study is to analyze the interaction factors that is affecting the integration of new arrivals into the labor market by study the professionals opinions on the interplay between involved organizations in two municipalities before and after the establishment reform. Studies have shown that the establishment reform has not achieved its goal and the purpose is to analyze the aspects behind this problem. The results of the study were analyzed with help of the interaction theory and the new institutional theory which is a part of the organization theory. An important aspect in the results of our study is the deficiency with the interaction between the participating organizations that obstruct the new arrivals path to becoming self-contained. In order to identify the problem, the study focuses on the co-operation among two communities in Sweden with the new arrivals way into the labor market.

Throughout the history, the theories which have shaped our cities have varied from time to time. We have gone from a city development characterized by spontaneousness, where commerce and people side by side shared the space, into a function-based planning where people and functions are being increasingly separated. Regardless the forms of planning the city design causes implications for those who live there when the physical environment controls were we live, work and meet. In today's society where `sustainability ' has become a watchword the current community planning needs to be questioned so we, in the best possible way, can meet future changes. Searching for new planning strategies is part of this and in this essay the term `mixed-use´ will be investigated and analyzed in terms of its social aspects.

Syftet med vårt examensarbete var att undersöka om vi med olika övningar och lekar kunde öka barns självförtroende att tala inför grupp genom en integration mellan ämnena idrott och svenska. Undersökningen genomfördes i år 5 i Luleå kommun under en sjuveckorsperiod. Eleverna fick i övningarna och lekarna träning i att exponera sig inför grupp. En tanke från oss när vi valde ut övningarna till undersöknngen var att de skulle kännas roliga och engagerande för att få en positiv effekt. Resultatet erhöll vi genom att dela ut en enkät i början och slutet av vår praktikperiod, samt genom iakttagelser i form av våra personliga loggböcker.

This project has been created with the assistance of Fredells. Fredells is a Stockholm based company with a focus on the retail of building products. Fredells also produces prefab- or prefabricated products which are either completely or partially ready for assembly the moment they arrive to the building site. These prefab-products are primarily delivered to customers within the Stockholm region. The building industry is a conservative market where the incentive to changes has been relatively low compared to other industries.

Denna studie avser att ge information och vägledning vid val av angreppssätt vid ett integrationsprojekt. Med angreppssätt avses facelift och convert som kan jämföras med Enterprise Application Integration (EAI) och Enterprise Resource Planning (ERP). Det är idag en avsaknad på material angående val av angreppssätt vilket kan försvåra för en organisation att veta hur de skall angripa ett integrationsprojekt. Att genomföra denna undersökning är steg mot att ge organisationer vägledning om hur de skall angripa ett integrationsprojekt och vad som är viktigt att tänka på. Denna studie tar hänsyn till att integrera antingen genom att integrera existerande system med hjälp av middleware (facelift) eller att byta ut de existerande systemen mot ett ERP-system (Convert).

Detta arbete är en intervjustudie med lärare och funktionshindrade elever på högstadiet samt gymnasiet. Syftet med denna studie är att undersöka om och i så fall hur lärarna anpassar sin undervisning till förmån för integration av elever med fysiska funktionshinder. Ett ytterligare syfte är att undersöka hur de fysiskt funktionshindrade eleverna upplever sin situation i klassen och hur väl de anser att dessa anpassningar, om de existerar, fungerar. Jag har personligen intervjuat lärare och funktionshindrade elever för att få höra deras personliga erfarenheter och åsikter i frågan. Detta för att få en så tydlig bild som möjligt av deras situation.

One of the most common ways to produce heat and electricity in Europe today is by the incineration of waste or combustion of coal. These materials can be very sulfurous and during combustion sulfur dioxide is produced. This is an environmental and health related toxic substance which is why power plants have strict regulations on removing it from the flue gas. Sulfur dioxide is removed from the flue gas by adding a limestone reagent. The sulfur dioxide reacts with the limestone and the synthetic product obtained is ?Flue Gas Desulfurization gypsum?.

This report is written on commission by WSP Acoustics. The report studies the outdoor sound levels on school yards in Stockholm. The questions given by the company to be answered was what are the actual sound levels at diffrent school yards with low traffic noise and how can you construct a facade element that reduces the sound level from the outside and meet the indoor requirements. Mesurements for four hours was done at eight schools set north and south of the city centre. The measurement period included one school break and one lunch break.