Sedan finanskrisen har intresset att bibehålla en stabil finansmarknad stärkts. Desvenska systemviktiga bankerna, Handelsbanken, Nordea, SEB och Swedbank, reglerasav kapitalkrav enligt Baselackorden. En av de centrala frågorna har länge varitmöjligheten att ökade kapitalkrav påverkar bankernas totala kapitalkostnad. Intressantär att de svenska storbankerna redan uppfyller kraven på primärkapitalrelationen enligtBaselackorden, och har relationer på 5-10 % över lägsta nivå. Därför är studiensfrågeställning:Hur har ökade krav på primärkapitalrelationen påverkat de fyra svenska storbankernaskapitalkostnad?Utifrån denna frågeställning utgår studien från två huvudsakliga teoretiskautgångspunkter, Modigliani-Miller teorin om kapitalstrukturens irrelevans förkapitalkostnaden samt låg-risk anomalin.

TO WORK WITH BIOLOGICAL MOTHERS IN LUND FROM AN ORGANIZATIONAL POINT OF VIEW ALEXANDRA BERTRAM Bertram, A. Degree project in social work 15 Credits. Malmö University: Faculty of health and society, Department of Social Work, 2014. This essay deals with biological mothers whose children are placed in foster care within the municipality of Lund. This essay aimed to describe how social workers in Lund deal with biological mothers from investigation, to treatment. In this essay social workers whom meets biological mothers on an everyday basis have been interviewed about their experience in the field, to gather information.

Bakgrund: Användningen av läkemedel ökar i samhället och speciellt bland äldre. När människan åldras ökar risken för sjuklighet, detta i kombination med det naturliga åldrandet gör att läkemedel kan få förändrade effekter så som interaktioner, biverkningar samt låg följsamhet till läkemedelsbehandlingen. Distriktssköterskan träffar dessa patienter i sitt arbete dagligen. Syfte: Syftet med studien är att belysa konsekvenserna av polyfarmaci hos äldre. Metod: En litteratursammanställning utförd som innehållsanalys på 14 artiklar som resulterade i fem underteman och ett tema.

Background:Studies show that when nurses are experiencing problems in the care of non-Swedish speaking patients, it is often due to obstacles in the communication. Studies also show that a prerequisite for adequate care is that there is a basis for a direct communication. Nurses perceive interpreters as an important link to the patient when they do not share a mutual language, the nurses perceive interpreters as a bridge in the conversation.Aim:The purpose of the study is to describe nurses' experiences of the quality of assessments done with the help of an interpreter.Method:The study was conducted through interviews with ten nurses, working at psychiatric clinics. Qualitative content analysis was used for the analysis, which resulted in five categories.Results:The analysis resulted in one theme: "it´s the interpreter who tells me and have not the feeling that the patient has" and five categories: "shades of the language", "conversation structure", "the interpreter's competence", "interpreting implementing" and "the interpreter's gender and origin". The nurses experience working with interpreters as a challenge.

The number of smartphones are constantly increasing, 2010 approximately 200 million unitswere sold globally and the figure is predicted to increase to 1 billion in 2016. The increased useof smartphones also carries many risks, for example many smartphones are connected to theInternet. This is a possible way for hackers to gain access to user devices. Smartphones are wellrepresented in research on its safety, while research on its use and users? awareness often leavesmore to be desired.

Syftet med studien är att undersöka kunden och vilka faktorer som är viktiga när den handlar kläder på Internet. Företag och övriga intresserade kan med hjälp av denna studie få en ökad förståelse av kunden och vilka faktorer som är viktiga vid handel av kläder på Internet. Vi har valt att göra en kvantitativ undersökning, där slumpmässigt valda respondenter fått fylla i en enkät. Vi har främst tittat på teorier kring faktorer som påverkar kunden vid köp på Internet. Empirin består av en sammanställning av 100 besvarade enkäter.

The aim of this study is to describe and analyze how Bolaget, a paper published by the Swedish alcohol monopoly retailer Systembolaget, constructs issues of alcohol in 18 preventive articles published between 2009 and 2012. More specifically the essay focuses on the consequences of alcohol, as well as its consumers and functions. Systembolaget is a distributor of alcohol and at the same time has an assignment by the state to reduce alcohol-related harm. This double role makes the alcohol prevention of Systembolaget, and their perspective on consequences, consumers and functions of alcohol, an interesting object of study. The theoretical and methodological basis is Fairclough?s critical discourse analysis.

Phosphorus is essential to all plants and is taken up from the soil as the ion H2PO4 - (and to some extent HPO42-). Plant availability depends on, among other factors, the soil pH. In order to provide for plant available phosphorus, it is applied as mineral fertilizers and farmyard manure. However, that causes phosphorus leaching from arable land to surrounding surface waters and lakes and contributes to the eutrofication. There are three types of soils in Sweden that are at higher risk of contributing to phosphorus leakage.

This master thesis was written for Arla Foods and the result of the thesisserves to gain Arla Foods in its work with chemical hazardous and to bringnew academic results. The thesis aims to create a common methodology forrisk analysis with the handling of chemicals.The theories displayed in this thesis focuses on different risk managementmethods in order to build up a framework out of which a risk management toolwas created. The main primary data source consists of interviews held withemployees within Arla Foods at different facilities.The risk management tool can be found in appendix K.Available recommendations for how to evaluate risks with chemicals can befound at appropriate government agencies. These recommendations aredrawn up to suite small and medium enterprises and therefore are to narrowto make a good foundation for analysing chemical risks at large companies.With the legislation and government demands in mind, a tool has beencreated to fit a large company?s needs when managing chemical risks.

This thesis is an addition to pictures and animation that has been developed using CATIA V5. The animation and the images are a market basis to test whether the product is of interest in the Nordic market. The thesis is structured with elements of the Fredy Olsson method. In this thesis there is also a short presentation of the company Tylö AB, which been chosen to market test the product. A product definition with the sub-headings; ?Description and use of product?, ?Environmentand users?, ?Economy? and ?Product inquiry?, are the basis for the product.

BACKGROUND: A Pressure ulcer means much suffering for many people. It also leads to big economical costs for the society. Therefore it?s of great importance to prevent pressure ulcers. If pressure ulcers are to be prevented nurses need to have sufficient knowledge about preventive strategies.

The aim of the study was to study the phenomenon of dyslexia on the basis of a literature study. I did a thorough exposition of what dyslexia is and its history and previous research in the area. Further I assumed two questions at issue which were What testimonies are there from the literature of how it is to live with dyslexia? and What learning styles are there for people with dyslexia? I have taken part of testimonies that are to be found about how it is to live with dyslexia according to the people themselves that live with it. In the second question at issue I move on to present a couple of learning styles that are used.

Based on last years events that have taken place, events on the school Lundbergs and the police values of work, has the meaning of having a set of values been questioned. This study aimed to investigate and answer the fundamental values based on the common value basis for the government employees within an organization and how it perceived by employees. The new institutional theory was the framework for this qualitative study conducted with semi-structured interviews. Respondents were employees within the organization. Ethnographic qualitative methodology was the basis for our methodology and we used a thematic model of theme interpretation, communication and knowledge in our analysis.

My thesis is a study of how the perception of booktalk aimed at kids and youngsters in the Swedish educational system has changed between 1932 and 2007. A discursive reading of articles in the magazine Biblioteksbladet provides the basis for my investigation. The thesis argues that an older "authoritaritan" and "traditional" discourse has given way for a more modern, "anti-authoritaritan" and "lust"-directed discourse. The older discourse was designed to make sure that young people were provided with a certain well-defined quantity of "approved" literature. The new discourse stresses the importance of fostering kids and youngsters with a positive and enthusiastic attitude towards reading in general.

Problem: Riskforskare betonar att det är viktigt att kommunicera, däremot läggs det mindre vikt på hur det ska kommuniceras. Vi menar att det finns branscher som enligt oss är såväl outforskad som riskutsatt, där vi anser det finns en problematik kring hur riskerna ska kommuniceras. Syfte: Syftet med uppsatsen är att undersöka hur risk kommuniceras i en riskutsatt bransch samt undersöka i vilken grad riskaspekten värdesätts i kommunikationen mellan organisation och gäst. Detta för att bidra med en nyansering av begreppet riskkommunikation. Frågeställningar: Vilka risker innefattar ett nattklubbsbesök? Hur ser den teoretiska bakgrunden ut till gästernas riskinställning?Hur kommuniceras risk och varför kommuniceras det på detta sätt? Metod: Vårt empiriska material utgörs av fyra intervjuer och två observationer, vilka har använts för att besvara våra frågeställningar med stöd av teori.