Does the country people live in affect the probability of them experiencing happiness? Can a country variable in an ordinal regression model be affected when microeconomic and macroeconomic factors are added to the model? The possible outcomes are either that the country variable affects less when the additional predictors are added to the model, or that they stay the same. The micro data is collected from the European Social Survey database, the macro data is collected from the World Bank. The country variable becomes less substantial when additional variables are added to the model. The variable with the most influence over expected happiness apart from the country variable is whether the individual often socializes with friends or not.

Investors? use borrowing as a way to profit from leverage advantages in their portfolios.When investors borrow with their securities as safety for the loan and the value of thesecurities decrease the investor can get a portfolio with more credit than what is covered bythe value of the securities and risk huge losses. To what extent an investor is allowed toborrow with his portfolio as safety depends on the bank or broker and varies between theproviders. By studying available material and in addition to that making an empirical study Iattempt to find out the reason for the varying degrees of leverage possibilities between thebrokers and how the degree of maximum borrowing on the securities are decided. Thefindings show that decision of leverage degree on a security is made after first making aquantitative analysis of the stocks volatility and liquidity and thereafter make a qualitativeanalysis of the company.

Titel: Banklån som finansieringsmöjlighet Datum:                                           2014-05-30 Författare: Sara Johansson, Jessica Johnsson & Alexandra ÖsterbergHandledare: Thomas Karlsson Utbildning:EkonomprogrammetKurs: 2FE71E - Företagsekonomi III - examensarbete 15hp Inledning: Att vara en företagare är en sak men att verkligen våga satsa på sin idé är inte lika lätt. För att kunna satsa på sin verksamhet krävs det oftast finansieringshjälp. Enligt studier ses då banklån som den vanligaste externa källan till finansiering. Däremot har företagare efter finanskrisen år 2008 beklagat sig över att det är svårare att få banklån. Detta kan bero på att banker kräver säkerheter som kan göra det svårt för företagare att få ett lån till sina företag.

Företags överlevnad beror till stor del på hur deras handlingar överensstämmer med allmänhetens förväntningar och krav på verksamheten. Det råder dock en osäkerhet hos intressenter då dessa inte har fullständig insyn i organisationen och dess beteende. Företags årsredovisningar har de senaste åren haft en enorm utveckling och är ett av de viktigaste kommunikationsmedlen gentemot allmänheten. Innehållet i rapporterna har även genomgått en radikal förändring där de utvecklats från att vara rena finansiella redogörelser till att i stor utsträckning användas som en marknadsföringskanal. Årsredovisningarna ämnar till att informera allmänheten om organisationen och därigenom legitimera verksamheten.

Title The User Created Fire ? Risks and Opportunities with Crisis Communication in Social Network SitesAuthor Charbel SaderCourse Master Thesis in Media? and Communication Studies, Department of Journalism and Communication, University of GothenburgSemester Spring semester of 2013Tutor Nicklas HåkanssonNumberof pages 75Purpose To find a deeper understanding of the digital media?s role in Swedish society in relation to crisis communication.Method Qualitative approach using focus group interviewsMaterial Semi structured focus group interviews with a total of 18 participants in five groups. The focus group sessions were made during February, March and April 2012.Main results The main findings in this study are that users expect the communication flow in social network sites (SNS) during a crisis is to be a shortcut to information without a detour through organizations or traditional media. Although we find personal gratification, like interpersonal communication, quick information and sharing feelings and experience with others by using SNS during a crisis, users also tend to be hesitant about the credibility of the shared information. Alongside the user created content, we look to professional media experts and organizations as a guarantee for the veracity of the shared information.

Background: One of the largest direct selling companies Amway "AmericanWay", which has its foothold in the market economy by means of direct trade. This means that the marketing is in the form of a network made up of various individuals who work together to advertise the company on to various potential customers.Aim: The survey aims to study the factors that are affecting the company Amway's growth.Completion: The survey is based on analyzing the interviews. The authors have relied on the qualitative method, where they have focused on how growth has increased the company Amway.Results: The results of this study are that Amway gradually managed to establish themselves globally thanks to the quality of the products they sell in a functioning market. The study also shows that all member customers are satisfied with the goods they buy from ABO groups, and that Amway's structure is not based on a pyramid scheme..

Aim: The aim of this study was to explore the care providers' experiences in enabling communionship and solitude in daily living for elderly living in old age homes in a South African context. Method: This study was done using a qualitative analysing method, with empirical data obtained from nursing staff of elderly. The study was phenomenological which aims at deepen the understanding of human experiences as phenomenon. The data was collected by using a groupinterview which included five informants from an old age home in Pretoria. The analysis included two steps; Naive reading and structural analysis in order to transform the individual elucidations into an abstract which had no individual touch.

In May 2008, the Swedish Government proclaimed several proposals in order to increase the status of the teaching profession. One of the proposals was that each teacher should be obligated to obtain a "teaching license" to be allowed to teach. The license/certification will guarantee that the teacher has the sufficient knowledge of pedagogy and subject obtained from University. The existing teachers who do not hold a proper certification today will be given a certain time period to attain one. The teachers that are certificated teachers but that are giving lessons in subjects not certificated in will be given a chance to obtain the proper knowledge of the subject.

Uppsatsens titel: Redovisningsinformation vid kreditbedömning av bankerFörfattare: Pershin Sadeghian Saravi, Albert AzizHandledare: Kent TrosanderSeminariedatum: 2009-09-28Ämne/Kurs: Redovisning & revision, kandidatuppsats 15 hpSyfte: Syftet med denna uppsats var att beskriva kreditbedömningsprocessen hos banker ,undersöka vilken betydelse reviderad redovisningsformation har för en bank och få enuppfattning om hur avskaffandet av revisionsplikten kan påverka bankernaskreditbedömning.Metod: Kvalitativ och induktiv metod. Empirisk data har samlats in med hjälp av treintervjuer.Empiri: Empirin bygger på tre intervjuer med några av de största bankerna i Sverige.Slutsats: Redovisningsinformation är en väsentlig och relevant del som underlag vid en kreditbedömning. Banker tittar även på andra faktorer som själva ägaren, affärsiden och säkerheter för att göra en helhetsbedömning av ett företag som ansöker om krediter. För samtliga banker är revisionsplikten viktig då detta ses som ett kvalitetsstämpel på finansiella siffror som lämnats in..

Purpose: The purpose of this study is to examine the difference in return between Swedish and Russian hedge funds while considering the risk taken.Method: This study is based on quantitative data on funds' historical returns from the electronic database Morningstar.se. Additional data is taken from the funds websites, the Swedish National Bank and Fondbolagens förening.Result and conclusion: All hedge funds, both the Russian and Swedish performed better thanthe index. The Russian hedge funds nevertheless performed better than their Swedishcounterparts in all three evaluation methods..

The Swedish bank Handelsbanken has, according to their own way of measuring, been more successful than a weighted average of their competitors during the last 38 years. They have also handled the recent financial crisis, as well as the one in the 1990´s, better than most other banks. This paper studies their management control system at branch level in order to identify the controls which have been enforced to ensure that a low risk level is retained in the lending. The controls that have been identified are; (1) A decentralized organization with the offices as profit centers where the manager has restrictions regarding risk level and the results are measured as K/I (cost/revenue). (2) The absence of bonuses and individual follow-up regarding performance measurement.

Uppsatsens syfte är att ta reda på vilka faktorer som påverkar valet att inte ha revisionsgranskning för mindre företag som går under den frivilliga revisionen. Vi vill även undersöka vilka effekter de mindre företagen och andra aktörer som berörts av revisionspliktens avskaffande märkt av. Vi har samlat in data genom en kvalitativ ansats som underlag för intervjuerna med bakgrund av teorin. Teorikapitlet i uppsatsen är sorterad i två delar, först en teoridel med två vetenskapliga teorier och sedan en referensram. Utifrån metoden och teorin har vi gjort kvalitativa intervjuer som redovisas i empirin.

Swedish law (SOL 2001:45, LVU 1990:52) has gone through several changes to promote participation. The law also includes that young people should be able to participate even during a placement at youth detentions.  The aim of this study is to describe how young people at youth detentions are participated in their treatment plans. The questions of the study were: How and where are the young opinions produced in their treatment plans; how did the opinions change during the time in detention; and how have the opinions been considered at youth detentions? Participation is a wide concept with different meanings. The meaning of participation in this study is that youth have been listened to and that their opinions have been paid attention to.

Until the 1st of January 2003 there were thirteen processed meat products provided with name protection in Sweden. These products had to contain a certain amount of meat and/or a certain amount of fat to be allowed to carry a recognized name. Among these thirteen products, one could find, for example, meat balls (köttbullar), liver pâté (leverpastej), and Falun sausage (Falukorv). While imports of these products started to increase, the system with name protection lost its ability to guarantee a certain quality for all products sold in Sweden and the legislation was removed on December 31st 2002. At the same time, a common definition of meat was adopted in the European Union.

Aim: The aim of this study was to explore the care providers' experiences in enabling communionship and solitude in daily living for elderly living in old age homes in a South African context. Method: This study was done using a qualitative analysing method, with empirical data obtained from nursing staff of elderly. The study was phenomenological which aims at deepen the understanding of human experiences as phenomenon. The data was collected by using a groupinterview which included five informants from an old age home in Pretoria. The analysis included two steps; Naive reading and structural analysis in order to transform the individual elucidations into an abstract which had no individual touch.