36 uppsatser · sida 2 av 3
Hjälpa eller stjälpa en oprioriterad borgenär?
… and the law change concerning the change from företaghypotek to business mortgage. We have concluded that the implemented law change is not an improvement for the unprioritized creditor’s situation when bankrupsy of their debtors occurs, contrary to the purpose of the new law …
Vad är det som gick snett?
… thereform of priority rules. The new proposition replaced the business mortgage. Accordingthe new priority rules the floating charge was limited from 100 per cent to 55 per cent.But the effect of the new reform was negative. This caused intense debates amongpoliticians and …
… housing prices, Federal funds rate, Asset Backes Securities and mortgage volume. Multiple regression has been used to search for significance between the dependent and the four independent variables. Our data consist of quarterly reports from January 1998 to June 2008. Our …
… properties. The results also show that the property acquisitions made without mortgage tend to show greater difference between market value and yield value than for cases where the purchase was financed with credit. Speculation was proven to be an important motif in purchasing …
En empirisk studie av bankernas riskhantering vid kreditbedömningar
Syfte: Syftet är att undersöka bankernas tillvägagångssätt när de lämnar krediter till en kund, vilka skillnader och likheter finns mellan de olika bankerna och på vilket sätt använder de sig av riskhantering vid kreditbedömning av hushåll? Metod: För insamling av det empiriska …
Basel II-effekter på kreditrisk och information
… from 12,7 percent to 14,4 percent, mostly due to lower risk weights on housing mortgages compared to Basel I. Andelsbanken för Åland have started to use a completely new credit risk and customer assessment system which classifies every customer and gives them a credit rating …
- framtidens investering?
… to the countrys land register. The owner has then the possibility to have a mortgage on the apartment. In the future the government hope that it will be possible to convert other forms of apartments to owner’s apartments. Subject terms Owner’s apartment, real estate investments …
en jämförelse mellan olika branscher
… companies outside the agricultural sector, especially regulations concerning mortgages on permanent property.The situation, however, is developing towards more market adaptation, larger and fewer agricultural producers as well as more intense price competition. Hence the number …
åtgärder för att förbättra ekonomin inom lantbruksföretag
… showed that many farmers are at a low rate fixed interest rates on their mortgages and many planned to remain at the level they are currently in force bound / floating interest rate. The question that received the greatest response was spread on farms wanted payment paid in …
En studie av tre delmarknader i viss jämförelse med bostadsrätt
… poor among the public, and when the banks still misses proper routines for mortgages, it creates uncertainty, and slows down the market. Furthermore, the existing legislation restricts the establishment because few objects are entitled to be reorganized. The conclusion of this …
… Discussion: Today the banks manage three central products: mutual funds, mortgages and bank accounts. Banks have authority and credibility, the services and the products they offer and sell can sometimes be difficult to understand. Customers are offered a large number of …
Syfte: Syftet med denna uppsats är att undersöka huruvida 2000-talets finanskris har haft någon inverkan på den svenska bolånemarknaden för privatpersoner. Då krisen har slagit hårt mot fastighetsmarknader runt om i världen, vill vi se i vilken utsträckning den har drabbat …
påverkan på förstagångsköpare i Göteborg
Skuldsättningsgraden hos svenska hushåll ökade stadigt från i mitten av 1990-talet fram till 2008. För att hejda denna utveckling införde finansinspektionen i oktober 2010 ett allmänt råd om begränsning av säkerhet i bostad vid upptagande av lån, det så kallade bolånetaket …
… data shows that reporäntan does not have the same relationship to the mortgages rates as it ones had. We also find that the competition in the banking sector is imperfect. According to our theoretical framework, a lack of competition should lead to higher lending rates. The …
Finns det en marknad?
… research found that the assets used for securitization is mainly residential mortgage portfolios and consumer credits. These assets have certain characteristics and most importantly they are generating a good cash flow and can be structured in vast numbers to diversify a bank’s …
