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En ny webbplats för Noroffice
Title: The mortgage limitation and its impact on the mortgage market Level: Final assignment for Bachelor Degree in Business Administration Author: Mattias Arnkvist and Magnus Vitasp Persson Supervisor: Lars Steiner Date: 2011 ? May Aim: We have conducted this report to find out …
En studie om en kommun och dess lokala aktörers krisförberedelser vid ett omfattande elavbrott
Title: The mortgage limitation and its impact on the mortgage market Level: Final assignment for Bachelor Degree in Business Administration Author: Mattias Arnkvist and Magnus Vitasp Persson Supervisor: Lars Steiner Date: 2011 ? May Aim: We have conducted this report to find out …
-och dess påverkan på bolånemarknaden
Title: The mortgage limitation and its impact on the mortgage market Level: Final assignment for Bachelor Degree in Business Administration Author: Mattias Arnkvist and Magnus Vitasp Persson Supervisor: Lars Steiner Date: 2011 ? May Aim: We have conducted this report to find out …
Background: The Swedish Financial Supervisory Authority’s mortgage limitation, of mortgaging up to 85 percent of the market value of the real estate was introduced on the first of October 2010. The aim of the recommendation is to prevent a detrimental development of the market …
Ur kosumenternas synvinkel
… konsumenter, blancolån, förstagångsköpare, ränta ABSTRACT Title: The mortgage ceiling´s impact ? From a consumer perspective Level: Term paper C-level in business economics Author: Johan Sandberg and Joel Byström Supervisor: Aihie Osarenkhoe Date: 2012 - 05 Aim: The purpose of …
This Degree project is a study about the Mortgage Cap, introduced in October of 2010, and its impact on the demand for rented apartments. The mortgage cap was introduced to decrease the households? loan-to-value ratio and thereby increase their economical resistance during times …
Hur påverkar konsumentens förutsättningar valet av finansieringsalternativ?
… A general guideline was introduced on October first 2010 regarding a mortgage cap, limiting the degree of leverage of housing as collateral. Through the new guidelines the marked conditions concerning consumers? choice of mortgage has changed. The consumers are limited in the …
The general consensus is that the gap between the Swedish variable mortgage rate and the repo rate has increased over the last years. Although the Riksbank in recent times has cut its base rate, many banks have chosen either to leave the interest rate on variable mortgages …
… is to describe how credit granters act when facing falling forest real estate mortgage and describe if they will make considerations due to the storm in the south of Sweden 2005. Method: With help of a qualitative method, we investigated how the credit granters act when facing …
This bachelor thesis aims to analyse the Swedish mortgage market and investigate whether it is in a current price bubble or not. Comparisons have been made with Denmark, a country with a market similar to Sweden’s, and where the mortgage market faced a price bubble that crashed …
This bachelor thesis aims to analyse the Swedish mortgage market and investigate whether it is in a current price bubble or not. Comparisons have been made with Denmark, a country with a market similar to Sweden’s, and where the mortgage market faced a price bubble that crashed …
Kommer bankernas kreditgivning att förändras?
Den första januari 2009 ändrades Förmånsrättslagen och bankerna har återigen fått särskild förmånsrätt med 100 procent vid utmätning och konkurs. Den lagändring som genomfördes 2004 innebar endast 55 procent och allmän förmånsrätt för bankerna och fick inte den effekt som …
… while farmers in group 3 recently changed from Länsförsäkringar or have their mortgages with another bank. Group 4 consists of farmers who are customers of one of Länsförsäkringar´s competitors. The findings show that there are some differences between the groups. Farmers in …
… very strong. The financial crisis in 2008, which was a result of a subprime mortgage crisis on the American real estate market, has made several agents on the housing market in Sweden question today’s prices. Robert Schiller, an American economist who predicted the mortgage …
Den som lånar ut ett belopp mot säkerhet i panträtt har ett förhållandevis gott skydd mot kreditförluster. Den som inte själv innehar pantegendomen med besittningsrätt, utan måste lita på att den som innehar egendomen inte lämnar ut den till gäldenären eller någon annan eller på …
