Pantbankens roll i den svenska välfärdsstaten
VälfärdsstatenPantbankerPrivatekonomiSocial problems and welfareNational insuranceSociala problemSocial välfärdSocialförsäkringLaw and Political Science
Our purpose with this study was to look at the pawnbrokers role in the Swedish welfare state from the customers perspective. Our purpose was also to see how the customers used the loan. We wondered why people used the pawnbroker's and how the pawnbroker's could be understood as a providing alternative related to the three spheres state, market and family? Above looking at previous science we also did three interviews with people who worked at a pawnshop, a budgetadvisor and a smaller investigation with customers of a pawnshop.We came to the conclusion that the customer needed the money from the loan to buy food in many cases, according to the investigation we did with the customers. According to the employees the customers needed the money for different things, such as paying the bills or unexpected expenses. We found out that most of the customers was in debt and didn't have an wage-earning. The majority of the customers had their main income from the state sphere. We came to the conclusion that many customers used the pawnshop as to provide alternatives in the market sphere when they bought something that wasn't subsidized from the welfare system.