The financial crisis in the beginning of the 1990´s the financial crisis had a strong impact on the Swedish economy. Some of the main actors in the crisis were the largest banks of Sweden which brought a huge amount of losses on themselves. One of the main reasons for this was that the banks focused on volume increases rather than on credit losses. The credit analysis process is performed differently these days and it is the development of this process that is the focus for the authors.This thesis is about the credit analysis process in the four largest banks of Sweden. The purpose of the thesis is to highlight which factors the banks include in the credit analysis process and in how small and medium size companies are treated in this process.

The purpose of this essay is to establish whether the so called ?soup trilogy?, med en burk soppa (2001), konservöppnare bok (2003) and på burklös mark (2005), written by Swedish-speaking Finn Stefan Hammarén is to be considered as surrealism or not. The methods used to determinate this is close reading, a technique used for finding a text?s distinguishable traits, and comparative analysis. First of all, the criteria of surrealist literature found in André Breton?s (1896-1966) Surrealist Manifesto, and other sources, as well as the criteria for the surrealist literary technique cut-up are presented and evaluated accordingly.

The purpose of this thesis is to analyze the writings of Hayashi Ichiz?, a Christian from southern Japan who on the 30th of May 1945 died while carrying out a kamikaze attack against Allied ships outside Okinawa. Hayashi?s writings, most notably his diary and some of the letters he sent to his mother, have been published posthumously by his sister in a volume called Hi nari tate nari. In this thesis, I conduct an in-depth analysis of these writings in an attempt to understand for what Hayashi died.In the two parts of the thesis, divided by two major themes in Hayashi?s writings ? faith/family and nation/emperor, I discuss his thoughts around these issues.

On ocean beds around the world sinking particles of residual biomass from animals and vegetation have, over time, accumulated into thick layers of sediment. For researchers these layers of sediment contain valuable information about the earth?s past climate, information that can be used to predict future climate change and to estimate natural vs. human causes of today?s global warming.The Institute of Geosciences at Stockholm University studies sediment cores that have been acquired with an apparatus called piston corer.

The amount of cargo has since the 1970s increased in Sweden and the road traffic accounts for a large part of the transported volume. In Stockholm County the amount of cargo is calculated to be doubled in size from year 2001 to 2020 which means a greater need for transport is required. Much of these transports are being carried out by haulage companies of varying sizes which acts externally as carriers for their customers. All of this despite a greater awareness, laws and demands regarding environmental performance.The trend shows that the haulage industry in Sweden are moving towards fewer but larger haulage companies, which means that the competition is getting tougher for the smaller haulage companies. Smaller haulage companies and research about their competitive strategies is a neglected part of this industry.

The effects of the deregulation of the electricity market 1996 in Sweden on short-term hydropower regulation are unknown. This report investigates patterns in subdaily regulation in the Ångerman River Basin during the period 1993-2011. Differences in subdaily flows and zero flow events between the periods 1993-1995 and 1996-2011 were studied by analyzing hourly data from 8 regulated and 8 unregulated locations with four subdaily flow variation indices. No correlations between the market deregulation and the regulation intensity in the Ångerman River basin were detected. The number of days natural ranges of variability were exceeded and the magnitude of subdaily variation were significantly higher at regulated locations.

The forestry companies? operational planning process is these days dependent on reliable, efficient and user-friendly computer-based support systems. This study is an evaluation of Holmen Skog's current computer-based systems. The aim of this study is to: ? investigate the work pattern of the production managers when using the information system to plan the harvesting operation; ? investigate the efficiency and user friendliness of the information system with the different work patterns and to find the strengths, weaknesses and bottlenecks in the current system; ? find out if the type of object, the volume, the area of the harvesting object affects the time and work pattern; ? examine how this type of study is met by the employees and what factors that is critical to avoid feelings of intrusion. The conclusions of the study were: ? there is a large variation between the work patterns of the production managers and the time spend to perform the operational planning; ? the mainframe computer system used by Holmen Skog is clear, has short response times, is robust and conveys relevant information; ? the computer systems are however divided in many subsystems.

The aim of this thesis is to develop a new business model for district heating and cooling firms which can contribute to a stabilization of the Swedish national energy system. The business model is developed for a district heating and cooling firm and is exemplified with Fortum Heat. The theoretical investigation around the topic creates a rigid base for following qualitative empirical studies. Osterwalder?s canvas for business model generation is used together with a Casual Loop Diagram to identify a number of business opportunities which stabilizes the national energy system.

The forest property Fagerdal 2:10 was donated to the Swedish University of Agriculture in 1995 by Erik Rönnberg. The dominating species is Norwegian spruce (Picea Abies) and the average age is high due to selective cutting. The aim of this study has been to analyze how the forest on the property should be managed and demonstrate how a better estimated forest data affects the future management. The impact of the management on the carbon stock of the property was also examined. A forestry plan established in 2009 by Skogssällskapet was used as a basis for the analyses.

VikingGenetics is one of the world's largest breeding companies. 2008 was launched two new products, X-Vik and GenVik. Now VikingGenetics want to get information about the effects of the marketing. We have investigated the differences in knowledge and use of the products between different livestock associations, size of herd and farmers' breeding interests. The method used was by sending out a questionnaire by mail.

Forest biomass is becoming an increasingly important source of renewable energy, and thereby the demand is increasing. There is currently 213 000 km of forest roads in Sweden that could be suitable for biomass harvesting. Harvest of biomass along forest roads both provides biomass and maintains the quality of the roads. Currently, the volume of biomass along roads can only be assessed post harvest, chipping and industry deliverance. As the decision of whether or not to harvest should preferably be based on more than experience, the TJ-method has been proposed. The TJ-method is a subjective method to quickly determine the dry matter quantity with the assessment being conducted from the roadside.

The purpose of this bachelor´s report is to expand the knowledge about heat supply of a small house in Malmö. The heat supply will be provided from solar panels in combination to two accumulator tanks which will storage the up heated water and a pellet boiler.The technique used here is warmth storage in water over seasons, which will provide the total need of heating for the house. Accumulator tanks in combination to solar panels gets more and more common in Sweden but this far it´s unusual to use it for storage over seasons. This report will highlight many of the difficulties associated whit heat storage and give information about a system's possible design and function.The design of this system is decided early on. An accumulator tank is placed 2 meters down in the earth on the backside of the house.

Den bostadspolitik som förts de senaste två decennierna har gett oss en alltmer segregerad stadskärna i Stockholm. Byggsubventionernas avveckling på 90-talet har lett till en historiskt låg byggtakt och ett byggande som ensidigt riktat sig till resursstarka grupper i samhället.Parallellt med detta har stora delar av hyresbeståndet ombildats till bostadsrätter vilket medfört att många relativt billiga hyreslägenheter i äldre fastigheter har försvunnit ur beståndet. Dessa är svåra att ersätta med nyproduktion, då dessa är dyrare.Kärnproblemet är förstås att det är dyrt att bygga hus och om man antar att den nuvarande bostadspolitiken består är det ytterst angeläget att utveckla kostnadseffektiva byggmetoder för att möjliggöra lägenheter med överkomliga hyror som kan bidra till att motverka boendesegregationen på sikt.Vårt förslag består av ett bostadshus i Stadshagen. Fastigheten är indelad i två byggnadskroppar som länkas samman via ett system av loftgångar kopplade till ett trapphus. Husen är uppbyggda av volymelement som staplats på en platsgjuten sockel.

This report summarize what have been done during the Master of Science Thesis that Klas Schjelderup has written for the company RANOTOR Utvecklings AB. The company is developing modern steam engines and this work should develop a machine to perform tests on a new type of piston seal that hopefully could be used in the future. The steam engines will be both volumetric and energy compact, around 1600hp/literof cylinder volume, and it will have a lot of practical applications.The new type of piston seal is hydrostatic lubricated which means that a fluid is separating two faces that normally is in contact. In this case pressurized water is used to separate the piston seal from the cylinder wall. RANOTOR have earlier formulated that at least the expander in the modern steam engine have to be oil-free, due to other components functionality in the closed water system.

Det övergripande syftet med denna studie var att jämföra volymtillväxten i skog skött enligt principen Naturkultur, genom olika starka höggallringar, med skog skött enligt traditionellt trakthyggesbruk. För att besvara frågeställningarna hur volymtillväxt och inväxning skiljer sig mellan de olika behandlingarna utfördes en fältinventering, under sommaren 2012, av ett försök anlagt 1990-91. Försökslokalen var belägen i Åliden, 64ºN 20ºE, cirka 35 kilometer norr om Umeå. Försöket var anlagt i en sydvästsluttning 155 meter över havet och var tänkt att representera Västerbottens kustland. Försöket i Åliden ingick i en serie om tolv block med fyra behandlingar per block. Behandlingarna var dels två naturkulturbehandlingar där skog lämnats (Gles och Tät), en naturkulturbehandling där 90 procent av skogen avverkats och en behandling enligt traditionellt trakthyggesbruk (Kal och Kont).