Banks carry a great responsibility when it comes to the financial systems in our society. Disturbance in the credit system affects both lender and borrower. All financial institutions must therefore carefully estimate their risk exposure. This assessment enables them to cover themselves from losses with appropriate capital buffers as main guardian. In order to prevent bank crises and also to maintain financial stability in general, new regulations concerning analysis and preventive actions were introduced on the 1st of February 2007.

Evaluations of open Ditch status and function, with an assessment of suitability of a conversion to a two stage ditch as a low maintenance alternative. To illustrate Swedish drainage problems this work focused on two agricultural drainage associations assessed in detail with a new method called MADRAS (Minnesota Agricultural Ditch Reach Assessment for Stability). With the assessment of the MADRAS method estimates were made to conclude the ditches operating problems. This was made through measurements of sediment depths, mass bank failures etc. in order to quantify ditch problems and propose practical actions for improved ditch stability and water quality. The MADRAS surveys were conducted in two main ditches that drains 2900 hectares of land on the northern shores of Mälaren. In the study measurements of the ditch cross-sections were also conducted to compare actual profiles with the original map profiles. The evaluation showed that parts of the studied ditch sections were operatively poor; main reason was mass bank failure, undercut channel banks, sediment aggregations and narrowed ditches. The profile survey shows that a majority of the profiles 80 % has sediment accumulations there remains only 64 % of the original profile from the map.

The purpose of this study is to explore how teachers at Swedish upper secondary schools perceive the so-called value words and knowledge requirements of religious studies 1 as defined by the present curriculum for upper secondary school 2011 (Gy11) how they consider themselves to apply these value words in their teaching, and whether they consider the knowledge requirements as alegitimate basis for equivalentassessment. My studyis based oninterviewswithfour teachers in religious studies at four different upper swcondary schools in the municipalityof Jönköping, Sweden. The results of my study show that the interviewed teachers perceive the value words in the knowledge requirements of religious studies 1,as defined by the present curriculum Gy11, aredifficult to interpret and that the value wordsare not definitive, but interpretable. All teachers use the knowledge requirements in theirplanning of teaching,but also in teaching where they are to concretize the knowledge requirements and value wordsthrough their own examples. Half of the teachers, however, experienced a lack of interest in the knowledge requirements by the pupils, which make it even more important to discuss knowledge requirementswith them, while the teachers?assessment has to rely on these knowledge requirements.

This thesis examines conceptions of gender revealed by people when assessing texts. The research questions are: What associations can be discerned between gender conceptions and ideas about the quality of texts? What features of content and style are perceived as female or male? The study seeks to develop a method for comparing different people?s assessments of the same text. The material was collected by means of questionnaires in which 114 informants were asked to assess three anonymous student texts and then guess the sex of the writer. The material has been analysed quantitatively by correlating the assessments of the texts with the guesses about the sex of the author, and qualitatively, as the informants? freely worded assessments of the texts were analysed for content and form with the support of assumptions about how assessments are expressed in text.

Transformation of inorganic mercury (Hg) to methyl mercury (MeHg) is a biotic process that is proposed to be conducted primarily by sulphate reducing bacteria (SRB). The formation of MeHg is of great interest because it is the mercury species that biomagnifies to the greatest extent in the aquatic food webs; about 90 % of all Hg in fish is MeHg. Our understanding of factors involved in the production of MeHg is very important for making a reliable risk assessment. The purposes of this study were to investigate the different factors that control the solubility of Hg and the production of MeHg in a contaminated lake sediment. The lake Ala-Lombolo, Kiruna municipality, is well-known to be contaminated by mercury from different sources. Sediment cores were sampled at three different locations (N, SW and SE) in the lake and divided in three different layers; 0-5, 5-10 and 10-15 cm.

Anknytningen mellan förälder och barn utgör en viktig del för barnets fortsatta utveckling i livet. Inom familjevård möter kliniker föräldrar som är i behov av extra stöd i föräldraskapet. Det är viktigt att kliniker uppmärksammar och bedömer om eventuella riskfaktorer i föräldraförmåga föreligger för att kunna erbjuda insatser som ökar möjligheten för att det väntade barnet utvecklas gynnsamt. Utifrån åtta intervjuer med kliniker, familjebehandlare och barnmorskor, som möter blivande föräldrar har studiens syfte undersökts, vilken vikt som inom familjevård tillskrivs anknytningsperspektivet i barnets första levnadsfas. Vidare syftar studien till att ta del av verksamma socionomers, inom familjebehandling, och barnmorskors kunskap och erfarenheter kring att tidigt uppmärksamma och bedöma föräldrars förmåga att knyta an till sitt väntade barn.

A student at the Technical University in Jönköping was given an assignment from Falköping municipality. The assignment was to evaluate their IT systems 'users' awareness of information security and even present suggestions for IT-Users to improve their information security within Falköping municipality.Falköping municipality consists today of seven administrations. The target groups for the study of the information security are a pilot group consisting of 30 IT Users and four different managers from various administrations within Falköping Municipality.The purpose of this work is mainly to indicate an understanding of the importance of the information security knowledge among IT Users in Falkopings municipality, mainly those who use their smartphones and tablets for work-related activities.This work aims to answer the following questions:? How wide is the awareness of information security among municipality's IT users?? How can information security improve among the municipality's IT users?Theories that work consists of are mainly what information security is, how it is handled and the threats and risks that may create problems for the municipality, basically when IT Users use their smart phones and tablets.The Work Implementation started with sending surveys to a pilot group of IT- system users and the student even interviewed four general managers working in Falköpings municipality. Both the questionnaires results and interviews results are presented in diagram and text.The result from both surveys and interviews was very positive and it shows that the municipality investigated IT-Users are very aware and have knowledge about information security, when they use their smart phones and tablets.

The object of this thesis is the foundation of ethics. The question is whether there exists a universal core to ethics consisting of a fundamental ethical principle across cultures. This principle could for example be the so-called Golden Rule, which goes as follows: ?You should do to others what you want them to do to you?. The Golden Rule is to be found in many of the world?s religions and is also reflected in secular society.

I fo?ljande uppsats underso?ker vi rekryterarens bedo?mningsproblematik i vardagen. A?mnet a?r relevant eftersom arbetsmarknaden sta?ndigt utvecklas vilket inneba?r att rekryterarens objektiva bedo?mning har fo?rsva?rats. Rekryteraren ma?ste hitta en balansga?ng mellan den subjektiva och objektiva bedo?mningen.

Syftet med föreliggande studie är att undersöka vilket synsätt som råder bland lärare i de lägre årskurserna gällande begreppet bedömning. Studiens metodologiska - och teoretiska utgångspunkter grundar sig i Foucaultiansk teoribildning. Empirin har samlats in genom två stycken fokusgruppintervjuer och materialet har analyserats med utgångspunkt i begrepp som governmentality och disciplinär makt. Resultatet visar att lärarna använder sig av flera styrtekniker som inryms av en dold maktutövning, vars primära mål är att forma och styra subjektet..

Detta kandidatarbete uppfördes vid Institutionen för stad och land, Sveriges Lantbruksuniversitet, Ultuna, under vårterminen 2012 efter en introduktion till projektet av Ramböll, Uppsala. Målet med studien var att undersöka hur det går att underlätta för fotgängare och cyklister att röra sig utmed länsväg 255 på ett säkert och trivsamt sätt, samt att undersöka vilken möjlighet landskapet har att klara dessa förändringar. Ämnet knyter samman flera viktiga aspekter för en landskapsarkitekt då arbetet behandlar en fråga som är viktig både ur gestaltnings- och planeringsperspektiv samt har stor betydelse för samhällets invånare och för naturens hållbaret. Då sträckan som studerades är nästan två mil lång gjordes studien på en övergripande nivå med landskapets helhet i fokus. I analysen lades särskild vikt vid visuella upplevelsevärden som kan uppfattas i gång- och cykelfart, det vill säga stora landskapselement och variation av naturtyper. Även perceptuella värden såsom fysisk bekvämlighet samt känslomässiga upplevelser studerades.

The Swedish prehospital/ambulance organization has the last decades evolved from a transport organization to a an organization that focus on alleviate and treating acute medical conditions in the field as well as transporting patient to the emergency ward. The ambulance service is developing continually and offers today a high-tech and highly specialized nursing/care. Which in turn demand a higher standard and competence on the care provider. Ambulance mission can vary in priority and magnitude. This in turn demand a high medical competence our capacity.

The transformer is one of the most common and most important electric machines for power companies. Cost of investment and the economic worth of a transformer are counted in millions of SEK. Because of that, proper maintenance actions that may lead to longer technical life time should be the aim in all situations.The aim with the report was to perform transformer diagnosis by dissolved gas analysis on Umeå Energi AB´s power transformers and a risk assessment. The report should also contribute to longer life time for the transformers.Oil samples were taken from each transformer two times. The first sample in summer 2013 and the second in April 2014.

Therapeutic Assessment with Children (TA-C) är en utrednings- och behandlingsmetod som på ett uttalat och strukturerat sätt tar med familjen och barnet under hela utredningen för att fånga underliggande strukturer som bidrar till beteenden. Utredning och behandling flätas in i varandra. Denna kombination väckte mitt intresse till att närmare undersöka denna relativt nya metod genom att inom ramen av detta arbete, utreda en familj som jag hade haft en fungerande kontakt med. Utvärderingen med föräldrarna visade att de främst uppskattade möjlighet att få vara med under alla delar av utredningen. Testsituationerna blev synliga då föräldrarna tillsammans med familjeterapeut observerade barnet och psykologen bakom en enväggsspegel och kopplade det som hände i testrummet till vardagssituationer. Föräldrarna var kollaboratörer, observatörer och tolkare av de psykologiska testen tillsammans med utredarna.

My intention with writing this essay is to find out how and in what way the priests in the Allhelgona Church in Stockholm use or are influenced by the ideas of C. G. Jung. This could be in their theology, their sermons or in their private counselling with members of the church.I have gathered a few interviews for this essay with the priests Olle Carlsson and Mary Philipsson which I have then analyzed and drawn conclusions from.Finally I make an assessment of the information and also see what problems may arise out of incorporating Jungian themes into a Christian atmosphere..