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1634 Uppsatser om Student Loan Asset-Backed securities - Sida 39 av 109

Risk och tillväxt för högrisk- och lågriskportfölj : En kvantitativ studie på Stockholmsbörsen år 2008-2010

Purpose: The study examines the risk a rising from the acquisition of shares, and its relation to the expected return. We would like to see how a high-risk portfolio is related to a low-risk portfolio. Although studying the portfolios annual performance.Theory: The theories that have been used in the study are, Capital asset pricing model, CAPM and portfolio theory.Method: The study is based on a quantitative method, the time interval is from 2008 to 2010.The annual reports, historical stock prices for companies and the index are used to perform calculations based on the essay theories.Conclusion: The beta value has positive liner correlation with the expected return. When there are bad times in the world, the companies are negatively affected regardless of industry. The Portfolios developed in the same direction during the time period..

Social bokmärkeshantering på webben ? en översikt över webbplatser med användardefinierad taggning

The aim of this thesis is to examine collaborative tagging as a potential asset to libraries by a review of 10 social bookmarking sites and their features, and a discussion of these features? possible use when the environment changes from the web to a library. Previous research on collaborative tagging is presented, as well as overviews of social bookmarking, folksonomies and the concept of Web 2.0 and Library 2.0. The study itself is presented as a walkthrough of common features and how they work, followed by a schematic overview of which sites have which features. Finally each site is presented in a more detailed manner.

JCJ-Metoden : En differentiering av Scanias WACC

Scania?s discount rate - the return requirement of investments - refers to Scania?s WACC or weighted average cost of capital. The capital markets return requirement on equity and the credit market interest cost of borrowing is weighted to become the single discount rate, the WACC. The purpose of this study is to investigate which asset pricing model of APT and CAPM Scania should use in their WACC calculations. The company now uses a group WACC of 11 percent which is used in all company levels.

Är landskapsarkitektstudenter isolerade? : en studie om landskapsarkitektstudenters möjligheter att integrera med andra studenter som anknyter till landskapsarkitektens yrkesområde under sin utbildningstid.

This paper examines the opportunities of landscape architect students to integrate with other students which are related to the landscape architects vocational field during their education. It also involves a discussion about the profession of landscape architects and the view of landscape architect students concerning who they will work with in their professional career. Six qualitative interviews were carried out to identify how one work with student exchanges, both within the landscape architecture education program and in voluntary forums during the students' leisure time. The interviewees have experiences of different student exchanges and different approach to landscape architecture education at the Swedish University of Agricultural Sciences (SLU) in Alnarp. During the interviews, it emerged that the number of exchanges for different reasons steadily has declined in recent years. At the same time, the interviewed conceded that exchanges are important to prepare students for their professional career. An electronic survey was sent to all landscape architecture students at SLU Alnarp.

Ska vi byta väder? -Väderderivat som riskhanteringsinstrument

Background: As a result of the financial markets ever ongoing product innovation a new derivative was introduced in the USA in 1997. A derivative that derived it's value, not from the price of an underlying asset, but instead from a climate factor. It's been known for a long time that revenue in certain industries are affected by weather conditions. The suppliers of weather derivatives claim that these weather sensitive businesses can user weather derivatives in order to lessen weather risk. Purpose: To do a critical evaluation of how weather derivatives can be used by companies as a risk management tool.

Gymnasieelevers förståelse av enhetscirkeln och trigonometri : en undersökning av elevers förståelse av matematiska begrepp, samt vad lärarna anser att nyblivna matematikstudenter bör kunna när de kommer till högskola eller universitet

The aim of my study is to investigate how last year students in upper secondary schoolunderstand certain mathematical concepts, in particular the unit circle and its trigonometry.I have used intentional analysis to interpret student?s actions when they solve certain tasks onthe basis of a cognitive, situated and cultural context.Interviews with four university teachers in mathematics about the unit circle, trigonometry,and mathematical understanding, serve both as background for the study and as basis for adiscussion, where I relate students understanding to what the teachers want new students toknow about these concepts when they begin university studies in mathematics.The students were arranged in three groups with three students in each group. Each group waspresented with two tasks, one in which they were asked to calculate the cosine values for onepointed, one blunt and one straight angle, each located in a separate triangle. They were alsoasked to decide whether the points (0,71; 0,71) and d (1 2 , 3 2 ) are located on the unit circleor not.My conclusion is that students mainly have an operational conception of the unit circle andtrigonometry. The lack of structural conceptions result in difficulties in seeing connectionsbetween the concepts in unfamiliar situations.

Språktest vid antagning till vård- och omsorgsutbildningarna för vuxna i Värmland. : En kartläggning av användandet och testets validitet.

In view of the difficulty of recruiting staff to care profession and in terms of the increasing need to find ways of ensuring a good language level in the profession, have an interest in language tests been revealed. The purpose of this paper is therefore to highlight the use of language tests for admission to the care courses for adults in Värmland. What provided This is a survey of the prevalence and an examination of the validity of the test. The issue that this study assumed is: How is language test in connection with admission to the certified health and social care courses for adults in Värmland? How well correlates intent of the use of the language test with the test's validity and reliability?The methods used to seek answers to these questions has been a combination of questionnaires and experiments.

En analys av innovationsprocessen På Mediaföretaget AB

Medieföretaget AB is a Swedish Media Company that covers several different business areas.The company daily produces one of the biggest newspapers in Sweden and publishes editorialnews on one of the country?s most visited news homepage. The company also has smallerfirms that produce new business models. Due to big changes in the media climate over theworld and a new company management team the company in November 2008 started adepartment for innovation. The main purpose of the department was to create a structuredway for managing ideas and to promote innovation.

NYUTEXAMINERADE SJUKSKÖTERSKORS UPPLEVELSER AV ATT VARA NY I SIN YRKESROLL

Det har visats att nyutexaminerade sjuksköterskor har vissa svårigheter att direkt känna sig bekväma i sin nya yrkesroll. Sjuksköterskorna uppnår kraven från verksamheternas sida men det är inte utan att både verksamheterna och sjuksköterskorna själva har påpekat brister i utbildningens struktur främst när det handlar om medicinskt och praktiskt kunnande. Även stressen och det stora ansvaret som medkom i yrket upplevdes överväldigande. Syftet med denna studie var att genom en kvalitativ ansats undersöka nyutexaminerade sjuksköterskors upplevelser av att vara nya i sin yrkesroll. Metod: sex semistrukturerade intervjuer genomfördes för att finna svar på studiens syfte och frågeställning Vad kan underlätta övergången från student till yrkesverksam? Datamaterialet transkriberades och analyserades med innehållsanalys inspirerad av Burnard (1991) och ett kategorisystem arbetades fram.

Hållbara studentbostäder : Självförvaltning av studentbostäder

SammanfattningDenna uppsats undersöker möjligheten till självförvaltning i studentbostäder. Med rådande studentbostadsbrist i baktankarna är syftet med arbetet att bidra till en ökad produktion av studentbostäder i Sverige, med målet är att klarlägga studenters inställning till självförvaltning. Detta ska besvaras med hjälp av frågeställningarna som följer: Vad innebär självförvaltning?I vilken utsträckning kan en student hjälpa till med förvaltningen av bostadshuset?Hur stort är intresset för självförvaltning bland studenterna?Uppsatsen grundar sig på en litteraturstudie om självförvaltning, intervjuer med fastighetsförvaltare och slutligen en enkätstudie, som ska klarlägga studenters inställning till självförvaltning.Uppsatsen är en fördjupning av vad självförvaltning innebär. Begreppet är svårtolkat, men kan förklaras som ett underhållsarbete inom den egna fastigheten som utförs av de boende till en reducerad hyra.

Pedagogers erfarenheter av att arbeta med ett kartläggande verktyg : En studie från en gymnasiesärskola

The purpose of the studyfocuses onhow teachersatan uppersecondary school, studentsin the autismspectrum,describetheir experiencesof working withmappingtools, Nylander(2012).Inmy research questionsIstarted fromthe teachers? descriptions of their experiences of mapping procedures, if the outcome ofthe mapping hasinfluenced theteachers'educational work and ifmappingcould contribute tothe visibilityandclarification of the student´s functioning in aschool context.As the study is based on five interviews in which teachers reflect on their experiences from the tool of mapping, the socio-cultural perspective where learning takes place through interaction with the environment became a framework to build from. The method has been interviews based on a qualitative research interview. By using interviews, I was able to capture the diversity of the interviewees? experiences described from the basis of an interview guide.

Informationssökning en del i vuxenutbildningen. En studie av vuxenstuderandes informationssökning i olika studieformer

The purpose of this essay is to investigate adult students information seeking. We draw a distinction between traditional timetabled studies, flexitime studies and external studies. For many adult students flexitime studies and external studies involve a new kind of studying. The new types of studies entail that adult students must apply themselves to more information seeking. In our study we investigate how the students proceed when seeking information.

Kapitalkostnaden på Stockholmsbörsen: En studie av marknadens implicita riskpremie i hög- och lågkonjunktur, samt hur den implicita kapitalkostnaden korrelerar med kapitalkostnaden enligt CAPM

This thesis explores some issues regarding estimations of the cost of capital on the Stockholm Stock Exchange through reverse engineering of the Residual Income Valuation model and through usage of the Capital Asset Pricing Model. Previous studies are in conflict of whether the risk premium changes considerably over time or not. Furthermore, the risk premium estimated by CAPM tends to be fairly stable. In this study, reverse engineering of the cost of capital implied by analysts? forecasts shows a significant difference in the risk premium over time.

Lika men ändå olika ? revisorns nätverk i stora byråer

Auditing demands knowledge in many diverse areas. To be able to provide all this knowledge it is necessary for the auditor to have access to persons with special skills. Through these contacts the auditor builds up a business network that brings support in the daily work. Our purpose with this study is to find out how auditor?s network in big auditing firms is organized and to show how they use their network.

Tillbaka till framtiden : Fyra scenarier för EU:s framtid efter eurokrisen

The starting point of this study is theories of European integration, which are used to formulate different scenarios about the future of the European Union. This is made in regards to the eurocrisis which has intensified the discussion about how to change the construction of the euro to overcome the economic difficulties that has arisen. In this study, four different scenarios are presented: "An updated Europe", "A new Europe", "The death of the euro" and "Goodbye Greece". The first two scenarios takes its starting point in the neofunctionalist theory of European integration and describes how the EU might increase its level of integration in different ways. We can either see a development where the EU tries to improve the implementation of the rules that are meant to coordinate the member states? economic policy, or we might encounter a more advanced integration where fiscal policy competences are transferred to the EU-level.The latter scenarios, however, takes another theory in to account, liberal intergovernmentalism, and describes how the eurozone might be fragmented in different ways due to conflicts of interest between lenders and countries that has to receive loan-packages.

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