Background: Fall injuries are a costly problem for society, with costs ranging up to 14 billion a year. In addition to economic loss accidental falls also creates human value losses and reduced quality of life for its victims. In order to prevent the occurrence of injury related to accidental falls healthcare providers utilize various scientifically developed risk assessment tools, one of them being Downton Fall Risk Index. Method: Empirical, quantitative cross-sectional study. Objective: The purpose of the extended essay was to describe the categories in Downton Fall Risk Index that have a bearing on patients' risk of falling while in hospital and in municipal care, and to illustrate how nurses can use the fall risk assessment tool.

Since 1996 the Swedish households have ten folded their volume of loans for own homes that is attached to a floating interest rate. Also in 1996 the Swedish electric market was deregulated. These two facts have increased the volatility in the household expenses for these two commodities. This thesis studies the risk for homeowners attached to the exposure against the electric and the credit market. The risk model used is Cost-at-Risk which is usually used by public authorities for analysing the risk involved with national debt.

Aktiviteterna pÄ en treasuryavdelning har under de senaste Ären förÀndrats. FrÄn att bara kontrollera de dagliga kassaflödena för ett företag, till idag dÄ Àven handel med vÀrdepapper, spekulation, har blivit en daglig aktivitet. Detta har lett till ett ökat behov av kontroll dÄ spekulation leder till ett ökat risktagande. Denna uppsats studerar tre faktorer som Àr av betydelse för kontrollen pÄ en treasuryavdelning. Dessa faktorer Àr; kontroll och styrning, riskhantering och det finansiella riskmÄttet Value-at-Risk.

Title: Inflation and Investments, with Focus on Inflation-linked Bonds.Investors face many types of risks when allocating assets in a portfolio, e.g. volatility and inflation risk. Inflation risk will mainly affect investments in the long perspective. This thesis will examine those risks that an investor is commonly exposed to when allocating assets in a portfolio and in particular inflation-linked risk and how to eliminate it. We examine the correlation between different assets and inflation to determine the assets? ability to hedge inflation risk.

Purpose: The study examines the risk a rising from the acquisition of shares, and its relation to the expected return. We would like to see how a high-risk portfolio is related to a low-risk portfolio. Although studying the portfolios annual performance.Theory: The theories that have been used in the study are, Capital asset pricing model, CAPM and portfolio theory.Method: The study is based on a quantitative method, the time interval is from 2008 to 2010.The annual reports, historical stock prices for companies and the index are used to perform calculations based on the essay theories.Conclusion: The beta value has positive liner correlation with the expected return. When there are bad times in the world, the companies are negatively affected regardless of industry. The Portfolios developed in the same direction during the time period..

Risk analysis in connection with transportation of dangerous goods is associated with great uncertainty. In addition there are a number of specific problems that the risk analyst faces when risks associated with transportation of dangerous goods are to be analysed. In this report those problems and uncertainties are described.One of the most important conclusions in this report is that uncertainty analysis within risk analysis in connection to transportation of dangerous goods has to be made more effective..

Studien undersöker potentiella fördelar för företag att arbeta med och redovisa om CSR, Corporate Social Responsibility, i termer av minskade avkastningskrav frÄn investerare. Med utgÄngspunkt i teorier om informationsasymmetri och stakeholderteori testar vi om svenska börsnoterade företag som arbetar med och redovisar om CSR Àr förknippade med lÀgre risk och sÄledes ocksÄ lÀgre avkastningskrav frÄn investerare. VÄra resultat visar att en separat publicerad CSR-redovisning eller hur företagen betygssÀtts för sitt CSR-arbete inte har nÄgon pÄverkan pÄ investerares avkastningskrav. Dock finner vi att avkastningskrav pÄ företag som redovisar om och/eller vars arbete med CSR-frÄgor vÀrderas högt blir lÀgre ju fler sidor de publicerar om CSR i en separat rapport..

Many organizations today work in projects, a method of organizing work to provide a clearer focus on goals and more control of every aspect of the assignment. A project is, simply put, a plan to achieve a specific result. In turn, project management means to use various tools and methods to facilitate and streamline the effort towards achieving the goal with the project.Risk management is the activity that refers to finding, identifying and quantify different types of risks and take appropriate action towards reducing or eliminating these risks to the extent possible. With increased use of projects as a method of working the demands for managing risks better become stronger. The question that this thesis tried to answer was: ?What kind of risks does the IT industry think are linked to their projects and in what way does these companies manage these risks??Among the project leaders interviewed, the authors could see a great variation in lines of thought and values regarding the importance of risk management and how risk management should be handled.

The aim of this study is to examine whether the two factors SMB and HML in the Fama-French Three Factor Model proxy for default risk. The study is based on companies noted on the Stockholm Stock Exchange between 2003 and 2008. These companies are used to create the factors SMB and HML, as well as a default risk factor we call RMS. In a first set of regressions, we examine the explanatory power of the original Fama-French model on a set of portfolios consisting of Swedish companies of different size and book-to-market ratio. The default risk factor RMS is then added to the original Fama-French model.

Riskhantering i företag har sedan finanskrisen 2008 fĂ„tt allt högre prioritet. Detta kan bero pĂ„ att mĂ„nga fĂ„tt upp ögonen för den ineffektiva riskhantering i företag som bland annat orsakade den finansiella krisen 2008. Det finns ingen tydlig tidpunkt som fastslĂ„r nĂ€r intresset för hur företag hanterar sina risker började. Det har snarare sakta vuxit fram och sedan millenniumskiftet har det utvecklats mer dramatiskt.De svenska börsnoterade fastighetsbolagen har en betydande roll i det finansiella systemet och dĂ€rför Ă€r det viktigt att risker hanteras pĂ„ ett effektivt sĂ€tt. Årsredovisningarna Ă€r det primĂ€ra kommunikationsverktyget mellan företaget och dess intressenter vilket gör dessa intressant att studera.

Syftet med denna kandidatuppsats Àr att belysa vad som menas med risk och risk management samt att presentera metoder och modeller inom detta Àmne. Vi har anvÀnt dessa metoder och modeller samt den redan existerande arbetsordningen hos byggföretaget Folkhem Produktion AB för att genomföra en riskanalys av företaget..

FÄ handlare har tagit initiativ till implementeringen av mobilbetalning, trots att handeln spelar en avgörande roll i utvecklingen. Syftet med denna uppsats Àr att undersöka vad som driver implementeringen av mobilbetalning inom handeln. För att uppnÄ syftet gjordes en fallstudie bestÄende av intervjuer med handlare som implementerat den mobila betaltjÀnsten SEQR samt en insamling av bransch- och samhÀllsorienterad information. Resultatet visade att de starkaste drivkrafterna för implementeringen av mobilbetalning Àr minskade kostnader, liten finansiell risk, optimistisk framtidstro samt en önskan om ett alternativt elektroniskt betalmedel. Dessutom fungerade ytterligare faktorer som drivkrafter, exempelvis förbÀttrad image, beroende pÄ företagets typ av verksamhet och tekniska profil.

Syfte: Syftet med denna studie Àr att undersöka om en högre risk ger en fondsparare i PPM högre avkastning vid ett lÄngsiktigt fondsparande och om den avkastningen speglar den risk spararen tar.Metod: En kvantitativ studie som Àr baserad pÄ sekundÀrdata, som Àr inhÀmtad frÄn Morningstar. 60 pensionsfonder analyseras frÄn tre olika riskkategorier, med en mÀtperiod pÄ 10 Är. FrÄgestÀllningarna har besvarats med hjÀlp av relevanta teorier, hypotesprövning och korrelationsanalys.Slutsats: Efter att ha undersökt dessa PPM-fonder sÄ kan man vÀl konstatera att en högre risk ger en högre avkastning. DÀremot speglar inte avkastningen ökningen i risk, förvisso har högriskfonderna bÀst sharpkvot men lÄgrisk fonderna har bÀttre Àn medelriskfonderna, vilket betyder att vi inte kan sÀga att avkastningen i förhÄllande till risken blir lika bra eller bÀttre för att du ökar ditt risktagande..

There are different types of risk, examples include credit risk, liquidity risk and financial risk. In DeMarzo & Berk (2011, s. 293) is a study presented which is based on the yield of different types of financial assets between 1925 and 2009, the study show that a high risk gave substantially higher reward. With the study as a background, it is interesting to study practical risk management within participants of the financial markets of Sweden. In risk management there are several theories about whether risk can be calculated and analyzed with scientific methods in practice.

This report is a risk- and vulnerability analysis of how the commercial ship and its goods can be a threat to the environement and to human health in case of a discharge. It present the most common dangerous goods that are transported with ship through Kattegat in the Baltic Sea..