Denna uppsats syftar till att skapa en bild över dels bankers attityder till de nya reglerna om kapitaltäckning, dels vilken påverkan de nya reglerna kommer att ha på banker. Uppsatsen bygger på en induktiv metod med en kvalitativ undersökning. Empiri har huvudsakligen samlats in genom intervjuer med representanter från den svenska finansiella sektorn. Slutsatser:Cirka tio institut kommer att välja att tillämpa Internal rating based approach (IRBA) vid beräkning av kapitalkrav för kreditrisk. IRBA förväntas sänka det befintliga kapitalkravet.

Already during the 90s, research showed that girls and boys are presented in different ways in judgments according to ? 3 LVU. While sexuality was given a large space in the girls' judgments, it was barely mentioned in the boys'. This study aims to investigate how the legal genders boy and girl are presented in judgments made according to ? 3 LVU during 2023.

Vår undersökning påbörjades med ett starkt intresse och en uppriktig undran vad det var som drev människor som arbetade inom riskfyllda yrken att fortsätta med sina yrken efter att de utsatts för en konkret risk, till exempel att som polis bli skjuten i tjänsten. Eftersom vi hade lite föreställningar om varför och eftersom det inte heller verkade finnas någon forskning på området valde vi att själva generera en Grundad Teori för att få en förklaring. Detta gjorde att vi kunde undersöka vårt forskningsområde förutsättningslöst. Som respondenter valdes personer inom riskyrken. Dessa intervjuades och svaren analyserades. Det svar vi kom fram till var att dessa personer känner engagemang, intresse och trivsel i sitt arbete.

SAMMANFATTNINGFöretagens största syfte är att ge ägarna värde. Värde uppstår genom att tillgångar genererarett lönsamt kassaflöde. För att åkerier ska kunna konkurrera med andra behöver deminvestera i lastbilar. Investeringar innebär både möjlighet till framtida avkastning men ävenrisk. Hantering av risk kan ske genom en strävan mot optimal kapitalstruktur, det vill sägafördelningen av eget kapital och lån, vilket dessutom skiljer sig mellan olika företag ochbranscher.

Under den senare tiden har stort fokus i media legat på hur lantbrukaren kan uppnå bättre lönsamhet genom att bland annat använda sig av olika prissäkringssystem. Dessaprissäkringssystem är hjälpmedel för att hantera prisrisk. Det kan tyckas märkligt att tidigare problem och risker kopplade till ett lantbruksföretag helt plötsligt verkar vara som bortblåsta från dagens debatt kring lantbrukarens lönsamhet. I denna studie undersöks vilka metoderlantbrukaren använder sig av för att hantera produktionsrisk, skaderisk, teknologisk risk,juridisk osäkerhet, personell osäkerhet och osäkerhet som uppstår på grund av andra individers, företags och institutioners agerande.Det empiriska materialet är insamlat genom intervjuer med 10 lantbrukare. Alla dessa lantbrukare har olika förutsättningar och varje företag är unikt.

The landscape architect is similar to the moviemaker in that they both want to mediate an experience with their creations. The landscape architect designs playgrounds and the moviemaker makes movies for children, but how does the relationship between children and nature look like in the landscape formed by the movie maker?s fantasy? The purpose with this thesis is to study how the relationship between child and nature is depicted in a movie as a medium, by analysing ?My neighbour Totoro?, a Japanese animated movie from 1988 by Hayao Miyazaki. The analysis consists of two combined analyses, Experiential Landscape Analysis and Gordon Cullen?s Serial Vision, both of which analyse the relationship between a human being and her environment as well as the emotional changes that occur as she moves in it.

Den klassiska teorin antar att ekonomiska aktörer fattar beslut under risk utifrån korrekta skattingar av statistiska sannolikheter. I ljuset av experimentell forskning har dessa axiom emellertid visat sig vara kontrafaktiska. Människor har kognitiva begränsningar som resulterar i logiska felslut och emotioner som medför temporära begränsningar att göra sakliga och konsekventa bedömningar. För att möta de kognitiva begränsningarna måste människor förenkla problem med olika former av heuristiker så att kostnaden för att fatta ett specifikt beslut begränsas. Ekonomiska problem under risk präglas allmänt av stor komplexitet, därför är det ett område där det är förhållandevis lätt att urskilja olika heuristiker.

Purpose: The purpose of this study is to examine the difference in return between Swedish and Russian hedge funds while considering the risk taken.Method: This study is based on quantitative data on funds' historical returns from the electronic database Morningstar.se. Additional data is taken from the funds websites, the Swedish National Bank and Fondbolagens förening.Result and conclusion: All hedge funds, both the Russian and Swedish performed better thanthe index. The Russian hedge funds nevertheless performed better than their Swedishcounterparts in all three evaluation methods..

The aim of this study was to gain an understanding about how people with a former alcohol abuse expresses and gives meaning to feelings of guilt and shame in autobiographical books. In particular the purpose of the study was to find out how the authors writes about feelings of guilt and shame, whether it was expressed explicitly or implicitly, and which meaning the authors gives to feelings of guilt and shame and how these feelings are related to each other. We randomly selected 8 autobiographical books by using different criterias. The foundation of this study was social constructionism, which is also a foundation for one of our analysis methods: discourse analyse. This analysis method was used for the analysis of the expressions that were made in an explicit way.

As a consequence of increasing wind power installations in the Nordic grid the last years, the need for regulating power has become larger. In the Nordic grid, regulating power is mainly provided by hydro power. One part of the regulating power is called frequency control, which ensures that the grid frequency is stable and close to 50 Hz.However, setting the turbine into frequency controlled operation may cause stress and wear of the components in the mechanical control system. Frequency controlling implies large and frequent servo forces and longer travelling distance of the sliding bearings in the Kaplan turbine.Based on one selected Kaplan turbine, Selsfors G1, measurements and MATLAB calculations have been performed in order to determine forces and movements of the linkage system. With these forces and movements as input, stresses and fatigue have been determined as well as sliding distances, bearing pressures and wear of bearings during a typical lifetime of 40 years.The results indicate that no severe wear exists on the bearings during 40 years of service.

This study focuses on an analysis of three text books in English, Prime Time, Second Time, and Third Time, written for Swedish pupils between grade seven and nine. The main focus of the study is to investigate to what extent the books may be considered to follow the steering principles of the Swedish education system. The theoretical backbone of the essay is centred on the construction and maintenance of stereotypes, and is written from a social constructivist point of view. In this context, I also reason around power relations and norms in the Western society ? arguments which I, in the main analysis, apply to the books in question.

Pollen analysis of a peat core was used to reconstruct the last 2500 years of vegetation history, with focus on the impact of anthropogenic disturbance, in Hamra National Park, central Sweden. In addition, analysis of pollen in soil samples was performed in an attempt to locate ancient cultivation plots in the National Park. The analysis of the peat core shows a development of the vegetation that can be divided into four stages of different degrees of human impact: A - virgin forest (c. 500 B.C.-A.D. 1300), B - grazed forest (c. A.D.

approaching Boden deals with the approaching of a city, both in a physical sense ? along the road ? and in a spiritual sense ? in mind. The physical encounter with a city is represented by the experience of the road and its surroundings, while the spiritual encounter is represented by the idea of the city that we already have, or will get, in our minds. We have in this degree project approached Boden through a thoroughly analysis of both the entrance roads and the city itself. In this degree project we are looking for ways of how to create characteristic and interesting entrance roads to a city, with Boden as an example. This demands knowledge about the problems involving entrance roads as well as the distinctive features of the city.

Animal welfare can be measured in several different ways; for example by using animal-based measurements. It has been shown that register data from the Swedish Official Milk Recording Scheme can be helpful when identifying herds at risk of having poor animal welfare, which led to a development of the advisory service of ?Ask the Cow? and the web report ?Animal Welfare Signals?. The aim of this project was to find out if register data from ?Animal Welfare Signals? can be used as a screening tool for detecting herds at risk of having poor animal welfare and in need of an ?Ask the Cow?.

Purpose/Aim: To examine whether or not there is such a thing as bloggbullying, and if so, how this manifests itself among female bloggers.Material/Method: To analyze the material, which consists of comments made on a total of 75 posts made on three different blogs, a quantitative method as well as a qualitative critical discourse analysis was used.Main result: Several similarities between Anatol Pikas definition of bullying and the results were found, and the conclusion is that there is such a thing as bloggbullying..