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469 Uppsatser om Premium savings fund - Sida 6 av 32

Lyxvarumärkens överlevnad vid lågkonjunktur : Hur resonerar svenska lyxföretag, och vilka strategier är lämpliga att använda sig av?

 The luxury market has steadily grown from the industrial revolution and onwards. Changes in society, trends and the increased living standards has enabled more people to consume luxury goods.The world is going through a major economic crisis at the moment. Studies shows that companies that have focused on added value rather than lowering prices has survived past financial crisis. It is also obvious that companies act very different during times of crisis. Adding to the problem is trends that point to a more careful consumption and environmental awareness.

Funktioner inom Video on Demand-tjänster : En användarstudie inom online streaming

Sedan 2013 har allt fler börjat använda sig av streamingtjänster för film och TV på internet (Findahl,2014). I takt med att användningen ökar är det viktigt att tjänsterna är välutvecklade och lättillgängliga för användaren. I denna uppsats undersöker vi funktioner på de tre största Video on Demand-tjänsterna (VoD) i Sverige ur ett användarperspektiv. Med hjälp av befintliga teorier och litteratur diskuterar vi användarbarhet och genomför en områdesanalys av de utvalda VoD-tjänsterna. Utifrån analysen har vi gått vidare med tio funktioner för att avgränsa studien.

Absolut avkastning på den nordiska hedgefondmarknaden : - En realitet eller önsketänkande?

Hedge funds? importance within the financial system has during the most recent years increased dramatically. These special funds are unique instruments that differ from traditional mutual funds in a variety of ways, however especially in how they expect returns. Due to the fact that hedge funds are able to hold short positions they possess the possibility to become market neutral investment vehicles.Because of this possibility to sustain positions neutral to market fluctuations, the concept of absolute returns became a unique selling point for hedge fund managers and promises of stable returns unchallenged by market conditions was assured. This research paper aims to examine the theory of absolute returns in hedge funds by examining hedge funds from the Nordic region during the last years of economic turmoil that has occurred by  analyzing the results from their strategies, partially by quantitative measurements as well as qualitative.  The results show that none of hedge fund strategies managed to deliver absolute returns over the chosen period..

Är etiska fondinvesteringar försvarbara : vad kostar etik?

Recently, the selections of ethical funds are increased; at the same time investors with social and moral preferences have increased in the capital market. There are currently debates on whether ethical funds perform better or worse than funds without ethical criteria. This also involves a vivid discussion on whether investors know about the consequences of investing in ethical funds. Therefore, this study involves theories about the rationality and decision theory, in addition to what mainly control the investment decisions. The study also discusses portfolio theory since this is one of the underlying theories behind fund management and its development.The purpose of this study is to explain if ethical limitations in the selection of securities affect risk and return in the fund portfolio.

Utvärdering av svenska aktie- och aktieindexfonder : En empirisk studie av Sharpekvot, Treynorkvot och M-kvadrat, år 1998-2008

My essay is on the subject of teachers work environment with focus on noise and communication. In the essay questions are raised on how a teacher can influence his or hers noisy work environment. A school is a large work place with many employees and is owned and administered by the county municipality which is an even bigger workplace. How big an acting space does a teacher have in such a large organization?My methods of research on these questions have been to conduct interviews and analyzing documentation from The Swedish Work Environment Authority.

Enkätundersökning till Älvdalens Besparingsskogs delägare

Älvdalens Savings Forest was formed in the late 1800's. During this time the country was conducting the first major land reform in Sweden, namely the redistribution of arable land through government action. In Älvdalen people saw an opportunity to form Savings Forest, that is jointly owned forests, where everyone would get part of the proceeds. The yield in the first place would cover were costs to manage and monitor the forest and to the measures to ensure regrowth and improve the forests. You could also use the proceeds to develop the area and make it easier for the population to manage their forest. In early summer, a survey was sent to all the members of Älvdalens Savings Forest.

Energisparläge i automationsindustrin : Potential för att minska tomgångsförluster med industriella styrsystem

Former studies have shown that a considerable part of industries? energy usage can stem from idle times in the production. This thesis, carried out at Siemens Industry sector, evaluates the potential for using the control system to automatically put machines into energy saving mode during idle times. The main part of the thesis consists of a case study performed on machine tools at a Scania production site in Södertälje. Through load measurements the potential for energy savings was determined.The results show that there is a great potential for energy savings during idle times at the site.

Premiepensionens Marknadsrisk : En Monte Carlo-simulering av den allmänna pensionen

A reforming trend is captured showing that countries are shifting from defined benefit pension systems towards defined contribution systems. The reforms have been justified through predictions that the defined benefit systems will not manage to provide good enough pensions to members in the future. The newer defined contribution pension plans often include individual financial accounts where individuals have the possibility to choose how a part of their pension savings should be invested. Sweden was early to introduce such a system, which at the moment provides more than 800 funds to choose from. The aim of this thesis is to capture the market risk associated with these individual investments and does so by using Monte Carlo simulations for six selected pension funds.

Har UIP:s misslyckande en ekonomisk innebörd?

Forskare har under de senaste decennierna försökt finna förklaringar kring den finansiella gåta, känd som the forward premium puzzel, som har visat sig på valutamarknaden. Denna finansiella gåta har skapats då forskare sett statistiska avvikelserna från det öppna ränteparitetet (UIP) på valutamarknaden. UIP förutsätter att det inte ska finnas någon skillnad i avkastning mellan att hålla kapital i olika valutor, vilket empiriskt har visat sig inte stämmer. Detta misslyckande har tagits som bevis för att valutamarknaden är ineffektiv och att valutaspekulerare kan erhålla en överavkastning. Syftet med studien har varit att genom ett lönsamhetstest, med SEK som grundvaluta, undersöka huruvida valutamarknaden har varit effektiv under åren 1997-2012.Studien utgår från en deduktiv forskningsansats där den teoretiska grunden utgörs av den effektiva marknadshypotesen. Den kvantitativa forskningsmetoden bygger på uppgifter från Datastream om valutors utveckling mellan åren 1997-2012.Vår regression visade på att tio utav tolv valutapar återspeglade the forward premium puzzel.

Energieffektivisering av befintliga sjukhusbyggnader - Analys med avseende på kostnad och energibesparing

The climate changes that are occuring in the world have resulted in that the EU callingfor a 20 % reduction in energy consumption to the year 2020, to reach that goal theEU want the public sector to go forth as a good example. Västfastigheter owns andmanage the hospital buildings in the Västra Götaland region. To be able to reducetheir energy usage Västfastigheter has hired several consulting firms to chart out theenergy consumption on each hospital building. The biggest energy savings potentialhave been calculated and what the cost will be to perform each action. The energyaudit have been completed and stand as the decision basis for Västfastigheter?s choiceon which action packages that should be implemented.

Cola som Cola ? : Premium kontra substitut produkter

Titel: Hur står sig de billigare substituten emot premium produkter?Nivå: C-uppsats i ämnet företagsekonomiFörfattare: Giancarlo Mancuso & John GustafssonHandledare: Jonas KågströmDatum: 2012 ? MajSyfte: Syftet med denna uppsats är att vi vill undersöka hur de billigare substituten står sig emot premium produkter genom att ställa de emot varandra i ett blindtest föreslagits av tidigare forskning Ogenyi Ejye (1994). Vi vill veta om det finns en stor skillnad mellan de billigare varianterna och de premier produkterna enligt tidigare gjord forskning.Metod: Vi har utfört ett experiment i form av ett blindtest där vi sätter fyra olika Cola sorter emot varandra. Under genomförandet av experimentet har vi använt oss utav enkäter för att samla in data. Detsamma gäller för vår webb undersökning.Resultat & slutsats: Det vi kom fram till i vår undersökning är att varumärken påverkar oss konsumenter både positivt och negativt.

Energieffektivisering på Skutskärs Bruk : Varvtalsstyrning till utvalda pumpenheter på Blekeri 4

In modern society in terms of economics and environmental impact, it is important to ensure that a company is as energy efficient as possible to reduce the amount of energy used. About 10 TWh of electricity used annually to pump drives in Swedish industry. Therefore, pumping system has great potential for energy savings.The objective of this report was to determine how much energy and money that can be saved with the insertion of variable speed drive to six pumps on Bleach plant 4 in Skutskär Mill. The work was performed with electrical measurements during one week, analysis of pump curves and the compilation of production data over a year.The results show that four of these six pumps were profitable and yielded an annual saving of 1172 MWh of electricity and 560 000 SEK. With an economic lifetime of 10 years and a discount rate of 6.8% the final result for the entire life-cycle savings became 3 355 000 SEK.

Geoenergilösning för DN-huset

In this thesis proposals for different designs of a borehole thermal energy storage (BTES) have been developed for the building DN-huset in Stockholm, Sweden. To build a BTES results in savings in energy costs by approximately 44 %, i.e. 2 million Swedish crowns annually. Furthermore, a BTES would reduce the annual environmental impact with roughly 75-157 tonnes of CO2 equivalents per year, depending on how the electricity consumption?s environmental impact is estimated.

Effektivare energianvändning på Totebo AB

The main goal with this thesis report was to come up with ideas of how to make the use of energy more effective and thus save money for the company.First a survey was made to find out where and how the energy consumers were divided within the company. The results were then used in calculations to find out how much money that could be saved and how long it would take to get back the investments.There is a big potential in saving money by recovering heat from the UV-lamps with a heat exchanger. It would also even out the pressure in the factory which is a source to heat loss and a cause for discomfort amongst the employees. It?s possible to save 105 000 kr in a year and the money needed for the investments is 600 000 kr.By using the recovery air more effectively the company could save up to 250 000 kr a year in lowered heat purchases, but this would require the use of automatic dampers.If you reschedule the running times for the wood chipper and invest in some kind of load management, for example Sydkraft?s ?Energidirigent? you can save at least 42 000 kr.

Jämförelsestudie mellan AP-fondernas Sverigeportföljer och storbankernas Sverigefonder 2002-2006

The first four AP-funds have a well-diversified Swedish portfolio, which is managed in similar way as the largest Swedish bank funds. Up until today, there has not been any comparable study that focuses specifically on this part of the AP-funds. Our aim is two-folded; First we will look at how well the AP-funds have managed their Swedish assets compared with Swedish funds of the four largest banks in Sweden during 2002-2006. This will be done by looking at some important key ratios and both absolute and active return. Secondly we will present a descriptive analysis of the management structure within the respective organisations, to be able to draw conclusions regarding the possible deviations in investment return.

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