The financial crisis in the beginning of the 1990´s the financial crisis had a strong impact on the Swedish economy. Some of the main actors in the crisis were the largest banks of Sweden which brought a huge amount of losses on themselves. One of the main reasons for this was that the banks focused on volume increases rather than on credit losses. The credit analysis process is performed differently these days and it is the development of this process that is the focus for the authors.This thesis is about the credit analysis process in the four largest banks of Sweden. The purpose of the thesis is to highlight which factors the banks include in the credit analysis process and in how small and medium size companies are treated in this process.

Agricultural soils constitute the base in human food production and soil content of organic matter and plant nutrients together with soil microbial activity are all important parameters for high crop yield of good quality. These parameters are dependant on proper fertilization.Anaerobic digestion of organic wastes for biogas production generates a liquid residue called biogas residue (BR). It contains organic material and plant nutrients which makes ita potential fertilizer for arable cropping. However, it also contains heavy metals and toxic organic compounds and it is therefore in need of evaluation before usage.Microbial tests were performed aiming to evaluate the agronomic traits of four different BR and to find a viable procedure for evaluating slurry fertilizers. Two experiments where soil respiration and soil potential denitrification activity (PDA) was measured at fertilizer addition were performed.

Bringing back the nutrients from the city to the country is becoming increasingly important, as the world?s stores of nutrients get more exhausted. Sewage sludge is an unapplied resource, rich in plant nutrients, which could replace parts of the commercial fertilizers used in Sweden today. Sewage sludge may contain large amounts of pathogens, such as Campylobacter and Salmonella, why use can cause severe spreading of infections, both to animals and humans. These pathogens have the ability to survive for a long time in soil and water and therefore some sort of treatment of the sludge is recommended before use.

Introduktion: För att en räddningsinsats på olycksplats skall lyckas är en väl fungerande kommunikation nödvändig. Kommunikationen har visat sig vara ett vanligt problem vid utvärderingar av allvarliga händelser. Patientsäkerheten kan äventyras om det brister i informationsflödet mellan aktörerna i vårdkedjan. Syfte: Syftet med studien var att undersöka ambulanspersonalens uppfattningar av informationsöverföringen mellan sjukvårdens personal på olycksplats. Studien gjordes för undersöka om det fanns omständigheter som försvårar respektive underlättar informationsöverföringen.

This thesis was performed at Zetterbergs Industri AB. Zetterbergs is designing, building and mounts body systems for trucks, including dumpers and tippers. The assignment for the thesis was to design a door hinge for a spreader gate. The spreader gate is the top of the two tailgates on a dumper or tipper and opens back and outwards when tipping the cargo. The spreader gate controls the mass flow of the material being tipped.

Syftet med detta examensarbete är att synliggöra vilka uppfattningar lärare och elever har om lust och motivation i textilslöjden. Forskning visar att slöjd upplevs som ett lustfyllt ämne och att lustfyllda situationer påverkar elevers inlärning och utveckling positivt. Frågeställningarna i detta examensarbete syftar därför till att synliggöra lärares och elevers uppfattningar om lustens roll i textilslöjdundervisning, orsaker till lust och motivation samt strategier för att skapa lust och motivation i textilslöjden.För att svara på dessa frågor har en undersökning med kvalitativ ansats utförts. Intervjuer med fyra lärare och fem elever på skolor i grundskolans senare år och på gymnasiet har analyserats och resulterat i flera kategorier som visar på lärares och elevers uppfattningar.Dessa kategorier beskriver uppfattningar kring lustens och motivationens roll i textilslöjdundervisning. De intervjuade menar att lust gör det lättare att lära sig.

Psykologiska    processer    där    identifikationen    med    jaget    och medvetandets innehåll upphör kan tänkas utgöra en hälsosam motvikt i  dagens  samhällskultur  där  centrering  kring  jaget,  stress,  depression och meningsförlust, ofta förekommer. Självtranscendens har beskrivits som en expansion av medvetandet och en rörelse bortom gränserna för ens självmedvetenhet och självuppfattning, antingen tillfälligtvis eller som  en  relativt  stabil  perspektivförändring  som  utvecklats  under livsloppet.  Sex  personer  mellan  54  och  100  år  med  erfarenhet  av självtranscendenta   perspektiv   intervjuades   i   studien   i   syfte   att induktivt  generera  mer  kunskap  om  hur  självtranscendens  kunde upplevas, utvecklas och förändra en människas perspektiv. Genom en tematisk    analys    framkom    att    en    regelbunden    aktivering    av självtranscendenta     medvetandetillstånd     särskilt     inverkade     på utvecklingen   och   kopplades   till   principer   om   neuroplasticitet. Självtranscendensutvecklingen     medförde     även     förändringar     i respondenternas perception av inre och yttre fenomen exempelvis vad gäller   känslighet,   jagupplevelse   och   möjlighet   till   distans   och objektivitet, vilket även bidrog till psykologisk hälsa..

Aim: To investigate the observed issues about the economy units? importation in the municipal of Bollnäs, Sweden, and study the internal communication according to this matter. Method: This paper is written as a process where the information flow has been decided by the information held in the interviews. The interviews have dealt with the economy units issues and the communication linked to it, within the oganization. The persons that have been interviewed are Olle Nilsson Sträng -principal of the municipal executive board, Leopold Stoltz - head of the municipal, Jan Lahenkorva? principal of the youth and child care board Maj ?Britt Karlsson? head of the youth and child care management and Eva Eklunddirector of junior school.

This study looks into the possibility, and profitability, of expanding a pilot project that has been put into action at GGP Sweden AB in Tranås, a manufacturing company that produces front mowers. The pilot project is meant to give GGP Sweden AB a more precise control of the flow of goods from their suppliers, and its essence has proven to be quite similar to the Japanese Just-in-Time philosophy.The study has been divided into four separate areas; mapping, supplier selection, supplier evaluation and cost analysis. These areas represent a holistic perspective on the expansion of the pilot project and cover topics varying from methods of finding suitable JIT-suppliers, constructing Key Performance Indicators (KPI) to reviewing costs and assessing profitabilities.In this report, the reader will initially take part in the works of mapping GGP?s manufacturing unit, pilot project and supplier base, which results in a list containing the most suitable suppliers for a Just-in-Time based collaboration. Afterwards, the reader will be led into the area of supplier evaluation, where five KPI?s are created with the purpose of ensuring that GGP will be able to evaluate their suppliers and pilot project in an effective way.

Nowdays an efficient production is critical to achieve for companies competing on the market for steel cutting tools. One of such companies is Halmstad based Tooling Support Halmstad AB that manufactures threading-taps, threading-dies and parting off tools, towards a centralized warehouse in Schiedam, Holland. The large amount of different products, approximately 2500 is a big contributor to the problem along with a new order system that creates a demand of low setup times. Previously the company was forwarded orders through quarter based prognoses which enabled planning of the production over a longer time span. Currently the newer order system ZENIT is in use and the company thereby gets their orders weekly.

Syfte: Vårt syfte med studien har varit att undersöka vad som sker i processen vid lärande av dans och om de estetiska ämnena kan vara en bidragande faktor till studieframgång. Genom att förankra dansen i teori och forskning har vi velat belysa dansen som kunskapsområde ur ett bredare pedagogiskt perspektiv. Ambitionen har varit att på detta vis försöka beskriva vad eleverna får för kompetens med sig då de ägnar sig åt estetiska ämnen, i synnerhet dans. Vi har även velat undersöka hur elevernas kunskap kommer till uttryck och om denna kunskap är användbar i andra sammanhang än just i samband med dans. För att svara på frågor inriktade mot dansområdet har vi även blickat ut mot andra estetiska fält.

This thesis work has been performed at the department of diagnosis and dependability at Volvo Car Company, Torslanda. The background of this project is based on interest in ascertaining how different factors possibly can affect a diagnosis method, which has been developed to find leaks in the fuel tank and evaporation system. According to the OBD II requirements leaks with an orifice diameter larger or equal to 0,5 mm, must be detected. The idea of the diagnosis method is to create an over pressure in the system with an air-pump. The current through the pump is measured and correlates to the power consumed by the pump.

This is a thesis presents a differential gear which is found in a tracked vehicle called BvS10. The tracked vehicle is manufactured by BAE Systems Hägglunds AB in Örnsköldsvik, Sweden. The differential gear has a bolted house. The differential meets the requirement specifications, but the problem is that the bolts are sheared off because of the extreme torque that the differential is exposed to resist.Previous report on the differential show pictures of bolts which have been sheared off at the threads. This report is also includes three lists that explain seven different proposals which some are approved and some are not, and the report also presents the force, tensile, and shear stress.In a bolted connection there is both axial tension stress and radial shear stress, which can lead to wear out and broken bolts.

As a part of the fight against the global warming the energy production needs to be more efficient and redirected towards sustainable options. One alternative is cogeneration, which means that electricity and heat is produced in one plant. The purpose with this survey is to examine if there are any commercial available combined heat and power techniques, based on combustion of solid moist biomass, which are suitable to small-scale applications. The technique must be able to produce between 2 and 10 MW thermal and the heat demand is a Swedish district-heating system. When already published reports had been studied, the Organic Rankine Cycle (ORC) was chosen as the most suitable technique.

In Automatic Milking Systems (AMS), cows are kept in a free stall barn equipped with one or several milking units (MU). The cows? activities in the system are called cow traffic. There are three types of cow traffic systems: guided, partly-guided and free. Free systems have no gates, allowing the cows access to the feeding and resting areas at any time.