Under de senaste åren har teknologiska förändringar medfört att banker ändrat utformningen av sina tjänster. Pengar har digitaliserats och individer har minskat användningen av kontanter. Flera banker har avvecklat den manuella kontanthanteringen över disk och erbjuder kunderna alternativa tjänster som exempelvis internetbank och kontokort. En del upplever nytta och nöje med tjänsterna, medan andra möts av svårigheter som gör att de inte använder dem. När en bank genomgår förändringar är det viktigt den tar hänsyn till kunderna för att behålla dem vilket leder oss in på studiens problemformulering: Hur ska en bank hantera sina kunder när organisationen avvecklar den manuella kontanthanteringen över disk och erbjuder alternativa tjänster? Huvudsyfte är att, genom en studie av Swedbank, skapa förståelse för hur relationen mellan bank och kund påverkas av förändringarna.

Introduction: 1 November 2010  came the amendment about the audit requirement into force. The amendment concerned only micro-enterprises. The most common form offinancing for micro-enterprises are bank loans, therefore the banks play a major role in the business and wellness of micro-enterprises.Purpose: Purpose of this paper is to examine if the credit assessment has been affected by the removal of the audit requirement for micro-enterprises.Method: This study will be conducted by a qualitative study in the form of interviews. Five interviews were conducted, with four respondents from the large banks and    one respondent from Almi Företagspartner.Conclusion: All respondents agreed that the audit is seen as a mark of quality, some lenders will continue to request it from the micro-enterprise while other lenders look at other factors such as ownership, relationship or business concept..

Bank- och butiksrån ökade betydligt under 2008 och bankerna vill därför minska kontanthanteringen. Utöver rånrisk skapar, enligt bankerna, kontanter onödiga kostnader såväl påverkar de miljön negativt.Problematiken med kontanthantering inryms i hur bankerna skall kunna minska kontanthanteringen och utifall resterande delar av samhället (så som handeln och konsumenter) även vill minska den?Uppsatsens syfte är att analysera bankernas argument för att minska kontanthanteringen utifrån projektet "Tryggare Kalmar" samt ställa dessa argument mot handelns och konsumentens argument för användning av olika betalningsalternativ.Problematiken innebär ett snurrande ekorrhjul. Bankerna vill minska kontanthanteringen, handeln vill även minska haneringen men anser det vara omöjligt såsom nuläget ser ut och här håller konsumenterna med. Ny problematik dyker upp, vem skall börja med förändringen?.

We have chosen to analyze how four well known sex crimes were presented in the Swedish national daily newspapers in the 2000s. We chose this topic because sex crimes are considered one of the most terrible crimes. Sex crimes involve the media and upset the society. Our purpose was to analyze if we could identify stereotypes and prejudices about sex crimes in the press reports.The four sex crimes were: Rissne case in 2000, Tumba case in 2003, Hagamannen case in 2006 and the Stureplan case in 2007. We have read all the news stories from the Swedish national daily newspapers Svenska dagbladet and Expressen about our four cases.

Care and solicitude about Swedish documentary heritage has varied substantially throughout the years. The main purpose of this essay has been to investigate what efforts have been made to preserve rare book collections at public libraries. These cultural policies have been studied from both a national as well as local perspective. What we have tried to explore can be condensed into three questions: What national initiatives have been taken in the past century to preserve the municipal documentary heritage?What initiatives have been taken in the past century to preserve thedocumentary heritage of what is presently the municipality of Jönköping? What value do rare book collections at public libraries represent? The results indicate few national efforts were initially made to preserve rare book collections in the timeframe we studied.

Mergers and Acuisitions are becoming increasingly common. This can be explained with the fact that the competition is increasing. Therefore many companies are forced to join other markets. This thesis inquires into the process of Mergers and Acqusitions when one company buys another company. The main focus is set on how three different banks handle the process of Mergers and Acqusitions and what results this leads to. These are: Kaupthing Bank, Nordea and Citibank.

Trots att världens sammanlagda välstånd ökar, bor mer än fem av jordens dryga sex miljarder invånare i utvecklingsländer där en vanlig inkomst är under två dollar om dagen. Samtidigt ökar också de nya typerna av konflikter, som tar uttryck i inomstatliga sammandrabbningar och terroristaktioner. Många bottnar i ett djupt missnöje och kan spåras tillbaka till fattigdom och resursknapphet. Det är ur ett säkerhetsperspektiv av allra största vikt att kartlägga och komma tillrätta med dessa bakomliggande faktorer. Fattigdomsbekämpning är en central term i detta arbete.

SammanfattningDatum:                               201?0-08-3?0Kurs:                           Kandidatuppsats i företagsekonomi, FÖA300, 15 hpHandledare:                 Carl G. ThunmanFörfattare:                  Feven Gebretsadkan och Mahabad MinozadaTitel:                                   Belöningssystem ? ett incitament verktyg för att skapa      motivation. En fallstudie av Sparbanken RekarneSyfte:                                  Syftet med denna uppsats är att beskriva vad belöningssystem innebär och anställdas uppfattning av belöningssystemet och dess inverkan på motivation i Sparbanken Rekarne.

Syfte: Uppsatsen syfte är att klargöra och analysera reporäntans ränteförändringars påverkan på aktiekurserna för samtliga svenska banker i large cap på Stockholmsbörsen.Metod: Kvantitativa händelsestudier har gjorts med deduktiv forskningsansats på fyra företag, samtliga noterade på Stockholmsbörsen. Den onormala avkastningen för de undersökta aktiekurserna har beräknats en dag före till en dag efter samtliga realiseringar av reporänteförändringar som skett mellan åren 2004 till 2015. Teori: Den teoretiska referensramen för studien består av den effektiva marknadshypotesen och överreaktionshypotesen.Slutsatser: Studien har påvisat att det råder signifikant samband mellan ränteförändringar och de studerade aktiernas avkastning vid realisering av ränteförändringarna..

Being a successful global business player depends on firm?s ability to mobilize its resources worldwide. For this reason getting the right people with the right skills, at the right time, at the right place is crucial and makes expatriation one of the most important issues of today?s business world agenda. In terms of expatriation; national culture provides the context for the whole process.

Background and problem: Financial reports are created for the users as decision support. Stakeholders are often subjects to information asymmetry. Banks represent one of the primary stakeholders and financiers of a company, and place great emphasis on financial reports in their credit assessment process. The question is, however, how useful the financial information actually is. According to previous research, banks consider accounting information as troublesome in some respects, mostly due to accounting choices and judgments.

This Master thesis aims to study the relation between Swedish governmental cultural policy and cultural events at two Swedish public libraries. The Masters thesis demonstrates how national cultural policy regulates every part of the public library. This demonstration is a result based upon national cultural policy documents and interviews with employees at two public libraries in Sweden. The conclusion that national cultural policy regulates this part of the public library is drawn with help of the circle of culture as applied in Culture Studies and Michel Foucault theories of power. The thesis contains the answer of four questions, two involving cultural policy and the other two events at the library.

Globalization is one of the most popular catchphrases in the international relations debate today. Globalization is a complex concept with as many definitions as authors. National borders or jurisdictions do not control the phenomenon, instead, it is moving without restraints from region to region. Is this a threat to the sovereignty of nation-state and an end of the system of Westphalia? Does the globalization undermine the nation-state by increased factor-mobility, less tax revenue and participations multilateral co-operations, as the globalists think? Or is it strengthens its importance by offering better allocation of resources through free and healthy competition, as the skeptics believe.The aim of this thesis is to analyze theories of globalization by applying them on Sweden and the Netherlands.

Att sätta personalen i fokus en modell om att möjliggöra för medarbetare? En fallstudie av Svenska Mässan.

 The purpose of this thesis is to study the education of newly arrived 16-20 year old immigrants and how their education in the towns of Södertälje and Malmö matches up with national inquiry into the subject.The research questions in this thesis are as follow: What type of documents shape the work with newly arrived students? What's the preferred development surrounding the education of the newly arrived students nationally? What does the latest study, which is a proposed reform of the Gymnasium system, say about the education of newly arrived students?How does the local work connect with proposals of national investigations? Do the cities take responsibility for evaluating the education of newly arrived students? From arriving to graduating, what does the road to graduation look like for a newly arrived student? What is the curriculum of a newly arrived student?The methods used here are studies of investigations made primarily by Skolverket (The National Agency for Education) and Myndigheten för skolutveckling (The Agency for Development of Education), studies of local documents such as annual reports of quality and promotional material for programs at local Gymnasiums (High Schools), and interviews with local persons in charge of shaping the work with newly arrived immigrants.This thesis has not used theory as a foundation for structuring the analysis, but postmodern theory and the use of three dimensional power inspired the thesis.The conclusions made focuses on the future of the education for these teenagers at large and makes connections between the national investigations and the local work with immigration education.In order for these teenagers to be allowed to join the Swedish national Gymnasium, they need to learn Swedish, and integration seems to be an important part of learning Swedish quickly. .