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10522 Uppsatser om Major Swedish banks - Sida 14 av 702
Venture Capital & Banklån : Småföretagsfinansiering
There are many different forms of financing for small businesses and two common financing options mentioned in the study, bank loans and Venture Capital.Venture Capital is a form of risk capital financing, investing in unlisted stock market. The feature of the arrangement is that those people are trying to find companies that can offer unique, attractive and in demand products on a strong growing market. Since VC-firms are taking a big risk in cooperation with the investment, the VC-company strong demands while assessments are made on the company will generate a return in the future.Bank loans are the most common form of financing for companies in the market. Requirements and assessment under the law is hard especially for small businesses because financing entails high risks. Banks require that the liquidity management in the enterprise should be stable because the bank's main objective is to repayment of debt and the interest payable on the capital.The purpose of this study is to examine the requirements and assessments VC-firms and banks make use of the financing of small businesses. .
Kristina och Kristina : En komparativ analys av persongestaltningen i Vilhelm Mobergs Utvandrarserie och musikalen Kristina från Duvemåla
Since 1995 the musical Kristina från Duvemåla has been performed on many national theatre stages in Sweden and is still obtaining success and fame. It is based on novels by the famous Swedish author Vilhelm Moberg, Utvandrarna (1949), Invandrarna (1952), Nybyggarna (1956) and Sista brevet till Sverige (1959) that revolve around a Swedish family emigrating to the United Stated during the 19th century. This thesis investigates both the novels and the musical adaptation in a comparative way. Theory of adaptation and intermediality is used to analyse differences and similiarities of the stories used in the novels and the musical. It can be assumed that major changes were implemented in the adaptation of the main characters, specifically Kristina.
Inventory and evaluation of Nairobi Animal Orphanage : focusing on routines and feeding, black-backed jackal, lion and patas monkey
This BSc thesis is an introductory step to the collaboration between the Swedish zoo Skansen and Kenya Wildlife Service (KWS). It constitutes of an inventory of the Nairobi Animal Orphanage (AO), a facility that cares for injured and abandoned wildlife species in Kenya. Through the cooperation with Skansen, the KWS will improve their management of the AO. The aim of the inventory and BSc theses is to evaluate the management of black-backed jackal (Canis mesomelas), lion (Panthera leo) and patas monkey (Erythrocebus patas) regarding their biological needs. The general enclosures, routines and feeding at the AO are also evaluated since they have a great influence on the management of captive animals.
Skurken i informationssamhället. En diskursanalys av upphovsrättsdebatten i svensk och amerikansk dagspress 2001-2006
This Master?s thesis is an analysis of metaphors in relation to actors, and of discourses used in the copyright-debate in two major Swedish daily newspapers and one American: Göteborgs-Posten, Svenska Dagbladet and New York Times during the years 2001-2006. We aim to answer the following questions: Which metaphors were being used in the copyright-debate to create the archetypal villain, hero, winner and loser in editorials, debate and letters to the editor in the three newspapers? Which discourses did those metaphors relate or conform to? Which similarities or differences could be found when comparing the two countries? newspapers regarding representations and constructions of villains, heroes, winners and losers in the copyright-debate? Firstly we distinguished who the actors in the debate were, following parts of Theo van Leeuwen?s actors? analysis. Secondly we distinguished which metaphors were being used to describe the actors as either villains, heroes, winners or losers.
Informationskompetens i det svenska och bayerska gymnasiet : En jämförande analys av det svenska och det bayerska gymnasiets läro- och ämnesplaner
This study is a comparative study of the occurrence and function of information literacy in the curricula of the Swedish and Bavarian Gymnasium and investigates the occurrence of the term ?information literacy? and shows through what other linguistic means the notion of information literacy is expressed in the curricula. The study also wishes to analyze how the notion of information literacy manifests itself in the different school systems. Relevant textual passages of both curricula are compared to each other through the theoretic lens of Bruce?s phenomenographic model of information literacy.
Finansinspektionens krav på högre kärnprimärkapital : En studie av de svenska storbankerna
Sammanfattning ? ?Finansinspektionens krav på högre kärnprimärkapital: En studie av de svenska storbankerna?Datum: 2013-05-31Nivå: Kandidatuppsats i företagsekonomi, 15 ECTSInstitution: Akademin för ekonomi, samhälle och teknik, EST, Mälardalens HögskolaFörfattare: Frida Hoffmann & Kajsa Ljungqvist JanssonTitel: Finansinspektionens krav på högre kärnprimärkapital: En studie av de svenska storbankernaHandledare: Staffan BoströmNyckelord: Kärnprimärkapital, de svenska storbankerna, FinansinspektionenFrågeställning: Vilka strategier har de svenska storbankerna använt sig av för att uppnå kravet på högre kärnprimärkapital samt fördela kostnaderna som medföljer?Vilka konsekvenser har det hittills fått för bankerna då de redan börjat anpassa sig till kravet?Syfte: Syftet med studien är att beskriva vilka strategier som legat till grund för att de fyra svenska storbankerna skall klara av det högre kravet på kärnprimärkapital som Finansinspektionen ställer. Undersökningen ämnar även utvärdera vilka konsekvenser förändringarna har fått hittills för bankerna och vem som har belastats med kostnaden för det ökade kärnprimärkapitalet.Metod: Metoden som använts var av kvalitativ karaktär där sekundärdata som samlats in varit från böcker, rapporter och artiklar. Primärdata har samlats in från personliga intervjuer och analyserades sedan med hjälp av sekundära datan.Slutsats: De svenska storbankerna har implementerat tydliga strategier för att uppfylla Finansinspektionens krav. Det visade sig att de banker som använt sig av att se över sin prissättning också var de banker som ligger i topp vad gäller kärnprimärkapitalrelationen.
Målbeskrivning eller självbild? : Bilden av eleven bakom kursplanens mål i svenska i grundskolans senare år
The purpose with this essay is to find out which demands the syllabus for the Swedish language make on the pupils in compulsory school compared to some active teachers? point of view. The method I have used to find out is a qualitative interview, where I have interviewed four Swedish teachers of various professional experiences.After the change of government in 1991, the new curriculum committee had a mission where the goal was to develop the best school in Europe. A national target was introduced and the goals were proposed to be of two kinds; goals to strive for and goals to achieve. A problem in this is that the knowledge that pupils in ninth grade will acquire, is formulated in such a manner so that not even experts in each subject would live up to the demands placed on the students.
Varumärken i idrottsgymnasiers marknadsföring - Vilka passar din idrott bäst?
The upper secondary school 2011 (Gy 2011) was a reform which created large changes in the Swedish educational system. One of the major changes was the requirement of certification for sport schools. Schools in Sweden have historically used sports in their marketing, this opportunity was impaired by the reform. This thesis aims to investigate how brands are applied on webpages of sport schools that are certified in football and/or cross-country skiing. Content analysis was used as method of data collection.
Svårigheter i matematik för elever med svenska som andraspråk : Lärares syn på problem och möjligheter
In today?s society teachers will face students of foreign origin. It is up to the teachers to help these students gain the knowledge they need to flourish in society. Despite the fact that mathematics is a universal topic with high status in many countries, studies have shown that mathematics is a subject where a large proportion of foreign students fails. The purpose of this study was to see wherein the problem lies and describe teachers' perceptions of the barriers and the opportunities in mathematics for students with Swedish as a second language.
Investerares önskemål om CSR-information i företags hållbarhetsredovisningar
To act responsible in relation to environmental, economic and social issues is a trend that is spreading among businesses and their investors. In order to assess business risks, ethical interested investors are calling for open, honest, clear CSR information that can be followed up in corporate sustainability reports. The ability to communicate about risks and to meet investors requests already in the business analytic process can save resources and increase the company?s profitability.The idea that companies should take responsibility for their impact on society from economic, environmental and social perspective is called Corporate Social Responsibility, CSR. In addition to CSR, there is another three-letter abbreviation in this context, PRI ? Principles for Responsible Investment ? which are principles, signed by ethically interested investors.
Avskaffande av revisionsplikten : - Alternativkostnader som kan uppkomma för de mindre företagen
This essay deals with the topic options costs and whether such costs would arise for smaller companies now when they have the opportunity to choose not to have an auditor. Small companies are defined as companies that fulfill at least two of the following three criteria?s: less than 1,5 million SEK in balance sheet, less than three employees and turnover less than 3 million SEK. The decision regarding internal revision does not only affect the company itself but also other parties such as the taxation authority, banks and others that can be influenced by the decision. This essays main focus is on the influenced parties, especially the taxation authority and the banks as these have been highlighted in debates in media and because the small companies themselves may have difficulties to foresee the consequences of the new changes. The opinions from accounting companies will be considered in the essay as they can be considered as experts regarding the different aspect within this area.
Preferensaktier och obligationer som fastighetsfinansiering
The recent turbulence in the financial markets has contributed to the banks becoming more restrictive to lend to real estate financing. Deleveraging in Europe's banking sector has also contributed to banks reducing their leverage and increasing capital adequacy to meet the new requirements. Loan-to-value ratios in real estate loans have fallen while banks' interest margins have increased, which has made property investors to look for alternative sources of funding in the capital markets. The two most interesting forms of financing for real estate right now is bonds and preferred shares as they fit property companies that generate stable and predictable cash flows. A bond is an interest-bearing debenture certifying that the purchaser has lent money to the company that issued the bond.
Ådalen och bloody sunday: En jämförande fallstudie av militärt våld
The 1900s saw two incidents of states using their military in civil disorder situations, which resulted in the killing of unarmed citizens. May 14, 1931 in Ådalen, marks a significant part of Swedish history and its view of the use of military force. On that day, a peaceful protest march escalated, which resulted in live firing by the military stationed there to uphold law and order. This resulted in the deaths of five civilians and the prohibition of the use of military force in incidents of civil disorder. In 1972 in Northern Ireland a similar event took place on January 30, which is commonly known as Bloody Sunday. The Troubles were raging and resulted in protests for civil rights by nationalists.
Kartläggning av symtom på depression hos patienter med hjärtrytmrubbningar
Cardiac arrhythmias and heart diseases can result in a limited performance capacity which could lead to anxiety and depression. Objective: The aim of this study was to investigate the prevalence of symptoms of depression among patients with cardiac arrhythmias. The intention was also to explore differences between men and women in the occurrence of symptoms of depression. Furthermore, the prevalence of symptoms of depression among patients with cardiac arrhythmias was compared with a Swedish general population. Method: For two weeks MADRS-S, a self-rating scale for depression, were distributed at a medicine ward where patients with cardiac arrhythmias are treated, at a hospital in Sweden.
En Elektrisk Kris : En studie om en kommun och dess lokala aktörers krisförberedelser vid ett omfattande elavbrott
Title: The mortgage limitation and its impact on the mortgage marketLevel: Final assignment for Bachelor Degree in Business AdministrationAuthor: Mattias Arnkvist and Magnus Vitasp PerssonSupervisor: Lars SteinerDate: 2011 ? MayAim: We have conducted this report to find out what effect the mortgage limitation has had on the mortgage market since its introduction in autumn 2010. The mortgage limitation has both before and after the introduction been a topic of discussion as it affects many and above all makes it diffucult for certain customer groups.Method: This report was written by a qualitative method. The report uses qualitative and quantitative data. The quantitative data we have in the report are printed literature in books, articles and journals as well as data taken from Internet.