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862 Uppsatser om Loan loss provision - Sida 2 av 58

Landsbyggdens egnahem i Malmöhus Län 1905-1040. En studie av markförsäljningen till fastigheter som beviljades egnahemslån

During the period 1905 to 1940 it was possible to get a loan from the state to buy land and build a small farm or a house in rural areas. This loan act and its effects have been studied earlier in different ways, but never as a total study for a geographic region. The region Malmöhus Län has been chosen. The purpose of this paper is to study in which parts of the area loans were taken and who sold the land that was used for these purposes. Earlier studies have looked at a larger geographical area for some specific years.

Wool loss in sheep

The idea behind this project came from a feed study executed two years during the lambing season. Both years wool loss was experienced. Low temperature in combination with shearing was believed to cause the wool loss the first year, while protein deficiency was believed to be the cause the second year. In the literature many causes of wool loss are described; mechanical wear, telogen effluvium, bacterial dermatitis, external parasites, wool break, scrapie, genetic causes and nutritional deficiencies are some examples. The aim of this thesis was to study causes for wool loss and how common wool loss is in Swedish sheep herds.

The role of relationships in lending to farmers : a study from the loan officer?s perspective

There have been significant changes in the agricultural sector during the past 20 years (Jordbruksverket, 2008). The development of today is towards deregulation and adaption to global market conditions. As farmers try to adapt to the changed and more competitive market conditions investments are often necessary (LRF Konsult et al, 2012). Loans to agriculture and forestry businesses have increased to record levels and debt has doubled over the past years. The financial turbulence of the past years has contributed to an increase of the meaningfulness and willingness of the banks to be able to understand and handle risks associated with agriculture and forestry (Breiding, 2010).

En intressant gemenskap - En analys av begreppet intressegemenskap i ränteavdragsbegränsningsreglerna

The establishment of loan-based structures within a group of associated enterprises with the purpose of lowering the group's taxes by using deductible interest payments to transfer money has become increasingly popular in Sweden during the past few years. The legislator has therefore implemented new laws which restrict the amount of interest payments that are deductible within a group of associated enterprises. As a consequence the definition of associated enterprises has become of high importance. The definition has been criticized and is perceived by many as vague and difficult to interpret. The purpose of this thesis is to examine the definition of associated enterprises in Swedish tax law with the aim of clarifying its scope and meaning.

Att förlora sitt vuxna barn : En kvalitativ studie om hur fem mammor upplever och hanterar sina vuxna barns död

The purpose of this study was to examine how five mothers experience and cope with theloss of their adult children and also how this loss affect the mothers. We chose a qualitativemethod using semistructured interviews. We used Lazarus and Folkman?s coping theoryand Folkman?s revised coping theory in our analysis. The results showed that the mothers?experiences were very individual.

Vilka strategier och metoder kan vara användbara för en hållbar viktnedgång?

The purpose of the study was to examine what methods and strategies individuals use to maintain their weight loss. Another aim was to explore which factors can complicate or simplify weight loss maintenance. Fifty-four individuals who had maintained their weight loss more than a year, participated by answering a questionnaire. The questionnaire was constructed and distributed through the internet. The answers were registered in the program google docs.  The participants mentioned successful methods and strategies, such as exercising regularly, the majority exercised 30 minutes at least five times per week.

Hörselnedsättning hos för tidigt födda barn ? En litteraturstudie

A stay in the neonatal intensive care unit of greater than 5 days is one of the identified risks ofa sensorineural hearing loss. Preterm infants usually have at least one risk factor for hearingimpairment. The period from 25 weeks' gestation to 5 to 6 months of age is most critical tothe development of the auditory system. We think it is important to investigate hearingimpariment among infants born preterm, degree and type of hearing loss, risk factorsassociated with hearing loss and how the auditory system may be affected by preterm birth.ObjectiveA critical review of the current literature including studies of preterm infants born betweengestonal age 25-37. Our aim is to identify the most common type and degree of hearing lossamong infants born preterm and if there is an association between hearing loss and pretermbirth.MethodA literature search of Scopus and Pubmed resulted in 16 articles from 2000-2015ResultsMost of the infants in this study had a severe to profound sensorineural hearing loss.

Blankning i rättslig belysning

Shortselling and loan of shares are becoming a common complement to"traditional"trade in shares. To be able to lend shares, it is necessary to reregister the shares so that the shortseller is competent to sell these shares further. In a legal sense, the proprietorship of the shares has changed hands, though it is not obvious for those involved to see what happens to the prorietorship. The obscurity is principally whether a complete changeover of the proprietorship is made between those concerned. This essay makes clear which legal consequences loan of shares and shortselling get concerning the proprietorship, and how a conflict between the lender and the third party should be solved if the shortseller becomes bankrupt.

Kartläggning av allmänhetens attityd till hörselnedsättning och självskattad kunskap om hörsel ? en enkätundersökning

Objective: 1.4 million people in Sweden state that they are having problems with hearing and the majority havehad no contact with the hearing rehabilitation services. To have a hearing loss seems to be associated withseveral negative attributes. This could be due to bad attitude and insufficient knowledge on hearing loss intoday?s society.Purpose: The purpose with this study was to map the adult populations attitude towards hearing loss and selfratedknowledge of hearing with a survey.Methods: A web survey was made for this study. An official link to the survey was shared from two Facebookaccounts to a total of 997 contacts and a total of 247 responses were collected.Results: The majority of the respondents have estimated their general knowledge of hearing to fairly extensivefollowed by very small.

Fyra forskares informationsförsörjning och bibliotekets roll i denna process : en fallstudie på AstraZeneca R&D i Lund

Information is essential in order for pharmaceutical companies to be successful. This essay focuses on the information provision of pre-clinical scientists at AstraZeneca R&D Lund, and the role of the company library in this process. In semi-structured interviews, four pre-clinical scientists were asked to describe their information provision regarding what type of information they need, how they find it and what sources of information they use. Four librarians from the company library were also interviewed to give their perspective on the information provision of pre-clinical scientist. The study also aimed at comparing the image of the process as described by the scientists themselves and the librarians.

Hörselnedsättning bland diabetiker med typ 1-diabetes respektive typ 2-diabetes ? en jämförande metaanalys

Background: Diabetes mellitus is one of today's major public health problems, affecting up to 347 million people worldwide. Several studies have shown a correlation between hearing loss and diabetes mellitus. However, it is still unclear whether this correlation differs between type 1-diabetes and type 2-diabetes.Purpose: The purpose of this study is to investigate whether there is any difference in prevalence of hearing loss in type 1-diabetics versus type 2-diabetics.Method: A meta-analysis was performed based on ten studies that were identified through the database PubMed and through manual searching of references. Odds ratios for the risk of developing hearing loss were calculated in each study. Pooled odds ratios were calculated using a random effects model.Results: Pooled odds ratios indicates that both type 1-diabetics and type 2-diabetics are more likely to develope hearing loss compared to non-diabetic controls.

Dold samäganderätt : Är det nuvarande systemet konsekvent?

The meaning of the covert co-ownership is that the parties must have intended that the property should be their common. A party must, to be able to claim ownership, have con-tributed to the acquisition financing through the financial contribution. Further shall the fact that the property should be their common be agreed or have been assumed by the par-ties. There are the circumstances for the purchase that should be considered in determining if covert co-ownership is presumed. Covert co-ownership has been established although one party only contributed a small part to the acquisition.

Lönesystemens påverkan på fastighetsmäklare : En studie inom fastighetsmäklarbranschen

SammanfattningTitel: Lönesystemens påverkan på fastighetsmäklare - en studie inom fastighetsmäklarbranschen. Författare: Eve-Linn och Nilsson Sanna MattssonHandledare: Sofia MolanderProblemformulering: "Påverkas fastighetsmäklare av provisionsbaserad lön?" "Påverkar provision mäklarens förmåga att leverera god kvalitet på sin tjänst?""Påverkar provisionen konkurrensen och arbetsmiljön på arbetsplatsen?"Syfte: Syftet med vår studie är att beskriva om provision påverkar fastighetsmäklares arbetssituation och arbetsmiljö.Sammanfattning: För att besvara vårt syfte har vi i teorikapitlet presenterat relevanta teorier som ligger till grund för denna studie. Bland annat presenteras de vanligaste lönesystemen för fastighetsmäklare idag, definitionen av tjänstekvalitet, etiska svårigheter hos säljyrken, hur en god arbetsmiljö definieras och vad som krävs för att den ska vara god. Resultatet grundar sig i en enkätundersökning som skickats ut till aktiva fastighetsmäklare runt om i Sverige, där har det ställts frågor angående mäklarnas egen uppfattning om lönesystem och dess påverkan på deras yrkesliv.

Parametriserad modell av motorprototyp med Solidworks

The purpose of this thesis has been to build a parameterized model of a prototype motor in the program Solidworks, to use in future optimization of aspects of effectiveness and weight. The result were two models. The first model were one minor part of the whole design in 2D, to be able to optimize and study the minor part with a faster loss simulation. The second model was the whole design in 3D. The whole model were done with the three programs Solidworks, Comsol and Matlab.

Strategier och beteenden bakom en varaktig viktminskning : en enkätundersökning gjord på individer som bibehållit sin vikt i mer än ett år

AimThe purpose of this degree thesis was to find out what strategies and behaviours earlier overweight individuals have used to maintain their weight loss.- What strategies did the participants use to loose weight?- Which behaviours are related with maintained weight loss?MethodThe study is based on an encase research with earlier overweight individuals who had lost weight with help of the Cambridge method. The chosen population who further more had maintained their weight for over one year have answered questions about their successfully maintained weight loss.ResultsThe results are based on 32 overweighed individuals, 9 men and 23 women, who had maintained their weight loss for over one year. After the initial weigh loss by help of the Cambridge method their main strategy was to change eating behaviour ? by eating on regular schedule, choose food with less fat ? and to increase their physical activity.

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