Svenska livbolag har varit en av de större kapitalplacerarna på den svenska fastighetsmarknaden under de senaste fem åren. Livbolagen förvaltar kapital åt sina försäkringstagare som förväntar sig få utbetalningar antingen genom en traditionell försäkring, där livbolagen utlovar en bestämd avkastning per år eller genom att erbjuda fondförsäkringar. Den traditionella livförsäkringen inbringar stora summor premier som måste investeras i olika tillgångsslag. Placeringstillgångarna kommer att bli underställda det nya Solvens II direktivet som innebär att livbolagen måste anpassa sina tillgångar efter sina åtaganden.Syftet med den här rapporten är att utreda vilka effekter Solvens II direktivet kan tänkas ha på de svenska livbolagen och hur livbolagen kan komma att förändra sina portföljeallokeringar till följd av det nya regelverket. Rapporten avgränsas till livbolagens fastighetsrelaterade tillgångar och kommer primärt behandla effekten av ett riskbaserat kapitalkrav på olika fastighetsexponeringarna.

Aim: This paper aims to produce a serviced office concept adjusted to Statens fastighetsverk. The concept will make SFV:s properties more attractive for renting. Method: Information has been collected from interviews with 13 different serviced office companies, one serviced office agent and eleven government authorities. Also litterateur, reports and internet have been used in gathering information.I will use following questions:¨      How is the serviced office concept designed?¨      Which customer segment should SFV direct to and what need does the segment have?¨      How shall a marketing plan look like for the concept?¨      How should a concept designed for SFV look like? Result & Conclusions: Serviced office space is a company that letting functional workspace with access to shared facilities e.g. reception, office machines, internet, phone and more.

In Sweden there are 354 000 private individuals owning forest. Of these forest owners there are at least two thirds that are self-employed, which means that about 215 000 forest owners conduct some kind of work in their own forest. Those numbers do not refer to firewood production, but every year 7.3 million piled cubic meters of firewood are used for heating Swedish households. This implies that many households are also producing firewood. The objective of this study was to assess and analyse the small-scale firewood production in the Umeå-region in terms of persons engaged in the work, equipment used, produced volumes and share of forest-owning households involved in these activities. According to results from a questionnaire, the average firewood producing person is a man between 40-60 years old.

Abstract ? What is an exhibition hall? ? How do you create tension between art and nature? ? Why should an exhibition hall be situated in the country side; would that add to the experience? ? What are the conditions of exhibiting contemporary art? These are some of the questions I first asked myself when I came to work with this project on an exhibition hall outside Kivik, Österlen. These questions brought me to new places, meetings and ideas. The team working actively to realize this project, calls it ?Art by the Sea?. The team has been working with the project since 2001 .

This thesis of 15 hp has been implemented at Halmstad University, in collaboration with Saab Dynamics in Linköping. Saab Dynamics is a company operating in the defence industry where competition is tough. This necessitates new ways to increase efficiency in the company, which is the basis for this thesis. Saab Dynamics wants to introduce simulation driven design. Since Saab Dynamics engineers have little experience of simulation, required a user methodology with clear guidelines.

In this composition, a study of consignment inventory on basis of the factors which are important for implementation and application of consignment inventory are made. Logistics chain from subcontractor to end customer is becoming more complex when the volume of items constantly increases to satisfy the needs of the market. From that perspective, companies had large inventories but today it is a lot of different solutions to streamline inventory management. One way that recently becomes increasingly common is to let the subcontractor fill up the customers stock using different approaches such as VMI (Vendor Managed Inventory). A further step in the evolution can be to make use of consignment inventory where the vendor owns the stock of the customer.

Nature conservation agreement (NCA) is a way to voluntarily protect and manage nature for limited time-periods. The agreement is settled between the government and a landowner. All public authorities can represent the government but it is only the Swedish Forest Administration who does that regularly (because it is the only authority with economic resources for that purpose). Therefore, NCAs are almost only used to protect forested nature. The government agencies have experienced NCAs for about ten years and it is now time to examine how they are applied in the forests. This study is based on a computerized questionnaire to the persons responsible for the LEKO-projekt.

Over the course of the past the agricultural sector has been characterized by radical market changes. Changing market conditions have forced owners of agricultural and forestry businesses to make further investments. This increase in investments has led to a greater need for external capital, which has increased the relationship between banks and owners of agricultural and forestry businesses. The financial sector is characterized by strong rivalry, which forces banks to create strategic positions in the financial market. Since agricultural and forestry businesses are generally seen as secure customers by banks, due to high property and land values, the competition between banks with agricultural and forestry businesses as customers has amplified.

Service delivery acts like a process. This can enable the possibility of attracting attention towards the company who?s making use of this, furthermore generate several opportunities. However, it?s far from easy to deliver new services.

Aim: This paper aims to produce a serviced office concept adjusted to Statens fastighetsverk. The concept will make SFV:s properties more attractive for renting. Method: Information has been collected from interviews with 13 different serviced office companies, one serviced office agent and eleven government authorities. Also litterateur, reports and internet have been used in gathering information.I will use following questions:¨      How is the serviced office concept designed?¨      Which customer segment should SFV direct to and what need does the segment have?¨      How shall a marketing plan look like for the concept?¨      How should a concept designed for SFV look like? Result & Conclusions: Serviced office space is a company that letting functional workspace with access to shared facilities e.g. reception, office machines, internet, phone and more.

I samband med fastighetsaffärer har ansvaret mellan parterna delats upp så att köparen ansvarar för faktiska fel medan säljaren svarar för andra typer av fel. Köparen har dessutom en långtgående undersökningsplikt för fel som denne inte har möjlighet att senare påkalla mot säljaren. Säljaren har å sin sida en upplysningsplikt som dock inte är generell utan omfattar endast vissa fall. I samband med domen i NJA 2007 s 86 kom frågan om felets väsentliga betydelse för köparen och själva köpet som sådant upp. Tyvärr gjorde HD ingen utförligare utredning av vad som skulle bedömas eller omfattas av begreppet.Till följd av att rättpraxis saknar en utförlig förklaring kring vad som ska omfattas av begreppet väsentlig betydelse trots att det vid flera tillfällen använts i både rättspraxis och doktrinen har detta utgjort grunden för den här uppsatsen.

During the period 1952-2008, real prices of wood before taxes and charges declined. However, the actual net income has not changed by the same percentage as the price list, because taxation, driving costs and the ability to make deductions has changed. This report considers the inflation by using the Swedish consumer price index. Net income refers to the remaining income when relevant costs, taxes and fees have been paid.The purpose of this study was to examine how the private forest owner's real net income has evolved over the period 1952-2008 for three categories of forest owners. These three categories are1.

When the purpose is to create an illustration plan for a new neighbourhood there arelots of things to think about. In this report follows a description of the three differentplan modells SCAFT/TRÅD, garden city and ekological planning. SCAFT is aplanning model that were used in the 1970s. It contains proposals how to make thetraffic enviorment safer. TRÅD replaced SCAFT in 1982 and it contains also adviceshow to make the traffic enviorment safer.

Informationsplattformen Internet har blivit som en självklarhet för många. Dock har den tekniska utvecklingen medfört omfattande upphovsrättsintrång på Internet och utmaningen att komma till rätta med problemet utgör främst fall där Internetleverantörer eller så kallade mellanhänder av teknikens hjälp endast tillhandahåller uppkoppling till nätet. Med anledning av att Internetleverantörers tjänster utnyttjas av kunder för att begå intrång kan det diskuteras huruvida det är möjligt och eftersträvbart att ålägga dessa leverantörer en blockeringsskyldighet för att begränsa åtkomsten av Internet. Vitesförbudsbestämmelsen 53 b § i upphovsrättslagen och även annan reglering ger begränsat utrymme för att meddela förelägganden mot mellanhänder i den utsträckning som torde vara önskvärd utifrån den olagliga verksamhet som förekommer på Internet. Med stöd av 53 b § har Internetleverantörer förbjudits att tillhandahålla uppkoppling till tjänster som används på ett sätt som innebär upphovsrättsintrång.

Buildings worldwide account for 40 % of the total energy use. Climate change is of increasing importance, but few are willing to reduce their standard of living or get a higher cost for the change. Energy efficiency of existing buildings gives the greatest benefit economically and environmentally. The real estate company Klövern AB manages 46 properties in Karlstad. Heating is the major cost of the total operating costs of real estate. Rising energy prices increase the need for Klövern AB to improve energy efficiency and to investigate alternative sources of heat.