There are over 100 banks in Sweden. Yet, most people tend to choose one of the top four banks and stay with them. Times are changing, however, and the growth of online-based self service solutions has increased the importance of attracting and retaining customers at an early age. SEB and Swedbank have addressed this issue by introducing bank bundles. Since most banks offer similar services, the packaging and framing of the bundles have become increasingly important.

How does the recent wave of preferential trading arrangements affect, the incentives for further trade liberalization of member states, and the possibility of obtaining global free trade? And are there any differences in this aspect between custom unions and other forms of preferential trading arrangements? These questions are well debated and have divided international trade researchers into two camps, one in favour for preferential trading arrangements and the other side against them. I have used well acknowledged researchers in the area of international trade theory to make a literature study of the above mentioned key elements in the debate. When comparing the two sides I have focused mainly on their differences, assumptions and results. I have come to the conclusion that there is nothing to be alarmed by of the wave of regionalism that?s occurring in the world today, but caution should be applied and more research in this area is necessary before any certain conclusions can be drawn.

The purpose of this study was to examine some teachers thought about the educational indoor environment in free preschool. With free preschool this study means a Swedish specially adapted to parents/adults and their children and for a typical type of children who are 0-5 years old. Questions to the study were:? How do some teachers in free preschool perceive that they are adapting the preschool indoors environment to children and learning?? How do some teachers in free preschool perceive that they are adapting the preschool indoors environment to children and learning to attract children to the pedagogical environment?In this study I used qualitative methods and interviewed five teachers and preschool indoor environment is observed. I applied the socio cultural perspective to my study.

With a background in the 17th century?s English political events, but also the ideological scene of that time, the purpose of this essay is to analyze two concepts, freedom and happiness, in Thomas Hobbes?s political writings. Hobbes is well known for his political works, mostly for Leviathan, where his thoughts about government and religion are exposed. But what does he say about freedom? And what about happiness? The study shows that Hobbes?s political thought is quite original from this aspect too.

The single market is one of the underlying ideas of the European Union. Free movement of goods and efficient competition are central for the function of the union and are therefore carefully protected by the Treaty of Rome. Exclusive rights of trademarks in the EU can be seen as a method of dividing the common market, preventing the free movement of goods and to be anti-competitive. What comes out of this is that there is a conflict between exclusive rights of trademarks and the rules of both free movement of goods and competition. The aim of this work is to see in which kind of situations the exclusive rights of trademarks can be a part of this conflict but also to study how this problem is resolved by the European Court.

As a vocalist, Casey Moir wants more than to just express what is written on the page or that which the harmony allows. She wants to discover every aspect of her voice to see how she can express her musicality on a deeper, more personal level. Some of the questions that helped Casey start her journey are: Why is musical expression so important to her? Why improvise freely? What sounds can her voice make? Can she utilise these sounds in her music and how?.

Free Space Optics (FSO) has received a great deal of attention lately both in the military and civilian information society due to its potentially high capacity, rapid deployment, portability and high security from deception and jamming. The main issue is that severe weather can have a detrimental impact on the performance, which may result in an inadequate availability. This report contains a feasibility study for an all-optical free-space link intended for short-range communication (200-500 m). Laboratory tests have been performed to evaluate the link design. Field tests were made to investigate availability and error performance under the influence of different weather conditions.

This essay is about the European union freetrade treaty negations with Mercosur. I have in this essay used a qualitative content analysis, to study from the EU perspective the reasons to why, the EU and Mercosur suspended the free trade treaty negations 2004, and after several years resumed the negotiations again in 2010. The purpose of this study is to gain a deeper understanding from the EU perspective of why free trade negotiations were suspended and then resumed. In order to achieve a deeper understanding of this event, I have applied neorealism and neoliberalism on the explicit statements and the implied actions, as these theories may provide different explanatory power of implied causes of negotiations.I have come to the conclusion that the theoretical perspectives can indeed explain explicit statements and implicit actions for suspended and resumed negotiations with Mercosur. The implicit reasons for suspended negotiations are among others that the EU has an egoist thinking concerning a free trade treaty.

Our Bachelor´s Thesis has been performed in co-operation with Bors Automation & Tool AB.Our task was to develop a servomotor powered tube cutting-machine with initial point fromtoday's hydraulic driven tube cutting machine Bors HYD 23. The purpose with the newconstruction was to achieve a more power-efficient tube cutting machine which could lowerthe power consumption, and also meet the market continued growing demand forenvironmental-conscious production.Bors Automation & Tool gave us relatively free hands in order to enable new thinking ideaswithout following their traditional constructional solutions.Our solution resulted in a construction based on a power source existing of a servomotordrivenrollerscrew, witch provides a more rational use of energy compared with the currentmethod.Bors Automation & Tool AB has decided to fabricate a prototype of Bors E 23 during theautumn of 2007, which they are planning to revile at the Tube 2008 exhibition in Düsseldorf,Germany.NOTE:Due to an agreement signed by the authors in the beginning of this project, no appendix is published at this time.If you want to wiew these documents, please contact the authors..

Stick- och skärskador är ett problem inom sjukvården. Förekomsten är störst inom operationsverksamhet, där stora mängder blod och andra kroppsvätskor samt vassa instrument hanteras. Risken för blodsmitta varierar för de vanligaste blodsmittorna HBV, HCV och HIV men när tillbud sker finns alltid en möjlig risk för blodsmitta.Syftet är att identifiera orsaker till stick- och skärskador samt beskriva åtgärder för att minska risken för blodsmitta under den intraoperativa fasen.I ett operationsteam ingår många olika yrkesgrupper som arbetar nära varandra på en begränsad yta och risken för tillbud ökar Risken för operationsteamet kommer aldrig helt att kunna elimineras, men genom att identifiera orsaksfaktorer, såsom handskperforation, operationslängd och blodstänk finns möjlighet att påverka sin egen och övriga i operationsteamets säkerhet. Genom att använda olika skyddsåtgärder som dubbla/indikatorhandskar, mun och ansiktsskydd samt användandet av preventiva arbetsmetoder som Hands-free teknik (HFT) och trubbiga nålar kan eventuella risker för blodexponering och en potentiell risk för blodsmitta minska..

Denna studie har genomförts för att undersöka hur Meat Free Mondays kampanj för att minska människors köttkonsumtion representerar och presenterar relevanta frågor om miljö och hälsa i delar av deras externa kommunikation.Syftet har varit att se hur miljö- och hälsofrågorna presenteras och representeras i Meat Free Mondays digitala kommunikation via videoklipp och delar av hemsidan. Vi har diskuterat vilka motiveringar som finns för att helt eller delvis sluta äta kött och utgått från tidigare forskning och teori i miljö- och hälsokommunikation. Vidare har vi utgått utifrån begrepp som kommunikationskampanjer och social marketing, och utifrån ett teoretiskt ramverk över miljö- och hälsoutfall undersökt vilka motiv och retoriska resurser som används i kommunikationen. Det har även diskuterats vilken roll och verkan Paul McCartney har som ambassadör för kampanjen.Studiens metodologiska ram har baserats på Karlberg & Mrals neoaristoteliska retorikanalys av både text och bild, och huvudsakligen de tre appellerna ethos, logos, och pathos. Materialet innefattar fyra videoklipp från Meat Free Mondays YouTube-kanal där Paul McCartney framför tal, samt delar av Meat Free Mondays hemsida, med innehåll som berör aspekterna hälsa och miljö.Studien visar att innehållet av Meat Free Mondays kommunikation kombinerar olika strategier för att stärka kampanjens teser. Budskapet förmedlas genom att anspela mycket på människors ekologiska drift och gemensamma värderingar, och användandet av den retoriska appellen pathos framträder tydligt i materialet.

This thesis studies two instruments within EC-law, affecting asylum issues, the Schengen Convention and the Dublin Regulation. These instruments are developed as a result of the free movement of persons in the European Union, and the development of the free internal market. The member states are afraid of losing control of who is residing within their borders, as their border controls has been removed, and these instruments are made to protect the member states now that their own means of control are gone. The thesis explains the relationship between the free movement and asylum issues and shows the connection between them. Its focus is aimed at the free movement of workers and how the European court of justice has interpreted article 39 to increase the workers ability to move within the union.

According to Swedish tax legislation, investment funds are taxed differently depending on if the are Swedish or foreign. The difference between the investment funds lies within the taxation of received dividends and the opportunity to shift the liability of tax of received dividends on to the funds shareholders. This measure is only available to Swedish funds. The question in this thesis is whether this difference is discriminatory against foreign investors and therefore constitutes a forbidden restriction against the free movement of capital stated in article 63 EUF Treaty.The European Court of Justice (ECJ) has given several preliminary rulings on this type of legislation and its compatibility with the principle of free movement of capital. It is not compatible with the free movement according to the court.

When exposed to them, isocyanates can induce serious injuries in the respiratory tract and irritation on the skin and in the eyes. They are therefore interesting from the point of view of occupational health. The purpose of this thesis was to collect isocyanates in air with impinger-filter samplers and solvent free samplers. Furthermore the isocyanates were to be analyzed with liquid chromatography-mass spectrometry. The solvent free sampler consists of a polypropylene tube and filter holder fitted with glass fiber filters impregnated with derivatization reagent, coupled with a pump.

The relationship between free trade and the environment is often considered conflicting and the debates surrounding it are infected. My thesis deal with this conflict and how environmental concerns are integrated in three regional free trade agreements, North American Free Trade Agreement, The common market of the southern cone (MERCOSUR) and Southern African Development Community (SADC). I point out how the organizations differ from each other in this respect and I present a possible explanation to why they differ. The explanation is founded on the theory of the environmental Kuznets curve and that environmental concerns will depend on which level of development the member states in the organizations have. To judge and rank the organizations I have composed a model based on a pre-existing description of the trade and environment conflict.