To be able to protect themselves from credit risk, the banks must constantly check the performance of  the companies they have lent money to. There are many mathematical models for predicting financial distress. These models use accounting-based ratios, which often are historical and not representative for the present situation. This study describes how the banks do in practice to find signals of insolvency in time and the variables they are observing for doing that.In addition to financial reports which the company sends in to the bank at least once a year, also the relationship between them and information from different information  agencies are of great importance to track  signals of insolvency. Poor profitability is the primary cause of insolvency.

The aim of this literature review was to describe how the literature presents parents? need for information and how parents perceive the information from care personnel when their child 0-18 years of age is diagnosed with diabetes. The literature search was performed in the databases PubMed and Cinahl. Thirteen articles that met the inclusion criteria were studied. The results showed that when a child is diagnosed with diabetes the whole family faces a new situation and the parents are in great need for adequate information from care personnel to be able to deal with the new life situation and participate in the care.

Den senaste tiden har det varit mycket diskussioner kring de nya stora aktörerna inom It-branschen där det amerikanska företaget Facebook värderas högst av dem, av vissa analytiker upp till femtio miljarder dollar. På grund av denna utveckling och historiken kring It-bubblan i början på 2000-talet har vi valt att granska hur revisorer och analytiker kommer fram till dessa höga värden på företagen samt vilka faktorer som är viktigast vid företagsbesiktningar.Vår problemformulering lyder: finns det några skillnader i förvärvsprocessen av nystartade It-företag jämfört med traditionella mogna bolag?Utifrån problemställningen syftar studien till att utreda hur värderings- och due diligence processer för nystartade It-företag skiljer sig jämfört med traditionella mogna företag vid samgåenden och förvärv. Med denna komplexa problemställning ansåg vi ett hermeneutiskt synsätt och en deduktiv ansats bäst lämpad. Den teoretiska referensramen är uppdelad i tre kategorier; due diligence, finansiell due diligence och slutligen värdering.

In this study the semi structured interview method was used to explore what kind of knowledge one In State Authority: The Migration Board, and three Non Governmental Organisations: Red Cross, Save the Children and ISS- International Social Service have about the situation for separated children. Another purpose in this study was to explore if people who are close to the children are working for the best of the children and if their cases were treated with legal security. The result shows that the children?s cases are not treated with legal security and some of the children suffer psychologically from separations from the families and other children need new families because they were maltreated. The result also shows that there are signs that separated children are discriminated compared to children with a Swedish background..

The purpose of this thesis is to increase the understanding of why convertible bonds are a relatively uncommon financing method in Sweden. The aim is to find the explanatory factors for this situation. The analysis is based on interviews conducted from three perspectives; the investor?s, the adviser?s and the issuer?s. The main finding is that the Swedish financial market has characteristics that inhibit the development of a convertible bond market in Sweden, leading to the fact that most convertible bonds are issued under special circumstances.

Romers situation är ett aktuellt ämne som berör och upprör många människor. Syftet med vårstudie var att undersöka hur romers situation ser ut. I studien valde vi att utgå ifrån romersegna upplevelser och erfarenheter. Våra frågeställningar var hur romer upplever sin situationsom rom, hur de har blivit bemötta av olika myndigheter och om de upplever att deras romskatradition påverkar deras förutsättningar i livet. Respondenterna i vår undersökning var romer iGöteborg, några av dem arbetade för romers rättigheter och några av dem var allmännamedborgare.

The purpose of this essay has been to find out how adolescents from Södermöre in the municipality of Kalmar experience the central place Kalmar. It has also been the intention to make clear, whether the relation between the adolescents and the central place Kalmar could be described as a centre-periphery-relation. The basis of this essay has been interviews of all together nine adolescents.A centre-periphery-situation can according to the theory be discovered by analyzing three categories: culture, economy and politics. If the centre dominates the periphery in one of these three categories, a centre-periphery-situation exists. The theory also says that the people living in the periphery experience less kinship with the people living in the centre.The adolescents from Södermöre showed to experience the central place Kalmar in a way, that can be described in five categories: travelling mostly by bus, unfair distribution of the resources of the municipality, political equality, social equality and the awareness of the central place Kalmar as the place ?where everything is located?.When it came to economy and politics, no indications of a centre-periphery-situation were found during the interviews with the adolescents.

Following is a study of fathers 'experiences of balance between work and home life. The method the researchers used was based on qualitative interviews aimed at describing father?s own experiences and values, which affects them. The researchers chose to specifically study situations where the fathers were faced with situations where their children needed to be cared for in the home because of a cold or similar illness since this is a situation that directly affects the time that was meant for work, but now risk being moved to areas of life that the researchers define as home life. This is to see whether the respondents felt that this situation affected the balance between work- and home life.

Fetman i Sverige har under de senaste två decennierna ökat kraftigt. Till följd av detta är hälsokostnaderna relaterat till fetma ansenliga och förväntas öka ytterligare om ingenting görs åt problemet. I denna studie studeras prevention och gastric bypass som alternativa behandlingsmetoder mot fetma sett ur ett samhällsekonomiskt perspektiv. Tre hypotetiska kohorter utvecklas; status quo, effektiv prevention i ungdomsåren samt individer som utvecklar svår fetma opereras med gastric bypass. Dessa kohorter följs under åldern 20-64 år där kostnader och effekter observeras med hjälp av en beslutsträdsmodell.

This paper examines what affects the demand for five Swedish ethical funds between the years 1997-2007. The purpose of this study is to examine if there is a relation between fund value and other values than just financial. This study examines if the number of conflicts in the world and the media?s coverage of the climate change debate could have an impact on the demand for ethical fund. A multiple linear regression shows that we don?t have a significant result from the examined variables except for household wealth.

The purpose of this essay is to examine how Elin Wägner depicts the middle-aged woman who lives in the country in Sweden, in the 1920?s. The question at issue is: What problems and what subjects for rejoicing does she raise? My aim is to try to understand the women?s situation, as well as how Elin Wägner describes the situation in her four novels from the 1920?s: Den namnlösa (1922), Silverforsen (1924), Natten till söndag (1926) och Svalorna flyga högt (1929). At the same time I intend to compare the woman of the 1920?s to the situation of women today.I am writing from a feministic literary theory called ?omläsning? according to the description of Gunilla Domellöf.

BACKGROUND: Chronic Obstructive Pulmonary Disease (COPD) is a slow progressive disease affecting the family caregivers by limiting their lifestyle. Subsequently the situation can be experienced as stressful for both the afflicted and the relatives. To easier understand the needs of the caregivers of family members suffering from COPD have, it is important to get an insight into their experience of every-day life, so that medical staff can help, support and promote their health according to their needs. AIM: To illustrate caregivers? experiences of living with a family member suffering from Chronic Obstructive Pulmonary Disease.

The aim of this study is to describe the variation in two teachers perceptions of their work with individual developments. The study begins with a review of the Swedish National Agency for Education?s guidelines for working with individual developments. With this I want to give the reader an insight into the teachers working conditions and the responsibilities the school authorities have against their students. Using phenomenography, I have examined the differences between two mathematic teacher?s perceptions in working with individual developments for student?s in need of special education.   My questions are: How do mathemathic teachers perceive their work with individual developments? What support and what information do the teacher?s feel that they have been given in order to use individual developments as a tool? How do the teachers perceive that their work situation has influenced their work with individual developments? The two teachers I have interviewed showed different perceptions both in how they understood the guidelines for working with individual developments and how they chose to work with them.

The purpose of this essay is to examine how Elin Wägner depicts the middle-aged woman who lives in the country in Sweden, in the 1920?s. The question at issue is: What problems and what subjects for rejoicing does she raise? My aim is to try to understand the women?s situation, as well as how Elin Wägner describes the situation in her four novels from the 1920?s: Den namnlösa (1922), Silverforsen (1924), Natten till söndag (1926) och Svalorna flyga högt (1929). At the same time I intend to compare the woman of the 1920?s to the situation of women today.I am writing from a feministic literary theory called ?omläsning? according to the description of Gunilla Domellöf.

En automatiserad beställningsprocess resulterar i olika effekter för detaljisten och beror till stor del på vilken grad av automatisering som uppnåtts och den rådande situationen. Automatiseringen ställer höga krav på ett korrekt lagersaldo, där återförsäljaren har svårigheter med svinn, stölder och egen förbrukning, som inte registreras. Dessa svårigheter tror vi i stor grad påverkar effekterna i automatiseringen. Teorierna har oftast en optimal situation som grund i sina beskrivningar av effekterna, men vi tror att dessa effekter är olika påtagliga beroende på graden av automatisering och rådande situation..