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1574 Uppsatser om Financial Literacy - Sida 53 av 105
Kommunikationens betydelse vid implementeringsprocesser
Discussions started on how to handle liquidity problems crises in credit institutions and investment with the financial in 2008 as a research background. This led to the establishment of a new legislation regarding the current managing of liquidity risks which involves major changes in organizations. The changes will address the problems on how a successful implementation work could be completed and what is required of the organizations. Good communication is essential in order to have a successful changing process when everything an organization undergoes requires clear and ongoing communication.The purpose of this paper was to examine if Organization X application communications to the same extent as a deployment model shows. Organization X was the company we chose to investigate as they are one of many banks that are facing the upcoming change.Communication Concepts such as understanding, dialogue, discussion, open mindness, transparency and participation, have been key words during our work.
Hur fungerar skolbiblioteken? : En kvalitativ intervjustudie om skolbibliotekers och pedagogers syn på litteraturförmedling
This master thesis is aiming to find out how school libraries work towards children in school years 1-6. The mainfocus is how the school librarians and teachers work with literature and reading. The theoretical viewpoints aremainly the sociocultural theory and the child perspective.The study was conducted with participants from five different schools in Uppsala, in the form of qualitativesemi-structured interviews. The results show that schools work with literature first and foremost in a pragmaticway, with reading-strategies and activating discussions. Very little time is spent on reading for its own sake.
En empirisk studie : Om att arbeta med skriftspråket utomhus på I Ur och Skurförskolor
I Ur och Skur preschools base their teaching on outdoor activities and all educators are called leaders, disregarding their educational background.The purpose of this study is to find out how the leaders of six I Ur och Skur preschools are working, specifically with the written language, in the outdoors environment. The study discusses the concept of literacy, methods leaders use and the advantages and disadvantages they experience with outdoors education and the thoughts they have about outdoor activities. The basis for this study is the objective pursued in the curriculum: "preschools should strive to ensure that children develop an interest in written language and an understanding of symbols and their communicative functions". Respondents have also been asked what outdoors education means to them on a personal level.To achieve my research results five qualitative interviews, with room for follow-up questions, were conducted. One of the respondents felt that she lacked time but still wanted to participate and doing so by answering questions by email.
Fordonsgas från deponier : en potentialstudie i Biogas Öst-regionen
The demand for biogas as vehicle fuel has risen sharply and there is a great need for increased production. A possible addition of vehicle gas can be produced by upgrading landfill gas which is formed by degradation of organic waste. This thesis investigates the potential of producing vehicle fuel from landfill gas in the region of Biogas Öst.In 2008, an amount of 32 million Nm3 landfill gas was extracted in the region. This level can be maintained for another ten years if the efficiency of gas extraction is improved. The annual production will decrease with time since landfills aren?t allowed to receive more organic waste.
Motiven bakom en investering i crowdfunding
It is well known that small businesses and entrepreneurs in the initial phase has difficult to gain access to external capital and bank loans. With the background of the problems that entrepreneurs face when they ask for capital has since the financial crisis the phenomenon of crowdfunding developed and evolved. Crowdfunding is an alternative source of funding for entrepreneurs to fund their ideas through small or medium-sized capital contribution from a larger amount of investors, often investors who have any kind of relationship with the entrepreneur or to the very idea. This study examined the factors that motivate and guide an investor's decisions when they select their projects. The results of the study show that the motives of the various existing forms of crowdfunding is big.
"Fakta om förintelsen är en sak, men skönlitteraturen ger en helt annan förståelse?" : En studie av hur värdegrundsarbete relaterat till rasism och främlingsfientlighet implementeras i svenskundervisningen ? ur fyra gymnasielärares perspektiv
Detta examensarbete är skrivet med syftet att få inblick i hur svenskläraren implementerar värdegrundsarbete relaterat till främlingsfientlighet och rasism i svenskämnet, genom skönlitteratur, andra texter eller media. Ett delsyfte är att undersöka huruvida läraren tillämpar någon av de teoretiska utgångspunkterna kritisk teori eller critical literacy vid litteraturläsning eller studier av andra texter eller medier (Tyson 2003 och Janks 2013).Studien genomförs genom semistrukturerade intervjuer av fyra svensklärare verksamma vid en medelstor gymnasieskola i en mindre stad i Mellansverige.Resultatet visar bland annat att lärarna har belyst värdegrundsfrågor i direkt relation till främlingsfientlighet och rasism, genom skönlitteratur, film, aktuell nyhetsmedia samt diskussion, i varierande utsträckning: två lärare har inbegripit en större volym skönlitteratur och texter kopplat till värdegrundsfrågorna i svenskundervisningen än de andra.De kritiska teorierna har tillämpats av svensklärarna i undervisningen, men inte i någon större omfattning..
Humankapitalets roll vid företagsvärdering
This study investigates a method for identifying human capital and its effect on company valuation. We devise a measure for the efficiency of human capital based on the personnel cost. We include all companies listed in the financial and industry sector on Nasdaq OMX Stockholm in an attempt to examine human capital and its effect on firm valuation. Our results indicate that a higher efficiency of human capital has a positive effect on return on assets. However, we find that our measure can be interpreted in two ways; either as a firm?s level of human capital efficiency or its dependency on human capital, to achieve its net sales and revenue.
Näringsämnesretention i fyra nyanlagda våtmarker i Falkenbergs Kommun
This study evaluates the retention of nitrogen and phosphorus in four newly constructed wetlands in the municipality of Falkenberg, Sweden. The four wetlands have been selected because they have been specifically constructed with the aim to reduce nitrogen and phosphorus in farming areas. The process of selecting the specific wetlands has been done in collaboration with the county administration in Halland. Through field studies in collaboration with the landowners where the wetlands are sited, the areas that provide the wetlands with water were determined. The size of these drainage areas were determined in a GIS computer program. The type of land use within the drainage areas was also determined.
Torkad eller gastät lagrad spannmål till värphöns : en fallstudie
The purpose with this study is to compare different systems of grain storage from a
financial point of view. Grain that is supposed to be fed to laying hens.
The systems that were compared were different airtight storage of grain and a system of
conventional storage.
To make this case study I choose to compare four different systems. In the case study
there was one system with bin drying of the grain, two systems with airtight storage of
the grain and one system where you buy dried grain during the season.
I made several of capital investment appraisal where I found the cost of each system,
then I took the cost and divided it with the total grain use and calculated the cost for
each kilogram of grain, and also the cost of the feed.
Then I compared the cost from my case study with the cost of buying feed.
All the systems except for one, gave a lower cost for the hen feed than buying feed from
a dealer The best system, witch were bin drying lower the cost with about 80 000:- SEK.
Värdet av företagsrating
Background: Increasingly, companies choose to finance their business with corporate bonds which has resulted in an increased demand on credit ratings. As such the rating agencies have a very important role in the financial markets. Examining the value of a credit-rating can be very interesting for both issuer and investor. Purpose: The purpose of the study is to identify and define the value of rating. Execution: The study is built upon nine interviews with rated and non-rated firms and investors.
Medieprogrammets nya kläder : En jämförande diskursanalys av medieämnets omvandling efter gymnasiereformen 2011
English abstractTitle: Islam and the limitations of the public will of choice.The purpose of this paper have been to investigate how three modern Islamic theorists view the limitations of the public free will of choice based upon their interpretation of the Islamic theology and doctrine.The paper focuses to highlight how all three chosen Islamic theorist interpret the Islamic doctrine based upon my elected theses and more specifically pinpoint were the free will of choice ends, and Islam as a religion starts to take hegemony. The paper?s aim is to further an understanding that in the modern world and as a effect of increased literacy, Islam has been somewhat inclined to split into several Islamisms, based upon the variety of fatwa?s on the Islamic doctrine that is available online. Therefore it remains to the modern day Muslim, to individually decide whether they choose to follow the message of the Holy revelation in the Quran or trust a mufti?s fatwa in their everyday life as a Muslim.The material used and analyzed in this paper is prime source material.
Internets effekt på skatteplanering : en fallstudie
We have seen a revolution in the area of communication on a worldwide scale. We begin talking about terms as globalisation, integration and deregulation of the financial market. Companies have been tax planning for decades, the questions is if Internet has made an increase of companies than uses tax planning and which roll Internet plays. It is hard to really pinpoint all the effects of the Internet because of the relatively new area of research. This thesis will take various factors under study such as globalisation, development of the offshore industry and the fight against harmful taxation by the OECD and other organisations in order to describe the effects of Internet.
I spänningsfältet mellan kontroll och stöd : en kvalitativ studie om hur socialsekreterare kan uppleva sin yrkesroll
This is a qualitative study based on two focus group interviews with a total of six social workers who work with assessing financial aid in two municipalities. The study aims to examine how the social workers experience and handle their ambiguous professional role, on the basis that they are expected to support and control the client. The theoretical framework is the theory about discretion and role theory. The results show that social workers find it difficult to combine these different approaches. Two different groups of strategies that social workers use to manage their professional role have been distinguished, the first is used to combine the different approaches (combination strategies), which are: empathy, to be distinct and to "blame" the organization.
Managing Credit Risk: Assessing the Probability of Corporate Bankruptcy using Quantitative Risk Analysis
Managing credit risk might be the single most important business area for any commercial bank. The assessment of "good" and "bad" corporate clients is a important task for a creditor. A bad debtor is a corporate client with hardships in meeting the continous claims (interest payments) that a creditor requires. One way of evaluating or separating a "bad" client from a "good" client is to assess the propensity for the client to file for bankruptcy. This thesis examines 226 firms in the Swedsh market in the quest of predicting corporate bankruptcy.
Lässtrategier och skönlitteratur : En undersökning om lässtrategier, läsundervisning och skönlitteratur i ämnet svenska
Uppsatsen undersöker fem lärares arbete och undervisning om litteraturoch lässtrategier utifrån skönlitteratur. Skönlitteratur visade sig vara ettviktigt arbetsredskap i undervisningen för att utveckla lässtrategier och godläsförståelse. Litteratur anses vara traditionsbärare för kultur, historia ochgemenskap och för människorsutveckling. Läroplan och kursplan i svenska har tydliggjort vikten av läsningoch lässtrategier i undervisningen. Elever behöver tillgång till lässtrategierför att kunna läsa olika typer av texter på ett ändamålsenligt och effektivtsätt.