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1346 Uppsatser om Credit assessment - Sida 30 av 90
Studie av miljökonsekvensbeskrivingar till detaljplan : En jämförande analys av fyra MKB
When the local authorities establish a plan for land use planning, they have to judge if the influence on the environment could be of such a grade that they have to make a special Environmental Impact Assessment (EIA), following national laws and EU-directives. The laws for the process in Sweden is set by the Swedish Parliament, with advisory given by the central government authority, the National Board of Housing, Building and Planning, Boverket. For EU, the laws is set by the European Parliament and the Council. The laws and directions for this process have been changed for Sweden in recent years, and the aim of this study was to compare the contents of three different Environmental Impact Assess¬ments to see if there has been any change in appearances and content in later years, as well as to see if different municipalities and authors have effect on the EIAs. According to different studies some of the EIA done are without insufficient focus on main environmental issues in the EIA, or even that some information is missing.
Mätning av implementeringen av lean inom sjukvård
The purpose of this thesis is to discuss how an instrument originally developed for measuring changes toward lean thinking inservice organizations in general should be adjusted in order to be of use in service organizations within the healthcare sector, andin hospital organizations in specific. The adjustments are suggested based on difficulties specifically arising when implementinglean within the healthcare sector.Thesis starting point is a pre-existing lean assessment instrument developed for service organizations in general. The thesis appliesa qualitative method and integrates literature from the health care sector and lean production movement with the expertise of tenacademics and practitioners in order to find difficulties associated with the implementation of lean within the healthcare sector.These difficulties then lie as the substratum for the adjustments suggested to be made on the instrument.The thesis finds that lean, as a philosophy, does not differ between service organizations in general and service organizationswithin healthcare settings. However, due to deficits in the general understanding of lean some adaptions on the instrument mustbe made. First, some words associated with production must be changed to words associated with healthcare.
Studie och riskanalys av sulfidleror i Uppsala stad
Most of the city of Uppsala rests on postglacial clay with a varying content of sulphur. The sulphur occurs naturally in the clay in reduced form as sulphide and the clay is for that reason usually called ?sulphide clay?. Excavation during construction activities gives rise to large amounts of excavation material, of which the sulphide clay is a considerable part.When the clay is exposed to air and water, an oxidation of the sulphides occurs which may produce an acid leachate and the mobilisation of heavy metals bound in the clay or underlying material. The aim of the work has been to improve our understanding of the behaviour of sulphide clays and produce a basis for risk assessment in the future handling of excavation material with high sulphide content.
Verksamhetsanalys Jämförelse mellan IAEA och OKG AB inom E.ON-koncernen
The safety and safety work on OKG, Oskarshamns Kraftgrupp, is supervised by SKI, Swedish nuclear power inspectorate. The task of SKI is to inspect that the nuclear power plants of Sweden runs in a safe way. The proprietor of the permit who runs nuclear power plants has the responsibility to maintain the required safety to run a plant. SKI publishes a number of statue books that OKG has to meet to be able to run the plants. SKI recommends in SKIFS 2 004:1, that OKG work with the safety requirements of IAEA.
"De famlar i mörkret"... : en studie om bedömning inom den praktiska kunskapstraditionen.
I den kvalitativa studien underso?ks vad som ligger till grund fo?r bedo?mning i fyra a?mnen inom gymnasieskolan. De a?mnen som underso?ks a?r teater, idrott- och ha?lsa, hotel- och restaurang samt tra?teknik. Intervjuer med la?rare visar att det la?ggs stor vikt vid bedo?mning av processen i den dagliga undervisningen, dvs.
"Rätt man på rätt plats" - men hur väljer man rätt?
The aim of this thesis is to investigate which the main determinants of capital structure in Swedish listed firms are and to identify which incentives lies behind managers choice of capital structure determinants. Further, the study investigates whether the Post Keynesian theory and theories which incorporate behavioral aspects can be used to explain the capital structure decisions or if the traditional Neoclassical theory give an better explanation. We have used a qualitative method to analyze the determinants of capital structure and the managers incentives behind capital structure decision. We conducted a survey which was sent to 83 Chief Financial Managers and financial executives in Swedish firms listed on Mid Cap or Large Cap. The questionnaire was on-line which enabled for the respondents to quickly and convenient respond.
Att identifiera signaler för obestånd i tid
To be able to protect themselves from credit risk, the banks must constantly check the performance of the companies they have lent money to. There are many mathematical models for predicting financial distress. These models use accounting-based ratios, which often are historical and not representative for the present situation. This study describes how the banks do in practice to find signals of insolvency in time and the variables they are observing for doing that.In addition to financial reports which the company sends in to the bank at least once a year, also the relationship between them and information from different information agencies are of great importance to track signals of insolvency. Poor profitability is the primary cause of insolvency.
En utmaning: Sjuksköterskans bedömning av smärta hos personer med demens.
People with dementia often have difficulties expressing their needs. Untreated pain within this group can be manifested as depression, agitation or loss in appetite. It can be a challenging task for a nurse to estimate, treat and evaluate pain for people with dementia. With good knowledge and an empathic approach, nurses can often recognize and relieve pain amongst these people. Despite this, litterature often suggest that unrecognized and untreated pain is common within this group..
Sverige under andra Världskriget : En uppsats om neo-realism och neutralitet
Abstract The actions of Sweden during the second world war has been richly discussed over the years. Sweden declared itself neutral in the war between the great powers but did not manage to maintain its neutrality. The nature of neutrality has often been discussed; whether it is of a idealistic or more pragmatic nature. Realism, a theory of international relations, would argue that it is of a more pragmatic nature, hence these two are in opposition. Realism also takes credit in claiming to explain how and why a state chooses to act in a situation. The aim of this essay was to, by examining specific decisions made by the swedish government during the Second World War, come to a conclusion whether or not Sweden?s proclaimed neutrality was of idealistic or pragmatic nature, and thereby possibly coming to a conclusion about neutrality in large.It was also to examine the worth of realism as an explanatory theory by applying it to this specific case; to examine its validity.The study was conducted using a qualitative method; presenting empiric facts and then by using a decision model interpreting the actions and results from a realist perspective. The study concludes that realism has explanatory power, although not a complete one.
Livscykelbaserad miljövärdering av en ny kontorsbyggnad : En jämförande studie mellan två analysmetoder
This Master?s Thesis aims to illustrate in what ways the two Swedish environmental assessment tools, the Environmental Load Profile and EcoEffect differ and if performed valuations gives different results and environmental goals.The built urban environment causes about half the environmental loading in Sweden. The society?s ambition towards sustainable development has resulted in demands reducing the environmental load. One way to accomplish this change is with the assistance of tools for environmental assessment of the built environment.
Handledarens stödjande arbete i APL-uppgifterna för åk 1 : Med fokus på elevens lärande
The aim of this essay is to examine the supervisor?s view on the structure and content of the tasks given to students during their vocational training. The investigation could be of help for teachers when devising new vocational training tasks. The study is based upon qualitative interviews with five supervisors, all of whom work at preschools. The supervisors were asked to grade all the vocational training tasks on a scale from one (easy) to five (difficult).
Lärarens tydliggörande av kunskapskrav i grundskolan : Att tydliggöra kunskapskraven för spanska som främmande språk. En analys utifrån den formativa bedömningens perspektiv
Denna studie har som syfte att beskriva en lärares tillvägagångssätt för att tydliggöra kunskapskraven i Lgr 11 som är relaterade till skriftlig språkfärdighet i spanska, samt att ta reda på elevernas uppfattningar om detta tillvägagångssätt. I den här studien används uttrycket att tydliggöra i en bred mening, vari ingår både lärarens verbalisering av kunskapskraven och alla aktiviteter som läraren sätter igång och som ska hjälpa eleverna att utveckla en förståelse för dessa.Undersökningen bygger på en fallstudie i vilken olika källor har använts: intervjuer med läraren och fyra elever, enkät, klassrumsobservationer, en matris och ett urval rättade uppgifter.Resultatet visar att läraren och hennes elever verbaliserar sina tolkningar av kunskapskraven på ett likadant sätt. För att tydliggöra kunskapskraven använder läraren flera olika tillvägagångssätt, främst utsagor om kvalitet och exempel på korrekta meningar. Som utsagor om kvalitet använder läraren de formuleringar som finns i kursplanen, samtidigt som hon förklarar med andra ord och tydliggör för eleverna vilka konkreta tecken på kvalitet dessa innebär i en text. Återkopplingen till eleverna är också ett tillfälle för att tydliggöra kunskapskraven.Som metod för att tydliggöra kunskapskraven efterlyser eleverna framförallt konkreta råd om hur en text kan bli bättre, samt att få exempel på bra och mindre bra texter.Både läraren och eleverna är tveksamma till vilken roll tydliggörande av kunskapskraven spelar i undervisningen..
Utvärdering av öppna dikens status och funktion : en förstudie i Västmanlands län
Evaluations of open Ditch status and function, with an assessment of suitability of a conversion to a two stage ditch as a low maintenance alternative.
To illustrate Swedish drainage problems this work focused on two agricultural drainage associations assessed in detail with a new method called MADRAS (Minnesota Agricultural Ditch Reach Assessment for Stability). With the assessment of the MADRAS method estimates were made to conclude the ditches operating
problems.
This was made through measurements of sediment depths, mass bank failures etc. in order to quantify ditch problems and propose practical actions for improved ditch stability and water quality.
The MADRAS surveys were conducted in two main ditches that drains 2900 hectares of land on the northern shores of Mälaren. In the study measurements of the ditch cross-sections were also conducted to compare actual profiles with the original map profiles.
The evaluation showed that parts of the studied ditch sections were operatively poor; main reason was mass bank failure, undercut channel banks, sediment aggregations
and narrowed ditches. The profile survey shows that a majority of the profiles 80 % has sediment accumulations there remains only 64 % of the original profile from the map.
Kredithantering ? Rådgivares syn på riskhantering vid bostadslån
En bostad kan ses som en investering och finansieras oftast med ett bostadsslån från en bank. Finansinspektionen som fungerar som ett tillsynsorgan till bankverksamheterna har agerat mot en osund kredithantering med hjälp av införandet av ett bolånetak. Tidigare finansiella kriser har visat på svårigheterna att i förväg föreställa sig effekterna av framtida osäkerheter. Vid ett bostadslån kommer kreditgivaren och kredittagaren behöva resonera kring framtida osäkerhet som medföljer skuldsättningen. En ökad skuldsättning i förhållande till disponibel inkomst för varje enskild låntagare skulle innebära en ökad risk för bankens stabilitet.
Ickelinjär kurspåverkan vid kreditbetygsändring
Att bedöma och betygssätta företags kreditvärdighet är en stor och vinstbringande marknad. Ett företags kreditbetyg har visat sig ha stort inflytande när t ex lånevillkor behandlas. Detta ställer höga krav på kreditvärderingsföretagens förmåga att leverera korrekta analyser. Såväl långivare som investerare reagerar på ett ändrat kreditbetyg, vilket ger direkta effekter på det företag som betygssätts. Kreditvärderingsföretagen har kritiserats bland annat för att inte svara tillräckligt snabbt på ny information.