Climate change is expected to increase the frequency and intensity of extreme weather events, with significantimplications for the financial stability of insurance markets. This study analyses how nature-related insurancepayouts and required solvency capital may develop over the period 2025?2099 under three emissions scenarios: RCP 2.6, RCP 4.5 and RCP 8.5, and what this means for the long-term sustainability of insurance as an economic institution. Using Monte Carlo simulation of a non-homogeneous Cram?r-Lundberg model, claimfrequency is modelled as a negative binomial process calibrated against SMHI's climate projections, and claimsizes are approximated by a lognormal distribution fitted to Swedish insurance data (NATY, 2015?2023).The results show that accumulated insurance payouts amount to SEK 96.7 billion under RCP 2.6, SEK 106.0billion under RCP 4.5 and SEK 131.9 billion under RCP 8.5.

De senaste årens långa och kalla vintrar har lett till ett ökat antal halkolyckor. Genom att undersöka halkolyckors utsträckning samt halkskydd som fanns tillgängliga konstaterades det att ett behov av nya halkskydd fanns. Enkäter för att ge svar på användning av halkskydd togs fram och svar från personer i åldrarna 20-65 visade att man överlag inte använde halkskydd. I stor utsträckning berodde det på halkskyddens dåliga kvalité och den negativa stämpeln som fanns på dem . Textila material undersöktes för att finna lämpliga egenskaper.

This study examines whether a spatial relationship exists between blue-green infrastructure and indicators of gentrification in Hisingen, Gothenburg, during the period 2015?2023. Using a GIS-based approach, sociodemographic changes across 83 demographic statistical areas (DeSO) were analysed in relation to six parks established or significantly developed during the study period. Changes in mean income, educational attainment, share of residents with foreign background, and mean age were combined into a gentrification index, which was then tested against distance to the nearest park through linear regression analysis.The results show that socioeconomic changes consistent with gentrification occurred across parts of Hisingen during the period, with the highest index values concentrated in the central and south-eastern parts of the district. However, these changes were geographically selective rather than district-wide.

Live exports of animals began during the late 19th century and are nowadays a valuable alternative to the slaughter industry in Australia. About four million sheep and half a million to one million cattle are exported annually from Australia to the Middle East and Southeast Asia. Most of these animals are exported for slaughter, but some cattle are exported with the purpose of breeding. One factor that has been the driving force for the live export industry is that countries through tariffs and other barriers have favored the import of live animals rather than the import of meat.The export means that animals with a great cognitive ability are exposed to a long chain of production from the farm to the market and there are many factors that can affect the welfare of the animals in a negative way. Some of the most serious are high temperatures and a high stocking density, although seasickness, noises and handling can also have a negative impact on the welfare of animals.

Every year, thousands tons of edible food are discarded by the grocery stores. This is food that could have gone to people that?s in need of it. In many countries, so called food banks are established in order to supply welfare organizations with this kind of food. Today there is no equivalent system existing in Sweden.

The purpose of this essay is to acquire variables that explain and may be used as a base for wage estimation in the private sector in Sweden. The factors that are assumed to have an impact on wage estimation are based on earlier Swedish and international studies. Business survey data, which is based upon monthly questions to firms in various sectors of the Swedish economy posed by the Swedish National Institute of Economic Research, will be analyzed to find out weather they have an impact on Swedish wage settings or not. Tests including business survey data are yet rarely frequent, why this essay will be some kind of a pioneer within the area. To estimate significant factors that influence wage setting in Sweden, three different wage equations have been modeled and tested with a regression model.

Every year, thousands tons of edible food are discarded by the grocery stores. This is food that could have gone to people that?s in need of it. In many countries, so called food banks are established in order to supply welfare organizations with this kind of food. Today there is no equivalent system existing in Sweden.

Bakgrund Idag spenderar barn mycket tid inomhus eller på schemalagda aktiviteter. I och med barns rättighet till ett hälsosamt liv har förskolan i uppgift att se till att barn får vara ute och där också få en positiv upplevelse av utomhusmiljön så att barnen som vuxna får en bra relation till naturen.Teori Studien utgår från teorier som åskådliggör positiva effekter av utomhusvistelse för barn. Lek i utomhusmiljö bidrar i hög grad till att utveckla motoriska och kognitiva färdigheter och väderväxlingar berikar barnens stimulans av olika sinnen. Teorier visar även att vatten är en stor källa till inspiration och experimentslust.Syfte Syftet är att undersöka hur tre förskolor i Stockholm använder sin förskolegård i nederbörd samt att studera hur redskap på gården är utformade för att kunna användas i nederbörd på hösten. Meningen är att studien ska ge inspiration till andra förskolor att se möjligheter i dagar med nederbörd.Metod Arbetet utgår från observationer på förskolor samt kvalitativa interjuver med en pedagog från varje förskola.Resultat Resultatet visar att redskap finns på alla gårdar men att de överlag inte är utformade speciellt för lek i nederbörd.

Att leva med diabetes kan vara krångligt då det hela tiden krävs planering av aktiviteter, måltider och medicinering. Sjukdomen behandlas framförallt med insulin som kan förekomma i pump, sprutor och injektionspennor. Det vanligaste sättet att injicera insulin är med pennor, och antalet pennanvändare ökar årligen. Insulin har stränga förvaringskrav och är känsligt mot hög värme, starkt ljus, skakningar och frysning. De personer som lever i länder där temperaturen över- eller understiger säkert förvarings-intervall har ett behov av att skydda sin medicin, men också resande till utsatta platser drabbas.

To establish good horse welfare there are several factors that need to be considered. One important factor is the environment in which the horses are kept. In Sweden horses are stabled during long periods of time in the cold season and consequently the stable environment is even more important. The most essential environmental factors in a horse stable are ambient temperature, relative humidity (RH) and concentrations of contaminants in the stable air. The air in a horse stable contains dust, noxious gases, moulds and microorganisms which all can contribute to developing respiratory diseases in horses.

By using steady-state measurements for predicting emissions under a dynamic drive cycle wouldsave a lot of time and money for the exhaust aftertreatment specialists at Volvo cars. The idea forthis thesis has been to investigate if statistical regression models can be used with good accuracy.Questions included are for example if common operating variables such as engine speed, air-fuelratio etc. is sufficient to predict engine-out emissions over the engine operating range with goodaccuracy. Focus was set on the modelling of warm engine, but also the more complex engineheat-up phase was investigated since it is a great contributor to total emissions. While NOxcouldnot be measured because of malfunctioning measurement equipment, only HC, CO andtemperature at inlet of first catalytic converter has been modelled.

Today there are over 100 000 stray cats in Sweden and of these 10 000 are found in Gothenburg. There are several instances that try to reduce the number of stray cats. The problem for stray cats is primarily the suffering they may face in hunger, cold, predators, diseases, parasites, accidents, etc. The cats receive no veterinary care and may die from a simple infection that easily can be cured with antibiotics. Stray cats also can spread diseases to domestic cats, be a sanitary problem and compete with other small predators on prey. Authorities working with stray cats are the Country Administrative Board and the police authority.

We have the tradition in Sweden to build villas and houses with a wooden framework. It has become natural for us because we have so much forest in our country. Building with wood has advantages, it is easy to process, but also disadvantages, as it is sensitive to moisture.Finland has long made use of the thermal blocks to build villas. It is a type of bricks that are a bit like a sandwich element, with a core of EPS and concrete on both sides of the core material. The concrete is hollow, so that after the walls has been bricked up you pour concrete into the hollow bricks.The issue of this report is to find out if concrete can be an alternative to wood as framework material in villas.

At seed-growing the aim is to produce a commodity with high germination capacity, good soundness and purity, and also slight admixture of seeds from other species. The capacity of germination and the vigour of the seeds may become impaired in consequence of mechanical damage, infection of diseases, growth of mould, attacks of vermin, high drying temperature, secret germination, sprouting in the ears etc. The germ belongs to the outer and most unprotected parts of the seed, and consequently this is much exposed. Even quite sound seeds can instantaneously have low capability of germination. It can be due to the fact that the seeds are in rest of germination, i.e.

The Swedish road transport sector relies almost completely on fossil fuels. In 2007, as much as 96 percent of the total sales of fuels was made up of petrol and diesel, while at the same time the share of total emissions of greenhouse gases in Sweden that came from road transports amounted to close to 30 per cent. Sweden is by no means worse off than any other European country in these respects. In order to address the questions of high oil dependence and CO2 emissions the European Commission has proposed a reinforcement of the legislative framework, with a 10 percent minimum for the market share of biofuels in 2020. Furthermore, the proposed target is binding for the member states, unlike the current voluntary target of 5.75 percent by 2010. More than doubling the usage of biofuels in only a bit more than a decade will most likely not be possible without policy interventions.