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1220 Uppsatser om Bank profitability - Sida 34 av 82
Att öka genom att minska - En kvantitativ undersökning av effekterna vid en sortimentsreduktion
For the last 50 years the amount of available consumer goods has exploded in number, due to improvements in production and technology. The problem is that the overall sales of many categories are stagnant and retailers are unwilling to grant the categories more shelf space. Therefore many categories are crowded with products and hard for consumers to navigate in. The purpose of this paper is to examine the effects of an assortment reduction on several variables relating to assortment perceptions, customer satisfaction and store choice. The study was carried out as an experiment with 127 participants.
Valtrötthet på den svenska fondmarknaden? : En experimentell studie av svenska bankkunders fondval
Allmänhetens uppfattning är att desto fler valmöjligheter det finns desto bättre är det. Men är det verkligen så i alla olika valsituationer vi ställs inför? (Iyengar & Lepper 2000) Utifrån tidigare forskning testar vår uppsats om människors valmöjligheter, ett experiment där vi ser hur människor gör sina val på den svenska fondmarknaden. De fick välja mellan ett mindre (limited) urval eller ett större (extensive) urval av fonder. Utgångspunkten i uppsatsen är två olika forskningsartiklar från Iyengar & Lepper (2000) samt Iyengar & Jiang (2003) där de testar hur människor gör sina val när de får olika stora utbud att välja bland. I deras forskning kommer de fram till att även om människor tycker att det är roligare att ha många valmöjligheter så blir det oftare val gjorda eller saker köpta om de har mindre saker att välja bland.
DnB NOR - Unik etableringsstrategi för den svenska bankmarknaden
DnB NOR, Norges ledande bank är en ny aktör som år 2007 påbörjade sin etablering på den svenska bankmarknaden vilken på senare tid präglats av förändringar. Studiens syfte är att utifrån ett marknadsföringsperspektiv undersöka och analysera DnB NOR:s val av etableringsstrategi på den svenska bankmarknaden för privatpersoner samt varför företaget valt denna strategi.Utifrån studiens teoretiska modell kan ett företag etablera sig antingen via uppköp av befintliga företag eller genom internorganisk tillväxt. För uppsatsen har en kvalitativ metodform använts vilken bygger på semistrukturerade personliga intervjuer med representanter ifrån DnB NOR och Svenska Bankföreningen.Slutsatsen är att DnB NOR använt sig av en unik etableringsstrategi som bygger på uppköp av företag verksamma på indirekt relaterade marknader till den svenska bankmarknaden..
Utvärdering av öppna dikens status och funktion : en förstudie i Västmanlands län
Evaluations of open Ditch status and function, with an assessment of suitability of a conversion to a two stage ditch as a low maintenance alternative.
To illustrate Swedish drainage problems this work focused on two agricultural drainage associations assessed in detail with a new method called MADRAS (Minnesota Agricultural Ditch Reach Assessment for Stability). With the assessment of the MADRAS method estimates were made to conclude the ditches operating
problems.
This was made through measurements of sediment depths, mass bank failures etc. in order to quantify ditch problems and propose practical actions for improved ditch stability and water quality.
The MADRAS surveys were conducted in two main ditches that drains 2900 hectares of land on the northern shores of Mälaren. In the study measurements of the ditch cross-sections were also conducted to compare actual profiles with the original map profiles.
The evaluation showed that parts of the studied ditch sections were operatively poor; main reason was mass bank failure, undercut channel banks, sediment aggregations
and narrowed ditches. The profile survey shows that a majority of the profiles 80 % has sediment accumulations there remains only 64 % of the original profile from the map.
Finansiell analys med avseende på risk: En studie av svenska fastighetsbolag
The purpose of this thesis is to investigate the status of Swedish real estate companies in terms of financial health and risk of financial distress. The background is the ongoing financial crisis, which partly can be derived from the American real estate sector. Publicly available accounting information from 16 listed real estate companies has been analyzed for a period of one year using financial ratios covering both the operational and financial activities. We find that the deceleration in the economy and in the real estate sector have forced the real estate companies to make large write downs, in line with the relatively new accounting rules, IFRS. Write downs are likely to reoccur during the following periods and real estate companies will therefore probably be forced to continue to show negative results.
Diskursanalys av skoldebatten i svensk press åren 1994 och 2013 : "det är eleverna som har rätt att välja skola, det är inte skolan som har rätt att välja elever"
In the two years 1994 and 2013 the focus of the Swedish media in the school debate has been on segregation, freedom of choice, and support for weak students. In 2013 while the media was still united on the above issues the overall emphasis is on profitability. In 1994 the focus was more on weak students who in 2013 are considered unprofitable.The purpose of this essay is to study the Swedish media and their debate on Swedish schools and witch concepts related to "one school that fits all" in the year 1994 and also in 2013.We have analysed related articles and their concepts, norms, and values to see if there are any differences between their focus on the said issues in the two years.We have also studied the ideas and concepts that came under scrutiny and discussion in these two years, and shall investigate if there are differences in the debates conducted in 1994 and those conducted in 2013..
Corporate Social Responsibility ? ett samtidsfenomen : Uttryck, intryck och avtryck
CSR is a far reaching concept and practice, whose popularity and diffusion has increased rapidly in recent years. Research indicates that CSR has made an evolutionary journey from primarily being characterized by reactiveness to develop into a risk minimizing and proactive competitive advantage and should be looked upon as an answer to heightened societal pressure and awareness. Based on a review regarding different relevant theoretical perspectives, this master thesis discusses CSR as a concept and practical matter in relation to various strategically chosen representatives of a selection of professions.Moreover, the data were collected through in-depth semi structured interviews. The findings show that CSR is a contemporary and highly context dependent phenomenon whose inherent multiplicity brings a distinct aspect of uncertainty to it, in terms of both meaning and practice. And in some parts there is a reluctance to communicate CSR due to a fear of missing out of important aspects.
Kvalitetsbristkostnader: En kvalitetskostnadsuppföljning för produktion och eftermarknad. : En fallstudie vid Huddig AB
All companies wants? to be as profitable as possible. The company in question is one of the leaders in it´s field in Sweden. In order to increase profits as much as possible it is important to identify and eliminate eventual quality defect cost as far as possible.This study was performed in Huddig AB, and the purpose of this study is to try to develop a routine for monitoring the quality defect costs, and to improve communication and create feedback between production and aftermarket.In addition to an extensive literature review on quality defect costs most of the work have been conducted at the company. Own observations and interviews have been done with the staff to get a picture of the current situation and to try to come up with improvement proposals.During the study it was proved that much of the quality defect costs in essence, derived from the production, which is seen as positive because it is the easiest part of the company to improve.
Den kommunikativa och organisationskulturella utmaningen : Länsförsäkringar Gävleborg Bank och Försäkring
Syftet med denna uppsats är att belysa ämnesområdena kommunikation och organisationskultur. Samt vad som är signifikativt i det dagliga arbetet för valda ämnesområden inom Länsförsäkringar Gävleborg ur ett medarbetarskaps perspektiv.Denna uppsats påvisar att en känsla av delaktighet är signifikativt för att kommunikation överhuvudtaget skall ske. Detta är något som de teorier vi undersökt förespråkar och överrensstämmer med den verklighet som presenteras i uppsatsen. Vidare har vi även upptäckt att de olika kontoren som besökts utvecklat egna arbetssätt och så kallade subkulturer, som medarbetarna känner sig bekväma att arbeta utifrån. Vi tror i detta sammanhang att en mer aktiv kunskapsspridning mellan kontoren är nödvändig, då verksamheten baseras på just kunskap. .
Hur mycket "mjölk" ska det vara i mjölken, och hur styr vi det?
In most countries, the dairy industry focuses on the volume of milk produced instead of its composition. This results in a high content of water and a lower proportion of fat and protein. A high proportion of water is not desirable when processing the milk into various dairy products like cheese, cream and milk powder. High water content also increases the costs for transport and storage, and also an unnecessary, albeit marginal, strains on the world?s water reservoir.
En ledarutvecklingskurs utvärderas
Purpose: To evaluate the management development course held at FöreningsSparbanken in Ronneby during 2000. The evaluation aims to map and describe what effects the course has had on the participants. We will assess to what degree the effects meets the objectives of the course set by the manager of the bank (future management recruitment, leadership, change catalyst, aligning the strive towards a shared organisational objective). Above mentioned also implies that the organisation should be influenced in some regards. Conclusion: Our conclusion is that all of the participants have as a result of the course increased their emotional intelligence in varying levels.
Lönsamheten vid nystart av slaktsvinsproduktion : en fallstudie
I have done a case-study about building a new stable for slaughter pigs at a farm close to Kalmar. The farm is able to supply the breeding with cereals and it has enough area to
spread the manure on. The most important factors to gain profit, is the cost for building
the stable, the price of the feeding-stuff and the growth of the pigs. The discount from
the slaughter-house was less important than I thought from the beginning, and it?s a
factor that is hard to influence.
With the new production of slaughter-pig and cattle that already exist on the farm, the
farm will get a well-functioned rotation of crops with lye and autumn rape as
interruption-crop.
Utvärdering av tillverkningsmetoder för svarvbommar
On today?s competitive market, it is difficult to achieve profitability trough high prices on manufactured products. Profitability must be obtained through low manufacturing costs, high quality and short lead times. One of the companies on the market is Sandvik Coromant, manufacturer of tools and chips for metal cutting. This master thesis investigates the methods of manufacturing for boring bars at the manufacturing unit GVH4 at Sandvik Coromant in Gimo, Sweden.
Lärandemiljö : En intervjustudie av lärares uppfattningar kring miljöns betydelse för elevers lärande i grundskolans tidigare år
För knappt ett år sedan fann Norges högsta domstol i ett uppmärksammat pleniavgörande att DNB Bank hade ingått ett oskäligt investeringsavtal med småspararen Røeggen. Domen är intressant för svenskt vidkommande i förhållande till både oskälighetsbedömningen och valet av rättsföljd. Syftet med uppsatsen är att utifrån ett praktiskt perspektiv analysera oskälighetsbedömningen och innebörden av ogiltighet enligt 36 § avtalslagen. Det sker genom en utredning av den oskälighetsbedömning som leder fram till att ett avtal ogiltigförklaras. Vidare företas en analys av ogiltighetens rättsverkningar.
Utvärdering av svensk vindkraft : Skillnaden mellan skogs- och traditionella placeringar
During the last years commercial Wind Power Turbines (WPT) has become larger regardingto the generator sizes and hub heights. Available hub heights around 100 meters is nowcommon, which has led to profitability for WPT located in forests where there normally are tolow wind speeds. The current knowledgement regarding turbulence and the variation in thewind profile for the outcome of the power production for the WPT in forests is limited.In this Master of Science thesis an investigation concerning forest located wind power plantshas been made. The purpose has been to investigate if plants located in forest perform lesscompared to wind power turbines located at more common locations.The analyses are based on statically material for determining the availability,production/generator size, production/hub height, production/swept area and how thetopography affect the production results.The analyses show that the variation in production result for WPT located in forest comparedto turbines located at other locations is small. The availability is high and the productionresults are good..