78 uppsatser · sida 2 av 6
en fallstudie av Swedbank
… work with the environment. During the last couple of years, banks and other credit institutions have been working with a greater awareness of the environmental issues. These banks and credit institutions have a big influence on the society which leads to a greater influence on …
… risk, currency risk, capital and interest rate risk, business risk and credit risk. Our intention of this study was to find out how Swedish companies acting on the Estonian market faced the different risks when entering the Estonian market and how they value the risks today. We …
Jämförelse mellan de fyra storbankerna i Sverige
… reasons for this was that the banks focused on volume increases rather than on credit losses. The credit analysis process is performed differently these days and it is the development of this process that is the focus for the authors. This thesis is about the credit analysis …
Basel II-effekter på kreditrisk och information
This study examines the effects of credit risk and information disclosure in the new bank regulating system Basel II on bank and bank customer. The effects are then discussed in a perspective of the economic man and information asymmetric theories. Furthermore is the Basel II …
… samarbete dem emellan. Abstract We have investigated the effect on the credit process out of the creditor’s point of view, when a small business consults an external adviser since earlier research indicates that it has become more difficult for these businesses to provide …
revisionens betydelse i processen
… corporations in Sweden. This will result in certain effects on the banks credit rating because of the fact that the banks trust the audited accounts to have been audited by an independent audit. The most important in the banks credit rating are: personal judgement, business …
Hur humankapital och risk bedöms vid kreditgivning av nyetablerade småföretag
… is no previous history from the new businesses that the bank could base its credit assessment on. Human capital could therefore be an important intangible asset for the bank to examine. The aim of this study was to describe how banks value human capital and the risk in newly …
En studie om svenska storbankers kreditrisk
… system. Banks' activities associated therefore with various risks, including credit risk, which is the most prevalent risk. Objective: To examine the Greek crisis impact on the Swedish banks by studying the internal rules regarding risks and how credit risk managed. Method: The …
… with the farmland value falls or remains unchanged, according to a farm credit administrator's perspective. The idea is to get a picture of the main factors taken into account when lending and the problems with falling or stable land prices into account when lending. To analyze …
Hur applicerar svenska fondbolag teoretiska riskhanteringsmodeller i praktiken?
There are different types of risk, examples include credit risk, liquidity risk and financial risk. In DeMarzo & Berk (2011, s. 293) is a study presented which is based on the yield of different types of financial assets between 1925 and 2009, the study show that a high risk …
-en studie om hur banker kontrollerar informationen från fastighetsbolagen
… control the information given by the real estate companies in the process of credit granting. As an introduction we describe the purpose of accounting and the problematic´s about appraisals with market values. Further on there is a discussion on which factors are taken into …
The credit rating industry is a complex and fascinating industry. Its history stretches back more than 150 years and has gradually increased in importance. During its history the dynamics of the industry have changed. The extended-principal-agent model was developed by …
… till disponibel inkomst för varje enskild låntagare skulle innebära en ökad risk för bankens stabilitet. En kris i en bank kan skapa stora ekonomiska konsekvenser för samhällsekonomin. Bankerna arbetar för att motverka de risker med deras verksamhet genom att kvalitetssäkra …
… negativa konsekvenser för banker, vilket skapade behov av effektiv kreditriskhantering. För att förhindra stora kreditförluster försöker banker ständigt minimera sina risker vid kreditgivning genom att identifiera fallgropar. Syftet är att undersöka vilka faktorer som bidrar …
Assessing the Probability of Corporate Bankruptcy using Quantitative Risk Analysis
Managing credit risk might be the single most important business area for any commercial bank. The assessment of "good" and "bad" corporate clients is a important task for a creditor. A bad debtor is a corporate client with hardships in meeting the continous claims (interest …
