59 uppsatser · sida 1 av 4
En undersökning av Enterprise Risk Management och dess relation till företags kreditbetyg
Background: Investors use companies? credit ratings as a base in their buy and sell decisions. Companies? credit ratings are also used as indicators of safety in the legislation. This means that credit rating agencies have an important role in the society because they …
… from audit and that the auditor’s opinion in the auditor’s report affects the credit assessment. The purpose includes to explain how lenders perceive the change of bokslutsrapporten as a basis for credit assessment. I have chosen to use a qualitative research approach and a case …
… of the parties that use the audited material in connection with granting of credits to small limited companies. The aim of our study has been to describe and analyze the commercial bank's credit granting, and to make a survey of what may happen with the process of credit …
en fallstudie av Swedbank
… work with the environment. During the last couple of years, banks and other credit institutions have been working with a greater awareness of the environmental issues. These banks and credit institutions have a big influence on the society which leads to a greater influence on …
The aim is to develop a new decision-making model for credit-loans. The model will be specific for credit applicants of the OKQ8 bank, becauseit is based on data of earlier applicants of credit from the client (the bank). The final model is, in effect, functional enough to use …
… of a company, and place great emphasis on financial reports in their credit assessment process. The question is, however, how useful the financial information actually is. According to previous research, banks consider accounting information as troublesome in some respects …
-en kvalitativ studie om bankernas kreditbedömning av småföretag
… Abolishment of statutory audit ? a qualitative research on banks attitude when credit rating small businesses Author: Rima Harouki, Carina Hoffmann Supervisor: Anna-Maria Jansson Background & problem: In Sweden the statutory audit has been mandatory for every corporation since …
revisionens betydelse i processen
… corporations in Sweden. This will result in certain effects on the banks credit rating because of the fact that the banks trust the audited accounts to have been audited by an independent audit. The most important in the banks credit rating are: personal judgement, business …
… Swedish non-financial companies indicate that their situation has worsened. Credit worthy enterprises that under normal circumstances would not have any problems getting financing are now facing financial difficulties. In contrast, an economic report from the Bank of Sweden …
Betalningsanmärkningars påverkan på kreditvärdighet
Credits are considered as a natural financing form for all types of companies. The financial market in Sweden is dominated by four banks and the credit appraisals that are done by these banks are partly based on credit reports from external companies. This thesis? purpose is to …
och dess påverkan på borgenärsskyddet
… of tangible and financial assets to fair value ? and its effects on the creditor protection Course: Bachelor theses in business accounting, 10 Swedish credits Author: Sam Espeland Advisor: Ogi Chun Key words: IAS 16, 39, 40, fair value, creditor protection, equity Purpose: The …
Purpose: To investigate whether or not the credit granters believe the quality in audits will deteriorate after the abolishment of statutory audit and, if that is the case, how the abolishment will strike the purpose and goal of accounting. Approach: To answer our purpose we …
<em>Påverkan ur kreditgivares perspektiv. </em>
… auditing, optional audit, auditor, audit. Title: The role of audit in a credit review - impact from the creditor's perspective Background: As of November 1st2010, auditing became optional for micro companies in Sweden. This leads to an opportunity for about 70 % of the …
… to privacy comes in conflict with opposite interests. One of these areas is credit report. In this master thesis the author discusses questions as, what is the meaning of the word privacy, and whether the protection of privacy is sufficient in the legislation concerning credit …
… Audit reports in Sweden are considered to be very important for the bank crediting system. Should this be eliminated, it would be more difficult for banks to trust an audit. The significance of calculated audits is questioned in regards to the banks accrediting system. In …
