Bakgrund: Företag utsätts dagligen för olika former av risk och osäkerhet. Efter2008 års finanskris där många företag hamnade i finansiellttrångmål, då det var oförberedda på finansbubblans konsekvenserblev riskhanteringen inom tjänsteföretag mer uppmärksammat. Huridentifierar och hanterar egentligen tjänsteföretag operativ risk ochtill vilken grad använder dem sig av försäkringar? Och hur förhållersig den praktiska riskhanteringen i relation till akademisk teori?Syfte: Syftet med denna uppsats är att skapa en djupare förståelse i hurtjänsteföretag identifierar och hanterar operativ risk med hjälp avolika försäkringar och sedan jämföra med teori gällanderiskhantering.Metod: En kvalitativ fallstudie som bygger på intervjuer riktade mot ettspecifikt företag för att djupare kunna studerariskhanteringsprocessen och deras hantering i form av försäkringar.Vi har även valt att komplettera med information från företagetsårsredovisningar.Resultat: Resultatet av vår undersökning styrker den teoretiska kopplingen tillpraktiken. När det kommer till begrepp som risk, riskhantering ochriskhanteringsprocess anser vi att det finns ett starkt sambandmellan teorins tolkning av dessa och den praktiska tolkning samttillämpning.

As a consequence of a turbulent financial market with recurring recessions, the Basel regime was developed, an institutional change with the purpose to create enhanced financial stability through increased capital requirements and increased scrutiny of internal procedures. The Basel regime is an often recurring element in social debates where various aspects are discussed, one of which is whether it maintains its purpose to secure financial stability or whether it is cost effective, and if not, who gets affected by these potential costs.The majority of previously conducted research within this area agrees with the opinion that changes in the regulatory framework within the financial markets, such as the Basel regime, has led to reduced risk of bankruptcy for the banks which has contributed to increased global financial stability. However, research illustrates that these types of changes in the regulatory framework impose a financial burden leading to contradictions in the division of these costs between costumers and shareholders. This dissertation has been conducted from a shareholders perspective, out of which the study ?s three hypothesis has been created from.The data in this study is built upon the stock price from the three largest available banks? shares (based on total assets), in the 26 countries which are represented in the Basel committee from (2007) to (2013).

This Thesis aims to explore how to integrate an IT-system for facilitating anorganizations work with Continous Impprovements.This is done here by examining and analyzing the process within a handful ofcompanies who seem to have been successful with their own implementations. Thestudy is focused on the implementation of one particular system, "System C2".Simliarities and differences between the companies, and the established rule of thumbfor these kind of activities are focused upon. This to emphasis how another actormight emulate some of the apparent success.Part of the core question is found in the title, since Continous Improvement is oftenseen as a relativly low-risk activity, is it then also possible to take a low-risk slow pathto the implementation of such a system in the entire organization?.

Drinking water is produced from raw water and is either from groundwater or surface water. This thesis aims to find out if the cleaning process of raw water is sufficiently effective. This is important because consumers are otherwise at risk of waterborne infection caused by pathogens. There are three groups of pathogens; bacteria, virus and parasite. These have different characteristics which mean that they require different water treatment to be separated.

The study aims to investigate the feasibility of small-scale electricity production with solar electricity systems, also known as PV (photovoltaic) systems, in Australia. Due to the global warming, sustainable energy has in recent years become an increasingly important issue, both internationally and in Australia. With one of the largest dependencies on fossil energy sources in the world, the country's abundant solar radiation is a possible solution to this issue.Both the technical and the economic feasibility of small-scale PV systems were investigated. On the technological side, the electricity generation, distribution and consumption systems were studied. On the economical side, the parameters that drive the profitability of a PV investment were investigated.

Bröstcancer är en sjukdom som ofta bringar lidande och är viktig att förebygga. Utövande av fysisk aktivitet har i tidigare studier visat sig ge en minskad risk för att få bröstcancer. Litteraturstudiens syfte var att skapa en översikt över sambandet mellan fysisk aktivitet och bröstcancer hos kvinnor. Sökning, urval och granskning av artiklar har utförts. Resultatet visade att fysisk aktivitet hade ett starkt samband med minskad risk för att få bröstcancer för både pre- och postmenopausala kvinnor.

Drinking water is produced from raw water and is either from groundwater or surface water. This thesis aims to find out if the cleaning process of raw water is sufficiently effective. This is important because consumers are otherwise at risk of waterborne infection caused by pathogens. There are three groups of pathogens; bacteria, virus and parasite. These have different characteristics which mean that they require different water treatment to be separated.

The thesis work focuses on marketing and its point of departure centers on mapping the utilization of social media as a form of marketing. The choice of this thesis subject has been deemed by the authors as one of particular interest due to the current popularity of social media in the Internet connected society and their use as marketing tools. Specifically, this thesis sets out to explore how companies exploit social media tools in marketing and how their use affects retail operations and customer relations in an effective and creative way.The report concentrates on qualitative data collection, the interview answers of four respondents, of which, two are considered experts within the field of social media. The choice of suitable respondents was strategic with the goal of covering as large a portion of the social media field as possible; one social media educator that works with companies and one who assists companies with social media applications. The remaining two respondents work in marketing and communications and employ, as part of their job, social media tools such as Facebook and Twitter.

Det finns idag ca 80 000 potentiellt förorenade områden i Sverige. För att karlägga och riskklassa områdena har Naturvårdsverket utformat metodik för inventering av förorenade områden (MIFO). Metoden är indelad i två faser. Fas I består av orienterande undersökning och riskklassning. Fas II byggs upp av översiktliga undersökningar och en ny riskklassning av objektet där en markteknisk undersökning har en viktig roll.  Syftet med detta examensarbete är att utföra en MIFO fas I-inventering med tillhörande riskklassning på två fastigheter ägda av Arla Foods.

The aim for this paper has been to examine three textbooks designed for science education in upper secondary school in order to determine whether they convey any specific attitudes regarding what is considered to be ideal knowledge within the field of biology. The main focus has been to investigate if different types of design strategies have been used to emphasize certain values or attitudes and if this proves to be the case, how is this achieved specifically?                      For this purpose I have conducted several different qualitative linguistic analyses of the textbooks. The theoretical framework for the analyses lies within the main field of critical linguistics and more specifically in the context of systemic functional linguistics. The two main language models I have chosen to use for my investigations are functional grammar and multimodal text analysis.                      My results imply amongst other things that by conducting an overall assessment of the headlines in the textbooks a fair assessment can be made of which overall attitudes the books convey.

Musculoskeletal disorders (MSD) are common in individuals with computer based work. Thecurrently known risk factors for these disorders is in the literature derived to physical,organizational and individual factors. A recent survey of three working groups at a companyin Stockholm explored that more than 50% of the employees had neck and shoulder problems.Aim: The study aims to create a better understanding for the current musculoskeletalproblems at the company. Such an understanding is created by examining the physical,organizational and individual risk factors in the workplace and the result can provide a goodbasis for intervention proposals.Method: In order to answer the aim of the study the authors chosed to use both qualitativeand quantitative methods of data collection through interviews and questionnaire survey. Theinterview and questionnaire was designed to create both a specific and comprehensive pictureof the physical, organizational and individual risk factors having a bearing effect on theexisting MSD problem.Result: Seven categories were compiled from interviews, which largely deals with the factthat high demands can lead to behaviors that may pose a significant risk for the occurrence ofMSD.

Neoplasm 2.5D, is a project centered around exploring possibilities of combining various digital tools with the use of a lasercutter, to create intricate patterns withillusions of depth and texture, and to combine these studies into a working fullscale model that could be the basis for a future design product..

Syftet med detta arbete har främst varit att lära oss mer om bedömning. Vi har uppmärksammat bedömningens avgörande roll för elevers kunskapsinlärning och intervjuat några lärare om vad de har för uppfattning om bedömning. Fokus har lagts på resonemanget kring relationen mellan de-ras syn på bedömning och olika måltyper. I resultatet redogör vi för de olika lärarnas resonemang kring målen, bedömningssätt och bedöm-ningssituationer. Vi har även uppmärksammat att vissa lärare har en intuitiv kunskap om vad ele-verna kan och detta problematiserar vi i diskussionen, men har även redogjort för, de av oss in-tervjuade lärarnas resonemang kring detta.

The purpose of this study was to examine how teachers practice Arne Tragetons theory of using computers as the first writing instrument in reading and writing development. We wanted to clarify how the work from using Tragetons theory was applied while investigating if and how other methods of reading and writing instruction were used. Our interest lays in how the teachers accomplished the knowledge of this theory and also how the choice of this approach came about. To investigate this we used interviews with a qualitative nature, where seven active teachers were interviewed. They worked in three different schools in years one to three, they were all women and had various long experiences of work on the computer writing tools.

Obesity is a growing problem worldwide among children and adolescents. Previous research has shown that food habits and weight in order children with high and low risk of developing obesity (based on parental BMI) differs between the two groups. It has also been shown that the mother affects the child´s food habits and weight..