I dagens finansiella marknad utsätts de finansiella aktörerna för risk på sin strävan efter lönsamhet. Balansgången mellan att maximera verksamheten och risk har öppnat ögonen och ökat medvetenheten om behovet av att utvidga sina krav på att täcka upp kapital.Efterfrågan på snabba, pedagogiska och säkra sätt att lätt kunna beräkna risk har därför snabbt ökat. Under de senaste åren har det därför blivit allt populärare att använda sig av riskmåttet ?Value at Risk? vilket kan definieras som; ?En portföljs maximala värdeminskning med en viss sannolikhet inom en viss tidsperiod? Jag har valt att göra en jämförelse mellan de två vanligaste modellerna som används för att räkna fram Value at Risk, Historisk simulering och Varians-/kovarians-metoden. De två modellerna kommer att testas mot tre olika tillgångar, guld, valutakurs Sek/£ samt aktieindex.

Bakgrund: Personer som injicerar droger riskerar att drabbas av allvarliga infektioner. Tidigare studier har visat att personal som möter personer i risk inte har tillräckligt med kunskap för att erbjuda hälsofrämjande insatser.Syfte:Att kartlägga personalens kunskap om infektioner som kan drabba personer som injicerar droger,samt undersöka om utbildnings intervention ökar personalens kunskap och motivation till preventiva samtal.Metod:Totalt genomfördes fem utbildningar med 26 deltagare från psykiatri-, och infektionsavdelning, samt ungdomsmottagning. Studien genomfördes med enkät före och en månad efter utbildning. Enkäten innehöll kunskapsfrågor och frågor om erfarenhet av preventionssamtal med personer i risk.Resultat:Studien visade att personalen saknade tillräcklig kunskap om smitta vid injektion av droger och att personer i risk inte i tillräcklig omfattning erbjöds information och stöd. Innan utbildning skulle enbart 60 % av personalen samtala om smitta vid injektion av droger om de fick frågor av personer i risk.

Background: The lack of knowledge regarding preschool children's mental health prompted Uppsala University, in collaboration with Uppsala Kommun, to start a study in which children aged 3, 4, and 5 years are screened using the "Strength and Difficulties Questionnaire" (SDQ). This screening method has been introduced into the majority of Uppsala County child care centers (BVC), and the nurses' experience of working with this method is examined in this paper.Method: A qualitative approach with semi-structured questions was used to interview ten nurses who pioneered the SDQ Method. The interviews where recorded, transcribed and analyzed using content analysis.Results: Three themes and nine categories were identified from the interviews. The themes were: "Attitude and motivation are important when working with the form", "Clearer overall picture with preschool answer", and "A tool to identify difficulties". The results show that the nurses were satisfied with the form.

The purpose of this essay was to get some knowledge about how the situation was for children with overweight and obesity. I wanted to examine what experience about causes, consequences and measure the professionals, who meets children in different situations in their daily work had, and I wanted to find out which explanations current research had about the problem.The knowledge I have acquired during my work with this paper about the problem was that it was depending on many different factors on various stage in the child's life which influences and interacts with the child in its development. The risk that a child would develop overweight was amongst other things depending on the child's eating- and exercising habits.This habit was formatted for example by the circumstances in the family, availability of sweets/food and the choice of leisure time activities.The consequences for the overweight/obese children could be that the child did not manage to keep up with its friend's physical activities which led to a sense of rejection, risk of being bullied by friends, the risk of a damaged physical and psychic health. The problem was not easy to measure and all of the studies demonstrated that parental involvement is necessary in an effective treatment of childhood obesity..

Background and research problem: The former highly inflationary property market is currently undergoing a stagnation process. Investors have been used to annual growth figures in double digits,but now this is no longer considered to be a realistic outlook for future years. According to a report from PriceWaterhouseCoopers and Urban Land Institute, published by Avanza Wealth Management,the three most attractive markets for property investment in Europe are London, Paris and Stockholm. Because of this the authors have focused their investigation on two companies in the London andStockholm. The authors will additionally use an international bank, an estate agent and a consultancy firm for further information, with regards to the property market and risks associated with these typesof investment in particular.

Affärsänglar är inget nytt fenomen på dagens globala marknad. Enda sedan Columbus tid har affärsänglar investerat kapital i företag och stöttat nya idéer. Idag har begreppet affärsänglar fått en mer framträdande roll i vårt alltmer komplexa samhälle, vilket tyder på att politiker och företagare har fått en större förståelse för affärsänglarnas betydelse för företagstillväxt och företagsutveckling. Affärsänglarnas verksamhet är emellertid fortfarande relativt outforskat. Affärsänglar definieras som privatpersoner vilka investerar eget kapital i form av kunskap och pengar i företag genom ett aktivt eller passivt deltagande.

To reduce emissions of carbon dioxide (CO2) Carbon Capture and Storage (CCS) technologieshave been developed. Chemical Looping Combustion (CLC) is a CO2 capture technologywith the CCS framework, and at Chalmers University of Technology in Gothenburg,Sweden, a 100 kW chemical looping combustor has been built.This project aimed to investigate to what degree air can replace helium as the uidizinggas for uid dynamical studies in a CLC cold ow model of the above mentioned 100 kWfacility. Experiments were performed using air and helium separately as uidizing gas andpressure data were obtained, which formed the basis for the comparison. The project alsoaimed to investigate uid dynamics in the uidized bed and study when the risk of sluggingoccuring was greatest. The results were presented in the form of figures and tables dividedinto pressure, concentration and standard deviation of the pressure.The results obtained showed that air as uidizing gas did not create the same uid dynamicsas helium over the entire fuel reactor.

Detta examensarbete har genomförts i samarbete med Sourcecom Svenska AB. Sourcecom Svenska AB arbetar med kommunikationslösningar inom IT-kommunikation, IT-säkerhet och telefoni. Examensarbetet går ut på att undersöka konceptet Bring Your Own Device (BYOD) och föreslå olika lösningar beroende på företagets informationssäkerhetskrav. För att förstå konceptet BYOD behövs först en inblick i hur ett policybaserat system fungerar. Rapporten undersöker och förklarar tre olika Network Access Control (NAC) lösningar som är policybaserade.

To be able to protect themselves from credit risk, the banks must constantly check the performance of  the companies they have lent money to. There are many mathematical models for predicting financial distress. These models use accounting-based ratios, which often are historical and not representative for the present situation. This study describes how the banks do in practice to find signals of insolvency in time and the variables they are observing for doing that.In addition to financial reports which the company sends in to the bank at least once a year, also the relationship between them and information from different information  agencies are of great importance to track  signals of insolvency. Poor profitability is the primary cause of insolvency.

Introduction: In 1998, the pension system was changed and the so called PPM system was introduced. The PPM system is partly fund-based, partly distribution-based. There are approximately 700 different investment funds to choose between, at a maximum five for each individual. For persons who are not familiar with the financial market, the choice might be difficult. The lions? part of the investors do not seem to have an active strategy.

The aim with my study is to highlight, illuminate and examine the social and maternal health care motivational work of pregnant women with a risk or abuse of alcohol and / or drugs, and what actions can be considered for these women. In addition, the aim is to explore how social services and maternity care might interact in this type of case. The aim is to convey the subjective experience of each of the interviewees. For the purposes of this study, I have chosen to use the qualitative research method. I have interviewed social workers in individual and family care, and midwives.

The conservation of great apes faces many challenges, one of which is the threat of infectious disease outbreaks. Zoonotic transmission of respiratory diseases from humans to wild great apes has recently been confirmed. Since respiratory disease is one of the major causes of death in both gorillas and chimpanzees, this gives reason for major concern. Little is known about the risks of disease transmission from humans to great apes in natural environments, and there is a need for systematic risk evaluation. Researchers, conservation staff and tourists spend time in very close proximity of wild great apes, sometimes during long time periods, which poses a potential risk of disease spillover. However, the presence of researchers and tourists has been shown to decrease the risk of poaching, making the matter increasingly complex.

With climate change, the temperature and relative humidity in Sweden are increasing. The majority of historical environments lack protection against this increase, which also increases the risk of mold infestation in these environments. One of these environments is N??s Slott, in which several rooms have recurring mold growth on objects and furniture. By examining one of the rooms in the castle that is in the risk zone or has mold growth, factors behind the mold growth can be investigated in order to create a basis for future actions against mold.

This thesis examines the extent to which segmentation and categorization in the context of direct marketing is an efficient way for a company to enhance its marketing effectiveness. The thesis is built on social identity and categorization theory, and tested by using statistical analysis. The conclusion is that segmentation and categorization is indeed an effective way of conducting marketing campaigns..

The aim with this master thesis is to analyze a scientific material concerning the context between learning and child/student development, and factors which controls process of learning, to create an image with quality account and teaching in mathematics, which then can raise the mathematical knowledge among students.The phenomena which stand in focus for the investigation is: why there is a negative tendency for development of knowledge in mathematics, among the Swedish students that TIMSSs investigations showed in intercultural comparison within the years 1993, 1999, 2003 and 2007.The method is the ethnographical method, which is based on: analyzing scientific theories about learning child/student development, factors which controls process of learning, and factors which controls process of learning the most and qualitative empiric investigation with qualitatively analyzes the questionnaires, which is about factors which are controlling the process of learning and factors which are controlling the process of learning the most.Result of the theoretical and empiric analyzes shows that factors as school environment, attitude for subjects and teaching, controls and influence the learning. To end a unenthusiastic tendency as a negative development of mathematical knowledge among students that is shown in TIMSS investigation and to elevate the students' performance in mathematics, an elevated qualitative account and teaching in mathematics, by the factors named. Safe school environments as the intercultural meeting place, the teachers influence part to the students' subjects' attitude in mathematics and goal related grading criteria in teaching, is all required for e qualitative teaching in mathematics..