Our purpose of this paper is to seek an understanding of which service quality factors that affects customers in their decision making progress regarding purchasing financial services such as pension products. We also seek to evaluate the different service quality factors by compare their relative strength against each other. The study aim to investigate if there are any connections between customer behavior variables such as gender, age and income in comparison to these service quality factors related to pension products.The findings aim to help a small financial institute such as our case company Plain Capital to understand how their customers experience service quality regarding pension products.In order to find empirical results we conducted a qualitative research as well a quantitative research. The qualitative research employed both a focus group interview with pension savers and an interview with our case company Plain Capital. We were able to identify the service quality factors for pension?s products with help from the focus group interview.

För tolv år sedan sålde Göteborgs kommun 3806 allmännyttiga lägenheter till storföretaget GE Capital. Då utlovades långsiktighet och socialt ansvarstagande. Fem år senare hade i stort sett hela beståndet sålts vidare. I Bergsjön syntes inte ett spår av ansvarstagande, men väl av fastigheter i behov av upprustning. Idag tvingas människor i ett av världens rikaste länder leva med fukt och mögel i sina hem, medan de som borde ta ansvar skyller på varandra..

?Death in the pot.? The Fruit and Vegetable Preserving industry in East Scania during the 20th century A Company History. At the end of the twentieth century, only one of the six companies previously active in the Fruit and Vegetable Preserving Industry in East Scania survived as an independent company: Kiviks Musterier AB. Actual production remains at two sites only. The aim of this study is to determine the reasons for this development. The companies included in the investigation are AB Bjäre industrier, Gustaf Bong AB, Kiviks Musterier AB, AB Ruuthsbo konservindustrier, Th.

The aim of this paper is exploring questions regarding the problem of absenteeism among high-school students in Sweden. Fifteen students attending an urban high-school have been interviewed about their views and experiences of absenteeism. The author analyzes the students? answers by taking into account two different sociological approaches which give two different explanations about the way young people experience and estimate education. The French sociologist Bourdieu theorized that differences in cultural capital influence the permanent internalization of patterns of thought and behavior.

With this paper the aim is to find out whether there are any differences in how five students from the north part of Africa structures their tales in comparison with the Nordic tale "The emperor?s new clothes". The purpose is to look at how the genre pedagogy can be said to relate to these differences. What happens to the "deviant" structures?Based on literature and research on the subject, I have concluded that there are certain patterns of how a tale "should" be structured based on Western standards.

So- called ?Network Based Defense? (NBD) was introduced in Sweden in connection with the transformation of the Swedish Armed Forces in 1999. NBD is based on the U.S. variant Network Centric Warfare (NCW), which in turn is derived from research on the concept of Revolution in Military Affairs (RMA). In Sweden the concept was introduced and included not only the Armed Forces but was intended to also support the Swedish civilian agencies in order to create networks and hence share the available information and thus more effective crisis management and to provide more "bang for the buck." In developing the concept of NBD the Swedish Armed Forces used both economic and human resources, in the form of research, new technologies, new organization and new methods.Between year 2004 and 2006 the Armed Forces once again entered the process of reorganization.

Frigoscandia Freezer AB have seen themselves as an entrepreneur company for a long time, but have lately begun to realise that they have to go against a more administrative era. With that insight they have begun to examine their enterprise in order to achieve this. The division Team Spare Parts has started a project with the intention of checking-up the inventory management, and improving it for the future. To get support for this and other point of views, they decided to let us do our exam thesis as a part of the project.The first part of the thesis deals with the appropriate inventory theory. All calculations in the other parts of the thesis have been based upon this.

Problemdiskussion: Att vencap bolag använder sig av kriterier vid investeringar är välkänt, men hur går man tillväga för att utvärdera dessa kriterier? Vilka metoder använder man? Detta är vad vi kommer att studera i följande uppsats. Syfte: Det finns idag en del undersökningar som har tittat på vilka kriterier vencap bolagen använder sig av vid investeringar. Däremot inte så mycket om hur man går tillväga vid utvärderingen av dessa kriterier. I följande uppsats kommer vi att undersöka hur man gör och om det finns något mönster i våra fallföretags metoder.

ii Sammanfattning Ekonomihögskolan, Linnéuniversitetet, Controller, kurskod: 4FE03E, våren 2013 Författare: Elias Awadis Handledare: Elin Funck Titel: Hälsoekonomisk utvärdering - Össur Nordic AB Bakgrund: Hälsoekonomi som vetenskaplig disciplin har sina rötter långt tillbaka på 1960-talet och har sitt ursprung i att resurserna i samhället är begränsade. De begränsade resurserna inom sjukvården resulterade i att hälsosektorn var tvungna att prioritera. Mot bakgrund av ständigt återkommande diskussioner om resursbrist i sjukvården har hälsoekonomi framträtt som en framstående disciplin inom hälso- och sjukvårdssektorn. Syfte: Studiens syfte är att utveckla en hälsoekonomisk utvärdering med ett samhällsperspektiv för Össurs knäartrosbehandling med Unloader® One i jämförelse med traditionell farmakologisk behandling. Vidare avser studien att förklara vilka faktorer som är väsentliga att beakta vid utvecklandet av en hälsoekonomisk utvärdering.

This paper aims to increase the knowledge about the relationship between football and social sustainability by investigating football as means of crime prevention. In recent times, Sweden has faced a situation where there is an increased level of young people involved in criminal activity. The government has formulated various strategies to deal with the situation and a specific part of civil society that has been given a prominent role within the crime prevention strategy are football associations in socio-economically vulnerable areas. This study therefore examines football coaches' experiences of using football as a crime prevention measure in socioeconomic vulnerable areas. The data has been collected by qualitative interviews with three football coaches.

Traditional product features such as price, quality and supply service have been extended and nowadays includes environmental aspects as well. It raises new and increasing demands on haulier companies. The transport sector is responsible for a large part of the pollutants causing today?s environmental problems. The business is being closely monitored and to operate environmental friendly is seen as one of the most important elements for the industry?s future development.

Sweden  has  been  characterized  as  one  of  the world?s most  secular  countries, even though  it is  becoming  increasingly more multicultural.  This,  combined  with  the fact that pupils do  not  feel  they  have  enough  time  in  school  for  Religious  Education and that the requirements are increasing made me interested in how they talk about religion in upper secondary school. The aim of this study is to see if there are any differences between how pupils in vocational programs and academic programs are talking about religion and Religious Education. The main questions that were raised revolved around 1)  how  pupils  talk  about  what  religion  is,  2)  how  they  talk  about  religion  in  the Swedish  society  and  3) how  they  talk  about  Religious  Education  in  upper  secondary school. The questions were also about what similarities and differences I could find in the way they talked about these subjects.

This study aims to illustrate the Leader approach and analyze the work of collaboration development within Leader. The idea has also been to describe some of the difficulties that might be encountered in this type of development work. By highlighting the strengths and weaknesses of this approach we hope to enhance the chance that future work in similar projects can be implemented more easily. Leader is a tool and methodology used in the European Union (EU) for work on sustainable rural development and it has been used since 1991. The purpose of Leader is that by supporting rural projects they will gain social capital and development in the rural communities.

I en vid definition är riskkapital alla investeringar i onoterade bolag som bidrar till det egna kapitalet. En annan kännetecknande egenskap är att investeringarna är tidsbegränsade med målet att avyttras inom 3-7 år. Den vanligaste orsaken till att företag väljer att samarbeta med riskkapitalister är ganska given, de behöver kapital till sin verksamhet. När ett företag använder sig av riskkapital hamnar det i en typ av beroendesi-tuation gentemot finansiären, där denna har möjligheten att ställa orimliga krav. Det finns många faktorer som rimligtvis borde påverka vilka krav på finansieringen av företaget som riskkapitalisten kan ställa samt även vilket engagemang de har. Några faktorer kan vara företagets utvecklingsfas, stor-lek på investering, bransch och företagsledningens kompetens. Våra problemfrågor är: Vilka krav ställer riskkapitalisterna i form av storlek på aktiepost, typ av aktie, styrelseposter för att genomföra en investering? Vilket engagemang har riskkapitalister i sina portföljföretag, är de aktiva eller passiva? Vårt syfte är att beskriva vilka krav riskkapitalister ställer på företagen de ska investera i samt vilket engagemang de har i sina portföljföretag.

This thesis examines how a jury on an artistic education adopts next year's students to a BA program at an art school. My intention is to explore how we established artists who are involved in education as professors, teachers (or students) in art education affects who will be released to the exclusive educational path as an art school represents our work in the admissions jury. My ambition is to create an awareness of what it might mean for the reproduction of the artist..