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624 Uppsatser om Mutual fund savings - Sida 6 av 42
Enkätundersökning till Älvdalens Besparingsskogs delägare
Älvdalens Savings Forest was formed in the late 1800's. During this time the country was conducting the first major land reform in Sweden, namely the redistribution of arable land through government action. In Älvdalen people saw an opportunity to form Savings Forest, that is jointly owned forests, where everyone would get part of the proceeds. The yield in the first place would cover were costs to manage and monitor the forest and to the measures to ensure regrowth and improve the forests. You could also use the proceeds to develop the area and make it easier for the population to manage their forest.
In early summer, a survey was sent to all the members of Älvdalens Savings Forest.
Är etiska fondinvesteringar försvarbara : vad kostar etik?
Recently, the selections of ethical funds are increased; at the same time investors with social and moral preferences have increased in the capital market. There are currently debates on whether ethical funds perform better or worse than funds without ethical criteria. This also involves a vivid discussion on whether investors know about the consequences of investing in ethical funds. Therefore, this study involves theories about the rationality and decision theory, in addition to what mainly control the investment decisions. The study also discusses portfolio theory since this is one of the underlying theories behind fund management and its development.The purpose of this study is to explain if ethical limitations in the selection of securities affect risk and return in the fund portfolio.
Energisparläge i automationsindustrin : Potential för att minska tomgångsförluster med industriella styrsystem
Former studies have shown that a considerable part of industries? energy usage can stem from idle times in the production. This thesis, carried out at Siemens Industry sector, evaluates the potential for using the control system to automatically put machines into energy saving mode during idle times. The main part of the thesis consists of a case study performed on machine tools at a Scania production site in Södertälje. Through load measurements the potential for energy savings was determined.The results show that there is a great potential for energy savings during idle times at the site.
MindMe
MindMe is an aid for people with cognitive memory impairments. The aid is completely new and has beendeveloped within this bachelor thesis, no product of this nature could be found on the market before. Theidea came from Niclas Jarhäll, CEO of Mutual Benefits. Mutual Benefits were also partners in the project.The project was carried out by us in cooperation with Bachelor of Science in Innovation Engineeringstudents Malin Albertsson and Victoria Hedman at Halmstad university. The aid consists of a mobile phoneand a number of tags.
Den europeiska arresteringsordern : ett rättssäkert förfarande?
The European union started as an area of economic cooperation, but has developed into an area of cooperation in many legal fields. There are these days even cooperation when it comes to dealing with criminals. There is a new procedure called the European arrest warrant which goal is to make the extradition of criminals between the different member states in the European union more efficient. Sometimes when a state receives a European arrest warrant they have to extradite the person in question without doing any investigation of their own. The procedure is based on the principle of mutual recognition.
Premiepensionens Marknadsrisk : En Monte Carlo-simulering av den allmänna pensionen
A reforming trend is captured showing that countries are shifting from defined benefit pension systems towards defined contribution systems. The reforms have been justified through predictions that the defined benefit systems will not manage to provide good enough pensions to members in the future. The newer defined contribution pension plans often include individual financial accounts where individuals have the possibility to choose how a part of their pension savings should be invested. Sweden was early to introduce such a system, which at the moment provides more than 800 funds to choose from. The aim of this thesis is to capture the market risk associated with these individual investments and does so by using Monte Carlo simulations for six selected pension funds.
Analys av modell och kodningsschema för teamcognition baserat på mutual belief
Team cognition är en teori som beskriver gruppers beslutsfattandeprocesser. Detta arbete utvärderaren modell för team cognition baserat på mutual belief samt analyserar ett kodningsschema som ärbaserat på denna modell. Modellen utvärderades med hjälp av en högpresterande grupp dataspelare(World of Warcraft) vars kommunikation analyserades. Dataspelarnas kommunikation transkriberades och kodades enligt kodningsschemat. Analysen visade att mycket av spelarnas verbala kommunikation berör visuella cues exempelvis andra spelares positionering och aktiviteter.
Fonder : En jämförande studie om fondstorlekens betydelse under lågkonjunktur
Bakgrund: Fonder är en sparform som har utvecklats och blivit en av de mest populära och framgångsrika placeringsformerna på marknaden. Många företag väljer därför, efter en högkonjunktur följd av möjlighet till reservsparande, att investera på fondmarknaden för att kunna öka sitt kapital under kommande lågkonjunktur. Att välja en stor och trögrörlig eller en liten och snabbfotat fond kan vara av avgörande karaktär när man ska se till utvecklingen.Problemformulering: Har fondstorleken betydelse vid placering i fonder under lågkonjunktur?Syfte: Klargöra huruvida fondstorleken har betydelse för avkastningen vid placering i svenska aktiefonder under lågkonjunktur.Metod: Studien använder sig av metodtriangulering där ett kvantitativt upplägg kombineras med ett kvalitativt inslag i form av en intervju. En deduktiv ansats anammas.
Energieffektivisering av befintliga sjukhusbyggnader - Analys med avseende på kostnad och energibesparing
The climate changes that are occuring in the world have resulted in that the EU callingfor a 20 % reduction in energy consumption to the year 2020, to reach that goal theEU want the public sector to go forth as a good example. Västfastigheter owns andmanage the hospital buildings in the Västra Götaland region. To be able to reducetheir energy usage Västfastigheter has hired several consulting firms to chart out theenergy consumption on each hospital building. The biggest energy savings potentialhave been calculated and what the cost will be to perform each action. The energyaudit have been completed and stand as the decision basis for Västfastigheter?s choiceon which action packages that should be implemented.
Elevinflytande : ur ett skolledarperspektiv
The purpose of this research is to examine some historical aspects of Robert Putnam?s thesisabout voluntary associations and social capital. According to a micro perspective theory ofsocial capital the trust and reciprocity required and created by associations is important toexplain the disparity between institutional performance and socioeconomic development ofsocieties. The social patterns governing this therefore set a precedent for the future. Using themutual sickness benefit societies in Sweden as variable for voluntary associations around1884, the essay discusses the possible links between social capital, associations and long termeconomic development.
Svenska preferensaktier: Ett eget kapital- eller skuldinstrument?
On Nasdaq OMX Nordic Stockholm there has been a large increase in issues of preferred stocks since the financial crisis 2008. Aiming to explain whether preferred stocks have most of their characteristics relating to debt or equity, we answer four sub questions. Do all preferred stocks share the same features, or do they differ from each other? Our population is similar in characteristics, except for the preferred stock of Swedbank which is convertible and deviates when it comes to participation in dividends - instead of convertible the others are limited and redeemable. Further, the second sub question treats preferred stock in relation to the common stock quantitatively, in market data.
Energieffektivisering på Skutskärs Bruk : Varvtalsstyrning till utvalda pumpenheter på Blekeri 4
In modern society in terms of economics and environmental impact, it is important to ensure that a company is as energy efficient as possible to reduce the amount of energy used. About 10 TWh of electricity used annually to pump drives in Swedish industry. Therefore, pumping system has great potential for energy savings.The objective of this report was to determine how much energy and money that can be saved with the insertion of variable speed drive to six pumps on Bleach plant 4 in Skutskär Mill. The work was performed with electrical measurements during one week, analysis of pump curves and the compilation of production data over a year.The results show that four of these six pumps were profitable and yielded an annual saving of 1172 MWh of electricity and 560 000 SEK. With an economic lifetime of 10 years and a discount rate of 6.8% the final result for the entire life-cycle savings became 3 355 000 SEK.
Geoenergilösning för DN-huset
In this thesis proposals for different designs of a borehole thermal energy storage (BTES) have been developed for the building DN-huset in Stockholm, Sweden. To build a BTES results in savings in energy costs by approximately 44 %, i.e. 2 million Swedish crowns annually. Furthermore, a BTES would reduce the annual environmental impact with roughly 75-157 tonnes of CO2 equivalents per year, depending on how the electricity consumption?s environmental impact is estimated.
Villkor för alliansbyggande med unga lagöverträdare : en kvalitativ studie med socialarbetare om vård i socialtjänstens regi
This study is investigating what conditions can strengthen an alliance and which obstacles there are. Coercion aspects can also influence an alliance and are therefore also written about. The asymmetrical relationship between the social worker and the juvenile delinquent is investigated also with in regards to the tacit and explicit coercion when they are entering care. The study is focusing on the consequence/influence programs that the juvenile delinquents can be sentenced to because of their crimes. Counseling is a major part in these programs.
Effektivare energianvändning på Totebo AB
The main goal with this thesis report was to come up with ideas of how to make the use of energy more effective and thus save money for the company.First a survey was made to find out where and how the energy consumers were divided within the company. The results were then used in calculations to find out how much money that could be saved and how long it would take to get back the investments.There is a big potential in saving money by recovering heat from the UV-lamps with a heat exchanger. It would also even out the pressure in the factory which is a source to heat loss and a cause for discomfort amongst the employees. It?s possible to save 105 000 kr in a year and the money needed for the investments is 600 000 kr.By using the recovery air more effectively the company could save up to 250 000 kr a year in lowered heat purchases, but this would require the use of automatic dampers.If you reschedule the running times for the wood chipper and invest in some kind of load management, for example Sydkraft?s ?Energidirigent? you can save at least 42 000 kr.