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862 Uppsatser om Loan loss provision - Sida 19 av 58
Kraftspelsanalys av transportstag : Prefabricerade väggelement i betong
A titania-supported nickel catalyst was prepared and tested in methanation in order to evaluate its catalytic properties (activity, selectivity and specially, activity loss), and compare it with an alumina-supported nickel catalyst.The titania-supported catalyst did not only show higher stability than alumina, but also presented a different cause of deactivation, carbon formation. In addition, a kinetic model was obtained for the titania-supported catalyst, and a study of the effect of different operating conditions (temperature, composition and partial pressures of synthesis gas and water) on the deactivation rate and carbon formation of this catalyst was performed.
Hållbar vattenkraft i Nissan : En förstudie och konsekvensutredning över förutsättningarna för ökade vandringsmöjligheter med nya fiskvägar.
The hydropower from Nissan River is of national interest and produces annually 230 GWh from the twelve power stations in the main flow. For modified waters a consideration between the power production and the biological values has to be made. This reports serves as a pre-study for Nissans Vattenråd. It tries to evaluate some of the biological values in the Nissan basin and map the power production in the area. And the size and value of lost power production from new fishways for the twelve stations in the main flow.The investment of new fishways is calculated using simplified templates with values from the business.
Flerspråkighet i skolbiblioteket : Hur skolbibliotekarien ser på sin roll i arbetet med flerspråkiga elever
The multicultural society of today where individuals have varied cultures and languages is different to the homogeneous society of the past, and sets new demands upon the school. The school library can play an important role when it comes to the integration and the acceptance of students with a different mother tongue. Provision and access to literature in the student?s mother tongue is seen as a strong indicator of a school that promotes a multicultural environment, and it?s also linked to the student?s feelings of identity and self-confidence. Their knowledge in their mothers tongue is crucial to the acquisition of a second language, and learning in extension.The purpose of this bachelor is to examine how school librarians work with multilingual students in junior high school, and what they consider to be their roles in this context.Confirming previous research, mediation of information and promotion of reading was a central task to the school librarians we interviewed.
Etanolmarknaden i Brasilien : etanol som fordonsbränsle
According to the EC fuel regulations 2 % bio fuel has to be blended in all fuel by the year 2005, and 5.75 % by the year 2010, which means ethanol for gasoline driven vehicles, so there will be a substantial demand for ethanol. Brazil already has an established industry for producing ethanol and is the leading producer and exporter of fuel ethanol. My purpose with this paper is to investigate why Brazil decided to develop ethanol production on a large-scale operation and to find out today?s situation. Focus will mainly be on ethanol production with sugarcane as a feedstock.
Ett informativt och förberedande program utvecklat i samverkan med Barnöverviktsenheten på Mas i Malmö
This report is the outcome of an exam work made in interaction design, bachelor degree, at the School of Arts and Communication, Malmö University. Working in collaboration with the childhood obesity unit, Region Skåne, our aim was to fulfill their request of a web based application preparing the children for treatment at their facility. Furthermore the application intends to give the children knowledge concerning obesity as well as teaching them how to obtain a healthier lifestyle in terms of provision and activities. The application concerns children in different ages and therefore different stages of their learning abilities. Our conclusions are that they need to be challenged and obtain feedback in different ways to get motivated.
Specificering av produktionstransformatorer : Rekommenderade avsteg från IEC 60076 för att vid upphandling beskriva en robust enhet
As break downs of production transformers are costly and often result in long outages it is essential for reliability of operation that the transformers are manufactured to be robust. The aim of this M.Sc. thesis is to investigate if deviations should be made from the standard IEC 60076 ? Power Transformers in order to describe a robust large power transformer for procurement.The investigation has been conducted in three stages. In the first stage a definition of the term robust was developed in consultation with the client Vattenfall Vattenkraft.
Varför miljöredovisning? : en undersökning av lastbilstransportbolag
Today?s political debate on environmental issues and environmental thinking, alongside the Swedish presidency of the EU and Climate Conferences shows that the environment is an important topic. Environment is important, not only in politics, but also for companies and the demand of environmental strategies and environmental reports has increased. This leads to an increased pressure on firms to begin to report on environmental concerns and to create active systems for environmental thinking.The aim of the present study is to examine why firms in the transport sector, mainly lorry transports, reports environmental aspects and what drives these companies to create these reports.Based on stakeholder and institutional theory we aim to examine to which extent stakeholders affects the environmental accounting and reporting. We also aim to explain how the organization is influenced to incorporate external and societal environmental procedures.
Hur hanterar SAS kundklagomål? : En kvalitativ studie av den interna processen
It is important that companies knows how to handle a complaint when they receive one from a customer. This information could the company take care of and use when they develop new services. Furthermore a good complain handling leads to satisfied and loyal customers which increases the revenue for the company. We have examined how SAS handle their internal information process and if this process affects the information and in that case how. The study is performed with a qualitative method, based on deep interviews.
Hur upplevs en främre korsbandsskada som ådragits för mer än 10 år sedan påverka den skadade idag?
Aim: The aim of this study was to investigate how women who have incurred ACL injury for more than 10 years ago, feel that the injury affects them today.Method: A qualitative semi-structured interview survey with five women who 10- 28 years ago incurred the anterior cruciate ligament injuries when playing handball or soccer has been performed. The study has been inspired by a phenomenological concept of science, mainly by life-world concept. Data were analyzed using qualitative content analysis.Main result: Some informants have experienced severe loss of physical ability in both daily living situations and in training, while others did not appreciably felt impacted in daily living and experienced great opportunities for physical activity. Limitations which emerged were restrictions in movement, joint stiffness, pain, swelling, and crepitations that led to the loss of physical ability. One respondent had been diagnosed with advanced osteoarthritis.
Simulering av elektriska förluster i en vindkraftpark : Utveckling av programvaran Wind Farm ElectricSystem Calculator (WFESC)
When planning new wind farms, the cost for the internal electrical grid is estimated to account for 8-9 % of the total investment cost. On top of that, the cost for accumulated reduced income over several years (due to electrical losses), has to be added. The economic lifespan is relatively long (about 20 years) which means that an error in the loss calculation could lead to a bad decision basis. The accumulated reduced incomes due to electrical losses can be higher than the initial investment cost for the internal electrical grid.Today, Statkraft Sweden is using a template number when estimating the electrical losses in a wind farm. The actual losses are probably lower than the template number which could lead to an unnecessary high loss cost when planning a new wind farm.The aim of this M.Sc.
Med världen som arbetsplats : -en studie om vad som motiverar reseledare
Syftet med denna uppsats är att få en förståelse för vad som huvudsakligen motiverar reseledare samt visa hur reseföretag arbetar med motivation och hur detta upplevs av ledare samt reseledare på destinationerna. Detta har studerats genom en kvalitativ studie med en analys av relevanta teorier och empiri som tagits fram genom flertalet intervjuer. Vi har intervjuat personer i fyra led; HR- ansvarig på hemmaplan, de högsta ledarna på utlandsdestinationerna, mellanchefer samt reseledare. Detta för att kunna studera vilka typer av belöningssystem som sätts upp hemifrån och hur detta upplevs av de olika respondenterna och för att få fram information om vilka faktorer som motiverar reseledarna mest. Det som varit utmärkande i vårt resultat är att reseledarna främst drivs av inre faktorer såsom ansvar och personlig utveckling och lägger mindre vikt på yttre faktorer såsom lön och arbetstider.
Anställningsformers betydelse för häla
The subject of this study was to research whether or not different forms of employment contracts had any effect on self reported health. Whether or not any difference between these forms could be explained through the use of employee health care was also a given point of interest. To achieve this, data from the national Swedish institute of health (FHI) was used, with 6465 of the 12 166 that participated in the study. Logistic regression was the primary statistical method.Initial Chi2-analyzation found no significant difference between the two main employment forms present in Sweden. However, when the variables age, sex and level of education were held constant through logistic regression, a difference of odds at 22% between the two employment forms could be identified.
Överensstämmelse mellan strategi, nyckeltal & incitament : - en studie av styrning av säljares beteende
Utifrån antagandet att individer är nyttomaximerare riskerar organisationer att genom prestationsmätning och incitamentsystem förstärka ett icke avsett beteende. Incitamentsystem i form av provision är vanligt inom säljyrket vilket torde göra ett aktivt arbete med utformning av styrsystem viktigt för säljande organisationer. Uppsatsen utgår från ett synsätt där en organisations olika delsystem inom ekonomistyrningen anses behöva helt överensstämma för att medarbetares faktiska beteende ska överensstämma med det av organisationen avsedda beteendet. Genom en fallstudie av ABC Bil, där intervjuer med säljare och personal på ledande befattning utförts, undersöks hur säljande organisationers olika delsystem inom ekonomistyrningen överensstämmer samt om säljares faktiska beteende överensstämmer med det av organisationen avsedda beteendet. Uppsatsen kommer till slutsatsen att ABC Bils olika delsystem inom ekonomistyrningen helt överensstämmer och att det även råder total överensstämmelse mellan säljarnas faktiska beteende och det av organisationen avsedda beteendet. Detta leder till att uppsatsen ger stöd till det teoretiska synsätt som utgjort uppsatsens utgångspunkt. .
Test av immunohistokemiska markörer för differentialdiagnostik mellan Spitz nevus och melanom
Spitz nevus was first described by Sophie Spitz in 1948 as juvenile melanoma. The lesion is a benign melanocytic tumor, which consists of epiteloid- and spindelshaped cells. Histological is spitz nevus difficult to distinguish from malign melanomas and spitzoid melanomas. Loss of symmetry, loss of maturation in the deep component, nuclear polymorphism and hyper chromatic nucleus are features which can be found in melanomas. Some of these features are often seen in spitz nevus.
Differences of progressive retinal atrophy in dogs
A group of diseases that affect the dog?s sight is progressive retinal atrophy (PRA) a disease that means that the photoreceptors in the retina of the eye either not develop normally or undergo degeneration and thereby causes vision loss and blindness. The disease affects many different breeds and is inherited. What have been shown is that it is different genes that had become mutated in the different breeds, this conclude that despite similar clinical symptoms, the underlying reason could be different. Also the genes that are mutated in dogs and give rise to diseases also exists in humans.