Syftet är att evaluera Baselramverkets riskreglering i en konjunkturcykel med hänsyn till Östersjöregionens storbankers systemviktiga funktion.Studien antar främst en kvantitativ ansats i de två första delarna, nyckeltalsanalysen och buffertsimuleringen men även en kvalitativ ansats antas i den tredje delen, intervjuer. Studien utgår från teorierna om Basel I och Basel II, nyckeltalsteori samt från tidigare forskning.Resultatet i studien består av nyckeltalanalys och simulering av åtta, i Östersjöregionen verksamma, bankers nyckeltal och buffert under 21 år samt sex djupintervjuer med representanter för såväl banker som regulatorer. SlutsatserAtt det inte finns något samband mellan Baselregleringens kapitaltäckning och bankernas risk eller konjunktur, att riskvägningen tenderar till att vara godtycklig och har större påverkan på buffert än Baselregleringens kapitaltäckning samt att mer transparens behövs i bankerna tyder på att Baselregleringens kapitaltäckningskrav i mycket liten utsträckning visar Östersjöregionens storbankers faktiska risk..

Research Question: Does the pharmacy market seem to change in accordance with the goals stipulated by the government due to the reregulation?This leads to the following sub-questions:Does it seem like the availability of medical drugs for consumers increase?Does it seem like service for consumers get enhanced?Does it seem like the supply of services for consumers increase?Does it seem like the costs of medical drugs are maintained?Purpose: The purpose of this study is to evaluate if the trends resulting from the reregulation of the pharmacy monopoly correspond to the goals stipulated by the government.The purpose is furthermore to compare the reregulation of other Swedish markets and the reregulation of the pharmacy market in other Nordic countries in order to heed their lessons.Method: This study uses method triangulation, with a questionnaire directed to pharmacy customers forming the quantitative basis and interviews with specialists regarding the pharmacy market, forming the qualitative. The study also draws heavily on historic data regarding reregulation of Swedish markets and reregulation of the pharmacy market in other Nordic countries.Conclusions:Availability of medical drugs has increased and will presumably continue to do so. Service quality has increased somewhat and will presumably continue to do so.Supply of services has increased and it will presumably continue to do so.The cost of medical drugs will only increase if it is required in order to satisfy the other goals.  .

Due to the climate change natural disasters expects to increase and in some areas the conditions for dissemination of hazardous pollutants from contaminated areas could be affected. Different inventories and mapping has been made to identify areas of risk for flood or avalanche around the country. At the same time inventory and treatment of potential polluted areas (MIFO objects) is progressing. In Ljungans run of area in Västernorrlands county is a exposed area due to the amount of clay and silt in the ground that are sensitive in the context avalanche. The area has also a lot of MIFO objects and risks of flood.This essay aims to investigate what data material that is available regarding MIFO objects, flood- and avalanche risks in Ljungans run of area in Västernorrlands county.

Background: Urinary tract infections caused by indwelling urinary catheters causes unneccesay suffering among those it affects. These infections are also financially straining on the health care services. It is therefore of importance to gain knowledge about which evidence based preventive interventions that have the possibility to reduce the risk for bacteriuria and urinary tract infections among patients with indwelling urinary catheters. Aim: This study aimed to compile available knowledge concerning i) if silver alloy catheters does reduce bacteriuria in this patient group, ii) if aseptic catheterization does reduce bacteriuria in this patientgroup, iii) which routines for changing the urinary drainage bag reduces the risk of bacteriuria, iv) which routine genital hygenic care reduces the risk of bacteriuria? Method: Litterature was searched for in the data bases Cinahl, Medline and The Cochrane Library using the data bases? thesaurius combined with OR/AND.

Barns övervikt och fetma är ett allvarligt och stort folkhälsoproblem i vårt samhälle idag. Om övervikt etableras under barndomen är risken stor att fetma utvecklas senare i livet, vilket kan medföra risk för följdsjukdomar och psykiskt lidande. Det är viktigt att i tidigt skede upptäcka barn och dess familjer med risk för övervikt och där har BVC-sjuksköterskan en central roll.Enligt tidigare studier har det framkommit att BVC-sjuksköterskor upplever det svårt och känsligt att prata om kost och kostvanor och risk för övervikt med föräldrar. Många har upplevt negativa reaktioner i dialogen med familjerna, vilket medfört att det hälsofrämjande arbetet inte fortskridit och med relevanta åtgärder mot barns risk för övervikt inte har satts in. Därför är det av intresse att undersöka om BVC- sjuksköterskans uppfattningar om ett arbetsredskap i form av ett frågeformulär riktat till föräldrar skulle förbättra det hälsofrämjande arbetet mot barns risk för övervikt.Studiens design var kvantitativ och data samlades in med hjälp av en enkät som bestod av 18 frågor i tre teman samt tre öppna frågor.

Background: A large part of the daily political and economic debate in Sweden concerns the EU. One question that has been debated since the beginning of European integration is whether trade is created as a consequence of integration and, ifso, how great are the gains related to the increased trade. An equally important but maybe less debated question is whether countries outside the union are affected by the increased European integration. Is increased European integration made at the cost of countries outside the EU? Purpose: The purpose of this study is, by calculating trade creation and trade diversion, to evaluate if a number of developing countries? trade with Sweden has decreased after Sweden?s membership in the European Union.

AbstractEffective January 1, 2005 publicly listed companies were obliged to adopt a new financialreporting standard (IFRS/IAS). The objective of IFRS/IAS was to increase transparency andcomparability in financial reports between companies. The authors have chosen to write aboutIAS 40 where the accounting treatment for investment property and related disclosurerequirements are regulated.The purpose of this thesis is to investigate potential effects of valuation of investmentproperty at fair market value for real estate companies at times when market price decreasesand to investigate what an acceptable difference for the valuation could be.To fulfil this purpose the authors have chosen a qualitative method interviewing accountants,property analysts and a credit analyst to obtain a deeper understanding of the problem. Basedata for the thesis have been collected during meetings, telephone interviews and e-mails.Additional data was collected from public available sources such as the internet, relevantprofessional magazines and professional newsletters. The authors have designed a modelshowing how Income and Balance Sheet statements are influenced by changed valuation ofinvestment property.

The Earths climate is changing at a higher rate, i.e between 1861 and 1994 the annual mean temperature in Scandinavia increased with 0,68º C and according to recent climate models the annual mean temperature is likely to rise with another 3º C during this century.A warmer climate in many ways is associated with changing conditions for lake ecosystems. An expected higher water temperature and a stronger summer stratification of the water column increases the risk of anoxic conditions at the lake bottom. Thus anoxic conditions are likely to cause a phosphate leakage from the sediment, i.e. a higher internal loading of phosphate.In this project, the extremely warm summer of 2002 has been used as an example for a possible scenario for a future climate. By comparing levels of phosphorus in the summer of 2002 with a ten-year median value, a phosphorus related sensitivity to climate change has been analyzed for 55 Swedish lakes.

Bröstcancer är den vanligaste maligna sjukdomen som drabbar kvinnor i västvärlden. Den går inte att förebygga, men genom tidig upptäckt av sjukdomen kan prognosen avsevärt förbättras. Syftet med litteraturstudien var att beskriva informationsbehovet hos högriskkvinnor så de kan utföra kontroller för tidig upptäckt av bröstcancer. Resultatet visar att självundersökning bör genomföras regelbundet. Undervisning i självundersökning krävs för att kvinnor ska utföra den enligt rekommendation.

Plagionotus detritus is a threatend longhorn beetle that only exists at one site in Sweden. It is saproxylic and depending on recently dead coarse oak wood for its larval development. Trees at Djurgården, Stockholm that have been colonized by Plagionotus detritus has been studied to find out the habitat preferences of the species and to see what affects the density of beetles in a tree. The bark of some trees and wood from the breeding project at Nordens Ark has also been studied to find out what affects the species reproductive success. The reproductive success was measured in two ways, the larval mortality and the size of the hatching holes.

Martinez, A (2011). Attityder hos lastbilsförare gällande mat i samband med långa -respektive korta transportsträckor. Akademin för hälsa och arbetsliv, Högskolan i Gävle. AbstractBackground: The profession as a lorry driver is in many aspects very risky. Factors such as time directive, poor diet and shift work characterize the profession and puts drivers' health at risk. Current research shows that the vast majority of lorry drivers are overweight, suffer from high stress related to work and have on average a very low consumption of fruits and vegetables.

AbstractThe purpose of this study was to identify problems that may occur in the execution of a civil engineering project and suggest measures to reduce the risk of errors. The study was conducted in cooperation with a civil engineering company in the Gothenburg area. During two weeks in February 2012, a field study took place on two construction sites where disruption and problems that took more than 15 minutes to correct were noted. During the field study we identified 39 such occurrences in the projects and then these were classified into different categories according to their cause.The two largest categories were "Design" and "Planning", which accounted for half of the errors that were discovered.In the study results were evaluated to decide whether it was possible to detect discrepancies at an earlier stage. The cost to fix an error in the design stage may be significantly less than to correct the problem in production.According to the evaluation, 55% of the errors could have been detected earlier if there was a greater degree of observation for such issues by everyone involved in the project.

 Conclusion:Medical treatment may have a role in platelet count after transfusion. Since the TACSI platelets passed the quality requirements, and the vast majority of patients platelet count increased after TACSI platelet transfusion, the TACSI platelets will replace the old method to produce platelets at the Uppsala University hospital.  Methods: A new approach that pools 8 buffy coats (TACSI platelets) that were separated into 2 units instead of 4-6 buffy coats pooled to 1 unit was investigated in this study. After the platelets were extracted from the buffy coats their quality was controlled and subsequently the platelet product was evaluated in 96 patients. Results: The results showed that 80 % of the platelet units passed the European quality requirements. Further, the platelet count was increased in most patients that received TACSI platelets. Conclusion: Medical treatment may have a role in platelet count after transfusion.

Vi gör dagligen bedömningar av risker i situationer av alla de slag. Trafiken är en av de situationer där riskbedömningar är särskilt viktiga och hur korrekt bedömningen blir beror på hur vi upplever riskerna, vilket i hög grad varierar från person till person. Hypotesen i detta examensarbete är: Kvinnliga bilister upplever större subjektiv risk i trafiken än manliga bilister. Undersökningen av hypotesens giltighet utfördes med hjälp av intervjuer av 20 män och kvinnor. Frågorna syftade till att ta reda på deltagarnas subjektiva upplevelser av trafikrisker.

Uppsatsen kommer att beskriva hur Handelsbanken, Skandiabanken och Swedbank går tillväga när de ska riskklassificera sina fondportföljer. Intervjuer har genomförts med respektive bank för att få en klarare bild på hur dessa använder olika teorier och räknesätt för att fastställa en risknivå på en specifik fond och även material från bankernas hemsidor har använts för att komplettera ämnet. Bankerna använder sig av olika riskskalor vid kategorisering av olika fondportföljer och standardavvikelsen samt value at risk ger svar på den faktorn som dessa tar mest hänsyn till vid kategoriseringen utav aktiefonder, räntefonder, blandfonder samt hedgefonder. Standardavvikelsen som majoriteten av bankerna använde sig som det väsentliga måttet för rikklassificering som beräknas på historiska värden från en tidsperiod på för det mesta 3 år men beräkningar på 5 år kan även förekomma. Detta mått gör det möjligt för investerare att förstå hur hög risk en fond har för desto högre standardavvikelse desto högre risk.