Sökresultat:
1282 Uppsatser om Home loans - Sida 23 av 86
Förvärvsgarantins förutsättningar : Svårt att utforma fungerande politiska reformer
The title of this thesis is ?The preconditions of the acquisition guarantee- hard to design working political reforms?. The acquisition guarantee (förvärvsgaranti) is a form of credit guarantee issued by the Swedish government to credit institutes that give out housing loans to debtors with poor credit history. The reform hasn´t been used in any substantial extent.The purpose of the study is to investigate whether you could identify any problems with the preconditions that the governmental agency BKN was given to implement the acquisition guarantee, and if so describe which these problems are.Two questions are answered:1. What preconditions for a working implementation of the guarantee, in the form of rules, objectives and directives was offered by the government in their steering of BKN?2. How did the structural preconditions for a working implementation of the guarantee look like?By doing a text analysis of central documents I find that the lack of outcome could to some extent be related to weaknesses in how the reform was formulated.
Fuktskador i bostadskök : En undersökning om fuktskador i kök och hur dessa kan förebyggas vid nyproduktion
Moisture damage in kitchens is an area that many people believe to be irrelevant andnot a subject to concern, however the problems encountered might be larger thananticipated.The purpose of this essay is to get a view of how problematic moisture damagecurrently is as well as what can be done to prevent damage during the constructionand building of new housing.Statistics regarding moisture damage as well as several tools for damage preventionhave been studied and investigated. Industrial regulations have been reviewed tounderstand the requirements construction companies must legally follow during theconstruction and building of new kitchens. Home manufacturers and largerentrepreneurs have been contacted in order to get their point of view regarding theproblems with moisture damages in kitchens.The knowledge of moisture safe constructions is prevalent by home manufacturers,insurance companies and entrepreneurs. Despite this knowledge, the constructioncompanies predominately follow the industries regulations, which normally onlyimplement the minimum requirements.In order to get construction companies to design and build kitchens with increasedmoisture security, stricter industrial regulations might be needed to be implemented.Unlike bathrooms and laundry rooms, kitchens are not defined as a ?wet room? andthe regulations for the construction of kitchens are more lenient.It is difficult to detect water leaks in an early state and the moisture damage is usuallyextensive before it is discovered and repaired if the kitchen lacks moisture securedconstruction and water security.
?Man kan inte läsa bara för att man kan tala? : En studie om årskurs ett-elevers föreställningar om läsning och bokval
The aim of the study is to investigate what pupils in grade 1 think about reading aloud, reading alone, the selection of books, and the significance of reading. A subsidiary aimwas to examine the relation between the pupils? experiences of reading in the home andtheir ability to discuss a text they have read. A sidetrack in the study aimed to see whether the pupils? experiences of reading in the home affected their outlook on readingin general.
"Anhörigsjukan". En litteraturstudie om hur det är att vara anhörig vårdgivare till en person med Alzheimers sjukdom i hemmet.
The purpose of this literature review is to examine how a relative is affected by and handles the situation of caring for a relative with Alzheimer's Disease at home and to examine how they experience social support..
Köpa på efterfrågan : en utvärdering av BIN-projektets försöksverksamhet
In 2003 the libraries of ten municipalities in the northern part of Sweden were each given 10 000 (SEK) by the BIN-project to purchase books on demand instead of making inter-library loans. This attempt was called Köpa på efterfrågan (Purchasing on demand). The purpose of this master thesis is to evalutate Köpa på efterfrågan. The results of the evaluation show that the books purchased on demand were quite popular. Almost all the purchased books were non-fictional with most books being bought within the field of medicin.
"Ett hem utan en gamling, är som ett hus utan pelare": en kvalitativ studie om hur sent-i-livet-invandrare integreras i det svenska samhället
More recently, the number of elderly immigrants has increased. This means that Sweden is faced with new challenges. The purpose of this study was to illustrate how the elder immigrants general situation in Helsingborg looks like, as well as how social workers work to integrate this target group. Furthermore, I wished to have an answer on whether social workers feel that there is a continuing need to be concentrated on the integration of elder immigrants. To get answers to my questions, I have interviewed five social workers in Helsingborg who are working on issues that concern elder and integration.
Ska vi träffas på biblioteket? En undersökning om folkbibliotekets funktion som mötesplats
The aim of this Master thesis is to study the public libraries' function as a place for people to meet. Four major questions are taken up: + Do the public libraries have the function of a meeting place? + How important do the librarians and the visitors find the libraries possible function as a meeting place? Do they think that this function is important? + What differs the public libraries from other places in society when it comes to the function of a meeting place? + What differences are there between a larger and a smaller library when it comes to the function of a meeting place ? The basis of this study are interviews with employees at a province library in Jönköping and at a smaller library in Sjöbo in Borås municipality. Our study deals with the history of public libraries, its functions as a meeting place, its architecture, culture, and statistics concerning numbers of visitors and loans of books. The conclusions that are drawn are that the public libraries have qualifications to function as a meeting place even if that isn't always the case.
Nischbanker - potentiella dynamikskapare
The banking industry is a fundamental part of the economy in Sweden. Despite its importance, the competition and the concentration level within the Swedish banking sector is relatively unexplored. This paper aims to examine the development of the concentration level in the Swedish banking sector during a period of ten years, 2003 to 2013. The examined banks in the study are the four largest banks in Sweden; Handelsbanken, Nordea, SEB and Swedbank, and four selected niche banks, ICA banken, Ikano Bank, Länförsäkringar Bank and Skandiabanken. In order to examine the development in percentage change, there are six selected variables; loans, deposits and borrowings (both public and households), net interest income and return on equity, which are observed during a period of ten years.
Göteborgs pendlingsomland. En studie om hur restid och reseavstånd korrelerar med pendling och befolkninsförändring i Västra Götalands och Hallands Län
The daily travel, and especially travel between home and work i.e. commuting, is increasing every passing year. More than 90 000 people commute from their home municipality to work in Gothenburg. One of the aims of the regions of Västra Götaland and Halland is to interconnect municipalities and towns within the region, thereby creating growth, faster freight and passenger transports as well as a more attractive business climate. However, while the goal is to create growth, there are several municipalities in the study region with negative ongoing trends.
Kundlojalitet : en studie om vilken påverkan de demografiska aspekterna har på kundens lojalitet mot sin bank.
In Sweden today almost all people are connected to a bank in some way. It can range from loans, savings, shares, etc. They have a current account where salaries, student aid etc. is paid. Due to the large selection of banks, it has become more important for banks to be competitive in their services to their customers so they don?t change bank.
Västerviks stadsbiblioteks utveckling och dess föregångare 1859-1945
The purpose of this master?s thesis is to describe and analyse the origin and development of the municipal library of Västervik. There have been four previous libraries and our examination starts in 1859 with the foundation of a parish library. The other forerunners were a working-class movement library and two libraries in the International Orders of Good Templars. Before the merger of the libraries there were discussions in the municipal council, among the working-class movement and in the IOGT.
Klassblogg : En studie av lärares användning av klassblogg i grundskolans tidigare år
The purpose of this study was to explore the use of a blog in the classroom. This paper describes why the teacher created the blog and how the blog is used by teachers and pupils in and outside the classroom. The study also describes teachers? thoughts regarding future use of the blog. Seven primary school teachers were interviewed and the material was analysed using a multimodal design theoretical perspective on learning (Selander & Kress 2010).The conclusion of the study was that the teachers created and designed blogs to give parents, pupils, relatives and others an opportunity to have an insight into the pupils? school day.
Faktorer som patienter, anhöriga och sjuksköterskor anser viktiga i den palliativa vården i hemmet
Syftet med denna studie var att, utifrån litteraturen, redogöra för vilka faktorer som patienter, anhöriga och sjuksköterskor anser viktiga i den palliativa vården i hemmet. Artikelsökning på vetenskapliga artiklar gjordes i databaserna Pub Med och AcademicSearchElite. En begräns-ning gjordes på årtalen 1999 ? 2007 och olika sökordskombinationer användes utifrån sökor-den palliative care, nursing at home, caregivers, need a nurse at home, quality of life, rehabili-tation och advanced nurse. Exklusionskriterier var artiklar som inkluderade barn och AIDS-sjuka.
?Vem knackar på min dörr? Palliativa patienters upplevelse av att bli vårdade i hemmet
Palliativ vård är en helhetsvård av patienten och dennes familj. Fler människor önskar att få dö i det egna hemmet och olika hemsjukvårdsformer har vuxit fram. Hemsjukvården är en form som har ökat och målet är att ett stort antal personer med sjukvårds- och omvårdnadsbehov ska kunna bo kvar i det egna hemmet. Det vårdvetenskapliga perspektivet beskriver att målet med vårdandet av den palliativa patienten är att förhindra eller lindra lidandet och skapa villkor för välbefinnande. Det är också viktigt att stödja patienten och dennes familj så att de upplever en så bra livskvalitet som möjligt, något som den tidigare forskningen visar.
Hemtjänstpersonals erfarenheter av arbetsterapeuters handledning i äldreomsorg
Syftet med studien var att beskriva erfarenheter som hemtjänstpersonal har av handledning. Metoden var kvalitativ, med enskilda, öppna intervjuer. Sju personer som arbetar i kommunal hemtjänst intervjuades. Intervjumaterialet analyserades med kvalitativ innehållsanalys. Resultatet visar att samarbete mellan arbetsterapeut och hemtjänstpersonal är en förutsättning för att arbetsterapeutens insatser ska komma brukaren till nytta.